Bonney Lake Homes with FHA Terms

Bonney Lake Homes with FHA Terms

Bonney Lake, located in Pierce County, Washington, is a vibrant city that offers a wonderful place to call home. Situated in the beautiful Pacific Northwest region of the United States, Bonney Lake is known for its stunning natural surroundings and thriving community.

With its convenient location just 30 miles southeast of Seattle, Bonney Lake provides easy access to the amenities and opportunities of a major city while still maintaining a small-town atmosphere. The city is nestled in the foothills of the Cascade Mountains, offering breathtaking views and a variety of outdoor recreational activities.

For those looking to purchase a home in Bonney Lake, the availability of FHA terms is a great advantage. FHA loans are government-backed mortgages that offer flexible lending requirements, making homeownership more accessible to a wider range of buyers. With FHA terms, buyers can enjoy lower down payment options and more lenient credit requirements.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Bonney Lake offers a range of housing options to suit your needs. From cozy single-family homes to spacious townhouses, there is something for everyone in this charming city. With FHA terms, the dream of owning a home in Bonney Lake can become a reality.

Don't miss out on the opportunity to experience the beauty and community spirit of Bonney Lake. Contact a local real estate agent today to explore the available homes with FHA terms and start your journey towards homeownership in this wonderful city.

Newest Bonney Lake Homes with FHA Terms

$499,950
3 Beds ⋅ 2 Baths ⋅ 2568340 MLS ⋅ ACTIVE Status
Welcome home to a place where space, serenity, and thoughtful updates come together beautifully. Nestled on a generous half-acre lot in Bonney Lake, this beautifully remodeled 1992 manufactured home offers 1,563 square feet of inviting living space, surrounded by lush gardens and the kind of peaceful setting that makes you want to slow down and stay awhile. Step inside and you’ll immediately appreciate the care that has gone into the interior. Beautiful updates create a warm, comfortable atmosphere with an inviting flow throughout the home. The open-concept living space provide plenty of room to gather, relax, and entertain. With 3 bdrms and 2 ba, there is room for everyone, whether you’re looking for comfortable everyday living, a home office, or space for guests. The home feels both refreshed and welcoming—an easy place to settle in and make your own. And then there’s the property itself. The half-acre grounds are a gardener’s dream, with beautiful established gardens creating a private and tranquil backdrop. Imagine morning coffee surrounded by blooms, afternoons enjoying the expansive yard, and evenings unwinding in your own peaceful corner of Bonney Lake. For the hobbyist, collector, craftsman, or anyone who simply needs incredible storage, the 676-square-foot oversized shop/garage is a true standout. There’s room for vehicles, projects, tools, toys, and all the things that make life a little more enjoyable, not to mention your very own RV hook up. Opportunity Awaits!

12407 207th Avenue E, Bonney Lake

Listing courtesy of John L. Scott, Inc..

$688,000
3 Beds ⋅ 3 Baths ⋅ 2568386 MLS ⋅ ACTIVE Status
Welcome to this stunning brand-new construction in the desirable Ponderosa neighborhood of Bonney Lake! This thoughtfully designed 1,983 sqft home offers 3 bedrooms, 2.5 baths, plus a dedicated office, blending modern style with everyday comfort. Step inside to an open-concept layout filled with natural light, showcasing high-end custom finishes throughout. The chef-inspired kitchen features custom white cabinetry, quartz countertops, stainless steel appliances, tile backsplash, a walk-in pantry, and an oversized island perfect for entertaining. Retreat to the expansive primary suite complete with a spa-like bath, including custom tile shower and floors, dual vanities, a freestanding soaking tub, and dual walk-in closets. Spacious secondary bedrooms each include walk-in closets, while the main-level office provides ideal flexibility for work or guests. Enjoy beautiful vinyl plank flooring, designer millwork, a grand entry with modern metal railing, and walls of windows that flood the home with light. Outside, a large fully fenced yard offers a generous deck, extended driveway, and RV parking—perfect for all your lifestyle needs. Conveniently located just minutes to schools, parks, and major highways. Come tour today!

10610 203rd Avenue E, Bonney Lake

Listing courtesy of Kronos Real Estate.

$675,000
5 Beds ⋅ 3 Baths ⋅ 2568265 MLS ⋅ ACTIVE Status
This Bonney Lake beauty is ready to impress! Built in 2019, this spacious 5-bedroom, 2.75-bath home offers 2,661 square feet with an open layout designed for easy everyday living and entertaining. The bright great room features abundant windows, a cozy fireplace, and seamless flow into the dining area and kitchen with granite countertops, stainless steel appliances, generous cabinetry, and plenty of prep space. A main-floor bedroom and three-quarter bath provide excellent flexibility for guests or a home office. Upstairs, retreat to the spacious primary suite with a tray ceiling, walk-in closet, and private bath featuring a dual-sink vanity and walk-in shower. Three additional bedrooms and a versatile bonus room offer space for work, hobbies, or movie nights. Step outside to a partially fenced backyard with a patio, string lights, and a peaceful tree-lined backdrop. Complete with an attached two-car garage, high-efficiency forced-air heating, and a tankless water heater, all near shopping, dining, schools, and commuter routes. Welcome home!

20816 77th Street E, Bonney Lake

Listing courtesy of Keller Williams Realty.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2568272 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3 bedroom, 2 bathroom home with a versatile bonus room/office situated on a spacious corner lot, offering the perfect blend of modern style, functionality, and outdoor space. From the moment you arrive, you'll appreciate the fresh exterior, expansive yard, and ample parking with room for RVs, boats, or multiple vehicles.Step inside to an inviting open-concept floor plan filled with natural light. The stunning new kitchen is the heart of the home, featuring white shaker cabinetry, quarts countertops, a large center island, designer lighting, stainless steel appliances, and abundance or storage.The spacious living and dining areas flow seamlessly together, creating a warm and welcoming atmosphere. Thoughtful updates throughout include new flooring, fresh paint, modern fixtures, and stylish finishes that make this home truly move-in ready.Conveniently located near schools, parks, shopping, and commuter routes. Don't miss the opportunity to own this beautifully renovated corner-lot gem! The lawn in the listing photos has been digitally enhanced for presentation purposes. Actual grass color and appearance may vary at the time of viewing.

13401 215th Avenue E, Bonney Lake

Listing courtesy of Skyline Properties, Inc..

$684,950
4 Beds ⋅ 3 Baths ⋅ 2567801 MLS ⋅ ACTIVE Status
Welcome to the Hemlock II at Tehaleh Glacier Pointe by Lennar! This new two-story home provides a spacious layout with a flexible first-floor bedroom, adjacent to the open living area that includes a gourmet kitchen, Great Room and dining area. Upstairs hosts three bedrooms including the owner’s suite that features a spa-inspired bathroom and walk-in closet. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

20215 165th Street E, Bonney Lake

Listing courtesy of Lennar Sales Corp..

$749,950
5 Beds ⋅ 3 Baths ⋅ 2567506 MLS ⋅ ACTIVE Status
Welcome home to this stunning 5-bedroom, 3.75-bath home located in the desirable Ptarmigan Bonney Lake community just outside of Lake Tapps! Step inside to a grand entry where dramatic floor-to-ceiling sliding glass walls flood the home with natural light and create the ultimate indoor-outdoor entertaining experience. Just beyond, an expansive deck and outdoor fireplace provide the perfect setting to gather and enjoy every season the Pacific Northwest has to offer. At the heart of the main level, an oversized kitchen island is perfectly positioned between the dining and living spaces, creating a beautiful focal point for everyday living and entertaining. Central A/C throughout keeps the home comfortable year-round. Also on the main floor is a spacious second primary bedroom with a nearby ¾ bath featuring a walk-in shower—ideal for guests or multi-generational living. Upstairs, you’re welcomed by a massive open bonus room along with four additional bedrooms, including an impressive primary suite featuring dual walk-in closets. Enjoy the added convenience of a community park and basketball court, all while being just minutes from schools, shopping, dining and entertainment. Spacious, light-filled and designed for gathering, this Bonney Lake home truly has it all!

8010 206th Avenue E, Bonney Lake

Listing courtesy of John L. Scott, Inc..

$515,000
3 Beds ⋅ 3 Baths ⋅ 2567441 MLS ⋅ ACTIVE Status
Welcome home to this inviting two-story home with a bright, open feel and tall ceilings in the living room. The functional layout offers all three bedrooms upstairs, creating a comfortable separation between living and private spaces. Enjoy the fully fenced yard for outdoor entertaining, pets, gardening, or simply relaxing at home. Located next to convenient trail access and close to local amenities, this property makes it easy to enjoy the outdoors and everyday conveniences right from your doorstep.

10923 185th Avenue E, Bonney Lake

Listing courtesy of Fathom Realty WA LLC.

$623,950
3 Beds ⋅ 2 Baths ⋅ 2564056 MLS ⋅ ACTIVE Status
Quick move-in at KB Home Falling Water community. Huge yard backs to open space features thoughtfully designed 3-bedroom, 2-bath residence with 9' ceilings offers an open-concept layout with spacious great room, gourmet kitchen, and seamless flow for everyday living and entertaining. Enjoy a private primary suite with en-suite bathroom and walk-in closet, plus two additional bedrooms for flexibility. Quality craftsmanship, ENERGY STAR certified features, Extended covered patio lets you enjoy the outdoors while keeping you out of the rain. This home does come with a heat pump providing A/C for the summer. EV prewired in the garage for electric vehicles. Backyard is fully fenced and landscaped! Falling Water II is a beautiful, serene neighborhood surrounded by trees and expansive mountain views. Very close to Costco, Target and lots of retailers with quick access to the freeway and dining, and major commuter routes. Don’t miss this opportunity! The last lot that backs to greenbelt. Below market interest rate available with preferred lender KBHS Home Loans and other incentives. Quick Move in with September completion.

12606 170th Avenue Ct E Unit #Lot198, Bonney Lake

Listing courtesy of KB Home Sales.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2566512 MLS ⋅ ACTIVE Status
This lovely home is centrally located in the heart of Bonney Lake, and extremely close to shopping and amenities. Den/office on main floor, plus bonus/flex upstairs along with primary suite and 2 additional bedrooms with walk in closets. Chefs kitchen with stainless appliances. Cozy gas fireplace in family room. Remodel Primary Suite with designer touches, extensive quart and marble tile & large soaking tub. Extra storage, A/C, recessed lighting & ceiling fan. Fenced rear yard with gates on both sides, and fountain on a greenbelt. Brookside community park has a play structure, basketball court, and picnic benches. USDA ZERO DOWN LOAN is available for qualified Buyers.

19720 99th Street Ct E, Bonney Lake

Listing courtesy of Windermere RE West Campus Inc.

$774,950
5 Beds ⋅ 3 Baths ⋅ 2566421 MLS ⋅ ACTIVE Status
Welcome to the Gregory plan at Tehaleh Glacier Pointe by Lennar! The first floor of the home features a spacious first-floor den and a tucked-away bedroom with an adjacent full bathroom. The open-concept living and dining areas flow seamlessly from the kitchen, which includes stainless steel appliances and quartz countertops, and extend to a covered patio for indoor-outdoor living. Upstairs, a flexible bonus room connects four bedrooms, including the owner’s suite with a spa-inspired bathroom, walk-in closet, and LED light vanity mirrors. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

20115 165th Street E, Bonney Lake

Listing courtesy of Lennar Sales Corp..

$749,990
4 Beds ⋅ 3 Baths ⋅ 2566312 MLS ⋅ ACTIVE Status
Model address is: 14005 208th Ave E, Bonney Lake, WA 98391. The Hemingway Plan in the Sumner-Bonney Lake School District! This plan greets guests w/a charming covered front porch & covered entry. On the main floor, you’ll find a study, an inviting great room & large kitchen w/a spacious island & walk-in pantry. Upstairs features a convenient laundry, a versatile loft & four generous bedrooms, including an elegant owner's suite w/an expansive walk-in closet & upgraded deluxe primary bath. Enjoy this private, greenbelt lot w/a fully landscaped irrigated yard & covered back patio. Working w/a licensed broker please register your broker on your first visit to the community per our site registration policy.

14558 203rd Avenue E Unit #839, Bonney Lake

Listing courtesy of Sekisui House Residential Rlty.

$799,950
5 Beds ⋅ 5 Baths ⋅ 2566300 MLS ⋅ ACTIVE Status
Welcome to the Whidbey Next Gen at Tehaleh Glacier Pointe by Lennar! The open-concept main level features a contemporary kitchen with stainless steel appliances, matte black hardware, and luxury plank flooring that enhances the entire space. A covered patio extends the living area outdoors for entertaining or relaxation. The Next Gen® suite offers a private entrance, bedroom, kitchenette, and living area for flexible living. Upstairs, the owner’s suite and three additional bedrooms are centered around a versatile loft, perfect for work, play, or leisure. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

20111 165th Street E, Bonney Lake

Listing courtesy of Lennar Sales Corp..

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