Bonney Lake Homes with USDA Loan Terms

Bonney Lake Homes with USDA Loan Terms

Bonney Lake is a charming city located in Pierce County, Washington, United States. Nestled amidst the picturesque beauty of the Pacific Northwest, Bonney Lake offers a serene and peaceful environment for its residents. With its convenient location, residents enjoy easy access to the bustling city of Seattle, which is just a short drive away.

One of the advantages of living in Bonney Lake is the availability of homes with USDA loan terms. USDA loans are a type of mortgage loan offered by the United States Department of Agriculture to help low to moderate-income homebuyers in eligible rural areas. These loans offer attractive terms and benefits, making homeownership more affordable and accessible.

For prospective homebuyers in Bonney Lake, the availability of USDA loan terms opens up opportunities to purchase their dream homes with favorable financing options. Whether you're a first-time homebuyer or looking to upgrade to a larger property, USDA loans can provide the financial support you need.

By taking advantage of the USDA loan terms, you can enjoy benefits such as low-interest rates, flexible credit requirements, and zero down payment options. This makes homeownership more achievable for individuals and families who may not have a large amount of savings or a perfect credit score.

If you're considering buying a home in Bonney Lake, exploring the options available with USDA loan terms can be a smart choice. Not only will you have the opportunity to own a home in this beautiful city, but you'll also benefit from the favorable financing terms provided by the USDA.

Newest Bonney Lake Homes with USDA Loan Terms

$925,000
5 Beds ⋅ 3 Baths ⋅ 2571791 MLS ⋅ ACTIVE Status
Beautifully appointed Noffke resale in Tehaleh’s desirable Inspiration Ridge! Offering 3,098 sq ft, this spacious 5-bedroom, 3-bath home combines thoughtful design, quality craftsmanship and exceptional flexibility. The light-filled great room features vaulted ceilings and a gas fireplace, creating an inviting centerpiece for everyday living and entertaining. The well-appointed kitchen offers an oversized island, stainless steel appliances, double ovens, walk-in pantry and generous workspace, opening seamlessly to the dining and living areas.A main-level bedroom and full bath provide an ideal option for guests or multi-generational living, while a separate den/office adds valuable work-from-home space. Upstairs, the spacious primary suite features a private bath and walk-in closet, complemented by three additional bedrooms and a conveniently located utility room.Outside, enjoy a fully fenced yard, patio and an oversized covered porch perfect for year-round Northwest living. A 3-car garage provides excellent parking and storage. All of this within Tehaleh, where miles of trails, neighborhood parks, community gathering spaces and The Post are woven throughout the community. A beautifully maintained home offering the space, quality and lifestyle that make Tehaleh such a special place to call home.

18320 133rd Street E, Bonney Lake

Listing courtesy of eXp Realty.

$2,498,000
3 Beds ⋅ 6 Baths ⋅ 2572146 MLS ⋅ ACTIVE Status
A rare opportunity to own one of Bonney Lake’s premier gated estates. Set on 2.82 private acres, this extraordinary 7,575 sq. ft. custom residence was designed for those who value craftsmanship, privacy, and effortless entertaining. A dramatic grand staircase, soaring vaulted ceilings, and expansive living spaces create a stunning first impression. The chef’s kitchen anchors the home with generous workspace, oversized island, commercial appliances, a walk-in pantry, and an abundance of cabinetry and countertop space for entertaining. The oversized great room is stunning and features vaulted ceilings, a gorgeous custom fireplace, and a bar for entertaining guests. The elegant formal living and dining rooms set the stage for memorable gatherings with breathtaking millwork throughout. Upstairs offers a bonus room with a fireplace. The flexible floor plan offers three luxurious ensuite bedrooms, two private offices, and a dedicated exercise room & sauna. An impressive 2,200+ sq. ft. attached garage with parking for six vehicles completes this exceptional offering. Outdoors, enjoy extensive patios, dual gas fire pits, and beautifully landscaped grounds with plenty of room for equestrian use or future possibilities. Enjoy the fountain, which is a focal point of this well-appointed home. A true one-of-a-kind estate where luxury, space, and timeless design come together.

6207 184th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$799,950
3 Beds ⋅ 3 Baths ⋅ 2570014 MLS ⋅ ACTIVE Status
The vaulted entry welcomes you with soaring ceilings and an abundance of natural light, setting the tone for this open and inviting home. Designed for both everyday living and entertaining, the spacious main level features luxury vinyl plank flooring throughout much of the space and an effortless flow between the kitchen, dining and living areas.The gourmet kitchen is beautifully appointed with quartz countertops, a full-height backsplash, stainless steel appliances, Belmont cabinetry, a generous island and large walk-in pantry. Step outside to the spacious covered patio—perfect for outdoor dining, entertaining or enjoying warm summer evenings.Upstairs, the impressive primary suite offers a relaxing retreat with a soaking tub, oversized shower and spacious walk-in closet. A versatile loft, generously sized secondary bedrooms and thoughtful finishes throughout complete this beautiful home.Located in Tehaleh, one of Bonney Lake’s most sought-after master-planned communities, residents enjoy an incredible Pacific Northwest lifestyle surrounded by more than 1,800 acres of open space, 40+ miles of trails and 17+ parks. Enjoy neighborhood parks, playgrounds, the off-leash Hounds Hollow dog park, The Trek bike park, community gathering spaces and Post & Pour—all woven together by an extensive trail system. With beautiful natural surroundings, community amenities and Mt. Rainier views throughout Tehaleh, this is more than a beautiful home—it’s an exceptional place to live.

15310 204th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$949,900
5 Beds ⋅ 3 Baths ⋅ 2571743 MLS ⋅ ACTIVE Status
Meticulously looked after home feels brand new! Located on oversized corner lot in desired Tehaleh neighborhood, this home is turnkey and ready for you to move in! Main floor offers guest suite with adjacent full bath. Dream kitchen, with enormous quartz island, features stainless appliances and overlooks a massive living area - perfect for entertaining or private relaxation. Walk-in oversized pantry for all of your culinary needs. A well sized den on the main level greets you at entry. This flex space has multiple options, including an office or closet buildout for a 6th bedroom. Upstairs discover your spa-like primary suite, featuring space for a lounge, workout area, zen retreat, office or other. Primary ensuite with generous walk-in closet and 5-piece bath - truly stunning! Three large bedrooms and full bath complete the top floor. Outside, find your covered patio and large backyard, ready for sun drenched activities. This home must be seen in person to be appreciated for the gem it is. Proudly served by the highly regarded Sumner-Bonney Lake School District, a standout benefit within the greater Tehaleh community. A forever home in a pristine neighborhood, ready to welcome you home!

19130 129th Street E, Bonney Lake

Listing courtesy of AQUA Real Estate.

$499,000
4 Beds ⋅ 3 Baths ⋅ 2571119 MLS ⋅ ACTIVE Status
Move-in ready two-story home in a great Bonney Lake neighborhood, directly across from a neighborhood park and priced to sell. This newer 4-bedroom, 2.5-bath home offers an open, functional layout with fresh white finishes, recessed lighting, a cozy fireplace, and brand-new carpet. The kitchen features white cabinetry, a large island, and an easy connection to the living and dining areas, ideal for everyday living and entertaining. Upstairs, the spacious primary suite, additional bedrooms, and convenient laundry provide excellent separation from the main living spaces. Enjoy a fully fenced backyard with patio and raised garden beds, plus RV parking, a cleanout, and wiring in place for a generator hookup. Conveniently located near trails, schools, shopping, dining, parks, and commuter routes.

11011 180th Avenue Ct E, Bonney Lake

Listing courtesy of eXp Realty.

$3,200,000
7 Beds ⋅ 7 Baths ⋅ 2569335 MLS ⋅ ACTIVE Status
Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout. Seven bedrooms & 6.5 baths provide exceptional space for guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen—ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

20404 Church Lake Drive E, Bonney Lake

Listing courtesy of eXp Realty.

$644,888
4 Beds ⋅ 3 Baths ⋅ 2567061 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained property in the desirable Springhaven community of Bonney Lake! Offering the perfect blend of comfort, style, and functionality, this move-in ready home features a bright, open-concept floor plan with spacious living areas designed for everyday living and effortless entertaining. The well-appointed kitchen flows seamlessly into the dining and living spaces, creating the heart of the home. The generous primary suite provides a private retreat with an ensuite bath and ample closet space, while additional bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy relaxing or entertaining in your fully fenced backyard oasis with room to play, garden, or unwind. Conveniently located near parks, schools, shopping, dining, and commuter routes, this home offers the lifestyle you’ve been looking for. Don’t miss this incredible opportunity to own a beautiful home in one of Bonney Lake’s sought-after neighborhoods! Updates within the last few years include: New Roof 2024, Updated Kitchen 2023, New Flooring 2023, Interior & Exterior Paint 2023, plus newer Furnace & AC! Room for RV/Boat Parking! Come SEE it Before it is Gone!

21024 Springhaven Way E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2566512 MLS ⋅ ACTIVE Status
This lovely home is centrally located in the heart of Bonney Lake, and extremely close to shopping and amenities. Den/office on main floor, plus bonus/flex upstairs along with primary suite and 2 additional bedrooms with walk in closets. Chefs kitchen with stainless appliances. Cozy gas fireplace in family room. Remodel Primary Suite with designer touches, extensive quart and marble tile & large soaking tub. Extra storage, A/C, recessed lighting & ceiling fan. Fenced rear yard with gates on both sides, and fountain on a greenbelt. Brookside community park has a play structure, basketball court, and picnic benches. USDA ZERO DOWN LOAN is available for qualified Buyers.

19720 99th Street Ct E, Bonney Lake

Listing courtesy of Windermere RE West Campus Inc.

$600,000
3 Beds ⋅ 2 Baths ⋅ 2564572 MLS ⋅ ACTIVE Status
Welcome to this beautifully designed single-story Falling Water home built in 2022 by KB Home w/lot premium. Backing to the community park w/stunning Mt. Rainier views from the primary suite & backyard. Open concept floor plan connects the living, dining & kitchen areas w/warm Oak Brown LVP flooring throughout the main living spaces & an upgraded door package adding a polished, elevated feel. Kitchen features bold royal blue soft-close cabinetry, quartz countertops, full-height backsplash, upgraded lighting, an oversized island w/breakfast bar, pantry space w/wire racks & a full stainless steel appliance suite including an LG refrigerator w/water & ice maker, gas Whirlpool range, built-in microwave & LG dishwasher. Primary suite captures those coveted mountain views & includes a ceiling fan w/app control & a 5-piece en-suite bath w/garden tub, tile shower & large walk-in closet. A versatile den w/closet offers easy conversion to an optional 4th bedroom. Main hall bath features quartz counters & glass tile backsplash. All appliances stay including the LG front-loading washer & dryer. Fully fenced backyard offers an extended patio, perfect for outdoor entertaining. 2-car garage w/220V outlet for possible EV charging, keyless entry pad, peg board organization & a 50-gallon gas water heater. Smart lock, Ring camera, & A/C included. HOA just $133/month covers septic maintenance, sports courts, community parks, playgrounds & trails. Award-winning Sumner-Bonney Lake School District.

12701 177th Avenue E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$700,000
4 Beds ⋅ 3 Baths ⋅ 2559481 MLS ⋅ ACTIVE Status
Welcome to this spectacular Richmond American resale in the highly sought-after Columbia Vista at Cascadia in Tehaleh! This home is situated on a private lot backing to lush greenbelt! The grand entry welcomes you W/elegant tray ceilings & art niches, setting the tone for the thoughtful design throughout. French doors open to a spacious main-floor den, perfect for a home office or flex space. The open-concept great room is ideal for everyday living & entertaining, featuring a cozy gas fireplace W/custom built-in shelving. The gourmet kitchen is sure to impress W/massive center island accented by pendant lighting, white cabinetry, granite countertops, stainless steel appliances, & a generous walk-in pantry. The formal dining room showcases a tray ceiling & oversized window that fills the space W/natural light. A beautiful wrought-iron spindle staircase leads to the second level, where you'll find a spacious media/bonus room W/built in play structure, 3 generously sized guest bedrooms, a full guest bath, & an inviting primary retreat complete W/WI closet & luxurious five-piece ensuite. Convenient laundry room W/storage space upstairs as well as a large loft! Step outside to the fully fenced backyard featuring a graveled fire pit area, plenty of room to entertain, & a spacious lawn for play or relaxation. Fresh exterior paint, new carpet throughout, Central AC & 3 car (tandem) garage make this the obvious choice! Close to parks, schools, dining, shopping, trailheads & more!

14117 Parkview Drive E, Bonney Lake

Listing courtesy of Keller Williams Realty.

$655,000
4 Beds ⋅ 4 Baths ⋅ 2559054 MLS ⋅ ACTIVE Status
**MOTIVATED SELLER WITH NEW PRICE - Apply towards 2/1 year interest rate buy down or closing costs!** Stunning Soundbuilt craftsman home in Copperfield. Sophisticated 3-level residence features dramatic vaulted entry, tasteful archways & exceptional design. Open main floor includes spacious office (or 6th bdrm) w/French doors & coffered ceilings, living room w/cozy gas fireplace, gourmet kitchen w/ample granite counter space & stainless steel appliances. Expansive primary suite offers a luxurious 5-piece ensuite bath and walk-in closet. Large bonus room on the third level is perfect for a library, theater or 5th bdrm/MIL - excellent multi-generational living option! Covered back deck extends entertaining and relaxation spaces. The property sits on a huge, fully fenced level corner lot backing to a picturesque greenbelt, providing maximum privacy. Attached 2-car garage. Property backs to popular Fennel Creek Trail. Minutes to Costco, Target, Dining, and Hwy 410. Nearby community parks, trails and award-winning Sumner School District.

18509 104th Street Ct E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$785,000
3 Beds ⋅ 3 Baths ⋅ 2556083 MLS ⋅ ACTIVE Status
Beautifully updated home that combines modern updates with comfortable living on a large, private lot. Step inside to discover a fully remodeled interior featuring an updated kitchen with stylish finishes and a welcoming layout perfect for everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a walk-in closet and an updated ensuite bathroom featuring a custom tile shower, jetted tub, and dual vanities. Thoughtful upgrades throughout make this home truly move-in ready. Outside, enjoy the privacy and versatility of the expansive lot, complete with RV parking, a detached two-car garage, and raised garden beds ready for your gardening plans. There is plenty of room for outdoor entertaining, recreation, gardening, and storing vehicles, toys, or equipment. Located in desirable Bonney Lake, just a block from Lake Tapps and Allen York public park and boat launch, this property offers the perfect blend of modern comfort, privacy and location.

7815 W. Tapps Hwy E, Bonney Lake

Listing courtesy of Inspire Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.