Freeland Homes with VA Loan Terms

Freeland Homes with VA Loan Terms

Freeland is a charming city located in Island County, Washington, in the United States. Situated in the beautiful state of Washington, Freeland offers a peaceful and picturesque setting for residents to call home. With its stunning natural landscapes, including breathtaking views of the Puget Sound and the Olympic Mountains, Freeland is a haven for outdoor enthusiasts and nature lovers.

One of the key aspects of the real estate market in Freeland is the availability of homes with VA loan terms. For those who have served in the military, a VA loan can be an excellent option to finance their dream home. VA loans offer several advantages, including lower interest rates, no down payment requirement, and less stringent credit requirements.

In Freeland, potential homebuyers can find a variety of properties that qualify for VA loans. From cozy single-family homes to spacious townhouses, there is something for everyone's taste and budget. These homes often feature modern amenities, well-maintained interiors, and desirable locations within the city.

Freeland's proximity to major cities like Seattle and its strong sense of community make it an ideal place to settle down. Residents can enjoy a peaceful and relaxed lifestyle while still having convenient access to urban amenities and employment opportunities.

Whether you are a military veteran or simply looking for a beautiful place to call home, Freeland offers a range of homes with VA loan terms that can make your dream of homeownership a reality. Explore the real estate options in Freeland today and discover the perfect home for you and your family.

Newest Freeland Homes with VA Loan Terms

$999,000
3 Beds ⋅ 2 Baths ⋅ 2567044 MLS ⋅ ACTIVE Status
Just what acreage buyers are looking for! Over 14 level acres of combination pasture, forest, trails, and some wetlands - all on 3 separate tax parcels. The private well is very productive and could serve all parcels. The main home is 1500 sqft and is very charming. It was architects own one level home and is tastefully done with newer finishes and very inviting. The permitted detached 730 sqft accessory dwelling unit is also exceptional, warm and cozy. This is a hobbyists dream property. The barn/shop area is perfect for animals, crafts or whatever you can imagine. Why wait, call your agent now - this is a great opportunity!

19424 SR 525, Freeland

Listing courtesy of Windermere RE/South Whidbey.

$1,100,000
3 Beds ⋅ 3 Baths ⋅ 2568730 MLS ⋅ ACTIVE Status
Experience classic Whidbey Island living in this updated 1962-built home featuring an open layout, durable bamboo flooring, rich cherry cabinets, and granite kitchen surfaces. Comfort meets functionality with a cozy wood stove, newer metal roof, and fresh luxury vinyl plank flooring. The dual-level design provides flexible spaces complemented by unique wellness amenities, including a personal sauna. Set on a private 0.40-acre parcel, the property boasts a fully fenced yard, productive raised garden beds, a personal fruit orchard (cherries, apples, peaches, and plums), and generous garage and workshop areas. Step out onto the expansive deck that is perfect for entertaining, or to simply soak up inspiring mountain views, the active Salish Sea, or brilliant sunsets. Head down for a morning kayak excursion via the private community beach access, or explore the nearby trails. Blending quiet coastal charm with practical features, this island retreat delivers a serene Pacific Northwest lifestyle just minutes from local amenities. Come see all we love about 494 E Labella Vista Way.

494 Labella Vista Way, Freeland

Listing courtesy of Coldwell Banker Bain.

$495,000
1 Beds ⋅ 1 Baths ⋅ 2564063 MLS ⋅ ACTIVE Status
Welcome to this storybook Whidbey Island cottage, where cozy spaces, thoughtful updates, and island living come together just minutes from everyday conveniences and the waterfront. Enter inside to a cozy living room centered around a fireplace, creating the perfect place to gather before flowing seamlessly into the dining area and kitchen. The kitchen is equipped with stainless steel appliances and functional storage. Upstairs, a quaint loft offers a flexible space for a home office, reading nook, or creative retreat. The sun-filled primary bedroom features generous storage, an oversized laundry area, and direct outdoor access, while a second bedroom and a centrally located bathroom complete the home's comfortable layout. Outside, you will discover ample space to relax and unwind with a fully fenced yard, covered patio space, ample parking, and thoughtful landscaping. Located less than five minutes from local shops, dining, and daily essentials, with waterfront access just moments away, this Whidbey Island retreat offers the ideal private escape or investment opportunity with excellent income potential.

5905 Fish Road, Freeland

Listing courtesy of Lamb Real Estate.

$865,000
2 Beds ⋅ 3 Baths ⋅ 2565388 MLS ⋅ ACTIVE Status
Welcome to this beautifully crafted custom home in Freeland, ideally located just minutes from town while offering the privacy and tranquility of Island living. Set on approximately 2.38 acres, this exceptional property features 3 bedrooms, 2.5 bathrooms, and thoughtfully designed living spaces filled with quality craftsmanship and inviting details throughout. The beautifully updated kitchen flows seamlessly into the dining area, creating an ideal space for everyday living and entertaining. The spacious primary suite has been tastefully updated to provide a comfortable and relaxing retreat, while every room reflects pride of ownership and attention to detail. A standout feature of this property is the impressive, oversized shop, thoughtfully incorporated into the home's main structure for convenient access and exceptional functionality. Whether you're a hobbyist, need extra storage, or require workspace for projects, the attached shop offers endless possibilities. A private office with its own exterior entrance provides the perfect setup for working from home, meeting clients, or running a home-based business. Surrounded by 2.38 acres of beautiful grounds, you'll have plenty of room to garden, pursue outdoor hobbies, or simply enjoy the peaceful setting. This unique property offers the perfect combination of comfort, versatility, and the relaxed lifestyle that makes Island living so special.

6532 Wahl Road, Freeland

Listing courtesy of Keller Williams Realty Bothell.

$619,000
3 Beds ⋅ 3 Baths ⋅ 2559048 MLS ⋅ ACTIVE Status
Welcome to this charming, light-filled craftsman with its thoughtful design and quality finishes of bamboo and ceramic tiled floors and granite counters. Enjoy your peek-a-boo views of Holmes Harbor from your cedar-sided covered porch! Two en suites with radiant heat floors and one with a luxurious soaking tub and the other with views of the water and mountains, and a recently added Bunk Room provide everyone with plenty of space and privacy. French doors open to your expansive deck with a fenced backyard, large entertaining deck, hot tub and room to garden! Cozy up in front of the propane stove on those stormy nights. Bring your kayaks, bikes and electric car (EV charger) and embrace Island Living. Welcome to Whidbey, Welcome Home!

4876 Breezefair Road, Freeland

Listing courtesy of John L. Scott Whidbey Island S.

$1,249,000
3 Beds ⋅ 3 Baths ⋅ 2554480 MLS ⋅ ACTIVE Status
Exceptional contemporary home with water views in the desirable Mutiny Heights community, just a short walk to Robinson Beach. Thoughtfully designed with three spacious levels, this move-in-ready home showcases soaring ceilings, expansive windows, abundant natural light, and stunning views of Puget Sound and towering evergreens. The open-concept floor plan features walnut cabinetry, hardwood floors, premium wool carpet, quality finishes and central air conditioning for year-round comfort. Multiple flexible living spaces include a den/home office and a media/game room with a full-width overhead door that opens to the landscaped backyard, creating the ultimate indoor-outdoor entertaining experience. Enjoy four private balconies, spacious patios, curated gardens, a hot-and-cold outdoor shower, and a fully fenced yard with an automatic sprinkler system. A large detached storage building provides plenty of room for kayaks, paddleboards, bicycles, tools, and outdoor gear. Western exposure delivers breathtaking sunsets, while mature landscaping offers exceptional privacy in a peaceful setting. Located just minutes from Freeland, Langley, shopping, restaurants, parks, and convenient ferry access to Mukilteo, Everett, Seattle, and the Eastside. Whether you're looking for a full-time residence, second home, or Pacific Northwest retreat, this beautifully maintained property offers the perfect combination of modern design, outdoor living, beach access, and Whidbey Island lifestyle.

1447 Elm Place, Freeland

Listing courtesy of eXp Realty.

$1,285,000
3 Beds ⋅ 3 Baths ⋅ 2549550 MLS ⋅ ACTIVE Status
Wake at the Water’s Edge as morning sunlight sparkles across Holmes Harbor and the ever-changing tides unfold. Positioned about 30 feet from shore, this extensively updated home offers an unusually immersive connection to the water. Life isn’t measured by the things we own, but by the moments we share. Explore tide pools, search for shells and sea glass, kayak quiet waters, fish, swim, harvest shellfish from your own tidelands. As evening settles in, gather around a beach fire, linger beneath the stars, and listen to the water. Set on approx. 1 acre with 100± feet of low-bank saltwater frontage and 10,000± sq ft of private tidelands, Water’s Edge offers rare privacy, protected harbor waters, and convenience minutes from Freeland. Expansive water views fill virtually every room. Open living spaces, hand-hewn beams, and a custom stainless-steel spiral staircase add warmth and character. The main-level primary suite offers a freestanding tub and curbless shower; upstairs, a second ensuite features a showpiece bath, plus an additional bedroom and flexible gathering space. Enclosed 60x20 catio/garden, shed, RV parking, generator wiring, EV charging, and ample parking. No HOA; short-term rentals permitted. Potential DADU up to 1,200± sq ft—buyer to verify. Living on the waterfront changes how you spend your days. Trade screen time for tide pools, sunsets, and stories around a beach fire. The greatest luxury isn’t owning waterfront—it’s living it. Don’t wait for someday.

5341 S Bercot Road, Freeland

Listing courtesy of Coldwell Banker Danforth.

$489,000
1 Beds ⋅ 1 Baths ⋅ 2545806 MLS ⋅ ACTIVE Status
Nestled among cedars in the sought-after Beverly Beach community, this inviting 744 sq ft cabin offers both a quiet retreat among the trees and a partial view of Holmes Harbor and the Olympic Mountains. A flagstone patio leads to a covered deck with drop down screens to protect from the afternoon sun, extending the living space and is perfect for entertaining guests. Updated with vinyl windows and a metal roof, the cabin is well laid out, open and with vaulted ceilings and a free-standing fireplace — this is small space living at its best. A functional kitchen allows easy meal preparation while interacting with guests and a view to the outdoors. A one bedroom, one bath home plus a versatile flex room that can serve as a home office, guest space, or reading room. A utility room includes a washer and dryer. A cute 8’ x 10’ shed features cedar shakes, covered porch, glass entry door and windows. Store kayaks, fishing gear, and bikes or convert it into an art or writing studio, a meditation space, an extra space to match your needs. Approximately one block to a private community beach, enjoy beach walks, paddle boarding, crabbing or simply be awed by gray whales, orcas, and eagles.

4225 Beach Drive, Freeland

Listing courtesy of Windermere RE/South Whidbey.

$525,000
1 Beds ⋅ 1 Baths ⋅ 2543834 MLS ⋅ ACTIVE Status
Imagine your cozy Pacific Northwest cottage by the sea, nestled in iconic Bush Point on Whidbey Island, where sunsets over Admiralty Bay, views of the Olympic Mountains, and abundant wildlife create the perfect island retreat. Ready to enjoy this summer, this charming cottage is equally suited for year-round living, a weekend escape, or a vacation rental. Included in the sale is a second adjacent lot, providing added privacy and space to enjoy the peaceful setting. Overlooking wetlands and a pond frequented by birds and native wildlife, the property offers a serene backdrop and a constant soundtrack of nature. Relax on the deck and take in the ever-changing scenery and spectacular westside sunsets. Recent improvements include a newer roof, updated kitchen appliances and countertops, and a new washer and dryer. A storage shed provides additional space for beach gear and outdoor essentials. Just a short stroll from the historic Bush Point Lighthouse and only one block from the beach, you'll enjoy easy access to some of Whidbey Island's best salmon fishing and endless opportunities to explore the shoreline. Lighthouse Shores amenities include a community beach, boat launch, and boathouse, making it easy to embrace the island lifestyle. Imagine… living the life you love on Whidbey Island.

214 Lighthouse Way, Freeland

Listing courtesy of Windermere RE North, Inc..

$549,950
2 Beds ⋅ 2 Baths ⋅ 2542214 MLS ⋅ ACTIVE Status
Well-maintained 2-bedroom, 1.75-bath home in the Bush Point Terrace community on Whidbey Island. The open living, dining, and kitchen areas feature vaulted ceilings and abundant natural light, creating a comfortable and inviting space to gather. A spacious deck extends the living area outdoors and provides a great spot for relaxing, entertaining, or enjoying the local wildlife and natural surroundings. The fully fenced yard is easy to maintain and offers space for gardening, pets, and outdoor enjoyment. Community beach access is nearby, with opportunities for beachcombing, fishing, kayaking, and taking in Puget Sound sunsets. A ductless mini-split system provides efficient heating and cooling, and the home includes updated appliances. Conveniently located near parks, beaches, and the amenities of Freeland, this property is ideal as a full-time residence or the perfect low-maintenance Whidbey getaway. Enjoy the natural beauty, outdoor recreation, and relaxed island lifestyle that make Whidbey such a special place to call home.

569 Otter Way, Freeland

Listing courtesy of John L. Scott, Inc..

$395,000
2 Beds ⋅ 2 Baths ⋅ 2538104 MLS ⋅ ACTIVE Status
Embrace the ultimate Whidbey Island lifestyle in this beautifully updated Mutiny Bay home which offers private, deeded beach access to the "sugar sands" of Mutiny Bay just blocks from your front door. Built with 2 bedrooms and an office/den on a 2 bedroom septic system, a studs-out remodel was completed in 2017 for modern efficiency with coastal convenience. The bright, open-concept layout welcomes you with bamboo and tile flooring, creating a seamless flow perfect for everyday living or entertaining. The kitchen features quartz countertops and stainless steel appliances. Retreat to the spacious primary suite with a walk-in closet and a five-piece bath featuring a corner tub and separate shower. Both bathrooms are updated with jetted tubs and marble surrounds. An ultra-efficient mini-split heat pump system provides energy-conscious heating and air conditioning all summer long. Enjoy sunsets in your peaceful backyard and sip your early morning coffee on your covered front deck. The home is also wired for a generator which will convey. Located in the desirable South Whidbey Island region, this property provides the perfect launchpad for island adventures. Stroll down to the private community beach to launch your kayaks, watch the shipping lanes or view the Olympic Mountains. Not far from Freeland, Langley and the Clinton Ferry Landing, it is perfect for full time living or as a weekend getaway. Come and make this beautifully updated home your own!

1030 Timber Lane, Freeland

Listing courtesy of Coldwell Banker 360 Team.

$750,000
2 Beds ⋅ 3 Baths ⋅ 2532598 MLS ⋅ ACTIVE Status
Welcome to your Whidbey Island retreat, where modern comfort meets the relaxed pace of island living. Set in a peaceful neighborhood near Freeland, this beautifully appointed home offers over 2,500 square feet of thoughtfully designed living space. Step inside and be greeted by soaring vaulted ceilings, rich hardwood floors, abundant natural light, and an open-concept floor plan that feels both spacious and inviting. The well-appointed kitchen flows seamlessly into the living and dining areas, creating the perfect setting for entertaining friends. The versatile floor plan includes a main-level bedroom and full bath, while the upper level features a private primary suite, an office, and an expansive studio or bonus room. Whether envisioned as an art studio, home office, fitness space, media room, or guest retreat, this generous flex space offers endless possibilities to suit your lifestyle. Outside, the island experience truly comes to life. A welcoming covered front porch, spacious patio, and expansive fenced yard create the perfect backdrop for outdoor entertaining or simply enjoying Whidbey's fresh coastal air. A natural buffer of surrounding acreage enhances privacy and tranquility, while filtered views of Holmes Harbor provide a reminder of Island Life. Combining quality craftsmanship, modern finishes, flexible living spaces, and exceptional outdoor enjoyment, this inviting home welcomes you to Whidbey Island.

1796 Twin Oaks Lane, Freeland

Listing courtesy of COMPASS.

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