Bonney Lake Homes with Assumable Terms

Bonney Lake Homes with Assumable Terms

Welcome to Bonney Lake, a charming city located in Pierce County, Washington, United States. Nestled in the picturesque Pacific Northwest, Bonney Lake offers a perfect blend of natural beauty and modern conveniences. With its stunning landscapes, friendly community, and a range of amenities, this city has become a sought-after destination for homebuyers.

Bonney Lake is known for its scenic surroundings, including breathtaking views of Mount Rainier and the nearby Cascade Mountains. Residents can enjoy an abundance of outdoor activities, such as hiking, biking, and fishing in the numerous lakes and parks that dot the area. The city also boasts a thriving downtown area, with a variety of shops, restaurants, and entertainment options.

One notable feature of the real estate market in Bonney Lake is the availability of homes with assumable terms. This means that buyers have the option to take over the existing mortgage terms of the seller, making it easier to finance their dream home. Assumable terms can be a great advantage for buyers, as they may offer lower interest rates or more flexible payment options compared to obtaining a new mortgage.

Whether you're looking for a cozy bungalow, a spacious family home, or a luxurious estate, Bonney Lake has a wide range of housing options to suit every lifestyle and budget. From modern developments to charming older homes, there is something for everyone in this vibrant city.

If you're seeking a picturesque and welcoming community with homes featuring assumable terms, Bonney Lake may be the perfect place to call home. Explore the real estate market in this beautiful city and discover the possibilities that await you.

Newest Bonney Lake Homes with Assumable Terms

$689,950
4 Beds ⋅ 3 Baths ⋅ 2556768 MLS ⋅ ACTIVE Status
Welcome to Tyee Ridge at Tehaleh! This beautifully upgraded 4BR, 2.5BA, 2,520 SF home offers a spacious open-concept design w/an inviting great room & versatile loft/flex space—perfect for a home office or play area. The chef's kitchen is the heart of the home, featuring Quartz counters, dbl ovens, lg island w/seating, soft-close shaker cabinetry w/pullouts & abundant prep/storage space, flowing seamlessly into the dining & living areas centered around a stunning Roman clay FP surround w/natural wood mantle. Upstairs you'll find all 4 BRs, a convenient laundry rm & a luxurious primary suite w/a spa-inspired 5-pc bath featuring a rain shower. Thoughtful interior upgrades include built-ins in every bedroom closet, elegant wainscoting & designer finishes throughout. Step outside to a fully fenced, professionally landscaped backyard on greenbelt designed for year-round enjoyment, complete w/a partially covered patio w/gas fireplace, pergola, BBQ pad, raised flower beds, wood chip play area, dog run & add'l electrical for future flexibility. Located in the award-winning Tehaleh community, residents enjoy 40+ miles of trails, numerous parks, playgrounds, sports courts, community events, new community center in 2027, all surrounded by the natural beauty of the Pacific NW. Take in breathtaking Mt. Rainier views from the all floors & around the neighborhood. This exceptional home blends style, function & an unbeatable lifestyle in one of the area's most sought-after communities.

14979 Olympic Loop E, Bonney Lake

Listing courtesy of AgencyOne.

$1,575,000
4 Beds ⋅ 3 Baths ⋅ 2541887 MLS ⋅ CONTINGENT Status
A once-in-a-generation opportunity to own the historic Vandermark Farmhouse, a cherished piece of Bonney Lake history that has been meticulously reimagined into a luxury showpiece. Completely remodeled from top to bottom, every room has been thoughtfully designed with top-of-the-line finishes, custom millwork, designer details, and exceptional craftsmanship, creating a home that seamlessly blends historic character with modern sophistication. The attention to detail extends far beyond the interior. Outside, you'll discover a custom-designed garden and outdoor living space featuring every upgrade imaginable, thoughtfully curated to create a private retreat that is as beautiful as it is functional. Whether enjoying a quiet morning outdoors or entertaining guests, the grounds offer a truly elevated experience. Adding to its unique appeal, the property features its own private well, providing both convenience and a connection to the land's rich heritage. Every inch of this remarkable property has been intentionally designed and improved, preserving its historic legacy while delivering the luxury, comfort, and style expected in a modern custom home. Historic charm, modern luxury, and unmatched attention to detail await. A cellar beneath the home gives extra space for what you can imagine, plus a fully finished attic for storage. Accepting back up offers during contingent status. Assumable VA loan 2.75%.

7619 214th Avenue E, Bonney Lake

Listing courtesy of Kelly Right RE of Seattle LLC.

$815,000
4 Beds ⋅ 3 Baths ⋅ 2515098 MLS ⋅ ACTIVE Status
Welcome to Tehaleh living at its best! This 4-bedroom, 2.5-bath, two-story MainVue home is a rare first-time resale, offering the elevated design, open layout, and modern finishes MainVue is known for. From the moment you step inside, the home makes a statement with bold accent walls, clean architectural lines, wide-plank flooring, and a dramatic black ceiling that adds depth and sophistication to the main living spaces. The heart of the home is built for gathering, featuring a sleek designer kitchen with high-gloss cabinetry, oversized island, stainless appliances, and seamless flow into the dining and living areas. Large windows bring in natural light, while the spacious living room, fireplace, and covered outdoor patio create an easy indoor-outdoor lifestyle year-round. Upstairs, the primary suite feels like a true retreat with a spa-inspired bath, soaking tub, oversized shower, dual vanities, and generous closet space. Additional bedrooms offer flexibility for guests, work, fitness, or media space, including a beautifully finished bonus room and private office-style space. Set in the highly sought-after Tehaleh community of Bonney Lake, this home blends modern luxury, functional living, and Northwest comfort in one of the area’s most desirable master-planned neighborhoods. Ask about the VA Assumable Mortgage!

18987 129th St Ct E, Bonney Lake

Listing courtesy of eXp Realty.

$850,000
4 Beds ⋅ 4 Baths ⋅ 2479180 MLS ⋅ ACTIVE Status
This stunning, nearly new, 4-bedroom, 3 bath home in the sought after Tehaleh community features a separate main floor apartment style suite with private entrance, bedroom, full bath, kitchenette, washer/dryer hookup and living room, *** perfect for multi-generational living. Situated at the end of a Cul de sac, the fully fenced yard backs up to a lush greenspace offering peace & privacy. Inside the main part of the home, you will find vaulted ceilings which welcome you into a bright, open concept layout. The gourmet kitchen is a true centerpiece with a large center island, quartz countertops, an abundance of cabinetry, double ovens and a walk-in pantry. The kitchen flows to the dining room and spacious great room with cozy gas fireplace. Sliding doors take you to a large, covered patio and beautiful yard **which looks back to a greenbelt and is perfect for indoor/outdoor entertaining. Upstairs you will find an oversized loft area, a luxurious primary suite with a walk-in closet and deluxe 5-piece bath with soaker tub & walk-in shower plus 2 more spacious bedrooms with walk-in closets, another full bath and large laundry room. Additional features include a double-car garage w/electric charger, heat pump w/AC, sprinkler system. Enjoy life in Tehaleh with miles of trails, several parks, a community center and a vibrant neighborhood atmosphere. VA Assumable loan with 2.75% interest rate.

12813 193rd Avenue E, Bonney Lake

Listing courtesy of BCR LLC.

$999,950
4 Beds ⋅ 3 Baths ⋅ 2458018 MLS ⋅ ACTIVE Status
Now offered at $999,950! Experience one of Tehaleh's most unique and versatile homes, thoughtfully designed for true multi-generational living. This exceptional 3,912 sq. ft. residence features a private guest apartment complete with its own kitchen, living room, bedroom, and separate living space—ideal for extended family, long-term guests, or flexible living. Inside the main home, you'll find an open-concept design, a chef-inspired kitchen with premium upgrades, spacious gathering areas, and a luxurious primary suite featuring a spa-like 5-piece bath and custom walk-in closet. Take in breathtaking Mt. Rainier views from the rooftop deck, unwind in the high-end hot tub, and enjoy beautifully upgraded landscaping and outdoor living spaces. Located in Tehaleh with over 40 miles of trails, 17 parks, and endless recreation just outside your door. Plus, qualified buyers have the rare opportunity to assume the existing 2.65% FHA loan. Luxury, flexibility, views, and exceptional value—this home truly stands apart.

18718 135th Street E, Bonney Lake

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$699,000
4 Beds ⋅ 3 Baths ⋅ 2449146 MLS ⋅ ACTIVE Status
Welcome to Tehaleh living at its finest! This stunning better-than-new 2022-built board-and-batten home offers luxury, comfort, and incredible value in one of Bonney Lake’s most desirable master-planned communities. Backing to a peaceful greenbelt, this spacious 4-bedroom + loft, 2.75-bath home features nearly 2,900 sq ft of beautifully upgraded living space designed for modern Northwest living. The impressive chef’s kitchen showcases double ovens, a massive center island, designer finishes, and abundant cabinetry, all opening seamlessly into the bright open-concept great room and upgraded sunroom—perfect for entertaining year-round. Enjoy soaring ceilings, natural light, a striking gas fireplace, heat pump, tankless water heater, and premium finishes throughout. Upstairs, retreat to the oversized primary suite with tranquil greenbelt views, spa-inspired bath, and generous walk-in closet. The flexible loft provides ideal space for an office, media room, or play area. Outside, enjoy a fully fenced backyard with privacy and room to relax. Located within the award-winning Tehaleh community featuring 40+ miles of trails, 12+ parks, nearby dining, shopping, and highly rated Sumner-Bonney Lake schools. SHORT SALE – Price subject to bank approval & final terms & commissions. Rare opportunity for qualified Veterans or Military eligible buyers to potentially assume the existing VA loan with an approximate 4.5% interest rate, balance around $790K including forbearance and PMI arrears.

18740 130th Street E, Bonney Lake

Listing courtesy of Timber Real Estate.

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