Granite Falls Homes with FHA Terms

Granite Falls Homes with FHA Terms

Welcome to Granite Falls, a charming city located in Snohomish County, Washington, United States. Nestled in the stunning Pacific Northwest, Granite Falls offers a picturesque setting surrounded by natural beauty and a tight-knit community atmosphere.

With its close proximity to the Cascade Mountains and the stunning Snohomish River, Granite Falls is a haven for outdoor enthusiasts. The region boasts an array of recreational activities, including hiking, fishing, camping, and wildlife spotting. Nature lovers will appreciate the lush forests, serene waterfalls, and breathtaking mountain views that are just a stone's throw away.

For those looking to make Granite Falls their home, there are plenty of options available, including homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for many homebuyers as they offer flexible down payment options and lower credit score requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Granite Falls has a diverse range of homes to suit various budgets and preferences. From cozy bungalows to spacious family homes, there is something for everyone in this vibrant community.

In addition to its natural beauty and affordable housing options, Granite Falls also offers excellent schools, a bustling downtown area with shops and restaurants, and a strong sense of community. Residents here enjoy a high quality of life and a peaceful, small-town ambiance while still being within easy reach of larger cities like Seattle and Everett.

Come and discover the charm of Granite Falls, where you can find your dream home and enjoy the best of both worlds – the tranquility of nature and the convenience of modern amenities.

Newest Granite Falls Homes with FHA Terms

$949,000
3 Beds ⋅ 2 Baths ⋅ 2575151 MLS ⋅ ACTIVE Status
Welcome to your own private retreat! This beautiful single-level home sits on 1.1 acres in a small, peaceful community, with green space on one side and a partially wooded backdrop creating a wonderfully private, natural setting. The spacious, open floor plan is designed for both everyday living and entertaining, featuring a great room with soaring openness to the kitchen and a formal dining room just off the main living area. The kitchen offers slab granite counters, wall ovens and a walk-in pantry.The thoughtfully designed split-bedroom floor plan provides privacy, with a spacious primary suite featuring a cozy reading nook and spa-like bath with soaking tub, separate shower, double vanity, walk-in closet and private water closet. Generous storage and closets throughout add to the home's functionality.Outside, there's plenty of room to create your vision—garden beds, outdoor living, workshop or RV garage are all possibilities. Enjoy the peace and privacy of acreage while remaining conveniently located between Granite Falls and Lake Stevens. A rare combination of space, privacy, flexibility and convenience!

9903 146th Avenue NE, Granite Falls

Listing courtesy of Berkshire Hathaway HS NW.

$675,000
5 Beds ⋅ 3 Baths ⋅ 2572931 MLS ⋅ ACTIVE Status
First time on the market, this meticulously maintained original owner home has been thoughtfully cared for from the very beginning. Step inside from the covered front porch to a bright, inviting entry where vaulted ceilings & a skylight fill the space with natural light. The well designed main level offers a bedroom & full bath ideal for guests or multigenerational living, along with a spacious laundry room. Hardwood floors lead into the kitchen featuring granite countertops, tiled backsplash & an island with bar seating. Upstairs, the spacious primary suite features a large walk-in closet & private bath w/ soaking tub, shower & skylight. Two additional bedrooms offer plenty of space, while an oversized flex room w/ closet is ready to become a media room, playroom, home office, guest space or whatever fits your lifestyle. French doors off the kitchen extend the living space to a covered outdoor living area overlooking the fully fenced backyard & beautifully established gardens. Layered beds filled with perennials, flowering vines & ornamental trees bring color, texture & interest throughout the seasons, creating a peaceful setting to relax, entertain & take it all in. A 3-car garage offers plenty of parking, storage & room for the extras. Tucked into a small dead end neighborhood just minutes from Hwy 9 & near the gateway to Mountain Loop Highway, everyday convenience meets some of the best recreation & natural beauty the PNW has to offer. PRE-INSPECTED

801 Darwins Way, Granite Falls

Listing courtesy of Realty One Group Orca.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2573653 MLS ⋅ ACTIVE Status
Step through the door and feel the difference — sunlight pours across an open-concept layout where the kitchen island invites people to gather, not just cook. Laminate flooring flows underfoot through the entire first floor, tying the space together with warmth and durability. Designer paint accents add character to every room, while 4 bedrooms and 2.25 bathrooms give this 1,793 sq ft home room to live comfortably. Built in 2018, it's move-in ready with an attached 2-car garage for everyday ease. Step outside to a fully fenced yard with a built-in sprinkler system, framed by sweeping mountain views that make morning coffee feel like a retreat. A video doorbell adds quiet peace of mind, while central air and surround sound speakers turn everyday moments into something special. Just steps from neighborhood parks, and zoned for Granite Falls School District — this is a home that feels as good as it looks.

17713 Juniper Street, Granite Falls

Listing courtesy of Epique Realty.

$645,000
4 Beds ⋅ 3 Baths ⋅ 2574786 MLS ⋅ ACTIVE Status
$10,000 Buyer Credit offered by the Seller! Step inside to a light-filled upper level featuring vaulted ceilings, a cozy gas fireplace, and a dining room with front-row views of evening sunsets. The kitchen and adjacent eating area open directly to the upper deck—perfect for morning coffee. Retreat to the primary suite, complete with a walk-in closet, dedicated AC return, and an east-facing window overlooking the backyard to catch the morning sunrise.Outside, enjoy a fully fenced, low-maintenance yard with a storage shed and a durable Trex deck (2020). The oversized 2-car garage includes an extra nook for a workshop or storage. Major system updates offer total peace of mind: Central AC (2024), Furnace (2023), Water Heater (2022), and Roof (~9 years old). A robust security system stays with the property, including reinforced door hardware, monitored entry/water sensors, and 360-degree color night-vision cameras.No HOA! Enjoy an unbeatable location within walking distance to local schools, dining, and groceries, plus quick access to rivers, trails, and the Mountain Loop Highway for weekend adventures. Don’t miss this move-in-ready gem with big financial incentives! Put the credit toward closing costs, updates, or an interest-rate buydown to lower your upfront costs or potentially lower your monthly payment.

505 Hemlock Avenue, Granite Falls

Listing courtesy of Realty One Group Orca.

$1,149,000
4 Beds ⋅ 3 Baths ⋅ 2571327 MLS ⋅ ACTIVE Status
Incredible Mountain Views at Hemlock Heights! Welcome to this exceptional Craftsman-style daylight rambler nestled in the coveted gated community of Hemlock Heights. Set on .96 acres with breathtaking 180° protected views of Mt. Baker National Forest, this thoughtfully designed 4-bedroom, 3-bath home offers over 3,600 square feet of luxurious living space. Soaring ceilings, abundant windows, warm premium finishes, and an open great-room concept bring the spectacular surroundings indoors. The main-level primary suite captures the views and features a spa-like 5-piece bath, soaking tub, glass shower, and oversized vanity, and generous walk-in closet. The chef’s kitchen is designed for entertaining with quartz countertops, Wolf appliances, expansive island, butler’s pantry, walk-in pantry, and abundant cabinetry. The fully finished daylight basement offers a massive rec room, wet bar, and easy access to the lower deck. An office/den with custom built-ins provides flexible workspace. Enjoy outdoor living on both upper and lower decks, plus a spacious 3-car garage. Meticulously cared for, this practically new home combines privacy, convenience, and unparalleled natural beauty. Fabulous outdoor firepit, great for entertaining, fenced garden area. Approximately 30 minutes to Everett and 57 minutes to downtown Seattle. Welcome home!

6411 196th Drive NE, Granite Falls

Listing courtesy of eXp Realty.

$550,000
3 Beds ⋅ 2 Baths ⋅ 2569204 MLS ⋅ ACTIVE Status
Pond Views & Fresh Updates in Granite Falls! This efficient 3-bedroom, 2-bathroom home features 1,238 sq. ft. of comfortable living space and sits on a peaceful lot backing directly to a pond. Move-in ready with fresh paint inside and out, the home boasts low-maintenance tile flooring throughout the main living, dining, and kitchen areas. Step out back onto the durable Trex deck with stairs leading straight into the backyard, perfect for relaxing and enjoying the sounds of nature. Located in a friendly neighborhood featuring a community playground and an remarkably low HOA fee of just $100/year. Great starter home, downsize, or investment opportunity!

108 Noble Way, Granite Falls

Listing courtesy of Hallmark Homes NW, LLC.

$585,000
4 Beds ⋅ 3 Baths ⋅ 2558064 MLS ⋅ ACTIVE Status
Welcome to this spacious, move-in ready home on a quiet dead-end street, offering 2,007 square feet of comfortable living space on a generous quarter-acre lot. Fresh updates include new flooring plus interior and exterior paint, creating a clean and inviting setting. The main floor features a primary suite with a full en-suite bath and walk-in closet, along with a light-filled living room showcasing vaulted ceilings and a gas fireplace. The kitchen offers ample cabinetry, abundant counter space, and a full pantry for convenient storage. Three additional bedrooms and a full guest bath complete the main level. Downstairs, discover a large rec room, versatile bonus room, 3/4 bath, and dedicated laundry room. Stay comfortable year-round with air conditioning and enjoy elevated views from the rear deck. Outside, the fully fenced yard offers patio space for relaxing or entertaining. A two-car garage and generous driveway provide excellent parking and storage. Set on a low-traffic road, this well-appointed home combines space, functionality, and thoughtful updates.

219 Hemming Way, Granite Falls

Listing courtesy of Redfin.

$519,998
3 Beds ⋅ 2 Baths ⋅ 2570022 MLS ⋅ ACTIVE Status
Built in 2022, this thoughtfully designed 3-bedroom, 1.75-bath manufactured home offers modern comfort and scenic surroundings on a 7,841 sq ft lot. The open-concept floor plan features a spacious living area with a built-in entertainment center and a well-appointed kitchen with a chef’s island, creating an inviting setting for everyday living and entertaining.The generous owner’s suite includes a walk-in closet and private bath with an oversized walk-in shower and rain showerhead. Two additional bedrooms and a full bath offer flexible space for a variety of needs.Three decks provide multiple spaces to enjoy the outdoors and surrounding views, while the fully fenced backyard features a fire pit and plenty of room for gardening and outdoor enjoyment.Neighborhood amenities include a park, playground, and pool. Nearby trails, lakes, recreational opportunities, and scenic viewing areas make it easy to enjoy the natural surroundings. Located less than three miles from downtown Granite Falls, with convenient access to local shops, dining, community events, and neighboring Lake Stevens, Marysville, and Everett.

13012 View Place, Granite Falls

Listing courtesy of RE/MAX Elite.

$585,000
3 Beds ⋅ 3 Baths ⋅ 2568187 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom, 2.5 bath home situated on .28 acres! Updated bathrooms, vaulted ceilings in the primary suite, and a spacious walk-in closet add comfort and style. The kitchen features granite countertops and stainless- steel appliances, all of which stay. Enjoy the large pantry and convenient separate utility room. Outside, the fully fenced yard offers a deck, plenty of privacy, and ample space for entertaining. 2 car garage with tall ceilings and extra storage. A storage shed, RV parking, and abundant additional parking provide exceptional convenience. Take in the mountain views and enjoy easy access to the local river. This home has it all- space, privacy, and a great location!

11220 175th Avenue NE, Granite Falls

Listing courtesy of Granite Falls Premier RE.

$635,000
4 Beds ⋅ 3 Baths ⋅ 2568104 MLS ⋅ ACTIVE Status
Welcome home to this fantastic updated mid-level entry property, offering 4 bedrooms, abundant natural light, and a large, level, fully fenced lot backing to a peaceful greenbelt. Vaulted ceilings and Anderson windows create a bright and inviting main level. The open living room features bay windows with mountain views and a cozy fireplace, flowing into the dining area with easy access to the upper deck. The updated kitchen boasts a skylight, pantry, new flooring, and new appliances. The spacious owner’s suite features a vaulted ceiling, dual closets—including a walk-in—and a beautifully updated 5-piece en-suite bath. Two additional bedrooms and an updated full bath complete the main level. The lower level offers exceptional versatility with a recreation room and separate kitchen, fourth bedroom, slider to an entertainment-sized lower deck, plus an extra utility/mechanics laundry and powder room. Perfect for guests, multigenerational living, hobbies, or additional entertaining space. The attached 2-car garage provides ample storage and shop space. Enjoy the privacy of the level, fully fenced backyard with greenbelt views, while remaining close to schools, parks, shopping, and convenient freeway access. Space, updates, flexibility, privacy, and an ideal location—this home has it all!

410 Stilley Way, Granite Falls

Listing courtesy of Skyline Properties, Inc..

$489,995
2 Beds ⋅ 1 Baths ⋅ 2567312 MLS ⋅ ACTIVE Status
Charming 2-bedroom, 1-bath gem in the heart of Granite Falls! Likely one of the first homes built in town, this inviting residence offers a unique blend of historic character and everyday comfort. Featuring fresh interior paint throughout, bright and welcoming family room and versatile office/den off the dining room; ideal for working from home, hobbies or a cozy reading nook. Dining room French doors open to the charming deck seamlessly extending the living space outdoors. The easy-maintenance backyard provides the perfect setting to relax, entertain and enjoy the outdoors. Conveniently located near shopping, dining, schools and outdoor recreation making this a wonderful opportunity for first-time buyers, downsizers or investors. Schedule a tour today!

402 W Galena Street, Granite Falls

Listing courtesy of RE/MAX Elite.

$649,999
4 Beds ⋅ 3 Baths ⋅ 2565813 MLS ⋅ ACTIVE Status
$12,000 TOWARDS BUYERS CLOSING COSTS. Welcome home to 3606 231st Dr NE, a beautifully updated 2007-built split-level nestled at the end of a quiet cul-de-sac in Granite Falls. Set on a spacious lot backing to a timbered greenbelt, this 1,780 sq ft home offers move-in-ready comfort with all the big-ticket updates already done for you. Step inside to freshly refinished hardwood floors and brand-new carpet flowing throughout, complemented by new interior and exterior paint that gives the whole home a crisp, modern feel. New trim and doors throughout add a polished, cohesive touch to every room. The completely renovated kitchen is the heart of the home, offering a stylish, functional space with an eating bar, range/stove, dishwasher, and microwave — perfect for everyday meals or entertaining. The bright living room is warmed by a cozy gas fireplace, while the primary suite offers a walk-in closet and private en-suite bath for a true retreat at the end of the day. Downstairs, a finished lower level adds valuable living space with a large family room, a third full bathroom, and a dedicated utility room — ideal for guests, a home office, or extra room to spread out. With 4 bedrooms and 3 full bathrooms across a versatile, freshly updated split-level layout, this home is truly turnkey. Enjoy the tranquility of a wooded backdrop while staying close to the charm of downtown Granite Falls and easy access to Highway 92. Don't miss this rare move-in-ready cul-de-sac opportunity.

3606 231st Drive NE, Granite Falls

Listing courtesy of KW North Sound.

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