Federal Way Homes with FHA Terms

Federal Way Homes with FHA Terms

Federal Way, located in King County, Washington, is a vibrant city with a rich history and a promising future. Situated in the heart of the Pacific Northwest, Federal Way offers its residents a perfect blend of urban amenities and natural beauty.

As part of the greater Seattle metropolitan area, Federal Way benefits from its proximity to major employment centers, cultural attractions, and recreational opportunities. The city is known for its diverse community, welcoming people from all walks of life. With a population of over 96,000, Federal Way is a bustling and thriving city that continues to attract new residents and businesses.

When it comes to real estate, Federal Way offers a wide variety of housing options to suit different needs and budgets. One popular option for homebuyers is homes with FHA terms. FHA, which stands for Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. This means that homebuyers in Federal Way can take advantage of more flexible lending requirements and lower down payment options.

Whether you're looking for a single-family home in a quiet neighborhood or a modern condominium in a bustling downtown area, Federal Way has something for everyone. With its affordable housing options and excellent amenities, Federal Way is an attractive place to call home.

If you're considering buying a home in Federal Way, be sure to explore the various neighborhoods, consult with a local real estate agent, and take advantage of the FHA terms available to make your dream of homeownership a reality.

Newest Federal Way Homes with FHA Terms

$549,950
3 Beds ⋅ 1 Baths ⋅ 2569814 MLS ⋅ ACTIVE Status
WOW FANTASTIC ONE STORY 3 Bedroom Home LOCATED on A FENCED & GATED LEVEL 9,375 SF LOT W/ Space for RV PARKING !! This Spectacular Better Then NEW Home Is Located Between Down Town Federal Way & Soundcrest Community, Walking Distance Away From Great Shopping & Dinning. GAS FORCED AIR HEAT, Large Living Room w/ BRICK FIREPLACE, Gorgeous NEW VINYL PLANK FLOORS Thru out the Entire FRESH PAINTED & UPDATED INTERIOR. Open & Bright KITCHEN w/ Eating Space & NEW CABINETS w/ Chrome Hardware , STAINLESS STEEL KITCHEN SINK w/ GOOSE NECK FAUCET & NEW DISHWASHER & Appliances. Organized Separate UTILITY ROOM w/ Amanda WASHER & DRYER included. Shop Area & One CAR GARAGE w/ NEW GARAGE DOOR & AUTO GARAGE OPENER. FANTASTIC WHITE SOLID CORE PANEL DOORS Thru out w/ New Chrome Door Knobs And Hinges. THREE BEDROOMS All In Excellent Shape W/ Organized Closets. GR8 Looking Light Fixtures. LARGE FULL BATHROOM with FANTASTIC BATH TUB and NEW SHOWER SURROUNDS & GR8 NEW BATH RM Cabinet & Sink RECENT NEW COMPOSITION ROOF & WHITE VINYL WINDOWS & FRESH PAINTED EXTERIOR, Fully Landscaped FENCED Back Yard Perfect For Pets REALLY A GR8 HOME

31344 13th Ave S, Federal Way

Listing courtesy of Greater Realty, Inc..

$650,000
4 Beds ⋅ 3 Baths ⋅ 2569756 MLS ⋅ ACTIVE Status
Welcome home to this spacious 4-bedroom, 2.75-bath, 2,050 sq ft residence with vaulted ceilings offering flexible living and exceptional outdoor access. The heart of the home features custom-built kitchen cabinets topped with beautiful granite counters—perfect for everyday meals or entertaining. Enjoy the added convenience of a second kitchen and living room downstairs, ideal for multi-generational living, guests, or creating a private retreat.Fresh paint creates a clean, move-in-ready feel. Outside, you’ll appreciate dedicated RV parking, a garden space with produce and fruit trees, and a backyard that backs up to a greenbelt/park complete with walking trails—your own private connection to nature.Conveniently located near Dash Point State Park, Browns Point, Twin Lakes Golf & Country Club, and Cedar Irons Golf Club, with easy access to shopping, transit, and everyday amenities. This home blends practical features with a peaceful setting—schedule your showing today!

33205 30th Avenue SW, Federal Way

Listing courtesy of Wilcox Real Estate.

$354,990
2 Beds ⋅ 2 Baths ⋅ 2566995 MLS ⋅ ACTIVE Status
This move-in-ready condo features 2 bedrooms and 2 bathrooms. It offers true single-level living with zero stairs. The wide, wheelchair-accessible entry has durable slate flooring. Inside, the recently renovated bathrooms feature modern fixtures and stylish vanities. The home naturally stays comfortable year-round, keeping utility costs low with no A/C required. The private covered deck overlooks a peaceful backyard setting. Because the property backs to a protected greenbelt, there are no rear neighbors. The unit includes one assigned covered parking space (#72) and an extra storage closet on the balcony. Homeowners also have access to optional community RV and boat parking. This gated home perfectly blends modern upgrades, total accessibility, and a serene setting. Don't miss this one!

31500 33rd Place SW Unit #N201, Federal Way

Listing courtesy of Best Choice Network LLC.

$799,950
5 Beds ⋅ 2 Baths ⋅ 2515421 MLS ⋅ ACTIVE Status
Welcome to the highly desirable Dash Point community, complete with optional community private beach access! This elegantly updated five-bedroom home sits on a spacious 0.299-acre lot with beautiful, mature landscaping—including an apple tree and a flowering cherry—and boasts a lovely partial view of the Sound with stunning evening sunsets. Step inside to a sun-drenched floor plan anchored by rich hardwood floors, soaring vaulted wood ceilings, large picture windows, and architectural charm highlighted by three fireplaces—including one featuring a wood-burning insert and a striking copper hood. The main level offers a baker's dream kitchen complete with views of the Sound, alongside an adjoining dining room that opens seamlessly to an upper deck ready for entertaining. The main floor features the primary suite with two closets for ample storage, plus two additional bedrooms. The versatile lower level includes two more bedrooms, brand-new carpet, a huge laundry room, an extra storage room, a large den/library with built-in shelving, and a cozy family room. Sliding glass doors lead out to the spacious backyard, complete with a storage shed and three large patios—one featuring a large outdoor firepit perfect for year-round gatherings. Topped off with a newer roof (2023), new exterior paint (2024), and an oversized two-car garage with extensive extra storage, this exceptional home truly has it all!

29815 10th Avenue SW, Federal Way

Listing courtesy of Windermere Prof Partners.

$489,950
4 Beds ⋅ 2 Baths ⋅ 2568677 MLS ⋅ ACTIVE Status
Refreshed 1,500 sq. ft. rambler featuring 4 bedrooms and 1.75 baths, tucked away on a private cul-de-sac in Laurelwoods. This home offers new LVP wood flooring, fresh interior paint, updated light fixtures, a new dishwasher, and a new cooktop w/hood. Enjoy hosting friends in both the inviting living room and potential family room—each with its own fireplace. The 400 sq. ft. 2-car attached garage and extended driveway provide ample parking for cars, Toys and RV. Outside, relax and play in the pristine, well-maintained yard complete with a sprinkler system. Conveniently located near local shops, grocery stores, restaurants, and essential services, with easy access to major highways and public transit—including the light rail. Don’t miss out on this wonderful opportunity!

2527 S 286th St, Federal Way

Listing courtesy of John L Scott RE West Seattle.

$599,950
2 Beds ⋅ 2 Baths ⋅ 2560994 MLS ⋅ ACTIVE Status
Turn-key Craftsman living in award-winning Mirror Lake Highlands, the 2021 New Home Council Community of the Year! Designed for easy strolls & open green spaces, this low-maintenance neighborhood offers quick access to shopping, parks & major commuter routes. The light-filled main level features gleaming LVP floors, new plush carpeting, custom window shutters throughout & an open-concept living area. Main level spacious primary suite with a walk-in closet & double vanity. The timeless kitchen includes stainless appliances, a walk-in pantry & main-floor laundry. Upstairs offers a guest bedroom, full bath with a soak-in tub & a versatile loft for an office or flex room. Enjoy a private fenced back patio with partial lake views or relax & enjoy the covered front porch nestled in front of the community Zen garden. Home next to the community clubhouse to host your epic gathering & complete with a detached garage with extra storage, this home offers the ideal mix of privacy, convenience & charm. Welcome home!

31100 6th Lane SW, Federal Way

Listing courtesy of Redfin.

$599,995
5 Beds ⋅ 3 Baths ⋅ 2566784 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated home on a private cul de sac. Featuring a 3 year old roof, brand new carpet, fresh interior paint, and updated bathrooms, this home is truly move in ready. The main level offers an open floor plan with great natural light with vaulted ceiling, skylights, a spacious kitchen with new appliances and a large island, plus 3 bedrooms including a primary suite with private bath. Downstairs features 2 additional bedrooms, a full bathroom, and a large flexible space perfect for a family room, home office, game room, or multigenerational living. Enjoy your morning coffee on the front deck or entertain on the private back deck. Conveniently located minutes from restaurants, shopping, and everyday amenities. A great home with plenty of space, updates, and flexibility! PRE-INSPECTED for your peace of mind.

919 SW 319th Place, Federal Way

Listing courtesy of COMPASS.

$515,000
3 Beds ⋅ 2 Baths ⋅ 2568607 MLS ⋅ ACTIVE Status
Spectacular is the only way to describe this beautifully updated, move-in-ready rambler located in one of Federal Way’s most desirable neighborhoods! Situated on an expansive 10,000+ square-foot fully fenced lot, this home offers the perfect combination of comfort, privacy, and location.Step inside to discover 3 spacious bedrooms plus a large dedicated office, perfect for working from home, hobbies, or additional flexible living space. You’ll also find 2 full bathrooms that have been updated. new flooring in the office and one bathroom.Step outside and you’ll quickly see why this home is special! The large covered deck creates the perfect year-round outdoor living space—ideal for entertaining, summer barbecues, or simply relaxing and enjoying the privacy of your backyard.And the location is fantastic! Enjoy being within walking distance of beautiful PowellsWood Garden and close to Redondo Beach, while shopping, restaurants, schools, and commuter routes are all just minutes away.Beautifully maintained, wonderfully located, and completely move-in ready—this is the kind of home you need to experience in person. Come see it before it’s gone!

29751 3rd Avenue S, Federal Way

Listing courtesy of Berkshire Hathaway HS NW.

$849,500
2567104 MLS ⋅ ACTIVE Status
Come and see! Perched among a lush canopy of trees in Federal Way’s coveted Redondo neighborhood, this loaded property offers incredible income potential. Spanning 3,852 square feet, this exceptional property is thoughtfully designed as three completely separate, fully equipped living spaces, making it the ultimate setup to live in one unit and rent the other two, host multi-generational living, or lease all three for maximum investment returns. Every single residence boasts its own private kitchen, dedicated in-unit laundry, and an expansive deck designed to soak in the tranquil treed overlook and coastal air. Inside, the home features two expansive primary residences alongside a charming studio apartment above the two-car garage. The 1,530-square-foot main-level unit and the 1,430-square-foot lower-level unit each offer two bedrooms, two bathrooms, and remarkably spacious living areas. Tucked above the garage, the 572-square-foot apartment captures true canopy views, giving tenants or guests their own secluded haven. All this comes with a detached two-car garage and plenty of extra off-street parking. Minutes from the vibrant Redondo Beach boardwalk and Saltwater State Park trails, this unique retreat combines coastal Northwest living and unmatched financial versatility with major commuter convenience, with its proximity to major commuter routes like I-5 and Route 99, shopping hubs including The Commons at Federal Way, and light rail and bus extensions.

28400 16th Avenue S, Federal Way

Listing courtesy of Tribeca NW Real Estate.

$849,500
4 Beds ⋅ 5 Baths ⋅ 2565984 MLS ⋅ ACTIVE Status
Come and see! Perched among a lush canopy of trees in Federal Way’s coveted Redondo neighborhood, this loaded property offers incredible income potential. Spanning 3,852 square feet, this exceptional property is thoughtfully designed as three completely separate, fully equipped living spaces, making it the ultimate setup to live in one unit and rent the other two, host multi-generational living, or lease all three for maximum investment returns. Every single residence boasts its own private kitchen, dedicated in-unit laundry, and an expansive deck designed to soak in the tranquil treed overlook and coastal air. Inside, the home features two expansive primary residences alongside a charming studio apartment above the two-car garage. The 1,530-square-foot main-level unit and the 1,430-square-foot lower-level unit each offer two bedrooms, two bathrooms, and remarkably spacious living areas. Tucked above the garage, the 572-square-foot apartment captures true canopy views, giving tenants or guests their own secluded haven. All this comes with a detached two-car garage and plenty of extra off-street parking. Minutes from the vibrant Redondo Beach boardwalk and Saltwater State Park trails, this unique retreat combines coastal Northwest living and unmatched financial versatility with major commuter convenience, with its proximity to major commuter routes like I-5 and Route 99, shopping hubs including The Commons at Federal Way, and light rail and bus extensions.

28400 16th Avenue S, Federal Way

Listing courtesy of Tribeca NW Real Estate.

$1,195,000
3 Beds ⋅ 3 Baths ⋅ 2568092 MLS ⋅ ACTIVE Status
A classic 1950s two-story on a full acre, updated where it counts and set to a panoramic north-facing Puget Sound view — Des Moines and Three Tree Point across the water. The main level opens from a light-filled entry to formal living and dining rooms, then into a remodeled kitchen: white shaker cabinetry, quartz counters, a marble-tile backsplash, a gas cooktop island with seating, stainless appliances, and twin skylights that pour in daylight. Newer flooring runs throughout, and French doors connect the living spaces to decks made for taking in the view.Upstairs, the primary suite is its own retreat — vaulted ceilings, skylights, a tiled gas fireplace, a private deck, and an adjoining room that works as an office or sitting area. The updated primary bath pairs a soaking tub with a walk-in shower, a quartz-topped vanity, and warm gold fixtures. Additional bedrooms and refreshed baths round out the second floor.Outside, the acre gives you room most homes here don't have: level lawn, mature evergreens, a large entertaining patio, and a rare detached 1,540-square-foot garage and workshop with space for vehicles, projects, and storage. Community gated beach access is available for a small yearly fee, putting the shoreline within easy reach.Updated, private, and genuinely spacious — with a north-facing Sound view and a workshop that are hard to find together. Minutes to the Des Moines Marina and quick to I-5, SR-509, and Sea-Tac.

1269 SW 301st Street, Federal Way

Listing courtesy of Windermere RE West Campus Inc.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2568036 MLS ⋅ ACTIVE Status
Move-in ready Federal Way gem featuring a BRAND-NEW roof and water tank! Freshly painted and filled with natural light, this immaculate rambler welcomes you with soaring vaulted ceilings for an airy, spacious feel. The layout boasts new luxury vinyl plank flooring throughout the main living areas and bathrooms, while three comfortable bedrooms retain cozy carpet. The functional kitchen shines with granite countertops and all appliances stay. Benefit from a versatile bonus rec room and an attached 2-car garage. Situated on an expansive, level lot with endless potential for outdoor living, gardening, or play. Tucked away in a desirable neighborhood just steps from the BPA walking trail and minutes from the local Light Rail station, this turn-key home is a solid investment. It would make an excellent rental or 1st home!

35311 19th Avenue SW, Federal Way

Listing courtesy of Windermere Real Estate/PSK Inc.

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