Chelan Homes with FHA Terms

Chelan Homes with FHA Terms

Chelan: A Picturesque City in Washington State

Nestled in the heart of Chelan County, Washington, lies the charming city of Chelan. Known for its breathtaking natural beauty and vibrant community, Chelan offers a perfect blend of small-town charm and modern amenities.

Located in the United States, specifically in the state of Washington, Chelan is a popular destination for those seeking a peaceful and picturesque place to call home. The city's prime location in the heart of the beautiful Pacific Northwest offers residents access to stunning landscapes and outdoor recreational opportunities.

For those looking to settle down in Chelan, the availability of Homes with FHA Terms is a significant advantage. The Federal Housing Administration (FHA) provides homebuyers with favorable loan terms, making homeownership more accessible and affordable. This means that potential buyers in Chelan can take advantage of low down payments and competitive interest rates, making their dream of owning a home a reality.

Chelan's real estate market offers a wide range of housing options, from cozy cottages to spacious family homes. With FHA terms available, prospective buyers can explore various properties that suit their needs and preferences. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Chelan's real estate market has something for everyone.

In addition to its real estate opportunities, Chelan boasts a thriving community with excellent schools, a vibrant downtown area, and an array of recreational activities. From boating and fishing on the pristine Lake Chelan to exploring the nearby Cascade Mountains, there is no shortage of outdoor adventures to be had.

If you're searching for a place that offers natural beauty, a tight-knit community, and favorable homebuying options, Chelan should be at the top of your list. With its Homes with FHA Terms and idyllic surroundings, Chelan provides the perfect setting to create lasting memories and build a life you'll love.

Newest Chelan Homes with FHA Terms

$649,900
5 Beds ⋅ 2 Baths ⋅ 2570273 MLS ⋅ ACTIVE Status
Opportunity awaits in the heart of Lake Chelan! Extensively renovated with a studs-out remodel in 2022 and over $200,000 invested in upgrades, this turnkey property offers a perfect blend of modern comfort, prime location, & income-producing potential. Just blocks from the lake & downtown, this home is ideally positioned as either a full-time residence, vacation retreat, or high-performing short-term rental. This spacious 5 bedroom 2,460-square-foot home features a fully fenced & shaded front yard creating a welcoming outdoor retreat, while the private back patio is designed for entertaining with covered dining, sectional seating around a firepit, and detached storage shed. Inside, nearly every surface & system has been updated, including flooring, appliances, bathrooms, HVAC (AC!), electrical, plumbing, windows, and more. The living room is anchored by a charming bay window framing beautiful mountain views, an expansive dining area comfortably seating 10 guests, 3 bedrooms & a tiled bath with radiant flooring. Two light-filled oversized bedrooms upstairs sharing a full bath. A massive unfinished attic presents potential for future expansion — a bunk room or play area. Thoughtfully redesigned, this move-in-ready property offers flexibility, charm, & proven rental performance in one of Washington’s most sought-after vacation destinations. Inspection report & rental statements available. Schedule a private tour today!

507 E Wapato Avenue, Chelan

Listing courtesy of Windermere Real Estate Midtown.

$490,000
2 Beds ⋅ 2 Baths ⋅ 2569081 MLS ⋅ ACTIVE Status
Private 20 acre property with cozy house and room to enjoy your animals. Home is 2 bedroom upstairs and large den in garage. All appliances stay: electric stove, refrigerator, stand up freezer, washer, dryer and microwave. 20 minutes from town. Septic pumped and inspected 2 years ago, new HVAC, 30 amp power, for your RV visitors and good working well. Large deck off kitchen to watch deer and morning sunrises Large metal hay storage Fully fenced 10 acres with Palouse shelter No HOA, no restrictions Come enjoy the peacefulness of Union Valley.

649 Bill Oules Lane, Chelan

Listing courtesy of TRELORA Realty, Inc..

$1,680,000
3 Beds ⋅ 3 Baths ⋅ 2569121 MLS ⋅ ACTIVE Status
A study in European design, set within Chelan's most distinguished lakeside enclave. A 20-foot glass wall dissolves the line between interior and vineyard, lake, and sky. The kitchen is built for entertaining - Wolf gas range, dual oven, a dedicated wine fridge, and a 125-bottle wine room just off the entry. A 10-foot nano glass door unfolds onto a patio deck with a hot tub, tanning chairs, and a dining area, shaded through happy hour and dinner. White oak hardwoods and vaulted ceilings run throughout, leading upstairs to a primary suite that feels more retreat than bedroom, framing vineyard and lake views alongside a curbless waterfall shower, plastered walls, and a freestanding soaking tub. Below, a private spa with dry sauna offers a quiet escape for friends. The Lookout community is a standout - private pools, pickleball courts, and grilling areas above the lake and town, plus boat moorage and a private beach, with a town center on the horizon. Exempt from the county's short-term rental cap, the home offers real flexibility for personal use or investment.

1302 Dragonfly Court, Chelan

Listing courtesy of Real Broker LLC.

$649,000
3 Beds ⋅ 2 Baths ⋅ 2557619 MLS ⋅ ACTIVE Status
Exceptional Chelan Hills HOME with all the "Premier" community amenities Enjoy sweeping Lake & Mountain views Amenities include a community boat launch,two community pools,two waterfront parks with sandy beaches,boat buoys,tennis,basketball & volleyball courts. This low-maintenance property offers an outstanding Lake Chelan lifestyle located on the desirable sunny north shore just five-minutes away from both downtown Chelan and Manson where you will enjoy restaurants,shops & wineries. This home is designed for easy lake living; the main level features an open kitchen and great room, along with the primary suite. The lower level includes two additional bedrooms and a full bath. Enjoy the separate lock-off guest quarters located at the back of the home, offering excellent flexibility for guests and extended living{This finished space is not included in the home's square footage.}Two Expansive outdoor decks capture panoramic views and provide a wonderful setting for entertaining or quiet relaxation. This beautifully maintained home shows "Pride in Ownership" with a new roof in 2026,updated kitchen, new flooring,repiped plumbing, exterior painted two years ago, decks all redone with Trex decking to name a few. Prof. landscaped yard includes updated in-ground irrigation & minimal lawn care, enhancing the home’s appeal and ease of ownership.Bonus feature: Lot can also be accessed from the top {off Boyd Road} giving opportunity to build a garage or simply enjoy the additional space

130 Monte Carlo Drive, Chelan

Listing courtesy of Gilpin Realty, Inc..

$429,000
2 Beds ⋅ 1 Baths ⋅ 2556606 MLS ⋅ ACTIVE Status
Affordable in-town Chelan living with endless potential! Just blocks from the sparkling waters of Lake Chelan, this charming 2-bedroom home offers an incredible opportunity to own in one of Washington's most sought-after destinations. Situated on a large, level 6,534 sq. ft. lot, the property features a spacious backyard with room to entertain, garden, expand outdoor living, or simply relax and enjoy the Chelan sunshine. Inside, you'll find an efficient single-level floor plan making it an ideal full-time residence, vacation getaway, or investment property. The unbeatable location places you within walking distance of downtown Chelan's restaurants, wineries, boutique shopping, parks, public beaches, boat launches, and year-round community events. Spend your days boating, paddleboarding, wine tasting, golfing, hiking, or exploring everything Lake Chelan has to offer—all just minutes from your front door. Whether you're looking for your first home, a weekend retreat, or a property to personalize over time, this is your chance to enjoy the coveted Chelan lifestyle at an attainable price. Don't miss this rare opportunity to own an in-town property in the heart of Lake Chelan. Buyer to verify intended use, short term rentals and zoning directly with governing authorities

119 W Gibson Avenue, Chelan

Listing courtesy of Diamond Real Estate.

$139,900
2546240 MLS ⋅ ACTIVE Status
Great building parcel located very close to the core downtown area of Chelan. A lot with a view and with irrigation water available. Bring your dreams for your forever home, this .69 acre parcel will provide the rest. Once part of a larger apple orchard, this part of town still offers that rural feel. The quiet you've been looking for is right here within reach for just under $140,000, land like this doesn't doesn't get more affordable. Check into the new ADU rules for the State and County, this could be your very own "compound" or mini development.

0 NNA Riverview Cemetery Road, Chelan

Listing courtesy of RE/MAX Advantage.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2526050 MLS ⋅ ACTIVE Status
Rarely does a home under $450,000 surface in the Lake Chelan Valley, and when it does, it does not last long. Welcome to 608 N Bradley Street, a charming 1920s stucco rambler nestled in the heart of downtown Chelan, offering the kind of value and location that simply does not come around often. Step inside and you will find a freshly updated interior featuring new luxury vinyl plank flooring, a quaintly painted living room and dining room, and a galley-style kitchen with Formica counters and stainless steel appliances. Two comfortable bedrooms, a full bathroom, and a bonus room round out a thoughtful floor plan that lives larger than it looks. Outside, the property continues to impress. A detached shed has been reimagined as a private gym, the front yard is nicely groomed and fully fenced, and a dedicated RV parking pad adds rare utility for a downtown lot. At 3,920 square feet and positioned within the Downtown Mixed Residential zone, the possibilities here extend well beyond move-in ready. Whether you are a first-time buyer planting roots in one of Washington's most beloved communities or an investor seeking a turnkey rental in a high-demand market, this is the opportunity you have been waiting for. Best value in the valley. Come see it today.

608 N Bradley Street, Chelan

Listing courtesy of Windermere RE/Lake Chelan.

$745,000
3 Beds ⋅ 2 Baths ⋅ 2519828 MLS ⋅ ACTIVE Status
Located in the desirable Chelan area, this property offers a great opportunity to enjoy the Lake Chelan lifestyle with nearby access to recreation, wineries, downtown dining, and year-round outdoor activities. Enjoy beautiful views of Spader’s Bay, providing a scenic backdrop that enhances the natural setting and sense of tranquility. The home also features a private pool, creating a true resort-style experience ideal for relaxing, entertaining, and enjoying warm Chelan summers. Whether used as a primary residence, vacation getaway, or investment property, this home offers strong versatility and long-term value in a high-demand recreational market. Just minutes from Lake Chelan and all the amenities the area is known for, this is a fantastic opportunity to own in one of the region’s most sought-after communities.

820 W Golf Course Drive, Chelan

Listing courtesy of LPT Realty LLC.

$1,199,000
3 Beds ⋅ 3 Baths ⋅ 2510723 MLS ⋅ ACTIVE Status
Panoramic Views & Low-Maintenance Luxury Welcome to your private sanctuary overlooking the crystal-clear waters of Lake Chelan. Built just 5 years ago and meticulously maintained, this home pairs breathtaking, unobstructed lake views with the effortless, high-end features perfect for a full-time residence, a relaxing retirement, or premium lock-and-leave retreat. Bathed in natural light, the open-concept interior features premium hardwood floors and a designer kitchen built for entertaining. The main living space flows seamlessly to an all-season outdoor patio—complete with built-in radiant heaters—offering the perfect venue for morning coffee or evening wine Exclusive Waterfront Amenities: Located in Chelan Hills, enjoy private access to 2 community pools (including one right on the water’s edge), 2 private waterfront beach parks, a private boat launch, and boat buoy access. Four-Season Comfort & Convenience: Climate-controlled garage (heat and A/C), pre-wired for a hot tub, and an engineered heated driveway so you never have to worry about winter snow removal. Modern Upgrades: Fully wired for EV charging and pre-wired for a hot tub. Whether you are looking for an upscale home to enjoy the local community year-round, a permanent place to retire, or a summer launchpad for boating, this property delivers the quintessential Pacific Northwest lifestyle. Your sun-drenched valley escape is waiting.

122 Lookout Way, Chelan

Listing courtesy of KW NCW.

$303,000
2501496 MLS ⋅ ACTIVE Status
PRICE DROP! Bring all offers! Seller willing to help with closing costs or rate buydowns. Your Lake Chelan dream starts here! Welcome to your lake house in the highly sought-after Sunnybank community. This exceptional property offers a gorgeous lake view lot and, includes a brand new deep-water private boat slip. Your new homesite is tucked away on a quiet cul-de-sac and framed by scattered pines. It features a level entry that slopes up the hillside, the perfect topography for your building plans and designed to maximize your sweeping lake views. Sunnybank is an established south shore community with paved roads, power on property, private lake access with a swimming and picnic area. Building plans and septic design plans are available. AI renderings of builder schematic now added as pictures 2 and 3. Full builder renderings and plans upleaded to MLS. You agent has access.

4057 Lakeview Place, Chelan

Listing courtesy of The Agency Northwest.

$1,200,000
2 Beds ⋅ 2 Baths ⋅ 2478801 MLS ⋅ ACTIVE Status
Nestled in the peaceful Antoine Creek Valley, this remarkable 50.5-acre property offers perfect blend of privacy, self-sufficiency, and convenience minutes from the heart of Chelan. 1,080-square-foot, 2-bedroom, 2-bath home provides comfortable country living surrounded by breathtaking mountain scenery and abundant wildlife. Approx 10 acres benefit from gravity-fed irrigation at no cost, creating an exceptional opportunity for gardening, farming, or expanding your agricultural vision. Whether you dream of growing your own food, raising cattle, horses, or other farm animals, this property offers space and resources to live off the land and embrace a sustainable lifestyle. An outbuilding provides additional storage or workspace for equipment, hobbies, or livestock needs. Enjoy the tranquility of rural living while remaining close to everything that makes the Lake Chelan area so desirable. Spend days boating, fishing, hiking, golfing, or exploring the region's award-winning wineries and restaurants, then return home to spectacular sunsets, fresh mountain air, and peaceful sounds of nature. Whether you're looking for a full-time residence, a recreational retreat, or a working hobby farm, 2560 Antoine Creek offers endless possibilities. Expansive acreage, fertile irrigated ground, room to roam, and easy access to Chelan's year-round recreation and amenities make this a rare opportunity to own a versatile property in one of North Central Washington's most sought-after destinations.

2560 Antoine Creek, Chelan

Listing courtesy of Nick McLean Real Estate Group.

$475,000
2 Beds ⋅ 2 Baths ⋅ 2492863 MLS ⋅ ACTIVE Status
This front view condo is in a perfect location with privacy and beautiful views of the Don Morse Park/City of Chelan Park & Mountains. Walk across the street to a beautiful park and waterfront beach. 2 minutes from downtown Chelan for an easy walk to the park, shopping, eateries and wineries. This condo offers GROUND FLOOR access with a cement back patio, grass and landscaping for evening bar-B Q's and enjoying the view and only 7 steps down to the front entry. Main floor living includes 2 nice spacious bedrooms and an open kitchen to the big living room with a fireplace and dining area. Large windows and slider let in the gorgeous view and plenty of light! New Paint. A spacious washer/dryer walk in closet and secured storage closets on the front and back patio. A perfect investment, zoning allows short term vacation rentals and already set up and earning income. Amenities includes a large private pool, hot tub and game room on the same level a building away! Close to hiking, world renown surf park and water park. Boat rentals a walk away at the park and putt putt golf. Enjoy gorgeous Lake Chelan and have your own little oasis in Lake Chelan!

808 W Manson Road Unit #B102, Chelan

Listing courtesy of The Preview Group.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.