Chelan Homes with VA Loan Terms

Chelan Homes with VA Loan Terms

Chelan, a charming city located in Chelan County, Washington, is a hidden gem nestled in the heart of the United States. Boasting stunning natural beauty and a vibrant community, Chelan offers an idyllic setting for those seeking a peaceful and picturesque place to call home.

With its prime location in the Pacific Northwest, Chelan is surrounded by breathtaking landscapes. The city is situated on the eastern shores of Lake Chelan, a sparkling blue gem that stretches for over 50 miles. The lake is not only a popular spot for boating, fishing, and swimming, but it also offers unparalleled views of the Cascade Mountains, making it a haven for outdoor enthusiasts.

Chelan is known for its mild climate, with warm summers and relatively mild winters. This makes it an ideal destination for those who enjoy a variety of outdoor activities year-round. Whether you're hiking through the nearby mountains, exploring the numerous vineyards and wineries, or simply relaxing on the lake's sandy beaches, Chelan offers something for everyone.

For those looking to make Chelan their permanent home, the availability of homes with VA loan terms adds an extra layer of convenience. VA loans are a type of mortgage loan available to veterans, active-duty service members, and eligible surviving spouses. These loans often come with favorable terms, including competitive interest rates and no down payment requirements, making homeownership more accessible for those who have served our country.

In conclusion, Chelan, Washington, is a city that offers both natural beauty and the convenience of VA loan terms for homebuyers. With its stunning surroundings and welcoming community, Chelan provides an ideal place to settle down and create a fulfilling life.

Newest Chelan Homes with VA Loan Terms

$899,000
4 Beds ⋅ 3 Baths ⋅ 2563757 MLS ⋅ ACTIVE Status
Wake up each morning to beautiful river views and enjoy the peaceful setting this exceptional Chelan property has to offer. Built in 2016, this 3-bedroom, 3-bath home sits on 2.31 acres, providing the perfect balance of modern comfort and wide-open space. Inside, you'll find a thoughtfully designed floor plan that's ideal for everyday living. Step outside and take in the expansive yard, where there's plenty of room for entertaining, gardening, animals, or simply relaxing while enjoying the scenic river views. The property is equally impressive for those needing workspace or storage, featuring a covered carport and two shops with endless possibilities for hobbies, equipment, recreational vehicles, boats, or a home-based business. Located just minutes from the attractions of the Lake Chelan Valley, you'll enjoy convenient access to wineries, golf, boating, fishing, hiking, shopping, and dining while still having the privacy and tranquility of your own acreage.

148 US Hwy 97A, Chelan

Listing courtesy of John L. Scott, Inc.

$429,000
2 Beds ⋅ 1 Baths ⋅ 2556606 MLS ⋅ ACTIVE Status
Affordable in-town Chelan living with endless potential! Just blocks from the sparkling waters of Lake Chelan, this charming 2-bedroom home offers an incredible opportunity to own in one of Washington's most sought-after destinations. Situated on a large, level 6,534 sq. ft. lot, the property features a spacious backyard with room to entertain, garden, expand outdoor living, or simply relax and enjoy the Chelan sunshine. Inside, you'll find an efficient single-level floor plan making it an ideal full-time residence, vacation getaway, or investment property. The unbeatable location places you within walking distance of downtown Chelan's restaurants, wineries, boutique shopping, parks, public beaches, boat launches, and year-round community events. Spend your days boating, paddleboarding, wine tasting, golfing, hiking, or exploring everything Lake Chelan has to offer—all just minutes from your front door. Whether you're looking for your first home, a weekend retreat, or a property to personalize over time, this is your chance to enjoy the coveted Chelan lifestyle at an attainable price. Don't miss this rare opportunity to own an in-town property in the heart of Lake Chelan. Buyer to verify intended use, short term rentals and zoning directly with governing authorities

119 W Gibson Avenue, Chelan

Listing courtesy of Diamond Real Estate.

$1,250,000
3 Beds ⋅ 4 Baths ⋅ 2545363 MLS ⋅ ACTIVE Status
Experience luxury Lake Chelan living with ultimate privacy and breathtaking 180 degree lake and mountain views including Slide Ridge, Wapato Point peninsula, and a spectacular front-row seat for annual 4th of July fireworks. Designed for multi-generational living, rental potential, or an exceptional private retreat, this custom home features full kitchens and utility rooms on both levels, separate lower-level entry, and flexible living spaces. Community waterfront and boat dock access! Main level showcases vaulted wood ceilings, rich hardwood floors, granite countertops, walk-in pantry and a stunning stone fireplace. The luxurious primary suite offers a spa-inspired bath with jetted soaking tub, dual-sided fireplace, granite shower, and dual vanities. Lower level features a 2nd primary suite with oversized bath featuring a dedicated room wired for a future sauna, second stone fireplace, bonus room ideal for additional media, bed, office, or fitness space. Built to last with Milgard windows and hardy solid wood doors. Enjoy expansive lake-view decks, private hot tub, and ample room to add a pool. Wine enthusiasts will appreciate a wine room featuring rare antique ironwood doors. Garage provides ample storage and third kitchen area, while full RV hookup adds flexibility for recreation. Every detail was designed to maximize comfort, functionality, and unforgettable Lake Chelan views creating an extraordinary opportunity for a luxury primary residence, second home, or investment.

7371 Ridgeview Drive, Chelan

Listing courtesy of Windermere RE/Lake Chelan.

$395,000
2 Beds ⋅ 1 Baths ⋅ 2543906 MLS ⋅ ACTIVE Status
Discover the ultimate lakeside retreat at The Cove on Lake Chelan! Unit 17A offers one of the most affordable ways to enjoy homeownership with direct lake access, your own private boat slip, members-only boat launch, boathouse, clubhouse, protected swim area, and expansive waterfront common areas. Fully furnished and impeccably maintained, this move-in-ready cabin offers breathtaking lake views and easy, low-maintenance living. Whether you're looking for a weekend getaway, a place to make lifelong memories, or an affordable slice of the Lake Chelan lifestyle, Unit 17A delivers the perfect blend of recreation, relaxation, and value. Cozy, warm, and inviting. LOW Maintenance, turnkey. bathroom updated, kitchen remodeled. brand-new HVAC, LED lighting in the hallway, and wooden accents throughout for a personal touch. Trex decking. Trailer parking included. No leasing or short-term rentals. In slip - water, electricity, water. Slip #52HOA includes garbage, water, sewer, snow removal, road maintenance, sport court, mezzanine, clubhouse (can reserve for events), fire pit area, grassy open area, perfect for dogs. Launch was just redone recently, in great condition.

11155 S Lakeshore Road Unit #17A, Chelan

Listing courtesy of Nick McLean Real Estate Group.

$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2541921 MLS ⋅ ACTIVE Status
RARE SHORT-TERM VACATION RENTAL PERMIT INCLUDED IN THE SALE CAN BE TRANSFERRED ONLY UNTIL SEPTEMBER 16th 2026 FOR PASSIVE INCOME. Furnished/decorated turnkey beautiful Lake Chelan destination getaway retreat. Welcome to The Vineyards Lodge. Panoramic lake and mountain views from your private covered deck and backyard of your dream sanctuary. Beautiful custom Northwest craftsman home with custom millwork throughout. 4-bedroom, 3-bath home located in private neighborhood of only three homes. Surrounded by wineries and restaurants. Fully furnished and decorated—down to the plates, wine glasses, and silverware. Smart TVs, whole-house speaker system. Modern kitchen, gas fireplace, jetted tub, Vichy shower in primary bathroom, hidden sleeper in living room, sectional couch, and cozy TV seating area in the loft. Oversized two-car garage with extra-tall garage doors to fit a boat or larger vehicle. Brand-new high-efficiency, high-output air conditioner/heat pump ducted system. Home has plenty of room for guests and can sleep 10+ people comfortably. Close proximity to downtown Chelan. This rare opportunity gives you the option to rent the property as a vacation rental as much or as little as you want when not using it. This home has produced a healthy passive income for its current owners. Seize the opportunity to own this rare find. Open the door to your own fully furnished and decorated Lake Chelan relaxing getaway retreat. Turnkey and ready to move in without the hassle.

915 S Lakeshore Road, Chelan

Listing courtesy of Nick McLean Real Estate Group.

$685,000
5 Beds ⋅ 2 Baths ⋅ 2530295 MLS ⋅ ACTIVE Status
Opportunity awaits in the heart of Lake Chelan! Extensively renovated with a studs-out remodel in 2022 and over $225,000 invested in upgrades, this turnkey property offers a perfect blend of modern comfort, prime location, & income-producing potential. Just blocks from the lake & downtown, this home is ideally positioned as either a full-time residence, vacation retreat, or high-performing short-term rental. This spacious 5 bedroom 2,460-square-foot home features a fully fenced & shaded front yard creating a welcoming outdoor retreat, while the private back patio is designed for entertaining with covered dining, sectional seating around a firepit, and detached storage shed. Inside, nearly every surface & system has been updated, including flooring, appliances, bathrooms, HVAC (AC!), electrical, plumbing, windows, and more. The living room is anchored by a charming bay window framing beautiful mountain views an expansive dining area comfortably seating 10 guests, 3 bedrooms & a tiled bath with radiant flooring. Two light-filled oversized bedrooms upstairs sharing a full bath. A massive unfinished attic presents potential for future expansion — a bunk room or play area. Thoughtfully redesigned, this move-in-ready property offers flexibility, charm, & proven rental performance in one of Washington’s most sought-after vacation destinations. Inspection report & rental statements available. Schedule a private tour today!

507 E Wapato Avenue, Chelan

Listing courtesy of Windermere Real Estate Midtown.

$2,195,000
3 Beds ⋅ 5 Baths ⋅ 2527358 MLS ⋅ ACTIVE Status
Modern luxury and thoughtful design converge at this stunning hilltop retreat, perfectly situated within Lake Chelan’s preeminent vacation resort community, The Lookout. Perched high above the water, this home delivers breathtaking, panoramic lake and mountain views from every angle. The upper level is an entertainer’s dream, anchored by an open-concept living space with towering cathedral ceilings, a cozy gas fireplace, and a massive Nano Wall that seamlessly transitions to an expansive covered deck. Equipped with built-in heaters and ceiling fans, the deck offers the ultimate year-round setting for outdoor dining and relaxation against a stunning alpine backdrop. The true gourmet kitchen features premium Dacor appliances, including a 6-burner double oven with a pot filler, a wine fridge, a beverage fridge, and a microwave drawer. Elegant French doors open to the luxurious primary suite, complete with its own private double-sided fireplace and private covered deck, while a second ensuite bedroom offers additional elevated accommodations for guests. The lower level boasts 10-foot ceilings, sleek concrete floors, a spacious media/game room, a covered patio, and flexible accommodations - including a 3rd ensuite bedroom and two custom built-in bunk rooms that sleep eight. Complete with an extended garage and a large parking pad, there is abundant storage for your ski boat and lake toys, plus extra room on the lot to design your dream outdoor gathering space.

391 Porcupine Lane, Chelan

Listing courtesy of CB Cascade RE - Lake Chelan.

$1,239,000
3 Beds ⋅ 4 Baths ⋅ 2524474 MLS ⋅ ACTIVE Status
Overlooking beautiful Lake Chelan, this thoughtfully designed and exceptionally well-maintained home offers 3 bedrooms, 3.5 bathrooms, vaulted ceilings, expansive windows, and spectacular lake views throughout. Designed for both everyday comfort and effortless entertaining, the open-concept floor plan provides convenient main-floor living, while the lower level features two spacious bedrooms and a large recreational room with direct backyard access and a covered patio—creating the perfect setup for hosting guests, seamless indoor-outdoor living, and a wonderful place to call your own.The primary suite is a true retreat, complete with an oversized walk-in closet and luxurious soaking tub. The kitchen blends style and function with quartz countertops, soft-close cabinetry and drawers, and ample space for gathering.Additional highlights include a spacious laundry room, a private covered deck off the main floor, and a covered lower-level patio—ideal for entertaining, relaxing, and enjoying the peaceful Lake Chelan setting year-round.

112 Mayer Drive, Chelan

Listing courtesy of Windermere Real Estate/NCW.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2526050 MLS ⋅ ACTIVE Status
Rarely does a home under $450,000 surface in the Lake Chelan Valley, and when it does, it does not last long. Welcome to 608 N Bradley Street, a charming 1920s stucco rambler nestled in the heart of downtown Chelan, offering the kind of value and location that simply does not come around often. Step inside and you will find a freshly updated interior featuring new luxury vinyl plank flooring, a quaintly painted living room and dining room, and a galley-style kitchen with Formica counters and stainless steel appliances. Two comfortable bedrooms, a full bathroom, and a bonus room round out a thoughtful floor plan that lives larger than it looks. Outside, the property continues to impress. A detached shed has been reimagined as a private gym, the front yard is nicely groomed and fully fenced, and a dedicated RV parking pad adds rare utility for a downtown lot. At 3,920 square feet and positioned within the Downtown Mixed Residential zone, the possibilities here extend well beyond move-in ready. Whether you are a first-time buyer planting roots in one of Washington's most beloved communities or an investor seeking a turnkey rental in a high-demand market, this is the opportunity you have been waiting for. Best value in the valley. Come see it today.

608 N Bradley Street, Chelan

Listing courtesy of Windermere RE/Lake Chelan.

$745,000
3 Beds ⋅ 2 Baths ⋅ 2519828 MLS ⋅ ACTIVE Status
Located in the desirable Chelan area, this property offers a great opportunity to enjoy the Lake Chelan lifestyle with nearby access to recreation, wineries, downtown dining, and year-round outdoor activities. Enjoy beautiful views of Spader’s Bay, providing a scenic backdrop that enhances the natural setting and sense of tranquility. The home also features a private pool, creating a true resort-style experience ideal for relaxing, entertaining, and enjoying warm Chelan summers. Whether used as a primary residence, vacation getaway, or investment property, this home offers strong versatility and long-term value in a high-demand recreational market. Just minutes from Lake Chelan and all the amenities the area is known for, this is a fantastic opportunity to own in one of the region’s most sought-after communities.

820 W Golf Course Drive, Chelan

Listing courtesy of LPT Realty LLC.

$1,239,000
3 Beds ⋅ 3 Baths ⋅ 2509381 MLS ⋅ ACTIVE Status
Your modern farmhouse dream awaits at this stunning 3-bedroom, 3-bathroom turnkey retreat with a proven track record of strong rental performance. This meticulously maintained residence is designed for high-capacity comfort, accommodating up to ten guests with a primary king suite on the main floor, while the upper level includes a secondary queen bedroom, custom built in bunk room featuring four XL twin beds, and a versatile upper-level bonus room, offering a private upstairs haven for relaxation and entertainment. At the heart of the home, a gourmet chef’s kitchen boasts high-end stainless-steel appliances and an extendable farmhouse table that flows seamlessly into an inviting living area anchored by a warm gas fireplace. Exceptional indoor-outdoor living is defined by a unique double-sided fireplace serving both the dining room and a covered outdoor lounge, complete with a private hot tub and gas fire pit, and outdoor dining area. As part of The Lookout—Lake Chelan’s most sought-after vacation community—owners and guests enjoy exclusive access to resort-style amenities including swimming pools, parks, playgrounds, pickleball courts, seasonal concerts, events and activities, a private waterfront beach, a 70-slip marina, and professional onsite management. Whether you are seeking a serene personal sanctuary or a high-end investment opportunity with established success, this fully furnished home offers a chance to own a piece of Lake Chelan’s vibrant year-round lifestyle.

187 Bobcat Lane, Chelan

Listing courtesy of CB Cascade RE - Lake Chelan.

$303,000
2501496 MLS ⋅ ACTIVE Status
PRICE DROP! Bring all offers! Seller willing to help with closing costs or rate buydowns. Your Lake Chelan dream starts here! Welcome to your lake house in the highly sought-after Sunnybank community. This exceptional property offers a gorgeous lake view lot and, includes a brand new deep-water private boat slip. Your new homesite is tucked away on a quiet cul-de-sac and framed by scattered pines. It features a level entry that slopes up the hillside, the perfect topography for your building plans and designed to maximize your sweeping lake views. Sunnybank is an established south shore community with paved roads, power on property, private lake access with a swimming and picnic area. Building plans and septic design plans are available. AI renderings of builder schematic now added as pictures 2 and 3. Full builder renderings and plans upleaded to MLS. You agent has access.

4057 Lakeview Place, Chelan

Listing courtesy of The Agency Northwest.

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