Long Beach Homes with FHA Terms

Long Beach Homes with FHA Terms

Long Beach, located in Pacific County, Washington, is a charming coastal city that offers a unique blend of natural beauty and small-town charm. Situated in the southwestern part of the state, Long Beach is known for its stunning beaches, vibrant local culture, and thriving real estate market.

As part of the United States, Long Beach benefits from the stability and security that comes with being in a developed country. The state of Washington, known for its diverse landscapes and thriving economy, offers residents a high quality of life and numerous opportunities for work and recreation.

In Long Beach, homebuyers have the advantage of exploring the real estate market with FHA terms. The Federal Housing Administration (FHA) provides loans that allow buyers to secure a home with a low down payment and flexible credit requirements. This makes homeownership more accessible and affordable for many individuals and families.

Whether you're looking for a cozy cottage near the beach or a spacious family home with ocean views, Long Beach has a wide range of housing options to suit every taste and budget. From charming historic properties to modern new constructions, the city offers a diverse selection of homes that cater to different lifestyles and preferences.

With its breathtaking natural surroundings, friendly community, and favorable real estate options, Long Beach is an ideal place to call home. Whether you're a first-time buyer or looking to invest in a vacation property, this coastal city has something for everyone.

Newest Long Beach Homes with FHA Terms

$675,000
3 Beds ⋅ 3 Baths ⋅ 2564860 MLS ⋅ ACTIVE Status
Located in a prime Long Beach location, this 3-bedroom, 2-bath home brings together relaxed coastal living and an impressive 38x40 detached shop. Inside, a spacious living area with a cozy pellet stove flows into a functional kitchen, with dedicated laundry and flexible bonus space adding everyday versatility. Outside, covered patios, beautifully maintained grounds and a private backyard create inviting spaces to relax, entertain and enjoy life at the coast. The shop is the real showstopper, with soaring ceilings, extensive workspace, cabinetry, storage and its own bathroom, offering incredible possibilities for projects, hobbies, vehicles and more. Near the beach, downtown Long Beach and all the Peninsula has to offer, this is a rare opportunity to have location, single story living and serious shop space all in one.

1314 187th Place, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$290,000
1 Beds ⋅ 1 Baths ⋅ 2566718 MLS ⋅ ACTIVE Status
Stunning ocean views from this cute oceanfront studio condo. This condo is the best location in Long Beach, next to the famous arch that says worlds longest beach. Easy walk to beach, restraunts, shops and entertainment. Had a successful rental history in the past. Watch the kite festival, fireworks and all the activies right from your deck or living area. The boardwalk and 8 mile paved discovery trail is perfect for walking or riding bikes right in front of condo. Perfect investment to pay for your beach get away. The Long Beach Peninsula is surronded by beauty and abundance of wildlife. Close to Cape Disappointment Park, and famous Oysterville. Many activities to keep you entertained all year round. Condo building has a security entrance with lobby and elevator. Lots of parking. Do not miss out and schedule an appointment with your broker today.

205 Bolstad Avenue Unit #303, Long Beach

Listing courtesy of Century 21 Pacific Realty.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2560806 MLS ⋅ ACTIVE Status
Beach life meets country living on nearly 2.5 acres! Perfectly positioned between the Pacific Ocean and Willapa Bay, this rare property offers endless possibilities. Bring your horses, livestock, or hobby farm dreams to life—or explore the potential to live on one parcel while selling the attached 1.04-acre lot. Inside, you'll find a spacious 4-bedroom, 2.75-bath home designed for comfortable living. The open kitchen flows seamlessly into the bright dining area, while the inviting family room with a cozy wood-burning stove is the perfect place to gather. A large utility room, walk-in pantry, and abundant storage provide everyday convenience. The oversized primary suite is a true retreat, offering enough space for a king-sized bed plus a private sitting area or home office. With your own well and septic, you'll enjoy lower monthly utility costs and the independence that comes with country living. Wake up to fresh ocean air, spend your days exploring nearby beaches and Willapa Bay, then come home to the peace and privacy of your own acreage. Whether you're seeking room to roam, space for animals, investment potential, or the ultimate Pacific Northwest lifestyle, this exceptional property truly has it all. Call for a tour today!!!

20003 Sandridge Road, Long Beach

Listing courtesy of RE/MAX Premier Group.

$499,000
3 Beds ⋅ 2 Baths ⋅ 2540172 MLS ⋅ ACTIVE Status
Would make a great vacation rental! Move-in ready and ideally located in town, this spacious 3-bedroom, 2-bath home offers comfort, convenience, and exceptional versatility. Zoned (RC) Residential Commercial, the property presents a unique opportunity for a variety of uses, including potential vacation rental income.Inside, you'll find a well-maintained and updated home featuring central heating and air conditioning, on-demand hot water, and generous living spaces designed for everyday comfort. The covered front deck provides a welcoming place to relax, while the large fenced backyard offers privacy, room for pets, gardening, or outdoor entertaining.The two-car garage provides ample space for vehicles, storage, and hobbies. Situated just minutes from restaurants, shopping, the beach, the Discovery Trail, and the local golf course.Whether you're looking for a full-time residence, investment property, or a home with business potential, this versatile property is ready for YOU. Contact agent to schedule a showing today.

105 22nd Street NE, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$429,000
3 Beds ⋅ 2 Baths ⋅ 2549262 MLS ⋅ ACTIVE Status
Tucked away in the heart of Long Beach, this inviting home offers the perfect blend of comfort, charm, and beautiful outdoor living. The thoughtfully landscaped yard feels like your own private garden retreat, featuring an incredible assortment of spring-blooming trees, fragrant lilacs, vibrant rhodondenrons, stunning roses, and countless garden favorites you can add to. It's a peaceful setting to enjoy relaxing or entertain in the private backyard, complete with beautiful lighting that creates a warm and cozy atmosphere. Located directly across from a neighborhood park, sports court and baseball field. This home offers a lifestyle that's both welcoming and serene. Come experience the Long Beach charm and beauty.

111 S WASHINGTON Avenue, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$499,000
2 Beds ⋅ 2 Baths ⋅ 2543909 MLS ⋅ ACTIVE Status
Lovely westside home with an oversized garage on over half an acre near Cranberry Road beach approach. This handy location gets you to beach, town or fishing in minutes. 2 bedroom, 2 bathroom with covered entry porch, large living room with laminate floors and Jotul gas stove, beautifully remodeled kitchen with updated appliances, dining room with bay window overlooking the garden and an extra large recreation room with glass doors to the covered patio. The home has an additional room, just right for an office or den. Outside features gorgeous gardens complete with a pond, patio, gazebo and fire pit. Detached 28 x 36 metal building with concrete floors, 12' and 14' high overhead doors, shop space and wired for an EV charger. The paved driveway offers plenty of room for RV and boat parking. Easy beach access.

12912 N Alley, Long Beach

Listing courtesy of Lighthouse Realty.

$398,500
2 Beds ⋅ 3 Baths ⋅ 2537144 MLS ⋅ ACTIVE Status
New price, new opportunity—now offered at $398,500!! Built in 2009 to modern, energy-efficient building standards, this well maintained 1,820-square-foot home delivers space and value. While officially permitted as a 2-bedroom home to match its septic system, the expansive layout lives large. Along with a flexible bonus room that functions beautifully as a private home office, media room, or extra guest quarters, this home comfortably hosts up to six people in real-world everyday living. The thoughtful open-concept floor plan flows seamlessly from room to room, maximizing the square footage and offering low-maintenance coastal living at an exceptional price-per-square-foot value. Upstairs, the primary suite includes a walk-in closet and full bath, while two additional sleeping rooms share a 2nd full bath. The drive-thru garage is ideal for storing kayaks, bikes, and beach gear, or creating a workshop. Outside, the private backyard borders mature trees and undeveloped land, providing the perfect setting for barbecues, evenings around the firepit, or simply unwinding after a day outdoors. A 10' x 12' lofted shed offers even more room for recreational equipment and tools. If your idea of a good day includes paddling, beach walks, biking, bonfires, and coming home to a quiet neighborhood surrounded by nature, this one deserves a look. Do not miss this versatile, move-in-ready property that gives you the breathing room and flexibility you have been searching for!

1902 194th Street, Long Beach

Listing courtesy of Bolderson Realty.

$675,000
1 Beds ⋅ 1 Baths ⋅ 2539232 MLS ⋅ ACTIVE Status
Turnkey income-producing beach retreat generating $89K+ gross annual revenue with 82-88% occupancy — a proven short-term rental business, not just a property. Currently listed on Airbnb as Pacific Coast Beach Getaway with 304 verified reviews, a 4.75-star rating, Guest Favorite badge, and Superhost status. Four years of documented rental history prove this property's earning power. Built in 2022 with modern finishes and minimal maintenance, featuring vaulted ceilings and premium outdoor living: private hot tub with cedar privacy screen (available year-round), barrel sauna, firepit, charcoal grill, and a fully fenced, landscaped backyard. Three-zone climate control — ductless mini-split system (AC and heat), electric radiant floor heating, and gas fireplace. Full kitchen with new appliances, large shower with bench seat, in-unit washer/dryer, and digital keypad entry. About a block to the beach with easy trail access. The 8,276 SF lot offers expansion potential on one of Long Beach's most desirable streets. Close distance to restaurants, shops, and the boardwalk — location is the #1 guest mention in reviews (129 of 304).

511 Ocean Beach Boulevard S, Long Beach

Listing courtesy of homecoin.com.

$473,000
2 Beds ⋅ 3 Baths ⋅ 2532225 MLS ⋅ ACTIVE Status
Thoughtfully updated, ready to move in! This home is walking distance to a well maintained beach access, vaulted ceilings, abundant natural light, and numerous interior and exterior improvements. The list starts with new carpet, fresh paint, new trim, custom blinds throughout, new appliances, and a new garbage disposal. The primary suite has direct access to a private enclosed patio—for relaxing, entertaining, or enjoying morning coffee. The enclosed patio creating a seamless indoor-outdoor living experience. A newer and bigger water heater was installed to ensure you can fully enjoy the soaking tub. Outside, the fully fenced backyard includes a new deck, a covered side deck with gutters, and propane fireplaces inside and out, creating inviting spaces to gather year-round. The utility shed is equipped with electricity, offering additional storage, hobby space, or a convenient workshop.Major improvements include a new roof in 2024, a hardwired Ring camera system, front-yard sprinkler system, and professional landscaping in 2026. The front and side of the home were extensively upgraded with new siding, studs, insulation, trim, and cedar shake accents that enhance both curb appeal and energy efficiency.Every detail has been thoughtfully considered, allowing the next owner to simply unpack and enjoy. With extensive updates already completed and all the heavy lifting done, this move-in-ready home offers comfort and peace of mind from day one. NO OCEANVIEW /private beach access

130 NW 28th Street, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$429,900
3 Beds ⋅ 3 Baths ⋅ 2528764 MLS ⋅ ACTIVE Status
You have found it! A Loomis Lake view home in wonderful Tides West homeowners association in the Klipsan Beach area of the Long Beach Peninsula. Right across the street from the community park with lake access with a dock ready to help you launch your kayak's or canoes. Maybe try fishing! The fishing derby is in May each year. Great kitchen with upgraded appliances and granite counters. This home is 3 bedroom 2.5 bath, with lovely mature landscaping and great outdoor living spaces. There is a fenced yard all around for all your furry friends, an outside fire pit and hot tub, with a quiet secluded gazebo for night time barbecues and s'mores. The primary bedroom is on the main level for your convenience with a 3/4 bath. Then upstairs 2 more full bedrooms and one more bathroom. The ceilings have lovely alcove areas in each bedrooms and great lighting to make this home light and bright.The upstairs landing area has cute alcove areas for storage and play areas. 1 car garage for great storage and inside parking. Must see don't miss out on this one!

19409 U Place, Long Beach

Listing courtesy of RE/MAX Excellence.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2518058 MLS ⋅ ACTIVE Status
Beautifully maintained 2040 sqft triple-wide home set on 5 fenced acres on the desirable Long Beach Peninsula. This spacious property offers a perfect blend of comfort, functionality and coastal lifestyle. Inside you'll find a well-cared for home with generous living spaces, abundant natural light and a layout ideal for both everyday living and entertaining. Step outside to enjoy the expansive grounds, perfect for animals, gardening or simply soaking in the peaceful surroundings. The impressive 30x40 shop with loft provides ample space for projects, storage and great for fishermen to store boat, crab pots or work on your gear or work on cars... While the RV hookup adds convenience for guests or travel enthusiasts. There is also an alternative water catchment system besides the private well. Whether you're looking for a private retreat, a mini homestead of room to expand, this property delivers endless possibilities, across from the Willapa Bay and just a short drive to beaches, shops and everything that the Peninsula has to offer. Move in Ready, New 3-bedroom Septic!

10419 Sandridge Road, Long Beach

Listing courtesy of BHGRE - Northwest Home Team.

$419,000
3 Beds ⋅ 3 Baths ⋅ 2516596 MLS ⋅ ACTIVE Status
Coastal comfort meets functionality in this spacious end unit townhome offering ocean views, generous storage, and an attached single car garage. Enjoy sunsets from your private deck while being conveniently located near the boardwalk, beach approach, local shops, and dining. The flexible layout features two bedrooms on the lower level, while upstairs offers an additional bedroom, a 3/4 bathroom, and the main living spaces designed to take advantage of the elevated views and natural light. The spacious living room centers around a cozy fireplace, with an upstairs kitchen that flows easily into the living and dining areas. Currently operating as a successful vacation rental, this property also offers excellent potential for full time living or a personal coastal getaway. A prime opportunity to own a low maintenance beach property with the space, storage, and functionality.

316 7th Street SW Unit #13, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.