Kelso Homes with FHA Terms

Kelso Homes with FHA Terms

Kelso is a charming city located in Cowlitz County, Washington. Situated in the beautiful Pacific Northwest region of the United States, Kelso offers residents a peaceful and picturesque setting to call home. With a population of approximately 12,000, Kelso provides a tight-knit community atmosphere where neighbors become friends and newcomers are warmly welcomed.

One of the appealing aspects of living in Kelso is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible to a wider range of buyers. These loans offer lower down payment requirements and more flexible credit qualifications, making it easier for individuals and families to purchase a home in Kelso.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kelso's real estate market has a variety of options to suit your needs. From cozy single-family homes to spacious townhouses, there is something for everyone in this vibrant city. With FHA terms available, you can take advantage of the benefits of these loans and make your dream of homeownership a reality.

Kelso's convenient location in Cowlitz County also provides easy access to outdoor recreational activities, shopping centers, and excellent schools. The city's close proximity to major highways and transportation hubs allows for convenient commuting to neighboring cities and towns.

If you're considering buying a home in Kelso, explore the available properties with FHA terms and discover the many advantages of living in this welcoming community. With its small-town charm, natural beauty, and affordable housing options, Kelso is a fantastic place to call home.

Newest Kelso Homes with FHA Terms

$569,000
3 Beds ⋅ 2 Baths ⋅ 2572600 MLS ⋅ ACTIVE Status
Tucked away on 5 peaceful acres, this refreshed 3-bedroom, 2-bath home offers 1,848 square feet of comfortable single-level living with space to enjoy both indoors and out. Brand-new laminate flooring flows throughout the entire home, complemented by fresh interior paint that creates a clean, welcoming feel. The updated bathrooms add a fresh touch, while the functional floor plan provides generous living spaces and room to settle in comfortably.Outside is where this property truly stands apart. Relax in the secluded private hot tub, enjoy watching the abundant wildlife or take advantage of the open pastures and wide variety of usable spaces. The impressive 1,360-square-foot detached shop offers plenty of room for vehicles, equipment, projects and storage, plus a separate hobby room for crafts, woodworking, a home office or other creative uses.A barn provides additional flexibility for animals, equipment or storage. The property also includes a pump house with its own storage area, a solar-powered chicken coop and a large garden space ready for planting and growing. With room for animals, gardening, hobbies and outdoor recreation, this property offers the freedom to create the country lifestyle you have been looking for. Enjoy privacy and peaceful surroundings while remaining within convenient reach of Kelso amenities and I-5.

153 Claudine Court, Kelso

Listing courtesy of Realty One Group Pacifica.

$549,900
3 Beds ⋅ 2 Baths ⋅ 2572791 MLS ⋅ ACTIVE Status
Totally dialed in, this Rose Valley BRAND NEW one level home sparkles with dreamy finishes, paved driveway and a 33' x 60' rocked pad for your future shop or RV parking! Welcoming entry with a covered porch that ushers you in through the attractive windowed Fir front door. The living room features an abundance of windows letting light in from both the East and South. The kitchen is a show-stopper with a white tile backsplash setting off the beautiful light wood cabinetry and white quartz counters. Entertaining is a dream with the 7' quartz island with seating for 3! Full (stainless) appliance package too! Slider off kitchen/dining area to covered patio for year-round enjoyment. Laundry room w/cabinet & sink off the finished garage with opener equipped. The Primary Suite is lovely with a walk-in closet and attached bathroom featuring quartz counters, tile backsplash, wood cabinetry and tiled shower. 9' ceilings and luxury vinyl plank flooring throughout. Paved private road and driveway are clean and inviting. Backyard offers room for gardening and playing. Incredible location in desirable Rose Valley just 4 miles to I5, making your commute North or South easy! Seller is providing a 2-10 warranty, giving you additional peace of mind. Tremendous find with so much to offer, make this your home!

125 Brook Valley Road, Kelso

Listing courtesy of Woodland Real Estate LLC.

$410,000
3 Beds ⋅ 2 Baths ⋅ 2531830 MLS ⋅ ACTIVE Status
Comfortable, move-in ready, and full of charm — this 1996-built Kelso home checks all the boxes. Spread across 1,676 SF, the layout features 3 bedrooms, 1.75 baths, and a generous primary bedroom with plenty of room to make your own. Newer vinyl plank flooring gives the home a clean, updated feel from the moment you walk in. Step outside to a lovely front deck ideal for relaxing or entertaining. A 2-car garage rounds out this solid, well-rounded package in a great price range.

506 Church Street, Kelso

Listing courtesy of RE/MAX Premier Group.

$450,000
4 Beds ⋅ 3 Baths ⋅ 2571780 MLS ⋅ ACTIVE Status
Spacious One-Level Living on a Double Lot Welcome home to this beautifully refreshed 4 bedroom, 2.5 bath single-level home situated on a desirable double lot with protected greenspace behind, offering added privacy and a peaceful backdrop. The updated kitchen, fresh interior paint, and new carpet throughout create a clean, inviting feel that’s truly move-in ready. The long driveway provides plenty of parking and leads to an attached garage with a built-in workbench, while a separate wood shed offers additional storage. The spacious primary suite features a private en-suite bathroom, and the large utility room includes washer/dryer space and plenty of storage. A standout feature is the covered deck with a skylights —an inviting space the owners enjoy year-round and use almost like an additional room. The wrap-around porch provides even more outdoor living space and multiple spots to relax and enjoy the setting. Shed in back for firewood storage- lots of wood already there! Leveled back area ready for another shed or shop. The dining room features a slider for easy access to the outdoor spaces, making entertaining and everyday living seamless. With a double lot, protected greenspace behind, updated finishes, abundant storage, and exceptional indoor-outdoor living, this home offers comfort, privacy, and flexibility all in one. Close to 1-5 this one is so special! Come see in person

108 Swiftwater Place, Kelso

Listing courtesy of WA Move Real Estate LLC.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2544170 MLS ⋅ ACTIVE Status
Welcome to 101 Red Row Road! This spacious 3-bedroom, 2-bath home offers 1,740 Sq. Ft. of comfrotable living space on a generous lot with room to enjoy the outdoors. Inside, you'll find vaulted ceilings, an open kitchen with island seating and storage, a welcoming family room with a wood stove, and a spacious primary suite with a private bath. Step outside and you'll find plenth of space to make the property your own, including a large shop, covered parking, RV parking, an updated deck, and garden space. Conveniently located with easy access to I-5, this property offers the space, functionality, and flexibility you have been looking for! Come see the possibilities for yourself.

101 Red Row Road, Kelso

Listing courtesy of Realty One Group Pacifica.

$630,000
3 Beds ⋅ 3 Baths ⋅ 2570349 MLS ⋅ ACTIVE Status
Golf course lifestyle meets riverfront views! Situated less than a half-mile from Three Rivers Golf Course and backing right up to the Cowlitz River with direct access from your backyard, this 2,433 sqft, 3-bed, 2.5-bath home delivers the ultimate PNW setup.Inside, the light-filled open-concept floor plan has tall ceilings and an amazing kitchen complete with quartz countertops, a gas range, double ovens, and an island. The adjacent dining room was custom-extended by 4 feet during construction, creating a grand, high-end feel perfect for entertaining.Enjoy effortless main-level living with a primary suite featuring a large bathroom and custom secondary washer/dryer hookups inside the walk-in closet. Upstairs offers ultimate versatility with a massive loft, two additional bedrooms, a full bath, and a main laundry room.Step out back to your private outdoor retreat—the covered patio was also extended by 4 feet, giving you a spacious year-round spot to kick back and take in the river views, rain or shine, especially in the spring when eagles and seals make an appearance.

2012 Fairway Drive, Kelso

Listing courtesy of Handris Realty.

$720,000
3 Beds ⋅ 3 Baths ⋅ 2570043 MLS ⋅ ACTIVE Status
Pool, horses, an apple orchard, and 5 acres in Rose Valley—this property truly has a little bit of everything. Located on a dead-end street, this unique equestrian property offers pasture, wooded acreage, an outdoor arena, horse stalls, shop/barn space, and a large fenced apple orchard. Enjoy the heated in-ground pool and hot tub, or take in the beautiful territorial views from the deck. The daylight basement home offers flexible space for multi-generational living, with a separate living area, large bonus room, bedroom, and bathroom downstairs. The main level features beautiful hardwood floors, picture windows, a tiled fireplace, and a spacious primary suite. The updated kitchen features custom cabinetry, quartz countertops, and a copper farm sink, plus a large laundry/mudroom conveniently located off the garage. Pellet and wood fireplaces keep the home cozy year-round, while the generator hookup adds peace of mind. Whether you're looking for room for horses, space to entertain, or a home with flexible living options, this 5-acre Rose Valley property offers a combination that's hard to find. Schedule your showing today!

891 Young Road, Kelso

Listing courtesy of John L. Scott, Inc..

$395,000
3 Beds ⋅ 2 Baths ⋅ 2569558 MLS ⋅ ACTIVE Status
Move-in ready and offering plenty of space! This 3-bedroom, 2-bathroom, 1,646 sq. ft. home is located in the Butler Acres neighborhood on a generous lot of over a Quarter Acre. Recent updates include fresh exterior paint and Ductless Mini-Splits, both completed in 2025. The main floor features a large Kitchen with Walk-in Pantry and spacious living room, with plenty of windows providing abundant natural light. The Primary Bedroom includes its own private Bathroom, while two additional bedrooms offer plenty of flexibility. Outside, the fully fenced yard, Covered Porch, Covered Hot Tub and Large Deck provide ample space for entertaining, gardening, pets, or enjoying the outdoors. With a spacious interior, large lot, and recent updates, this home is ready for its next owner!

606 N 16th Avenue, Kelso

Listing courtesy of Keller Williams-Premier Prtnrs.

$560,000
2 Beds ⋅ 3 Baths ⋅ 2569122 MLS ⋅ ACTIVE Status
SPACE, STYLE & ENDLESS POSSIBILITIES ON DESIRABLE PLEASANT HILL RD! This beautifully finished 2-bedroom, 2.25-bath home offers the perfect combination of comfort, style, and room to create the lifestyle you’ve been looking for. With two acres you can come with all your ideas to make the property your own —the possibilities are yours. From the moment you step inside, you’ll appreciate the thoughtful open design, vaulted ceilings and beautiful finishes throughout the home. Big windows create a bright, open, and airy feel with a large kitchen that has ample storage and counter space, great for entertaining. Both bedrooms feature walk-in closets for plenty of storage. The finished basement provides flexible space for a family room, home office, gym, media room, or hobby area. Outside, the property truly stands out with mature landscaping, a large wraparound driveway, spacious shop, and plenty of room to park, work, store your toys, or bring your outdoor plans to life. Located on sought-after Pleasant Hill Rd, this is an opportunity to own a beautifully finished home with the space and flexibility buyers are looking for. Come experience the home, the land, and the possibilities for yourself!

4236 Pleasant Hill Road, Kelso

Listing courtesy of Windermere Northwest Living.

$489,000
4 Beds ⋅ 3 Baths ⋅ 2568169 MLS ⋅ ACTIVE Status
Tucked away at the end of a quiet dead end road, this spacious 4 bedroom + office home offers something for the everyone; the perfect balance of privacy, functionality, and a peaceful country-like setting just minutes from town and the I5. Situated on a total 1.34 acres with approx. a half acre of usable yard with the remaining property acting as a natural backdrop and buffer with no through traffic. Nearly 2500sf of practical living, this home is filled with opportunities; upstairs you'll find 4 great sized bedrooms including a primary suite with ensuite full bath and walk-in closet and another full hall bath. The main level features a dedicated office along with a convenient 3/4 bath just off of the laundry room and an attached 3 bay 900+sf garage/shop. Multiple gathering spaces including a formal dining room in between the kitchen and the living room with access to the balcony deck overlooking the surrounding trees, and an additional family room for a few more places to gather and entertain. A covered front porch waiting for rocking chairs adds to the timeless charm and gives that warm first impression. A fenced front yard for play and pets, a separate fenced garden and plenty of places for flowers too! Heat pump/ac, new hot water heater, a well maintained home ready for personal touches and updates to truly make it shine. Please no drivebys, private road, security in place, must be accompanied with a Realtor.

551 Haussler Road, Kelso

Listing courtesy of Realty One Group Pacifica.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2568046 MLS ⋅ ACTIVE Status
Welcome home to this well-maintained 3-bedroom, 2-bath ranch-style home located on a cul-de-sac in the desirable, Lexington neighborhood. Featuring an efficient single-level floor plan, this home offers a comfortable living area, cozy gas fireplace, vinyl flooring, and a functional kitchen with ample storage and stainless steel appliances. The attached 2-car garage provides additional convenience, while the corner lot offers ample space for gardening, pets, or outdoor entertaining. Boasting brand new gutters and a roof under warranty this is the perfect opportunity. 1 year rate buy down paid with preferred lender.

159 Decatur Drive, Kelso

Listing courtesy of Coldwell Banker Bain.

$1,200,000
4 Beds ⋅ 3 Baths ⋅ 2564208 MLS ⋅ ACTIVE Status
This extraordinary custom estate is built on over five picturesque acres, where timeless craftsmanship meets serene natural beauty. Offering more than 4,700 sq ft of thoughtfully curated living space, the home features 4 bedrooms, 3 baths, a main-level primary retreat with heated spa-inspired floors, private office, formal dining room, and a beautifully appointed chef’s kitchen with propane appliances that flows effortlessly into expansive gathering spaces accented by rich solid maple hardwoods. Upstairs, generous secondary bedrooms, a full bath, an impressive bonus room, and versatile flex space offer endless possibilities. Outside, the grounds are nothing short of exceptional—lush landscaping, open pasture, mature trees, abundant wildlife create the ideal setting. A stunning water garden with koi and goldfish ponds, cascading waterfalls, stamped concrete walkways, and elegant entertaining patios elevate the outdoor experience. The climate-controlled detached shop features a three-car configuration, heat, A/C, power, and its own bath, the possibilties are endless for collectors, hobbies, or workspace. A truly remarkable estate offering exceptional craftsmanship. privacy, and the peaceful luxury of Northwest acreage living.

267 Ranch Road, Kelso

Listing courtesy of Realty One Group Pacifica.

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