Kingston Homes with USDA Loan Terms

Kingston Homes with USDA Loan Terms

Kingston: A Charming Coastal Town in Kitsap County, Washington

Nestled in the picturesque Kitsap County, Washington, lies the charming coastal town of Kingston. Known for its idyllic setting and friendly community, Kingston offers a peaceful and relaxed lifestyle while still being within easy reach of the bustling city of Seattle.

With its stunning natural beauty, Kingston is a haven for outdoor enthusiasts. The town is situated on the shores of the Puget Sound, providing residents with breathtaking waterfront views and access to a myriad of water activities such as boating, fishing, and kayaking. The nearby Olympic Mountains offer endless opportunities for hiking, camping, and exploring the great outdoors.

One of the unique aspects of Kingston is its affordability and the availability of homes with USDA loan terms. The United States Department of Agriculture (USDA) loan program provides low-interest mortgages to eligible homebuyers in rural areas, including Kingston. This makes homeownership more accessible for those looking to settle down in this charming coastal town.

In addition to its natural beauty, Kingston boasts a thriving downtown area with local shops, restaurants, and community events. The town is also home to a highly regarded school district, making it an ideal place for families.

Whether you're seeking a peaceful retreat or a place to raise a family, Kingston offers the perfect blend of small-town charm and natural beauty. With its affordable housing options and USDA loan terms, this coastal gem is a hidden treasure waiting to be discovered.

Newest Kingston Homes with USDA Loan Terms

$425,000
3 Beds ⋅ 2 Baths ⋅ 2570594 MLS ⋅ ACTIVE Status
Discover Kingston living in this affordable single-level rambler, with a spacious fenced yard, RV & Boat parking and private Gamble Bay waterfront access. This 1,088 sq ft home sits on a 0.27-acre corner lot in the lovely Gamblewood community and features 3 bedrooms, 1.75 bathrooms and an attached garage. Enjoy primary bedroom with attached bath, updated kitchen with new countertops & appliances & fixtures, vinyl flooring, and an efficient one-level floor-plan. SELLER OFFERING $5,000 FLOORING ALLOWANCE CREDIT TO BUYER! Step outside to a large back deck surrounded by a fully fenced yard offering level garden space, a shed and plenty of usable outdoor space. With lots of parking there is room for the RV, boat and guest parking. High-speed internet available. Gamblewood Club amenities include a several-acre private waterfront park on Gamble Bay with beach access, boat ramp, fishing and community shellfish harvesting, two covered picnic shelters, BBQ areas and playground, plus a second neighborhood park with playground and basketball court—all for just $75/year in HOA dues! Convenient location near Highway 104 with access to downtown Kingston, Kingston Ferry Terminal, schools, shopping, dining, breweries, Port Gamble and North Kitsap destinations. FHA, VA, USDA, Conventional and Assumable financing options available. Explore the 3% interest rate VA assumption!

27069 Meadow Circle NE, Kingston

Listing courtesy of Paramount Real Estate Group.

$949,000
4 Beds ⋅ 3 Baths ⋅ 2566650 MLS ⋅ ACTIVE Status
3 bedrooms, 2.75 bathrooms house located on 2.5 beautiful, park-like acres, plus a finished ADU above a detached insulated garage/shop with a 3/4 bath, kitchen, entertaining space and the building is on it's own separate meter. The main home boasts spacious rooms, large kitchen with SS appliances, eating space, office with French doors off of the bonus room, woodburning fireplace in the living room, and the primary suite has a five piece bath including a soaking tub. The entertainment sized deck was replaced in 2022, and has a nice gazebo for outside dining in the backyard. The metal roof on the the home, shop and out-buildings were all replaced in 2021 and the attached garage is pre-wired for a generator and has storage and shelves galore! The Kingston Ferry is only 10 minutes away, and Safeway, Hansville and beach are located within 7 miles. Washer and dryer are negotiable.

7781 NE Frog Hollow Street, Kingston

Listing courtesy of John L. Scott, Inc..

$486,500
3 Beds ⋅ 2 Baths ⋅ 2557698 MLS ⋅ ACTIVE Status
A gem in Jefferson Beach Estates (JBE)! This spacious 2021 Palm Harbor manufactured home offers 3 bedrooms and 1.75 baths on a bright, level lot with over half an acre. With high ceilings, many windows and recessed lighting throughout, the open floorplan is bright and cheerful. There are 2 generous sitting areas and a well-appointed kitchen with abundant cabinetry, center island, stainless-steel appliances. smooth top range, built-in microwave and plenty of workspace. Even the recently purchased washer and dryer are included! The primary suite offers a walk-in closet, private bath w/dual sinks, vanity seating and an oversized tiled shower. Outside, there are fruit trees in front and in back enjoy a large deck in the almost fully fenced yard. There is plenty of sunshine and room to create the garden you have always wanted. The property backs onto JBE’s community property so no one will build behind you! JBE amenities include a playground, picnic and recreation area, community meeting space and beach with a dock so long you can catch salmon off it!

12661 NE Paul Drive, Kingston

Listing courtesy of Paramount Real Estate Group.

$659,000
3 Beds ⋅ 4 Baths ⋅ 2541002 MLS ⋅ ACTIVE Status
On the sought-after Kingston Hill, this beautifully maintained 3-bedroom, 3-bath home offers expansive territorial views and exceptional indoor-outdoor living. A new roof was installed in 2019, remodeled kitchen features new cabinetry, a custom bar, and abundant space for gathering. Vaulted ceilings, bay windows, and custom built-ins add warmth and character throughout. Enjoy entertaining on two spacious decks overlooking the scenic surroundings, while the fully fenced yard provides privacy and flexibility. The updated primary bath offers a stylish retreat, and the versatile lower level provides endless possibilities—ideal for a media room, playroom, home office, gym, guest space, or multi-generational living. Conveniently located in one of Kingston’s most desirable neighborhoods, this home combines thoughtful updates with timeless appeal and stunning views.

26227 Montera Loop NE, Kingston

Listing courtesy of Better Properties UP/Fircrest.

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