Bonney Lake Homes with FHA Terms

Bonney Lake Homes with FHA Terms

Bonney Lake, located in Pierce County, Washington, is a vibrant city that offers a wonderful place to call home. Situated in the beautiful Pacific Northwest region of the United States, Bonney Lake is known for its stunning natural surroundings and thriving community.

With its convenient location just 30 miles southeast of Seattle, Bonney Lake provides easy access to the amenities and opportunities of a major city while still maintaining a small-town atmosphere. The city is nestled in the foothills of the Cascade Mountains, offering breathtaking views and a variety of outdoor recreational activities.

For those looking to purchase a home in Bonney Lake, the availability of FHA terms is a great advantage. FHA loans are government-backed mortgages that offer flexible lending requirements, making homeownership more accessible to a wider range of buyers. With FHA terms, buyers can enjoy lower down payment options and more lenient credit requirements.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Bonney Lake offers a range of housing options to suit your needs. From cozy single-family homes to spacious townhouses, there is something for everyone in this charming city. With FHA terms, the dream of owning a home in Bonney Lake can become a reality.

Don't miss out on the opportunity to experience the beauty and community spirit of Bonney Lake. Contact a local real estate agent today to explore the available homes with FHA terms and start your journey towards homeownership in this wonderful city.

Newest Bonney Lake Homes with FHA Terms

$750,000
4 Beds ⋅ 4 Baths ⋅ 2574223 MLS ⋅ ACTIVE Status
Welcome to the sought-after Tehaleh community and the desirable Brookstone Magnolia Plan! The placement of this home is extremely rare with two sides of the home set within the greenbelt along with walking trails, peek-a-boo Mountain View, and lots of privacy! This stunning home offers an exceptional blend of style, comfort, and functionality. Soaring ceilings and abundant windows create a bright, welcoming entry. The amazing gourmet kitchen has a HUGE island with white quartz counters and undermount sink, full-height backsplash, SS appliances, pendant lighting, and a spacious walk-in pantry. The adjacent dining area opens through double slider doors for indoor/outdoor entertainment featuring an outdoor gas FP, covered patio, low maintenance yard, and hot tub. The great room features a cozy gas fireplace with elegant white stone and built in shelving. A main-floor junior suite with 3/4 bath adds flexibility for guests or multigenerational living. Black wrought-iron railing leads upstairs to the luxurious primary suite, complete with French doors, tray ceiling, walk-in closet, and spa-like 5-piece ensuite featuring quartz counters, soaker tub, tiled walk-in shower with glass door, makeup vanity, and ceramic tile flooring. Two additional guest bedrooms, full bath, and HUGE loft provide plenty of space for everyone. An incredible opportunity to enjoy the lifestyle and amenities of Tehaleh!

18630 Greenwood Place E, Bonney Lake

Listing courtesy of Keller Williams Realty.

$489,000
3 Beds ⋅ 2 Baths ⋅ 2575572 MLS ⋅ ACTIVE Status
Modern, turnkey living awaits in this pristine 2021-built home on its own expansive 9,891 sq ft lot! Meticulously maintained, single-level living space, this rare find features 3 spacious bedrooms plus a dedicated home office—perfect for remote work or a hobbies room. The bright, open-concept floor plan flows seamlessly into a welcoming living area and a fully equipped kitchen. Retreat to the primary suite featuring an upgraded bathroom and walk-in closet. Step outside to your private, level lot with space for gardening, entertaining, or play. Equipped with gazebo, firepit, and BBQ are for entertaining. Complete with a convenient attached carport and nestled in a peaceful Bonney Lake neighborhood, you are just minutes away from local parks, shopping, and dining. Beautiful land and home, zero leased-land fees, and completely move-in ready! COLD heat pump / air conditioning.

21617 134 Street E, Bonney Lake

Listing courtesy of Freehold LLC.

$810,000
5 Beds ⋅ 3 Baths ⋅ 2574589 MLS ⋅ ACTIVE Status
Beautifully designed and perfectly positioned near Lake Tapps, this spacious home offers 2,858 sq ft of stylish, comfortable living with room to truly spread out. The main level welcomes you with a light-filled office featuring floor-to-ceiling windows, a formal dining space, and an open-concept kitchen and living area made for both everyday living and entertaining. The kitchen is a standout with an oversized island, abundant cabinetry, a walk-in pantry, and windows that fill the space with natural light. Dual fireplaces create a warm connection between the indoor living area and the covered outdoor space, making it easy to enjoy the home year-round. Upstairs, four bedrooms provide plenty of flexibility, including a spacious primary suite with a five-piece bath, soaking tub, step-in shower, and walk-in closet. A large bonus room, already wired for a movie setup, is ready for game nights, movie marathons, or a cozy second living space. Outside, the fully fenced backyard offers room to entertain, play, garden, or simply unwind. With generous storage, a versatile floor plan, a two-car garage, and potential for short-term rental use, this Lake Tapps home blends comfort, function, and lifestyle beautifully.

7881 198th Avenue Pl E, Bonney Lake

Listing courtesy of COMPASS.

$472,500
3 Beds ⋅ 2 Baths ⋅ 2573104 MLS ⋅ ACTIVE Status
Welcome home to this newer 3 bedroom, 2 bathroom home in desirable Bonney Lake. Built in 2024, this 1,296 sq. ft. home offers a bright, open-concept layout with modern finishes and comfortable living space. The spacious kitchen featuring a large walk-in pantry, flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. All 3 bedrooms include walk-in closets perfect for storage or your daily necessities. Step outside to enjoy the newly installed, level green yard, offering a beautiful and functional outdoor space that is hard to find. The yard also features a dedicated gardening space, firepit for hosting, as well as a shed to store all your outdoor tools. Whether you're enjoying your morning coffee, entertaining guests, or relaxing outdoors, this space is ready to be enjoyed. Ideally located with easy access to shopping, dining, parks, schools, and major commuter routes, this home offers the perfect blend of modern comfort, outdoor space, and convenience. With its newer construction, thoughtful updates, and move-in-ready condition, this Bonney Lake home is ready to welcome you home!

12813 Ridge Cir E, Bonney Lake

Listing courtesy of Real Broker LLC.

$699,900
5 Beds ⋅ 4 Baths ⋅ 2574529 MLS ⋅ ACTIVE Status
Some homes give you more square footage. This one gives you more ways to use it. With 3,616 square feet, 5 bedrooms and two primary suites, the layout is built for households that need room to spread out, come together and still have spaces of their own. One primary suite is conveniently located on the main level, while a second upstairs creates another private escape, and both feature walk-in closets. Upstairs, the massive bonus loft adds an entirely different dimension to the home with space for movie nights, gaming, play, hobbies, a home office or whatever life calls for next. Brand-new carpet and a brand-new roof mean two big-ticket updates are already checked off the list. The kitchen connects easily with the home's generous living and dining spaces, while a gas fireplace brings warmth to the main living area. Just off the kitchen, an oversized laundry room lined with shelving doubles as seriously useful pantry and storage space. Outside, take the gathering to the large back patio and fully fenced yard with room to barbecue, entertain, or simply unwind. Add a 2-car garage and a convenient Bonney Lake location, and you have something increasingly hard to find: a home with enough space and flexibility to work for today and whatever comes next.

9914 195th Avenue E, Bonney Lake

Listing courtesy of eXp Realty.

$549,900
3 Beds ⋅ 2 Baths ⋅ 2574658 MLS ⋅ ACTIVE Status
Welcome to this inviting Bonney Lake home, tucked away in a quiet, peaceful neighborhood where you can enjoy a sense of privacy and tranquility. Inside, the remodeled kitchen offers a fresh, updated space that’s both stylish and functional, while the wood-burning fireplace creates a warm and cozy focal point for relaxing evenings. Step outside to discover the large, fully fenced backyard. a wonderful retreat with plenty of room for entertaining, gardening, play, or simply enjoying the outdoors. With its peaceful setting, thoughtful updates, spacious yard, and inviting fireplace, this home offers the perfect blend of comfort, privacy, and everyday living.

20901 116th Street E, Bonney Lake

Listing courtesy of Washington Realty Group.

$1,025,000
4 Beds ⋅ 4 Baths ⋅ 2572286 MLS ⋅ ACTIVE Status
Immaculate MainVue Homes custom residence in coveted Tehaleh, perfectly positioned on a quiet cul-de-sac and backing to a private greenbelt. The upgraded Avoca design delivers an impressive combination of luxury, space, and versatility. Soaring ceilings and dramatic oversized windows fill the home with natural light, complemented by motorized blinds and beautiful upgraded lighting throughout. The open-concept kitchen flows effortlessly into a butler’s pantry, oversized walk-in pantry, and custom mudroom—designed for both everyday living and entertaining. A flexible front room offers the perfect home office or additional bedroom, while the spacious main-floor recreation room with 220V power provides endless possibilities. Upstairs, retreat to a gorgeous primary suite featuring a custom California Closet system and sparkling 5-piece bath. Three additional bedrooms, two additional baths, and an oversized loft provide room for everyone. Outside, enjoy the fully fenced, low-maintenance backyard with year-round green turf and an incredible covered patio anchored by an oversized outdoor fireplace. Set in the shadow of Mt. Rainier and near Tehaleh Heights Elementary, miles of trails, parks, playgrounds, sports courts, and community amenities. Exceptional condition, thoughtful upgrades, a premium greenbelt setting, and a floor plan built for modern living—this Tehaleh standout is ready to impress.

13241 181st Avenue Ct E, Bonney Lake

Listing courtesy of Commencement Bay Brokers LLC.

$549,000
3 Beds ⋅ 3 Baths ⋅ 2572468 MLS ⋅ ACTIVE Status
Located in Bonney Lake’s desirable Fir Ridge neighborhood, this home offers a convenient location just a short distance from shopping, restaurants, and everyday amenities. Step inside to soaring vaulted ceilings that create a bright, open feel and make the living spaces feel even more inviting. The private backyard is ready to impress! A large covered deck with low-maintenance Trex decking creates the perfect spot for year-round entertaining, summer BBQs, or relaxing outdoors. The spacious, fully fenced backyard offers plenty of room to play, garden, or unwind, plus dedicated garden space and a garden shed that stays. Need room for the toys? RV parking, along with ample parking out front, provides added flexibility that can be hard to find. A 90+% high-efficiency gas furnace and new gas water heater add comfort, efficiency, and peace of mind. With a great combination of indoor comfort, outdoor living, parking, and location, this Fir Ridge home offers exceptional value! All appliances stay, making this home move-in ready!

11004 209th Avenue E, Bonney Lake

Listing courtesy of KW Mountains to Sound Realty.

$739,000
5 Beds ⋅ 3 Baths ⋅ 2574155 MLS ⋅ ACTIVE Status
Beautifully updated home in the desirable city of Bonney Lake, perfectly situated on a quiet cul-de-sac and private road for exceptional peace, privacy , and everyday comfort. With no HOA restrictions and convenient access to Highway 410, this property offers and ideal location for commuters while maintaining a-secluded, retreat-like setting. This spacious two-story residence features five bedrooms on the upper level, plus a dedicated office on the main floor -perfect for working from home. The home includes 2.5 updated bathrooms, a large two-car garage and additional parking for RV, boat , or extra vehicles. Electric Vehicle plug in the garage, generator plug and hot tub plug on the side of the house. Thoughtfully remodeled throughout, the property showcases a New Roofing, fresh interior and exterior Paint, stylish new LVP Flooring-durable for pets, and beautifully updated bathrooms. The custom kitchen is a standout feature, offering elegant quartz countertops, and plenty of space for cooking and a walking pantry! New doors and trims throughout. Step outside and enjoy the expansive deck, designated for outdoor living and memorable gatherings with friends. Almost 0.25 acre is very rear now to have it. Don't miss the opportunity to experience everything this remarkable Bonney Lake home has to offer!

18103 81st St E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$625,000
4 Beds ⋅ 3 Baths ⋅ 2567003 MLS ⋅ ACTIVE Status
Set on a quiet cul-de-sac in Russellwood, this beautiful home enjoys a generous, nearly quarter-acre lot with a peaceful backdrop of mature trees. With room to spread out both indoors and out, it offers a warm, comfortable setting. Soaring vaulted ceilings create an inviting first impression in the formal living and dining rooms, while the open layout provides comfortable spaces for both everyday living and entertaining. The spacious kitchen features stainless steel appliances, a breakfast bar, and a walk-in pantry and opens to the family room with a gas fireplace. From the family room, step outside onto the four-year-old Trex deck, an ideal spot for outdoor dining, summer barbecues, or relaxing while enjoying the peaceful setting. Upstairs, the primary suite provides a comfortable retreat with an updated bathroom and two walk-in closets. Three additional bedrooms offer flexibility for guests, a home office, hobbies, or whatever suits your needs. The fully fenced backyard backs directly to the community park and features a firepit, creating a welcoming space to gather and enjoy evenings outdoors. There is also plenty of room to play, garden, or make the outdoor space your own. Additional features include a sprinkler system, updated furnace, Trex deck, and dedicated RV parking. With 4 bedrooms, 2.5 bathrooms, and approximately 2,044 square feet, this home offers a thoughtful combination of indoor living space, outdoor amenities, and a desirable location.

11306 216th Avenue E, Bonney Lake

Listing courtesy of The Amber Bills Group.

$549,950
3 Beds ⋅ 2 Baths ⋅ 2572155 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated Dorenbush rambler on a generous 12,196 SF fully fenced lot in a well-maintained Bonney Lake neighborhood with NO HOA! Soaring cathedral ceilings create an inviting sense of space, complemented by new carpet, new vinyl flooring, new windows and doors, central heating & A/C, a gas fireplace, smart thermostat and stainless-steel appliances that stay. The spacious primary bedroom features a safe tucked inside the large closet and 3/4 bathroom with new shower with built-in seat and comfort-height toilets. Main bath features a walk-in "safe step" bathtub. Major updates include a 5-year-old roof, tankless water heater, new driveway and ADT security system. Outside, enjoy an incredible backyard with a huge deck, stained last summer, plus a large fenced garden with drip irrigation and raised flower beds. A new rear fence adds privacy and security. The oversized double-car garage provides plenty of room for vehicles, projects and storage. Conveniently located near shopping, dining and everyday amenities along SR 410, with parks, trails and recreation nearby, including Allan Yorke Park and Lake Tapps. A wonderful combination of comfort, updates, incredible outdoor space and Bonney Lake convenience!

20608 116th Street Ct. E, Bonney Lake

Listing courtesy of John L. Scott R.E. Lake Tapps.

$699,950
4 Beds ⋅ 3 Baths ⋅ 2573510 MLS ⋅ ACTIVE Status
Welcome to the Blossom at Tehaleh Glacier Pointe by Lennar! Live at Tehaleh to enjoy an active lifestyle with miles of trails, parks, and community amenities, plus convenient access to schools, shopping, and dining nearby. Located in the highly sought after Sumner Bonney Lake School District. Inside, discover an open-concept main floor where the kitchen, dining and living areas connect seamlessly to a covered patio. A private secondary bedroom is tucked away downstairs, while upstairs offers a versatile loft, two additional bedrooms, and a luxurious owner’s suite with a spa-inspired bath and walk-in closet. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

20268 145th Street E, Bonney Lake

Listing courtesy of Lennar Sales Corp..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.