Federal Way Homes with VA Loan Terms

Federal Way Homes with VA Loan Terms

Located in the state of Washington, Federal Way is a vibrant city that offers a desirable living experience for its residents. Situated in King County, this city is a part of the greater Seattle metropolitan area, providing easy access to urban amenities while still maintaining a sense of community.

Federal Way boasts a diverse range of housing options, making it an attractive location for individuals and families alike. Whether you're searching for a spacious single-family home or a modern apartment, there are plenty of options to choose from. Additionally, for those who qualify, Federal Way offers homes with VA loan terms, making it an ideal choice for military personnel and veterans.

With a VA loan, eligible buyers can take advantage of favorable terms and benefits, including low or no down payment options, competitive interest rates, and no private mortgage insurance requirement. This allows veterans and active-duty service members to achieve their dream of homeownership more easily.

Beyond its housing options, Federal Way also offers a range of amenities and attractions. From beautiful parks and nature reserves to shopping centers and restaurants, there is something for everyone. The city is also known for its excellent schools and strong sense of community, making it an ideal place to raise a family.

In conclusion, Federal Way provides a welcoming and diverse community with a range of housing options, including homes with VA loan terms. With its convenient location and abundance of amenities, this city is a great place to call home for those looking for a high quality of life in the Seattle area.

Newest Federal Way Homes with VA Loan Terms

$695,950
6 Beds ⋅ 3 Baths ⋅ 2563864 MLS ⋅ ACTIVE Status
Exceptional opportunity in Federal Way! This spacious, well-maintained 5-bedroom, 2-bath home is situated in a desirable, established neighborhood and offers outstanding lifestyle and investment potential. Currently operated as an Adult Family Home, the business will no longer be active soon. The property features a functional layout well suited for continued care use or flexible multigenerational living. The garage includes a dedicated caregiver’s room with its own bathroom, providing added privacy and convenience. The existing setup offers a strong foundation for a future operator. The home is WABO-ready and connected to sewer. Conveniently located near shopping, dining, transportation, and other amenities.

33233 36th Ave SW, Federal Way

Listing courtesy of Skyline Properties, Inc..

$560,000
4 Beds ⋅ 3 Baths ⋅ 2564828 MLS ⋅ ACTIVE Status
This charming 4-bed, 2.5-bath Federal Way home sits on a huge, tree-lined lot with room to really stretch out. Inside, you'll love the light-filled living spaces, and the extra room downstairs—perfect for a home office, gym, or hangout spot. Enjoy the massive backyard, and take advantage of being just minutes from local schools, shops, and I-5. Come take a look and see how easy living here could be! Priced to sell; offered AS-IS.

29754 4th Avenue S, Federal Way

Listing courtesy of Kelly Right RE of Seattle LLC.

$239,995
2 Beds ⋅ 2 Baths ⋅ 2566896 MLS ⋅ ACTIVE Status
Fresh, bright and move-in ready in a convenient Federal Way location! This updated 2-bedroom, 1.5-bath condo offers 896 square feet of comfortable living with new flooring, fresh interior paint, new trim and beautifully refreshed bathrooms. The open living and dining spaces feel light and inviting, while the cozy fireplace adds warmth and character. The kitchen offers ample cabinetry, generous counter space and a breakfast bar that connects easily to the main living area. Access is super easy to this first floor unit. Step outside to an unusually spacious covered patio—an excellent extension of the living space for relaxing, entertaining or enjoying the outdoors year-round. Both bedrooms offer comfortable proportions and great natural light. Enjoy a community packed with amenities including an outdoor pool, hot tub, clubhouse and dry sauna. Conveniently located near shopping, dining, I-5 and the light rail, making commuting throughout the region exceptionally easy. A fantastic opportunity to own an updated home at an approachable price point!

2508 S 317th Street Unit #208, Federal Way

Listing courtesy of Real Broker LLC.

$260,000
3 Beds ⋅ 2 Baths ⋅ 2566704 MLS ⋅ ACTIVE Status
Whether you’re looking to stop renting and own your own home or seeking a strong investment opportunity, this beautifully updated condo is move-in ready. Enjoy new flooring throughout, fresh interior paint, tastefully updated bathrooms, two covered parking spaces, and ample street parking for guests. Ideally located minutes from downtown Federal Way, downtown Des Moines, major bus routes, and light rail.

29645 18th Avenue S Unit #A201, Federal Way

Listing courtesy of eXp Realty.

$375,000
2 Beds ⋅ 2 Baths ⋅ 2565774 MLS ⋅ ACTIVE Status
Wake up each morning to peaceful water views and end your evenings watching the sun reflect across the lake from your private balcony. Beautifully positioned in one of the community's most desirable locations, this fully remodeled top-floor condo offers the perfect blend of comfort, style, and convenience. Step inside to soaring vaulted ceilings that create an airy, open feel, complemented by abundant natural light and stunning lake views. The designer kitchen has been completely transformed with quartz countertops, custom shaker cabinetry, subway tile backsplash, stainless steel appliances, and elegant finishes that make everyday living feel exceptional. Luxury vinyl plank flooring flows throughout the home, while beautifully updated bathrooms and contemporary fixtures create a polished, move-in-ready space. Even better, the home is being offered fully furnished with quality furnishings, making this an effortless opportunity for homeowners and investors alike. Already established as a successful Furnished Finder rental, this property offers immediate income potential while remaining an incredible place to call home. Outside your door, enjoy private lake access, beautifully landscaped grounds, a community clubhouse, swimming pool, and a lifestyle centered around relaxation and recreation. Whether you're searching for your next home, a weekend retreat, or a proven investment, this exceptional waterfront condo checks every box.

1014 S 312th Street Unit #433, Federal Way

Listing courtesy of Icon Group.

$249,000
2 Beds ⋅ 1 Baths ⋅ 2565782 MLS ⋅ ACTIVE Status
Beautifully updated ground floor condo offering comfort, convenience and potential! Recent improvements include new flooring, fresh interior paint, an updated kitchen, remodeled bath and new heaters. The spacious floor plan features a large living room with a cozy fireplace, a separate dining area, and access to a private covered deck overlooking a peaceful greenbelt. Enjoy he added convenience of assigned parking, ample guest parking and additional storage off the deck. With no rental cap and easy acess to dining, shopping, commuting routes and city amenities, this move-in-ready condo is an excellent opportunity for both homeowners and investors alike.

149 S 329th Place Unit #A5, Federal Way

Listing courtesy of Engel & Volkers Chambers Bay.

$239,950
1 Beds ⋅ 1 Baths ⋅ 2562796 MLS ⋅ ACTIVE Status
Welcome home to Village at Redondo! This lovely top-floor, 1-bedroom, 1-bathroom condo invites you into a light-filled living area featuring vaulted ceilings, a cozy wood-burning fireplace, and a seamless flow into the dining space. Enjoy stepping out onto your private patio, cooking in the kitchen adorned with solid granite and tile countertops. The spacious master suite offers a generous walk-in closet for all your storage needs. Unbeatable location with easy access to Redondo Beach, vibrant shopping, dining, I-5, and public transit. Plus, top-tier community amenities—including an outdoor pool, indoor hot tub, fitness center, racquetball court, and clubhouse—are just steps from your front door! HOA dues conveniently cover water, sewer, and garbage. Property Mailing address is 1812 S 284th Lane #C201 Federal Way Best of all? NO RENTAL CAP and NO special assessments! Whether you're looking for a home or a smart investment, this incredible opportunity won't last long.

28300 18th Ave S Unit #C201, Federal Way

Listing courtesy of Best Choice Realty LLC.

$500,000
3 Beds ⋅ 1 Baths ⋅ 2566169 MLS ⋅ ACTIVE Status
Enjoy total privacy in this lovely, updated rambler with HUGE detached garage. Light & bright with oversized windows and features including living room with recessed lighting & cozy woodstove, dining room with slider to patio, kitchen with gas stove, subway tile backsplash and farmhouse style sink that overlooks the backyard. Good sized bedrooms with hardwood floors. Wonderful utility room with great storage space and pantry area. Updated bathroom with charming vanity and faucet, rainfall showerhead, and built-in storage. The entire lot is fenced with pathways and mature plantings including a Japanese maple, flowering dogwood, raspberry bushes, apple tree and great areas for gardening, relaxing and BBQ'ing all year long. The mechanic/contractor/flex-space dream garage offers approx. 500 sq ft and is ready for what your heart desires -- enjoy the electric garage door opener, new garage door, pull down attic storage and possibilities galore. Fantastic location with easy access to the Redondo boardwalk, beaches, parks, restaurants, and shopping!

222 SW 305th Street, Federal Way

Listing courtesy of Coldwell Banker Danforth.

$750,000
4 Beds ⋅ 3 Baths ⋅ 2565720 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 2-story, 2,610 sqft home in a desirable Federal Way neighborhood where comfort, warmth, & pride of ownership shine throughout. From the moment you step through the impressive entry, you’ll feel right at home. Refinished hardwood floors, crown molding, & thoughtful custom details create a welcoming first impression.  The inviting floor plan offers the perfect blend of everyday comfort & effortless entertaining. Relax in the sunken living room, gather for special occasions in the formal dining room, or enjoy everyday moments in the open-concept kitchen & living room w/ woodstove.  The spacious kitchen is ready for the chef, featuring stainless steel appliances, a gas cooktop, abundant workspace, & plenty of storage— all appliances included. Step outside to the covered deck for easy summer gatherings w/ large yard to play, entertain, garden, or simply soak up the sunshine. At the end of the day, retreat to the generous primary suite featuring a luxurious 5-piece ensuite w/ a walk-in closet. Three spacious add'l bedrooms offer flexibility for guests, hobbies, or a home office.  Solar panels added (2023), providing an energy-efficient upgrade. Shed (2020), new architectural roof & exterior paint (2026).  2-car garage w/a built-in workbench & storage. No HOA.  Ideally located near 5 Mile Lake, I-5/SR167/SR18, Sound Transit, schools, shopping, & more. Seller pre-inspection available. RV Parking! Make this your home!

36712 31st Avenue S, Federal Way

Listing courtesy of Keller Williams Realty PS.

$579,500
3 Beds ⋅ 2 Baths ⋅ 2566174 MLS ⋅ ACTIVE Status
Impeccably maintained custom home offering exceptional quality today and outstanding potential for tomorrow. Built in 2015, this move-in ready 3-bedroom, 2-bath home features soaring 10' ceilings, rich hardwood-style vinyl floors, abundant natural light, and upscale finishes throughout. The spacious kitchen is equipped with newer stainless steel appliances and opens to the dining area and expansive covered outdoor living area —perfect for year-round entertaining. Enjoy low-maintenance landscaping, a whole-house automatic backup generator, and a finished, insulated garage with its own mini-split HVAC system, ideal for a workshop, home office, gym, or future living space. A large detached outbuilding and additional storage shed provide even more flexibility. This property may offer the opportunity for up to two ADUs under current Washington law without additional off-street parking requirements, creating exceptional multigenerational or income-producing potential (buyer to verify all development regulations). A rare combination of quality craftsmanship, modern convenience, and long-term investment opportunity.

28546 20th Avenue S, Federal Way

Listing courtesy of Windermere RE Anacortes Prop..

$119,950
2 Beds ⋅ 1 Baths ⋅ 2563677 MLS ⋅ ACTIVE Status
Welcome home to an all-ages manufactured home community centrally located near everything you need! This well-maintained 2 Bed / 1 Bath home features an efficient, light-filled layout with [Square Footage] sq ft of cozy living space. Highlights include minisplit ac, new floors trim, along with a roof! Enjoy ample dedicated parking, private outdoor space, and shed storage. Unbeatable location—just minutes to I-5, Hwy 18, Pacific Hwy, local dining, shopping, and public transit. Low-maintenance, move-in ready, and full of potential! Space rent is $1,099 which includes garbage, water, and sewer

1660 S 333rd Street, Federal Way

Listing courtesy of Inspire Realty.

$229,000
2 Beds ⋅ 1 Baths ⋅ 2560594 MLS ⋅ ACTIVE Status
Seller is offering a $5,000 Buyer Bonus with Mutual Acceptance by 8/23/2026. Everyday convenience makes all the difference. Enjoy the benefits of a desirable first floor corner unit, ideally positioned just steps from the community laundry room. Inside, you'll find thoughtful updates throughout, including fresh paint, new flooring, brand new kitchen appliances, new baseboard heater & thermostat (2026), a newer water heater (2023), an upgraded electrical panel (2022), energy efficient insulated windows, and more - creating a move in ready home that's as comfortable as it is functional. The corner location fills the living space with natural light, while the spacious primary bedroom features a walk-in closet. Maplewood Condominiums offers beautifully maintained grounds and community amenities including a seasonal outdoor swimming pool, athletic court, and abundant open parking. HOA dues include water, sewer, garbage, common area and road maintenance; making homeownership simple and low maintenance. Conveniently located near Dash Point State Park, Twin Lakes Golf & Country Club, shopping, dining, and major commuter routes including I-5 and Highway 18, this home offers easy access to everything Federal Way has to offer. Whether you're purchasing your first home or downsizing, this well-maintained and updated condo is ready to welcome you home. VA approved.

4601 SW 320th St Unit #E4, Federal Way

Listing courtesy of Berkshire Hathaway HS NW.

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