Ferndale Homes with Waterfront

Ferndale Homes with Waterfront

Welcome to Ferndale, a charming city located in Whatcom County, Washington. Known for its picturesque landscapes and friendly community, Ferndale offers a perfect blend of small-town charm and modern amenities.

One of the most sought-after features in Ferndale is its waterfront properties. Imagine waking up to the serene views of the water every morning and enjoying breathtaking sunsets from the comfort of your own home. Whether you're looking for a cozy cottage or a luxurious estate, Ferndale has a variety of waterfront homes to choose from.

Living in a waterfront property in Ferndale allows residents to enjoy a tranquil lifestyle while still being close to all the conveniences of city living. From water activities like boating and fishing to simply relaxing by the shore, there's something for everyone to enjoy.

With its convenient location in Whatcom County, Ferndale offers easy access to outdoor adventures, shopping, dining, and entertainment options. Whether you're looking to settle down or invest in a vacation home, Ferndale's waterfront properties are sure to exceed your expectations.

Experience the beauty and tranquility of waterfront living in Ferndale – where every day feels like a vacation. Find your dream home in this idyllic city and start living the waterfront lifestyle you've always dreamed of.

Newest Ferndale Homes with Waterfront

$1,174,000
4 Beds ⋅ 4 Baths ⋅ 2567289 MLS ⋅ ACTIVE Status
Welcome home! Fresh, modern and move-in ready, this 3,673 sq. ft. home is nestled among mature trees and a natural pond. Designed for entertaining, the home contains four spacious bedrooms and three bathrooms. The finished basement features a large bonus room with gas fireplace - perfect for a media room, game room, home gym, or additional gathering space. A large studio/room with a separate entrance is located in the basement level. Use it for multigenerational living, guest quarters, or transform it into a craft room or woodworking shop. Whether you're entertaining guests, relaxing on the deck overlooking the water, or enjoying the peaceful surroundings, this home offers a rare combination of privacy, views, and convenience. Don't miss this opportunity to own a home in one of Ferndale's most desirable locations.

5887 Bay Pine Court, Ferndale

Listing courtesy of HomeSmart One Realty.

$849,000
3 Beds ⋅ 3 Baths ⋅ 2561748 MLS ⋅ ACTIVE Status
Welcome to your own waterfront retreat on beautiful Agate Lake with stunning views of the Salish Sea just beyond. Enjoy the best of both worlds with peaceful lakefront living, western-facing saltwater views, private beach access, and your own private dock—perfect for kayaking, paddleboarding, fishing, or simply unwinding while taking in spectacular sunsets.This beautifully remodeled 3-bedroom, 2.5-bath home offers just under 2,000 sq. ft. of thoughtfully designed living space filled with natural light from expansive windows. The chef's kitchen features generous quartz countertops, stainless steel appliances, modern finishes, abundant storage, and an inviting layout ideal for entertaining. Wake each morning in the tranquil primary suite overlooking the lake with views stretching toward the water beyond.A rare highlight is the spacious double lot, providing exceptional outdoor space for entertaining, recreation, gardening, or added privacy. The additional lot may offer future development or lot separation potential; buyer to verify.Enjoy resort-style community amenities including a golf course, swimming pool, clubhouse, marina, and more. Whether you're looking for a year-round home or the perfect Pacific Northwest getaway, this is a rare opportunity to own a truly special waterfront property.

4431 Saltspring Drive, Ferndale

Listing courtesy of eXp Realty.

$825,000
3 Beds ⋅ 2 Baths ⋅ 2561628 MLS ⋅ ACTIVE Status
Experience the best of Sandy Point canal-front living in this 3-bedroom, 1.75-bath home offering approximately 1,700 square feet and direct access to the water. The bright, open kitchen creates an inviting gathering space and flows easily into the living area, where a sliding glass door opens directly to the canal-side patio. The outdoor space offers a wonderfully private feel—perfect for relaxing, entertaining, or watching the activity on the canal. The primary bedroom features peaceful water views, while an additional bedroom offers its own private deck. A main-floor bedroom includes a custom Murphy bed, providing flexible space for guests, a home office, or everyday living. Outside, you’ll find a rare concrete bulkhead and private 40-foot dock, ideal for boating, fishing, kayaking, and crabbing. Sandy Point provides boaters with exceptional access to Matia, Sucia, and the San Juan Islands, making it easy to head out for a day of island exploring, fishing, or cruising. Additional features include an attached garage with a convenient workshop area, generous off-street parking, and a detached storage shed. Community amenities include a 9-hole golf course, swimming pool, pickleball courts, clubhouses, marina, and boat launch. A special opportunity for year-round canal-front living or a memorable coastal getaway.

4045 Saltspring Drive, Ferndale

Listing courtesy of Muljat Group.

$975,000
4 Beds ⋅ 4 Baths ⋅ 2561475 MLS ⋅ ACTIVE Status
This newer waterfront home is crafted to cater to all your needs. Situated on a nearly acre-sized corner lot, it provides Pacific Northwest views of native landscapes, saltwater, and Mount Baker. The idyllic setting includes a path leading to a private low bank beachfront, ideal for kayaking or paddleboarding. Expansive windows illuminate the interior. The main level boasts a kitchen with a spacious center island for entertaining, along with dining area that opens to an outdoors. The main-level primary features an ensuite and walk-in closet. Upstairs, discover a rec room and a second primary suite with a private patio overlooking the canal. Enjoy Sandy Point's amenities, such as a marina, pool, clubhouse, and courts for pickleball/tennis.

4120 Patos Drive, Ferndale

Listing courtesy of COMPASS.

$525,000
2 Beds ⋅ 1 Baths ⋅ 2551145 MLS ⋅ ACTIVE Status
This Sandy Point A-frame has an established short-term rental history and has been cash-flowing as a vacation rental - financials available upon request. Wake up to the sound of crashing waves and the smell of salty ocean air - without paying the oceanfront price. This classic A-frame sits on the edge of Agate Lake, where mornings begin with still water and coffee on the deck. Step to the other side of the house and the Salish Sea opens up before you, a peek-a-boo view and a constant breeze that reminds you exactly where you are. The sounds of nature set the rhythm here - waves, birdsong, a light breeze off the water. After a while, you stop wanting it any other way. Inside, real wood floors warm the main living area, two bedrooms plus a bonus space give everyone room to breathe, and a refreshed bathroom means nothing is waiting on your to-do list. Three decks invite you to live outside as much as in. The detached 2-car garage handles the gear that comes with this kind of life - kayaks, bikes, beach chairs, all of it. Newer roof on the home and garage. Sandy Point amenities include tennis courts, golf course, pool, beach access, and trails through the wetlands - and a community that has a way of feeling like a secret worth keeping.

4440 Sucia Drive, Ferndale

Listing courtesy of Windermere RE Whatcom, Inc..

$1,146,173
3 Beds ⋅ 3 Baths ⋅ 2551803 MLS ⋅ ACTIVE Status
Welcome to the Hamptons of the West -- 4877 Maple Ln Waterfront home perched on a mid-bluff setting. This property is considered the Hamptons of PNW! W/ a fresh seawall & patio area you can enjoy Sunsets all year long. The interior layout features a large living area, dining space, & kitchen. This floorplan offers entertaining space for gatherings w/ large windows for natural light. Upstairs are the bedrooms with plenty of space with 2 bedrooms offering you the magnificent views w/ private decks. With convenient access to parks, local shops, and mins away from Bham. This location combines tranquility with everyday convenience. A rare opportunity to embrace waterfront living in a peaceful Ferndale setting, offering a unique blend of comfort, scenery, and coastal charm.

4877 Maple Lane, Ferndale

Listing courtesy of Redfin.

$399,950
2 Beds ⋅ 2 Baths ⋅ 2549742 MLS ⋅ ACTIVE Status
Own the View. Dock the Boat. Live the Dream. Imagine your biggest decision this weekend is whether to cast off for the San Juan Islands or stay home and watch another unforgettable sunset from your deck. Welcome to Sandy Point, where the pace slows, the views never get old, and life revolves around the water. Wake to marina views, sip your morning coffee as eagles soar overhead, then spend your days boating, fishing, crabbing, kayaking, or paddleboarding before returning home to the peaceful rhythm of the harbor. Nestled in an intimate waterfront community, this marina-front townhome presents a rare opportunity to create your own coastal retreat in a location that simply can't be duplicated. Whether you're searching for a full-time residence, a weekend escape, or a waterfront investment, this is a place where memories are made on and off the water. Bring your vision and make it your own while embracing one of Whatcom County's most treasured waterfront communities. Deeded 37' moorage included. Seller financing may be available for qualified buyers. "Bring your vision. The view is already perfect."

4038 Mayne Lane Unit #6, Ferndale

Listing courtesy of Special Agents Realty.

$340,000
2547604 MLS ⋅ ACTIVE Status
Wake up to stunning views of majestic Mount Baker from this exceptional property in the Sandy Point community. With the possibility of building your own private dock, you can pull your boat right up to your doorstep and set off on spontaneous day trips to the nearby islands. This property offers an unparalleled waterfront lifestyle with access to community amenities, including a marina, golf course, swimming pool, clubhouse, tennis and pickleball courts, and more. Whether you're looking for a peaceful retreat or endless outdoor adventures, this lot is the perfect canvas for your dream home.

4273 Saltspring Drive, Ferndale

Listing courtesy of Windermere RE Whatcom, Inc..

$999,000
5 Beds ⋅ 4 Baths ⋅ 2543182 MLS ⋅ ACTIVE Status
Beachfront getaway, popular AirBnB, and long-term rental property... all in one gorgeous waterfront home. Located on the front row of Sandy Point, this dynamic spot will treat you and your guests to stellar ocean and sunset views from nearly every room in the house. Step into a sunny main-floor layout with kitchen, dining, and living rooms all connected for easy conversation and opening out to the no-bank beach with patio and hot tub. It also offers a three-piece bathroom and sports an expansive game room complete with lounge space and bar-- and that's before you even get upstairs! There you'll find 3 bedrooms and a full bath, all along an lofted hallway overlooking the water and communal areas. It's no surprise that it's been a profitable vacation rental when not being used by the owners (averaging $385/night from May through September). It all comes with a massive oversized garage for storage and parking, above which sits a 2-bed suite with 3/4 bath that rents for $1400/mo, but could fetch higher once current tenants move out at the end of June, 2026! Opportunities that check every box like this one are rare, so come see it for yourself!

4421 Sucia Drive, Ferndale

Listing courtesy of Windermere RE Whatcom, Inc..

$497,799
2 Beds ⋅ 3 Baths ⋅ 2536932 MLS ⋅ ACTIVE Status
Live on the water or add to your rental portfolio as a long term or short term 90-day rental property. Waterfront Condo offering 2 bedrooms and 3 bathrooms with approximately 980 square feet of living space in the beautiful Sandy Point community. The two-level layout includes two en-suite bedrooms with, one of which features 2 closets and overlooks the water and features its own private balcony, providing a peaceful setting and direct connection to the surrounding canal views. The home is situated in a quiet, low-traffic location with a functional living and dining layout and access to deck and patio spaces. Positioned along a canal with water access, the property is well-suited for boating enthusiasts. This hidden gem includes your own 32-foot boat slip w/ power & water. Prior interior updates were completed in 2020 and Trex decking last year. Enjoy the sun rising over Mt. Baker & setting towards the San Juans on your Trex decking or from the heated Pool on site. Building has All newer siding, exterior painting, parking lot pavement, pool upgraded and new lower deck and railings. Take a 5-minute walk to the spit with breathtaking views of the islands while beach combing. Enjoy the membership benefits with Sandy Point Golf Course, Marina & Community Center. Condo comes w/ storage shed. 20 minutes to Bellis Fair in Bellingham or take a short boat ride to Lummi, Sucia & Matia island. Enjoy crabbing, fishing & everything the San Juan's ocean side living has to offer.

4038 Mayne Lane Unit #2, Ferndale

Listing courtesy of John L. Scott Bellingham.

$375,000
2 Beds ⋅ 1 Baths ⋅ 2536851 MLS ⋅ ACTIVE Status
Imagine waking up to still water just outside your door. No stairs, no steep bank — just you, your morning coffee, and Agate Lake stretching out in front of you. That's the everyday reality at this no-bank lakefront retreat in the sought-after Sandy Point community of Ferndale. This two-bedroom, one-bath home sits on a private lot with direct water access and the kind of quiet that's hard to find this close to I-5. Inside, 720 SF of smart, sun-filled space gives you everything you need and nothing you don't, low maintenance, high lifestyle. Step outside and the Sandy Point community delivers: boat launch, athletic court, park, and playground all within walking distance. Whether you're searching for a primary home with a view, a weekend escape from the city, or a high-demand seasonal retreat, this property delivers the Northwest waterfront dream at a price that actually makes sense. Ferndale shopping, Bellingham dining, and Silver Reef Casino are all minutes away. Fee simple ownership. Clear title confirmed. Vacant and move-in ready. Waterfront this accessible, and this affordable, rarely stays available. Come see it before someone else does.

4418 Sucia Drive, Ferndale

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$959,000
3 Beds ⋅ 3 Baths ⋅ 2534963 MLS ⋅ ACTIVE Status
Experience quintessential Pacific Northwest coastal living from this stunning waterfront retreat in Sandy Point. Perfectly positioned on the shores of Lummi Bay, this east-facing home showcases breathtaking sunrise views over Mt. Baker and the Twin Sisters. Featuring 3 bedrooms plus a dedicated office/den, spacious rec room, and 2.5 baths, there's room for both everyday living and weekend gatherings. Enjoy direct waterfront living with ever-changing marine vistas, abundant wildlife, and endless opportunities for kayaking, paddleboarding, beachcombing, and boating right from your backyard. Located within the sought-after Sandy Point community with access to a marina, golf course, pool, clubhouse, parks, and private beaches, this is Northwest living at its finest.

4174 Saltspring Drive, Ferndale

Listing courtesy of Muljat Group.

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