Gig Harbor Homes with FHA Terms

Gig Harbor Homes with FHA Terms

Gig Harbor: A Charming City in Washington State

Located in Pierce County, Washington, Gig Harbor is a picturesque city that offers a perfect blend of natural beauty and small-town charm. Situated on the shores of Puget Sound, this waterfront community is known for its stunning views, outdoor recreational opportunities, and vibrant arts scene.

Gig Harbor is a popular destination for those seeking a tranquil and scenic lifestyle. The city boasts a variety of outdoor activities, such as boating, fishing, and kayaking, making it a haven for water enthusiasts. The charming downtown area is lined with boutiques, galleries, and restaurants, offering residents and visitors a unique shopping and dining experience.

When it comes to real estate, Gig Harbor has a range of options to suit different preferences and budgets. Whether you are looking for a cozy cottage by the water, a spacious family home, or a luxurious waterfront estate, you can find it here. One notable feature of the real estate market in Gig Harbor is the availability of homes with FHA terms.

Homes with FHA terms offer potential buyers the opportunity to secure financing through the Federal Housing Administration. This can be especially beneficial for first-time homebuyers or those with limited down payment funds. With FHA terms, buyers can enjoy more flexible credit requirements and lower down payment options, making homeownership more accessible.

If you are considering making Gig Harbor your home, the availability of homes with FHA terms is an advantage worth exploring. It provides an opportunity to invest in a property in this charming city, allowing you to enjoy the beauty and tranquility that Gig Harbor has to offer.

Newest Gig Harbor Homes with FHA Terms

$699,000
3 Beds ⋅ 2 Baths ⋅ 2572943 MLS ⋅ ACTIVE Status
Welcome to this timeless ranch-style Craftsman tucked away at the end of a quiet street, where classic character meets a conveniently central location. Set on nearly half an acre of mature, peaceful grounds, this 3-bedroom, 1.75-bath home offers a warm and inviting setting for everyday living and entertaining. Just off the entry, large windows fill the formal living room with natural light, while a gas fireplace creates a comfortable gathering space. The updated kitchen features a peninsula with ample prep space and opens to a charming breakfast area, with a formal dining room just across the hallway. An enclosed solarium connects the living, dining, and primary bedroom spaces, creating a sun-filled retreat surrounded by rhododendrons, azaleas, and mature maple trees. Just outside, a stone path leads to a secluded garden area. Relax on the kitchen patio, where a motorized awning provides a comfortable, shaded spot to enjoy the outdoors.For hobbyists and outdoor enthusiasts, the property offers a 480 sq ft detached garage with new roof ideal for boats, motorcycles, a workshop, or recreational gear, plus an RV carport and garden shed with electricity. Move-in ready and just minutes from Highway 16 and Kimball Park & Ride, Gig Harbor North amenities including Costco, St. Anthony's Hospital and the YMCA, Uptown shopping and restaurants, and the downtown waterfront. A rare combination of classic character, privacy, usable space, and convenience.

6001 44th Avenue NW, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$1,299,000
4 Beds ⋅ 3 Baths ⋅ 2573617 MLS ⋅ ACTIVE Status
Tucked at the back of a cul-de-sac within a gated community, this 4510 sq ft, 4-bedroom, 2.5-bath home has been refined down to the last detail. The current owners have used their time here to thoughtfully update nearly every major system and finish, so you get turnkey comfort without the guesswork: a new roof, fresh interior and exterior paint, a new water filtration system, a custom-built pantry system, and so much more! The new Pearl Fantasy quartzite countertops bring soft, pearlescent movement to the kitchen and create the perfect gathering space for entertaining. Main-level living makes daily life easy, with the primary suite tucked away on the first floor for privacy and convenience, featuring an oversized walk-in closet and a 5-piece bath, and the three additional bedrooms downstairs. Step outside to a private deck surrounded by mature trees, complete with a sauna, a tucked-away spot that makes morning coffee, evening wind-down, or a post-sauna cooldown feel like a retreat. Inside, a dedicated theater room adds a layer of everyday luxury rarely found at this price point. This home has been maintained with real pride of ownership and thoughtful care throughout, right down to the smallest finish. Add in the security of a gated community and an unbeatable location just minutes from Gig Harbor, and this home is ready to welcome its next owners into its next chapter.

6201 116th Street Ct, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$889,000
3 Beds ⋅ 3 Baths ⋅ 2573400 MLS ⋅ ACTIVE Status
This beautiful Gig Harbor home is tucked away in Discovery Ridge - one of the most desirable neighborhoods in town - wrapped in green space that feels like a private retreat among the trees. Walk through the entry and you are welcomed by vaulted ceilings, large windows that let the light pour in, and gorgeous Brazilian Cherry hardwood floors that glow underfoot. Continue to the kitchen—custom cabinetry, granite countertops, and a premium Viking 6 burner stove and Viking refrigerator compliment an eat-in island that flows into the formal dining space and family room, where French doors open to a beautiful garden, a wrap-around aggregate patio the stretches from the front door all the way to the back, with a peek-a-boo view of the Sound. Just inside the garage door, a brand-new ¾ bath with a zero-curb shower and full tile surround is ready after outdoor projects and is perfect for washing the dog! Upstairs, a large primary bedroom has an updated five-piece ensuite w/ jetted garden tub and walk-in closet; two spacious bedrooms share a freshly remodeled hall bath. Pride of ownership shows through the care poured into the home and the well-tended landscaping with a sprinkler system. More features include a brand-new Trane furnace and heat pump with A/C, plus a new water heater, wired for generator, attached exterior storage, and a garden shed. Minutes from downtown amenities, parks, schools, and even a boat launch to the Harbor - this is the quiet magic of Gig Harbor living.

2214 90th Street Ct NW, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$1,550,000
4 Beds ⋅ 3 Baths ⋅ 2565328 MLS ⋅ ACTIVE Status
Perched in the heart of downtown Gig Harbor, this inviting home offers breathtaking Puget Sound views stretching across to Point Defiance, majestic Mount Rainier, and Vashon Island. Start your mornings with coffee on the sunny view deck and unwind each evening while watching ferries, boats, and spectacular Pacific Northwest sunsets.Designed to capture the incredible scenery, the kitchen, living room, and dining area all enjoy panoramic water views, creating a bright and welcoming space for everyday living and entertaining. Expansive windows fill the living room with natural light, while the cozy fireplace provides the perfect setting for relaxing on cool winter evenings.The lower level offers exceptional flexibility with a spacious family room, comfortable guest bedrooms, and a second utility room that's ideal for hobbies, crafts, a workshop, or additional storage. Outside, mature landscaping and a fully fenced backyard create a private retreat for gardening, pets, or outdoor gatherings.Located just moments from downtown Gig Harbor's charming waterfront, you'll enjoy easy access to boutique shopping, award-winning restaurants, marinas, waterfront parks, and year-round community events. Whether you're looking for a full-time residence or a peaceful Pacific Northwest getaway, this home offers the perfect combination of spectacular views, comfortable living, and an unbeatable location in one of Gig Harbor's most sought-after neighborhoods.

7108 Soundview Drive NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$1,250,000
4 Beds ⋅ 4 Baths ⋅ 2574409 MLS ⋅ ACTIVE Status
Main-level living, exceptional privacy, and room to personalize in gated Canterwood. Set on a 0.48-acre greenbelt-backed lot with no rear neighbors, this 3,673-square-foot Gig Harbor home offers four bedrooms and 3.5 baths, including the primary suite and two additional bedrooms on the main floor. The kitchen opens to a light-filled breakfast nook with bay windows overlooking mature landscaping, while vaulted ceilings, hardwood floors, three gas fireplaces, central air conditioning, and generous gathering spaces bring comfort and character throughout. Upstairs, a fourth bedroom, full bath, and spacious bonus room create flexible space for guests, media, fitness, hobbies, or working from home. A three-car attached garage, paver motor court, pantry, double ovens, lots of storage area throughout the home and private security add to the charm of this home. A highly livable floor plan, substantial lot, established landscaping, and private greenbelt setting. Located within Canterwood Golf & Country Club, with separate private-club membership options available for golf, swimming, fitness, dining, tennis, and pickleball.

4404 Towhee Drive, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$1,900,000
4 Beds ⋅ 3 Baths ⋅ 2573734 MLS ⋅ ACTIVE Status
Rarely do you see views like this in an awesome, coveted Gig Harbor location. Welcome home to this grand 2 story estate with sweeping views of the Sound, Salmon beach, Mt. Rainier and all the beauty of the PNW. Hardwood flooring throughout the main, high ceilings and expansive windows flood the living areas with tons of natural light. Updated kitchen with Bosch appliances perfect for the gourmet cook and entertaining. French doors off the living area out to a spacious updated deck and patio. Double sided gas fireplace in living and bonus/family room for cozy ambiance. Wet bar in family room makes for easy entertaining. Private primary suite on separate side of home with it's own viewing deck, walk in closet and 5 piece spa like bath. Take in stunning panoramic views from your manicured back yard, featuring an expansive deck and flawless landscaping. 3 car garage with tons of storage space completes this amazing home. Perfectly located in a central Harbor location, minutes from HWY 16, Tacoma, downtown Gig Harbor and all the shops, restaurants and history the charming town has to offer. This one is a gem!

3319 9th Ave Ct NW, Gig Harbor

Listing courtesy of eXp Realty.

$1,149,950
4 Beds ⋅ 3 Baths ⋅ 2573621 MLS ⋅ ACTIVE Status
The Wait is Over! Just Released! Fantastic Opportunity to own the Absolutely Stunning Model Home with every possible upgrade imaginable, all included, at Firdrona Crest in Gig Harbor North. Prime location, minutes to HWY 16, Schools, Costco & YMCA. Thoughtfully designed floor plan maximizes space and functionality. Main-level den/office and ¾ bath. The Chef’s designer gourmet kitchen showcases quartz countertops, induction range, included upgraded refrigerator, 2nd beverage fridge, soft-close cabinetry and walk-in pantry that flowing seamlessly to the spacious great room with electric linear fireplace. Covered outdoor patio overlooks the fully fenced and landscaped backyard. High-end touches include 8' interior doors, blinds included, heat pump with A/C, washer & dryer & a generous 3-car garage. Luxurious Primary suite offers a spa-inspired bath with dual sinks, oversized glass/tile shower and large walk-in closet. Plenty of space to spread out with 4 total bedrooms, den/office on the main plus an upstairs bonus room. Front yard sprinkler system with partial backyard sprinkler system. Firdrona Crest, a small, boutique cul-de-sac community of just 16 new homes.

12512 40th (Lot 2) Avenue NW, Gig Harbor

Listing courtesy of Berkshire Hathaway HS SSP.

$749,000
2572790 MLS ⋅ ACTIVE Status
Peaceful Peacock Hill duplex offering the perfect blend of quiet retreat and city convenience. Located just minutes from Gig Harbor North and downtown Gig Harbor. Incredible flexibility for your real estate portfolio: rent both units for maximum cash flow, owner-occupy one side to live affordably, or use for multi-generational living. Each spacious unit features a functional layout with 2 bedrooms, 2 bathrooms, a flex room, and bright living and dining spaces with vaulted ceilings. Step outside to private patios perfect for morning coffee or relaxing evenings. Both sides are currently occupied on month-to-month leases, offering immediate income and flexibility.

3801 124th Street NW, Gig Harbor

Listing courtesy of Keller Williams Rlty Bellevue.

$509,950
3 Beds ⋅ 4 Baths ⋅ 2567893 MLS ⋅ ACTIVE Status
Leave the world behind as you drive into this wooded, private and peaceful parklike 5 acres you can call home. This is a nature lover's dream complete with fruit trees and plenty of space for a garden. The home is well maintained with an open floor plan featuring 3 bedrooms, each bedroom has its own bathroom, the primary is a 5-piece ensuite and includes a soaking tub, plus a powder room for guests. You can move around in this kitchen with ample granite counters and cabinet/storage space, very spacious with room for a table plus a breakfast bar. The living room brings in the natural light and nature with large windows, relax and enjoy the view, there is a freestanding wood stove to keep you warm on our fall/winter evenings and has plenty of room for all. Dining room adds an elegant touch and will make for easy entertaining. French doors, vaulted ceilings throughout. Move outside to an absolutely beautiful 5 acres, it doesn't get much better than this. The huge Trek deck is meant for BBQ's, parties and enjoying the nature and natural beauty that surround you, a hot tub too! 3 sheds, two with power, 2 detached carports add to the list.

15712 118th Street NW, Gig Harbor

Listing courtesy of Paramount Real Estate Group.

$1,055,000
5 Beds ⋅ 3 Baths ⋅ 2570501 MLS ⋅ ACTIVE Status
Welcome to Burnham Heights and the Soundmark with 2,711 sq. ft. of thoughtfully designed living with the space, flexibility, and finishes today’s buyers are looking for. The open-concept main level brings the kitchen, dining and great room together, flowing seamlessly to the covered outdoor living area for year-round enjoyment and entertaining. A main-floor office offers incredible versatility and can easily become a fifth bedroom, with the option to upgrade the powder room to a 3/4 bath for a private guest space. Upstairs, four spacious bedrooms surround a central loft, providing additional space to relax, work or play. A 3-car garage offers exceptional parking and storage. Located in desirable Burnham Heights, the Soundmark combines a smart, functional layout with Rush Residential’s impressive standard features, plus carefully selected designer upgrades and finishes that give this home its own distinctive style.

11365 (28) 112th St Loop, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$915,000
4 Beds ⋅ 4 Baths ⋅ 2572592 MLS ⋅ ACTIVE Status
HARBOR HILL WITH A BIG BACKYARD! Welcome home to Harbor Hill, where Gig Harbor's small town charm meets everyday convenience, just minutes from Swift Water Elementary, the new City of Gig Harbor sports complex, pickleball courts, playgrounds, and scenic walking trails. This 4 bedroom, 3.5 bath home with sunny western exposure has been lovingly maintained since it was built in 2016. The main floor offers an open, easy layout for everyday living, while downstairs you'll find a private bedroom and full bath combo, perfect for out of town guests, a home office, or multigenerational living. Upstairs, a spacious primary suite and two more bedrooms plus a bonus loft give you room to spread out. But the real showstopper is outside. A flat, fully fenced backyard opens onto a greenbelt, with a deck built for slowing down and fruit trees that actually produce. Yes, cherries, apples, plums, pears, and even some grapevines! Add in fresh paint and new carpet throughout, and you've got a home that's ready for its next chapter. You don't find a backyard like this in every Harbor Hill house. Fruit trees, fresh paint, and a fresh start? You're gonna love it here.

10546 Sentinel Drive, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$730,000
3 Beds ⋅ 3 Baths ⋅ 2571937 MLS ⋅ ACTIVE Status
Welcome to 4803 E Maple Lane Circle, where space, convenience, and opportunity come together in the heart of Gig Harbor. Located in desirable Wollochet Heights, this 3-bedroom, 2.5-bath home offers plenty of room to spread out, both inside and out. The generous floor plan provides flexible living spaces for everyday life, entertaining, working from home, or simply finding a quiet corner to call your own. You'll enjoy year round comfort with A/C and a new furnace installed in 2019, a new hot water heater and TWO EV chargers! Outside, there’s even more to love. A spacious lot gives you room to play, garden, entertain, or just enjoy a little extra breathing room. The patio is ready for summer dinners, weekend barbecues, and evenings outside, while dedicated RV parking means there’s space for the toys, trailer, or extra vehicles too. And the location? Hard to beat. You’re close to schools, shopping, dining, recreation, and all the things that make Gig Harbor such a special place to call home, while still enjoying the comfort of an established neighborhood. Whether you're looking for room to grow, space to make your own, or a fantastic opportunity in a great Gig Harbor location, 4803 E Maple Lane Circle is ready for its next chapter. Welcome Home!

4803 E Maple Lane Circle, Gig Harbor

Listing courtesy of Real Broker LLC.

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