Blaine Homes with FHA Terms

Blaine Homes with FHA Terms

Blaine: A Charming City in Whatcom County, Washington

Nestled in the picturesque Whatcom County of Washington state, Blaine is a charming city that offers a delightful blend of natural beauty, small-town charm, and a vibrant community. Located just a stone's throw away from the Canadian border, Blaine enjoys a unique position as a gateway between two countries.

Blaine is known for its stunning coastal views, with the Salish Sea to the west and the Cascade Mountains to the east. Residents and visitors alike can enjoy a variety of outdoor activities, such as boating, fishing, hiking, and golfing. The city's marina is a popular spot for boaters, while the nearby Semiahmoo Resort offers a luxurious escape with its world-class amenities.

One of the appealing aspects of Blaine's real estate market is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering flexible credit requirements and low down payment options. This means that buyers in Blaine can find affordable options and take advantage of favorable mortgage terms.

Whether you're looking for a cozy cottage near the water, a modern townhouse in a bustling neighborhood, or a spacious family home with a backyard, Blaine has a diverse range of housing options to suit every taste and budget. With its strong sense of community, excellent schools, and easy access to amenities, Blaine is an ideal place to call home.

If you're considering a move to the Pacific Northwest, Blaine should be at the top of your list. With its natural beauty, welcoming community, and homes with FHA terms, this city offers the perfect blend of comfort and affordability.

Newest Blaine Homes with FHA Terms

$539,950
4 Beds ⋅ 3 Baths ⋅ 2575446 MLS ⋅ ACTIVE Status
Great Opportunity for Affordable New Construction home featuring 2064 sq ft plan has 4 Bedrooms 3 baths plus Bonus Room. Fully fenced yard and all appliances included. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large shower, bath tub(optional upgrade) and walk-in closet. Full forced air heat and A/C. Fully fenced and finished backyard, all appliances. Great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Home is complete. Border Crossing is just 5 miles away.

4519 Cirque (Lot124) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$560,950
5 Beds ⋅ 3 Baths ⋅ 2575138 MLS ⋅ ACTIVE Status
Model Open 12-5PM Thurs-Mon. MTT's highly anticipated Grand Opening of Whisper Lake Division II in Birch Bay/Blaine. Home backs to Open Space. Great Opportunity for Affordable New Construction home featuring 2154 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath and walk-in closet. Full forced air heat and A/C. Fully fenced and all appliances. Great area walking distance to Birch Bay with restaurants and shopping. Within 5 miles of Peace Arch Border Crossing! Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes.

4509 Noel (Lot 81) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$584,950
5 Beds ⋅ 3 Baths ⋅ 2575152 MLS ⋅ ACTIVE Status
Model Open Thurs- Monday 12-5. Great Opportunity for Affordable New Construction home featuring 2319 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room, Corner lot that backs to Green Area. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath (optional upgrade) large shower and walk-in closet. Full forced air heat and A/C. Buyer to choose finishes at Design Center. Covered back patio great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Just minutes from the Border crossing.

4501 Noel (Lot 85) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2574195 MLS ⋅ ACTIVE Status
Perched at the end of a cul-de-sac with sweeping western views across Blaine, the strait, Semiahmoo, and out to the islands, this is a home you'll be proud to call your own. Spectacular sunsets and an ever-changing water backdrop are part of everyday life, with views captured from nearly every room and a wraparound deck to soak it all in. The open kitchen and living area feature vaulted ceilings, hardwood floors, and a large island made for gathering, while a formal dining space offers room to entertain and a view to enjoy. Step outside to the expansive view deck, or retreat to the primary suite where a private slider invites you out to enjoy one last sunset before bed. With 4 bedrooms plus an office/den, 2.5 baths, lots of storage and an attached 2-car garage, there's room to live, work and host comfortably. Recent updates include a new roof, refreshed bathrooms and fresh exterior paint. The terraced yard offers excellent sun exposure, established landscaping, an apple tree and plenty of opportunity to garden. Pre-inspected, move-in ready and offered under $600,000—this is the view home you've been waiting for.

668 Parkview Place, Blaine

Listing courtesy of RE/MAX Whatcom County, Inc..

$584,950
5 Beds ⋅ 3 Baths ⋅ 2574858 MLS ⋅ ACTIVE Status
Model Open Thurs- Monday 12-5. Great Opportunity for Affordable New Construction home featuring 2319 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room, Corner lot that backs to Green Area. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath (optional upgrade) large shower and walk-in closet. Full forced air heat and A/C. Buyer to choose finishes at Design Center. Covered back patio great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Just minutes from the Border crossing.

4501 Noel (Lot 85) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$1,150,000
3 Beds ⋅ 3 Baths ⋅ 2570015 MLS ⋅ ACTIVE Status
Modern Northwest living meets an exceptional Birch Bay Village setting. Set on a sunny corner lot along the golf course, this distinctive 2,997-sq-ft contemporary home captures sweeping open green space, lake, and mountain views. A dramatic wall of double-paned windows fills the soaring great room with natural light, bringing the scenery indoors. Warm wood accents, a gas fireplace, and soaring architecture create an inviting atmosphere for everyday living or entertaining. This chef-inspired kitchen features abundant cabinetry, quality appliances, generous prep space, a large island, and a walk-in pantry. The French doors open to the patio, extending living outdoors for dining, relaxing, or taking in the peaceful surroundings. Upstairs, a light-filled loft overlooking the great room offers an inspiring office, media room, or retreat. Step onto the private balcony to enjoy beautiful Northwest sunsets. All 3 bedrooms are conveniently located on the main floor, including a spacious primary suite with a walk-in closet and ensuite bath. Radiant heat, generator wiring, attached 3-car garage plus RV parking provide comfort and versatility. Within gated Birch Bay Village, enjoy golf, private beach/water access, marina/boat launch, clubhouse, parks, playground, and much more. Minutes from Birch Bay and Semiahmoo, this is more than a home; it’s a place to relax, entertain, connect, and embrace the Northwest lifestyle every day.

5493 Salish Road, Blaine

Listing courtesy of COMPASS.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2571889 MLS ⋅ ACTIVE Status
Enjoy the relaxed coastal lifestyle of Birch Bay from the desirable gated Sea Links community, where days can begin with a walk to the beach and end soaking in the hot tub surrounded by the sights and sounds of nature. Beautiful views of Birch Bay, generous outdoor living spaces, and a large backyard backing to a peaceful pond create a setting that feels like a retreat. Inside, the home pairs an upscale feel with comfortable everyday living. The kitchen features granite countertops, new stainless appliances, a French-door pantry, and custom built-in hutch, complemented by designer lighting and elegant cove molding throughout. The main-floor primary suite offers the ease of one-level living with a private balcony and en suite bath featuring heated travertine floors. Downstairs, a large daylight basement with direct access to the lower deck opens up a world of possibilities. Create a private multigenerational or guest space, home theater, fitness studio, game room, home office, or a combination that fits your lifestyle. Outside, two expansive decks provide plenty of room for entertaining, dining, or simply unwinding while overlooking the pond and abundant wildlife. With a spacious yard, hot tub, gated community setting, and the beach just a short stroll away, this is a home designed to make the most of life in Birch Bay.

4771 S Golf Course Drive, Blaine

Listing courtesy of COMPASS.

$594,999
4 Beds ⋅ 3 Baths ⋅ 2571012 MLS ⋅ ACTIVE Status
This is what "move-in ready" actually looks like: fresh paint, new carpet, and a deck that's already begging for a dinner party. Inside, two separate living spaces mean movie night and quiet time can happen at once. No remote negotiations required. The updated primary shower is the kind of detail you appreciate daily, not just on move-in day. Four bedrooms and 2.25 baths across 1,920 square feet leave room to actually use: a home office that closes its door, or a guest room that isn't doubling as storage. Built in 2006, it's got the bones of something solid without the upkeep of something old. Outside, the yard is fully fenced on a corner lot. Plenty of space to plant something ambitious or let the dog run loose. The deck and pergola function are built for enjoying long evenings. Two-car garage, plus driveway and street parking so that nobody's circling the block here. Beach and downtown Blaine are both a short drive away, close enough that "let's just go" is always the plan. Homes this dialed in, at this price, don't sit around long.

4840 Outrigger Loop, Blaine

Listing courtesy of Bellwether Real Estate.

$660,000
4 Beds ⋅ 3 Baths ⋅ 2571639 MLS ⋅ ACTIVE Status
Beautifully maintained 4 bedroom/2.75 bath in an excellent Blaine location. The main floor features a spacious entry, well-appointed kitchen with granite countertops, a large great room filled with natural light, a living room with gas fireplace, bathroom with shower and an adjacent bedroom or home office. The upstairs features a large ensuite primary bedroom with walk-in closet, shower and tub, two large bedrooms, a guest bathroom and a large bonus room over the garage perfect as a fifth bedroom, game room or guest suite. The backyard is fully fenced and the attached oversized 2-car garage has room for cars or storage. Exterior features include a covered back deck with benches perfect for barbecuing, outdoor fireplace and mature landscaping. Other features include a 10-panel solar system, tankless hot water heater and so much more. Located just minutes from the Canadian border, schools, shopping and freeway access this is an excellent home in a desirable location.

1183 D Street, Blaine

Listing courtesy of Weichert Realtors Vanson Assoc.

$479,000
3 Beds ⋅ 2 Baths ⋅ 2570910 MLS ⋅ ACTIVE Status
Welcome to the RR Ranch! Siting in almost 1/2 acre. Open concept kitchen with lots of cabinets for storage, breakfast bar, vaulted ceilings with large living room, spacious 3 bedroom 2 bath plus Den/Office home is nestled in a private park like setting, sitting It has a fully fenced yard with 2 decks perfect for entertaining, as well as a garden shed in the back for storage. RV Parking. Newer roof and paint. This community is truly unique in that it allows for horses & offers a common pasture area. Close to I-5, minutes from the beach and all that Birch Bay has to offer!

7868 Crocket Road, Blaine

Listing courtesy of RE/MAX Whatcom County, Inc..

$485,000
2 Beds ⋅ 2 Baths ⋅ 2570111 MLS ⋅ ACTIVE Status
Motivated Seller! Fall in love with this ultra-cute, recently remodeled 2-bedroom, 1.75 bath home in the heart of Blaine! Perfectly blending modern updates with an unbeatable location, this charming residence has been beautifully expanded and refreshed. The standout feature is the recent professional remodel, which seamlessly added 1 spacious bedroom and a pristine bathroom to maximize the home’s layout and overall functionality. Inside, the bright and inviting floor plan flows effortlessly out to your private backyard! You will love the fully fenced area providing a safe, secure, and private space that is absolutely perfect for RV, pets, gardening, or hosting weekend summer BBQs. Location is everything, and this property delivers. Enjoy the sought after, highly walkable lifestyle just a short, scenic stroll away from vibrant downtown Blaine restaurants, local cafes, ocean and shopping. For commuters and travelers, the convenience is unmatched, you are situated just minutes from I-5 access and the Canadian border crossing. Turnkey, updated, and full of coastal community charm, this gem is a rare find.

675 D Street, Blaine

Listing courtesy of Epique Realty.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2570880 MLS ⋅ ACTIVE Status
Welcome to your Birch Bay retreat, just a short stroll from the beach and the beloved The C Shop Cafe. Built in 2015, this light-filled home combines modern finishes with easy coastal living, including a peek-a-boo ocean view from the upstairs bedroom. The open-concept main level features quartz countertops, soft-close cabinetry, stainless steel appliances, and durable hardwood laminate flooring throughout. Upstairs, the spacious primary suite offers a walk-in closet and private ensuite bath, along with two additional bedrooms and a full guest bath. Step outside to a fully fenced backyard with space to entertain, garden, or simply relax after a day by the shore. Whether you're searching for a full-time residence, vacation escape, or investment opportunity, this move-in-ready home offers the perfect blend of comfort, convenience, and Birch Bay charm all close to beaches, dining, and local attractions.

4662 Alderson Road, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

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