Gig Harbor Homes with FHA Terms

Gig Harbor Homes with FHA Terms

Gig Harbor: A Charming City in Washington State

Located in Pierce County, Washington, Gig Harbor is a picturesque city that offers a perfect blend of natural beauty and small-town charm. Situated on the shores of Puget Sound, this waterfront community is known for its stunning views, outdoor recreational opportunities, and vibrant arts scene.

Gig Harbor is a popular destination for those seeking a tranquil and scenic lifestyle. The city boasts a variety of outdoor activities, such as boating, fishing, and kayaking, making it a haven for water enthusiasts. The charming downtown area is lined with boutiques, galleries, and restaurants, offering residents and visitors a unique shopping and dining experience.

When it comes to real estate, Gig Harbor has a range of options to suit different preferences and budgets. Whether you are looking for a cozy cottage by the water, a spacious family home, or a luxurious waterfront estate, you can find it here. One notable feature of the real estate market in Gig Harbor is the availability of homes with FHA terms.

Homes with FHA terms offer potential buyers the opportunity to secure financing through the Federal Housing Administration. This can be especially beneficial for first-time homebuyers or those with limited down payment funds. With FHA terms, buyers can enjoy more flexible credit requirements and lower down payment options, making homeownership more accessible.

If you are considering making Gig Harbor your home, the availability of homes with FHA terms is an advantage worth exploring. It provides an opportunity to invest in a property in this charming city, allowing you to enjoy the beauty and tranquility that Gig Harbor has to offer.

Newest Gig Harbor Homes with FHA Terms

$3,750,000
4 Beds ⋅ 4 Baths ⋅ 2573981 MLS ⋅ ACTIVE Status
Rarely does a home come on the market on Cascade Ave. Home to sweeping unobstructed views, & custom-designed homes unlike anything else on the market. This home offers, Mt. Rainier, Vashon Island, Pt Defiance, Cascade Range, & Puget Sound from an elevated vantage point. a separate 33' waterfront parcel, accessible by trail. Enjoy your own piece of the shoreline. Paver driveway leads to custom residence. Hardwood floors welcome you inside, office w/ glass turret & custom built-ins, a unique view through the terrarium. Step into the open-concept living & kitchen, vaulted cedar ceiling draws you toward the wall of windows & spectacular views. Step outside to the expansive deck & take it all in. Primary suite w/ views you’ll never tire of waking up to. Custom walk-through closet w/ built-ins connects to laundry. Downstairs, enclosed atrium w/ cozy fireplace & views to relax in PNW winters. Downstairs flex space is an ideal gym or bonus space w/ sauna that opens to a gorgeous outdoor patio with low maintenance turf. Full size jr suite and theater complete this 4 bedroom estate. Outside, detached garage connects via a cedar covered breezeway. 2-bay tandem garage parks up to 4 vehicles & shop. EV charging ready, low-maintenance gardens. Completed preliminary work to subdivide into 3 parcels, adding 2 more building lots. This high bank waterfront estate has potential to add pool, sports court or ADU. A truly rare opportunity to own a one-of-a-kind home in the heart of the harbor.

6803 Cascade Avenue, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$1,477,777
3 Beds ⋅ 3 Baths ⋅ 2575307 MLS ⋅ ACTIVE Status
Late in the day the sun drops through the evergreens and lays long gold stripes across the lawn, all seven acres of it. "The Long Light at Artondale", new construction finished in 2026, 2,904 square feet on 7.11 secluded acres a few minutes west of Gig Harbor. Modern architecture in dark siding and warm wood under a metal roof, built with structural insulated panels (SIPs) for the kind of quiet and efficiency you feel in January. Inside, vaulted ceilings ride on exposed beams, skylights drop light onto them, and modern luxury finishes carry it across the room, quartz counters, a walk-in pantry, an electric fireplace for the gray months. The dining room was made for long dinners. Single level living where it counts, the primary on main with its own bath and a walk-in closet. Downstairs the fully finished basement opens up again, two more bedrooms, a second full bath, a gathering room with its own fireplace, a bonus room, and a wet bar for the nights that run late. Three bedrooms, two and a half baths, all appliances included. Outside, a deck built for the long evening, an outdoor sauna, a walking trail into the trees, a territorial view in every direction, garden space, RV parking, electric car charging, and a 672 square foot attached garage. No HOA, no dues. Heat pump, central air conditioning, fire sprinkler system, private well and septic system, all of it brand new. Walk the trail once at this hour, when the light is going long and the sauna is warm. Then come inside.

5505 78th Avenue NW, Gig Harbor

Listing courtesy of Paramount Real Estate Group.

$699,000
3 Beds ⋅ 2 Baths ⋅ 2572943 MLS ⋅ ACTIVE Status
ONE STORY with TWO Car Garage AND TWO CAR DETACHED GARAGE/SHOP! Welcome to this timeless ranch-style Craftsman tucked away at the end of a quiet street, where classic character meets a central location. Set on nearly half an acre of flat, peaceful grounds, this 3-bedroom, 1.75-bath home offers a warm and inviting setting for everyday living. Just off the entry, large windows fill the formal living room with natural light, while a gas fireplace creates a comfortable gathering space. The updated kitchen features a peninsula with ample prep space and opens to a charming breakfast area, with a formal dining room just across the hallway. An enclosed solarium connects the living, dining, and primary bedroom spaces, creating a sun-filled retreat surrounded by rhododendrons, azaleas, and mature maple trees. Just outside, a stone path leads to a secluded garden area. Relax on the kitchen patio, where a motorized awning provides a comfortable, shaded spot to enjoy the outdoors.For hobbyists and outdoor enthusiasts, the property offers a 480 sq ft detached garage with new roof ideal for boats, motorcycles, a workshop, or recreational gear, plus an RV carport and garden shed with electricity. Move-in ready and just minutes from Highway 16 and Kimball Park & Ride, Gig Harbor North amenities including Costco, St. Anthony's Hospital and the YMCA, Uptown shopping and restaurants, and the downtown waterfront. A rare combination of classic character, privacy, usable space, and convenience.

6001 44th Avenue NW, Gig Harbor

Listing courtesy of Neighborhood Experts Real Est..

$1,299,000
4 Beds ⋅ 3 Baths ⋅ 2573617 MLS ⋅ ACTIVE Status
Tucked at the back of a cul-de-sac within a gated community, this 4510 sq ft, 4-bedroom, 2.5-bath home has been refined down to the last detail. The current owners have used their time here to thoughtfully update nearly every major system and finish, so you get turnkey comfort without the guesswork: a new roof, fresh interior and exterior paint, a new water filtration system, a custom-built pantry system, and so much more! The new Pearl Fantasy quartzite countertops bring soft, pearlescent movement to the kitchen and create the perfect gathering space for entertaining. Main-level living makes daily life easy, with the primary suite tucked away on the first floor for privacy and convenience, featuring an oversized walk-in closet and a 5-piece bath, and the three additional bedrooms downstairs. Step outside to a private deck surrounded by mature trees, complete with a sauna, a tucked-away spot that makes morning coffee, evening wind-down, or a post-sauna cooldown feel like a retreat. Inside, a dedicated theater room adds a layer of everyday luxury rarely found at this price point. This home has been maintained with real pride of ownership and thoughtful care throughout, right down to the smallest finish. Add in the security of a gated community and an unbeatable location just minutes from Gig Harbor, and this home is ready to welcome its next owners into its next chapter.

6201 116th Street Ct, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$889,000
3 Beds ⋅ 3 Baths ⋅ 2573400 MLS ⋅ ACTIVE Status
This beautiful Gig Harbor home is tucked away in Discovery Ridge - one of the most desirable neighborhoods in town - wrapped in green space that feels like a private retreat among the trees. Walk through the entry and you are welcomed by vaulted ceilings, large windows that let the light pour in, and gorgeous Brazilian Cherry hardwood floors that glow underfoot. Continue to the kitchen—custom cabinetry, granite countertops, and a premium Viking 6 burner stove and Viking refrigerator compliment an eat-in island that flows into the formal dining space and family room, where French doors open to a beautiful garden, a wrap-around aggregate patio the stretches from the front door all the way to the back, with a peek-a-boo view of the Sound. Just inside the garage door, a brand-new ¾ bath with a zero-curb shower and full tile surround is ready after outdoor projects and is perfect for washing the dog! Upstairs, a large primary bedroom has an updated five-piece ensuite w/ jetted garden tub and walk-in closet; two spacious bedrooms share a freshly remodeled hall bath. Pride of ownership shows through the care poured into the home and the well-tended landscaping with a sprinkler system. More features include a brand-new Trane furnace and heat pump with A/C, plus a new water heater, wired for generator, attached exterior storage, and a garden shed. Minutes from downtown amenities, parks, schools, and even a boat launch to the Harbor - this is the quiet magic of Gig Harbor living.

2214 90th Street Ct NW, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$1,550,000
4 Beds ⋅ 3 Baths ⋅ 2565328 MLS ⋅ ACTIVE Status
Perched in the heart of downtown Gig Harbor, this inviting home offers breathtaking Puget Sound views stretching across to Point Defiance, majestic Mount Rainier, and Vashon Island. Start your mornings with coffee on the sunny view deck and unwind each evening while watching ferries, boats, and spectacular Pacific Northwest sunsets.Designed to capture the incredible scenery, the kitchen, living room, and dining area all enjoy panoramic water views, creating a bright and welcoming space for everyday living and entertaining. Expansive windows fill the living room with natural light, while the cozy fireplace provides the perfect setting for relaxing on cool winter evenings.The lower level offers exceptional flexibility with a spacious family room, comfortable guest bedrooms, and a second utility room that's ideal for hobbies, crafts, a workshop, or additional storage. Outside, mature landscaping and a fully fenced backyard create a private retreat for gardening, pets, or outdoor gatherings.Located just moments from downtown Gig Harbor's charming waterfront, you'll enjoy easy access to boutique shopping, award-winning restaurants, marinas, waterfront parks, and year-round community events. Whether you're looking for a full-time residence or a peaceful Pacific Northwest getaway, this home offers the perfect combination of spectacular views, comfortable living, and an unbeatable location in one of Gig Harbor's most sought-after neighborhoods.

7108 Soundview Drive NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$1,250,000
4 Beds ⋅ 4 Baths ⋅ 2574409 MLS ⋅ ACTIVE Status
Main-level living, exceptional privacy, and room to personalize in gated Canterwood. Set on a 0.48-acre greenbelt-backed lot with no rear neighbors, this 3,673-square-foot Gig Harbor home offers four bedrooms and 3.5 baths, including the primary suite and two additional bedrooms on the main floor. The kitchen opens to a light-filled breakfast nook with bay windows overlooking mature landscaping, while vaulted ceilings, hardwood floors, three gas fireplaces, central air conditioning, and generous gathering spaces bring comfort and character throughout. Upstairs, a fourth bedroom, full bath, and spacious bonus room create flexible space for guests, media, fitness, hobbies, or working from home. A three-car attached garage, paver motor court, pantry, double ovens, lots of storage area throughout the home and private security add to the charm of this home. A highly livable floor plan, substantial lot, established landscaping, and private greenbelt setting. Located within Canterwood Golf & Country Club, with separate private-club membership options available for golf, swimming, fitness, dining, tennis, and pickleball.

4404 Towhee Drive, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$1,900,000
4 Beds ⋅ 3 Baths ⋅ 2573734 MLS ⋅ ACTIVE Status
Rarely do you see views like this in an awesome, coveted Gig Harbor location. Welcome home to this grand 2 story estate with sweeping views of the Sound, Salmon beach, Mt. Rainier and all the beauty of the PNW. Hardwood flooring throughout the main, high ceilings and expansive windows flood the living areas with tons of natural light. Updated kitchen with Bosch appliances perfect for the gourmet cook and entertaining. French doors off the living area out to a spacious updated deck and patio. Double sided gas fireplace in living and bonus/family room for cozy ambiance. Wet bar in family room makes for easy entertaining. Private primary suite on separate side of home with it's own viewing deck, walk in closet and 5 piece spa like bath. Take in stunning panoramic views from your manicured back yard, featuring an expansive deck and flawless landscaping. 3 car garage with tons of storage space completes this amazing home. Perfectly located in a central Harbor location, minutes from HWY 16, Tacoma, downtown Gig Harbor and all the shops, restaurants and history the charming town has to offer. This one is a gem!

3319 9th Ave Ct NW, Gig Harbor

Listing courtesy of eXp Realty.

$1,149,950
4 Beds ⋅ 3 Baths ⋅ 2573621 MLS ⋅ ACTIVE Status
The Wait is Over! Just Released! Fantastic Opportunity to own the Absolutely Stunning Model Home with every possible upgrade imaginable, all included, at Firdrona Crest in Gig Harbor North. Prime location, minutes to HWY 16, Schools, Costco & YMCA. Thoughtfully designed floor plan maximizes space and functionality. Main-level den/office and ¾ bath. The Chef’s designer gourmet kitchen showcases quartz countertops, induction range, included upgraded refrigerator, 2nd beverage fridge, soft-close cabinetry and walk-in pantry that flowing seamlessly to the spacious great room with electric linear fireplace. Covered outdoor patio overlooks the fully fenced and landscaped backyard. High-end touches include 8' interior doors, blinds included, heat pump with A/C, washer & dryer & a generous 3-car garage. Luxurious Primary suite offers a spa-inspired bath with dual sinks, oversized glass/tile shower and large walk-in closet. Plenty of space to spread out with 4 total bedrooms, den/office on the main plus an upstairs bonus room. Front yard sprinkler system with partial backyard sprinkler system. Firdrona Crest, a small, boutique cul-de-sac community of just 16 new homes.

12512 40th (Lot 2) Avenue NW, Gig Harbor

Listing courtesy of Berkshire Hathaway HS SSP.

$749,000
2572790 MLS ⋅ ACTIVE Status
Peaceful Peacock Hill duplex offering the perfect blend of quiet retreat and city convenience. Located just minutes from Gig Harbor North and downtown Gig Harbor. Incredible flexibility for your real estate portfolio: rent both units for maximum cash flow, owner-occupy one side to live affordably, or use for multi-generational living. Each spacious unit features a functional layout with 2 bedrooms, 2 bathrooms, a flex room, and bright living and dining spaces with vaulted ceilings. Step outside to private patios perfect for morning coffee or relaxing evenings. Both sides are currently occupied on month-to-month leases, offering immediate income and flexibility.

3801 124th Street NW, Gig Harbor

Listing courtesy of Keller Williams Rlty Bellevue.

$509,950
3 Beds ⋅ 4 Baths ⋅ 2567893 MLS ⋅ ACTIVE Status
Leave the world behind as you drive into this wooded, private and peaceful parklike 5 acres you can call home. This is a nature lover's dream complete with fruit trees and plenty of space for a garden. The home is well maintained with an open floor plan featuring 3 bedrooms, each bedroom has its own bathroom, the primary is a 5-piece ensuite and includes a soaking tub, plus a powder room for guests. You can move around in this kitchen with ample granite counters and cabinet/storage space, very spacious with room for a table plus a breakfast bar. The living room brings in the natural light and nature with large windows, relax and enjoy the view, there is a freestanding wood stove to keep you warm on our fall/winter evenings and has plenty of room for all. Dining room adds an elegant touch and will make for easy entertaining. French doors, vaulted ceilings throughout. Move outside to an absolutely beautiful 5 acres, it doesn't get much better than this. The huge Trek deck is meant for BBQ's, parties and enjoying the nature and natural beauty that surround you, a hot tub too! 3 sheds, two with power, 2 detached carports add to the list.

15712 118th Street NW, Gig Harbor

Listing courtesy of Paramount Real Estate Group.

$1,055,000
5 Beds ⋅ 3 Baths ⋅ 2570501 MLS ⋅ ACTIVE Status
Welcome to Burnham Heights and the Soundmark with 2,711 sq. ft. of thoughtfully designed living with the space, flexibility, and finishes today’s buyers are looking for. The open-concept main level brings the kitchen, dining and great room together, flowing seamlessly to the covered outdoor living area for year-round enjoyment and entertaining. A main-floor office offers incredible versatility and can easily become a fifth bedroom, with the option to upgrade the powder room to a 3/4 bath for a private guest space. Upstairs, four spacious bedrooms surround a central loft, providing additional space to relax, work or play. A 3-car garage offers exceptional parking and storage. Located in desirable Burnham Heights, the Soundmark combines a smart, functional layout with Rush Residential’s impressive standard features, plus carefully selected designer upgrades and finishes that give this home its own distinctive style.

11365 (28) 112th St Loop, Gig Harbor

Listing courtesy of Windermere Prof Partners.

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