Ferndale Homes with Farm Home Loan Terms

Ferndale Homes with Farm Home Loan Terms

Welcome to Ferndale, a charming city located in Whatcom County, Washington, US. Known for its picturesque landscapes and vibrant community, Ferndale offers a perfect blend of small-town charm and modern amenities.

Ferndale is a city that truly embodies the essence of Pacific Northwest living. With its close proximity to both the bustling city of Bellingham and the serene beauty of the surrounding countryside, residents here enjoy the best of both worlds.

For those looking to settle down in Ferndale, homes with Farm Home Loan terms are a fantastic option. These properties provide the perfect opportunity to embrace a more sustainable and self-sufficient lifestyle while enjoying the comforts of modern living. Whether you're dreaming of owning a small farm or simply want more space to roam, Ferndale's homes with Farm Home Loan terms offer the ideal solution.

Imagine waking up to the sound of birds chirping and the gentle rustle of the wind through the trees, all while still being just a short drive away from the city. In Ferndale, this dream can become a reality.

Come and discover the beauty and tranquility of Ferndale. With its welcoming community, stunning natural surroundings, and homes with Farm Home Loan terms, this city has everything you need to create the life you've always wanted.

Newest Ferndale Homes with Farm Home Loan Terms

$849,950
4 Beds ⋅ 3 Baths ⋅ 2573839 MLS ⋅ ACTIVE Status
Nooksack River Delta Farmhouse — 3-Unit Rental Potential & 19+ Acres Sold As IsLocated off Slater Road in the Nooksack River Delta, this unique property offers a rare combination of acreage, flexible living space, and investment potential. Set on approximately 19+ acres of relatively flat land, the property provides plenty of room for agricultural, recreational, or rental possibilities.The 5-bedroom, 3-bath home features a flexible multi-generational floor plan with two kitchens, two living areas, two laundry areas, and three separate entrances. The layout offers numerous possibilities—from using the entire home as a single-family residence to living in one portion while renting another with a separate entrance, or exploring a three-unit rental configuration.The property also includes a substantial barn and additional outbuildings, providing excellent space for equipment, storage, hobbies, agricultural uses, or other projects. The flat acreage enhances the property's versatility and provides space to enjoy the land or explore future opportunities.Whether you're looking for a multi-generational property, a rural homestead, an investment opportunity, or a property with income-producing potential, this Nooksack Valley property offers flexibility that is hard to find.

Ferndale

Listing courtesy of Keller Williams North Seattle.

$849,950
4 Beds ⋅ 3 Baths ⋅ 2573180 MLS ⋅ ACTIVE Status
Nooksack River Delta Farmhouse — 3-Unit Rental Potential & 19+ Acres Sold As IsLocated off Slater Road in the Nooksack River Delta, this unique property offers a rare combination of acreage, flexible living space, and investment potential. Set on approximately 19+ acres of relatively flat land, the property provides plenty of room for agricultural, recreational, or rental possibilities.The 5-bedroom, 3-bath home features a flexible multi-generational floor plan with two kitchens, two living areas, two laundry areas, and three separate entrances. The layout offers numerous possibilities—from using the entire home as a single-family residence to living in one portion while renting another with a separate entrance, or exploring a three-unit rental configuration.The property also includes a substantial barn and additional outbuildings, providing excellent space for equipment, storage, hobbies, agricultural uses, or other projects. The flat acreage enhances the property's versatility and provides space to enjoy the land or explore future opportunities.Whether you're looking for a multi-generational property, a rural homestead, an investment opportunity, or a property with income-producing potential, this Nooksack Valley property offers flexibility that is hard to find.

Ferndale

Listing courtesy of Keller Williams North Seattle.

$1,082,999
3 Beds ⋅ 3 Baths ⋅ 2570316 MLS ⋅ ACTIVE Status
Rare opportunity to own a private equestrian retreat on nearly 5 fully fenced acres with stunning Mount Baker views! Tucked behind a gated entrance at the end of a quiet private road, this exceptional property offers the perfect blend of peaceful country living and functional horse amenities. Featuring a 7,500 sq ft outdoor riding arena, multiple stalls with runs, tack room, inside stalls, and a large two-car shop, this property is ready for horses, hobbies, and more. The spacious main home includes 3 bedrooms + office and 3 bathrooms, while the attached 1 bed, 1 bath ADU suite with separate entrance and garage offers excellent flexibility for guests, multigenerational living, or rental income. A truly one-of-a-kind property with space, privacy, and endless possibilities.

7037 Yukon Way, Ferndale

Listing courtesy of Keller Williams Western Realty.

$640,000
3 Beds ⋅ 2 Baths ⋅ 2567462 MLS ⋅ ACTIVE Status
Welcome to this beautiful 3-bedroom, 2-bathroom home on a fully fenced corner lot, featuring stylish finishes, modern updates, and an incredible outdoor space. The gorgeous kitchen features KitchenAid stainless-steel appliances, granite countertops, and beautiful finishes. Both bathrooms are custom designed with elegant finishes, creating a polished, high-end feel throughout the home. Step outside into your own private garden oasis, featuring numerous mature fruit trees, including cherries, prunes, grapes, berries, and more. The large patio is perfect for entertaining, relaxing, or enjoying the beautiful garden. An additional outbuilding with electricity offers endless possibilities and could potentially be converted into a tiny house, second kitchen, guest space, home office, or workshop. Situated on a desirable fully fenced corner lot, this property combines style, privacy, beautiful landscaping, and incredible versatility. A truly special home you won't want to miss!

6098 Pacific Heights Drive, Ferndale

Listing courtesy of Coldwell Banker Bain.

$854,905
4 Beds ⋅ 6 Baths ⋅ 2569617 MLS ⋅ ACTIVE Status
Beautifully restored 1900 Victorian estate lovingly & meticulously renovated over a decade. This one-of-a-kind property is just waiting to be discovered. Major improvements include updated electrical & plumbing, high-efficiency Navien on-demand water heater, two gas furnaces, a jetted spa-like tub, premium Toto toilets, modern foundation, CertainTeed Presidential roof, and newly installed front privacy fence. EACH BEDROOM HAS ITS OWN ENSUITE BATHROOM making the home well suited for multi-generational living, extended guests, hospitality use, or private retreats. The LEVEL ACREAGE has plenty of space to build a barn, shop, or ADU etc. Opportunity to upgrade septic capacity by 50% with county approval, allowing for 2 additional bedrooms giving INSTANT EQUITY and increasing the home to 6 bedrooms total! Zoning allows for a range of conditional uses such as a B&B, Boutique Hospitality Venture, Retreat Center, Educational Facility, Religious Organization, Daycare/care Facility, Nursery or Greenhouse Operation, Hobby Farm, Homestead, Home-based Business; the possibilities are endless. Located less than 20 mins to Bellingham International Airport & downtown, ~1 hour to Vancouver, BC, and ~90 mins to Seattle. OWNER FINANCING AVAILABLE! Inspection report and septic report available upon request. Over $1,000 worth of period-appropriate wallpaper and giant antique armoire upstairs goes with the sale. Buyer to verify all information.

1371 W Axton Road, Ferndale

Listing courtesy of Sterling Real Estate Group.

$945,725
3 Beds ⋅ 3 Baths ⋅ 2548087 MLS ⋅ ACTIVE Status
Seeing is believing--this is a must-see home. The property offers 2374 sq. ft. of thoughtfully designed living space on 4.88 acres, making it eligible for an ADU. Recent upgrades include a new roof and a tankless hot water system that also provides radiant floor heating--perfect for chilly mornings. A new Trex deck spans the entire north side of the home, with direct access from both primary bedrooms. The home is equipped with a four mini-split system for efficient heating and cooling, along with ceiling fans in several rooms for added comfort and airflow. The all-electric kitchen features quartz countertops and hickory cabinets. Additional highlights include a cozy library with built-in bookshelves and an electric fireplace. The sale includes a large safe and a 60 inch zero-turn lawn mower. A spacious 40x60 insulated shop, complete with a restroom, shower, and large sink, offers ample room for projects, storage, or workspace. This home has been pre-inspected. The crawl space beneath is 7 feet tall. It has a new asphalt driveway.

2700 Brown Road, Ferndale

Listing courtesy of Weichert Realtors Vanson Assoc.

$375,000
2543072 MLS ⋅ ACTIVE Status
Build your dream home on this exceptional 6.46-acre parcel in Ferndale, featuring breathtaking panoramic views of Mount Baker and a prime location surrounded by established homes and acreage properties. The level topography makes for an easy and cost-effective building site, offering endless possibilities for your custom home, shop, hobby farm, or private retreat.With neighboring properties already developed, utilities should be straightforward, with nearby access to power and strong indications for well and septic feasibility. The property is situated in a peaceful rural setting while still providing convenient access to Ferndale, Lynden, and Bellingham.Whether you're looking for a stunning homesite, an investment opportunity, or a place to enjoy wide-open spaces and iconic Northwest views, this rare acreage offers the perfect combination of beauty, usability, and location. Don't miss the chance to own a flat, build-ready parcel with incredible Mount Baker views and room to bring your vision to life.

Elder Road, Ferndale

Listing courtesy of John L. Scott Bellingham.

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