Bellingham Homes with State Bond Terms

Bellingham Homes with State Bond Terms

Located in the picturesque county of Whatcom, in the state of Washington, Bellingham is a vibrant city that offers a unique blend of natural beauty and urban amenities. Situated in the northwestern corner of the United States, Bellingham is known for its stunning views of the surrounding mountains and the sparkling waters of Bellingham Bay.

One of the standout features of the real estate market in Bellingham is the availability of homes with state bond terms. True to its commitment to affordable housing, the city offers various programs and initiatives that make homeownership more accessible for its residents. Through these state bond terms, potential homebuyers can take advantage of favorable financing options, such as low down payments and reduced interest rates.

These programs not only benefit first-time buyers but also provide opportunities for low-income individuals and families to achieve their dreams of owning a home. With the assistance of state bond terms, individuals who may have previously struggled to secure traditional financing can now find affordable housing options in Bellingham.

Whether you're looking for a charming bungalow in a quaint neighborhood or a modern condominium with stunning waterfront views, Bellingham has a diverse range of housing options to suit every taste and budget. With the added advantage of state bond terms, purchasing a home in this beautiful city has never been more attainable.

Newest Bellingham Homes with State Bond Terms

$679,000
3 Beds ⋅ 3 Baths ⋅ 2557767 MLS ⋅ ACTIVE Status
Major renovations completed in 2018 transformed the home with an updated kitchen featuring new appliances, countertops, and lighting, while beautiful maple hardwood flooring and a cozy gas fireplace were added to the main living area. Tucked away on a quiet, secluded street, this Sudden Valley charmer has so much to offer. Surrounded by meticulous landscaping and abundant privacy, you’ll have no shortage of places to relax—whether it’s the front patio, kitchen deck, or lower deck. Step inside to a thoughtfully designed split-level floor plan offering excellent flexibility, including potential for multigenerational living. Upstairs, you’ll find a spacious primary suite featuring a walk-in closet and a generously sized ensuite bathroom complete with dual sinks, abundant storage, and a walk-in tile shower. The inviting living room flows seamlessly into the formal dining room and updated kitchen, which offers an eating area and access to a private upper deck. Downstairs, you’ll discover a second living area, a full bedroom, and a full bathroom, along with access to another private deck. The oversized garage features a new garage door, a new water heater, and a top-of-the-line Mitsubishi heat pump, providing efficient year-round heating and cooling

192 Harbor View Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$493,500
3 Beds ⋅ 1 Baths ⋅ 2553286 MLS ⋅ ACTIVE Status
Well taken care of 1920's craftsman with the classic look and charm of an older home, but has been updated with newer roof, floors, kitchen and bath. Centrally located for easy freeway access, walking distance to Barkley Village or Whatcom Falls Park, and on a main bus line. Home has 3 bedrooms, one bath and room for an ADU, garage, or more!

2138 Woburn Street, Bellingham

Listing courtesy of ONE Realty.

$625,000
4 Beds ⋅ 2 Baths ⋅ 2537384 MLS ⋅ ACTIVE Status
Bring your ideas and make this spacious home your own! Located in a desirable, Puget neighborhood, this 4-bedroom, 1.75-bath home offers nearly 2,000 sq. ft. of flexible living space. The open great room flows to a huge covered deck, creating the perfect setup for entertaining year-round. New exterior paint. The primary bedroom features a walk-in closet, and the second kitchen provides excellent potential for multi-generational living, guests, or possible rental opportunities (buyer to verify). Enjoy the fully fenced backyard with mature fruit trees and plenty of space to garden, play, or relax. Ideally situated just minutes from WWU, shopping, parks, and trails. Whole Foods is only one block away, with quick access to downtown and I-5 for an easy commute. A fantastic opportunity in a prime location with endless potential!

1025 Nevada Street, Bellingham

Listing courtesy of Bellwether Real Estate.

$457,000
2552742 MLS ⋅ ACTIVE Status
44.14 Aac. with 8 ac. Waterfront! Amazing Bay and Mt Baker views from parts of the property. Large flat yard, with trees, riding and walking trails. 8 ac of your own private beach! Additional 85.79 acres abutting on the west side for sale $650,000. 130 acres of land available.

3555 xx Lummi Shore Road, Bellingham

Listing courtesy of eXp Realty.

$615,990
4 Beds ⋅ 2 Baths ⋅ 2552015 MLS ⋅ ACTIVE Status
Welcome to 3990 Roma Ct — Bellingham Living at Its Best! Tucked away on a peaceful cul-de-sac, this home offers the rare combination of privacy and unbeatable convenience. With minimal through-traffic and a true neighborhood feel, it's the perfect setting for anyone craving quiet without sacrificing access to everyday essentials. Squalicum High School and Northern Heights Elementary are both within walking distance, putting top-rated education right at your doorstep. The friendly neighbors and true sense of place make this a wonderful community to call home. Step outside to a beautiful garden with fruit trees — peaches, plums, apples, Asian pears, and cherries — bursting with blossoms each spring and delivering a bountiful harvest come summer. Inside, skylights bring in an abundance of natural light, while the two-car garage offers handy overhead storage. Shopping, dining, and everyday amenities are just minutes away, so groceries, coffee shops, and restaurants are always within easy reach. The home also comes with a newer hot water heater and furnace, both installed within the last few years, offering added value and efficiency. This is more than a house — it's a lifestyle. Enjoy the tranquility of cul-de-sac living paired with the convenience of being close to it all. Don't miss your chance to call 3990 Roma Ct home!

3990 Roma Court, Bellingham

Listing courtesy of Petz Real Estate.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2546421 MLS ⋅ ACTIVE Status
Single-level home on a large, fully-fenced sunny lot in Birchwood. This updated home has a new tile backsplash & quartz countertops in the kitchen, gorgeous custom hickory cabinets, woodgrain laminate & LVP flooring throughout (no carpet!), vinyl windows, composite front porch, gas fireplace, and primary suite with 1/2 bathroom. A new roof will be installed prior to closing! Walk to BTC or Little Squalicum Park and the new pier. Follow the trail to Squalicum Creek Park, with its dog park, ball fields and sport courts. 5-minute drive to the airport, Costco and Fred Meyer.

3112 Greenwood Avenue, Bellingham

Listing courtesy of John L. Scott Bellingham.

$779,000
4 Beds ⋅ 3 Baths ⋅ 2523349 MLS ⋅ ACTIVE Status
Better-than-new modern home at the end of a quiet cul-de-sac, upgraded far beyond builder standards. Built in 2020, this 4 bed, 2.5 bath, 2,003 sq ft home offers refined finishes and custom details rarely found in the community. The designer kitchen features a stunning 13’ custom island with seating, quartz countertops, stainless appliances, custom backsplash, extended cabinetry, and rich black walnut floating shelves. The living room is elevated with a custom tiled fireplace, walnut mantel+matched floating shelves, upgraded windows with added airflow, plus upgraded lighting with dimmers throughout. Upstairs, the primary suite offers a custom walk-in closet, designer accents, and a spa-like bath with tiled walk-in shower, glass door, and custom tub surround. Additional upgrades include enhanced gas furnace system, modern glass garage door, and solar panels. Enjoy a fully fenced backyard with irrigation, new lawn, and propane firepit. Mt. Baker views from the second floor and a premier cul-de-sac location complete this exceptional home. Thoughtfully designed for both entertaining and everyday living, the open-concept layout blends modern style with warmth and functionality. Every upgrade was intentionally selected to create a more elevated, custom-home feel compared to neighboring properties. The spacious floor plan offers flexibility for guests, home office space, or multi-generational living, all within desirable and convenient location close to parks, shopping, and schools.

983 Sunseeker Lane, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

$175,000
3 Beds ⋅ 2 Baths ⋅ 2521027 MLS ⋅ ACTIVE Status
*Low Income Buyers* This is your chance to own a 3bdrm/2 bath lovely, accessible condo at Fir Ridge II, in the Cordata area. Due to high demand, buyers must first verify eligibility to purchase with Kulshan Community Land Trust BEFORE unit will be shown. Must be owner-occupied and has resale restrictions with a limited equity formula. Credit to replace carpet included.

4239 Wintergreen Circle Unit #138, Bellingham

Listing courtesy of Hammer Properties NW Inc..

$999,000
2 Beds ⋅ 1 Baths ⋅ 2444609 MLS ⋅ ACTIVE Status
Charming 1920 farmhouse with endless potential! This 2 bed, 1 bath home sits on a spacious over 4 acre level lot and includes a barn and multiple outbuildings, perfect for storage, hobbies or small scale business. Currently tenant-occupied, this property offers immediate rental income from four additional dwellings while you can occupy the main house. There are two septic systems and two drain fields serving the entire property. The home's vintage character blends with practical functionality, while the barn and additional outbuilding expand its versatility with no HOA. Whether you're seeking an investment, a homestead, or a project to restore, this unique property provides opportunity in every direction. Don't miss out on owning a piece of history with income potential. SOLD AS-IS.

6037 Old Guide Road, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

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