Bellingham Homes with Conventional Terms

Bellingham Homes with Conventional Terms

Bellingham, a vibrant city located in Whatcom County, Washington, is a fantastic place to call home. Situated in the beautiful Pacific Northwest region of the United States, Bellingham offers a unique blend of natural beauty, outdoor activities, and a thriving community.

Known for its stunning views of the surrounding mountains and the picturesque Bellingham Bay, this city attracts residents and visitors alike with its charm and natural wonders. The city is home to Western Washington University, which contributes to its youthful and energetic atmosphere.

When it comes to real estate in Bellingham, there are plenty of options to choose from. Whether you're looking for a cozy single-family home, a modern condominium, or a spacious townhouse, Bellingham has it all. The city offers a range of housing options to suit different budgets and preferences.

One notable aspect of the real estate market in Bellingham is the availability of homes with conventional terms. This means that buyers can find properties with traditional financing options, making it easier to secure a mortgage and purchase a home.

With its stunning natural surroundings, thriving community, and a wide range of housing options, Bellingham is an ideal place to settle down and call home. Whether you're a nature enthusiast, a student, or a professional looking for a welcoming and vibrant city, Bellingham has something for everyone.

Newest Bellingham Homes with Conventional Terms

4000 Flynn Street Unit #108, Bellingham
$195,000
3 Beds ⋅ 2 Baths ⋅ 2598636 MLS ⋅ ACTIVE Status
Welcome to 4000 Flynn St. #108, this home features 3 bedrooms and 2 full baths, primary bath has a great garden tub for relaxing, big living room with lots of built-ins, good size dining room for meals, this home also features covered porches for those days when you want to venture outside, shed for all your miscellaneous items, double pane windows, washer and dryer included as well, Whatcom Falls Park is a block away as well as Blodel Donovan Park where you can enjoy the beach or launch your boat, bus access is close by, the space rent is among the lowest in the city $600 and is one of only a couple of family parks in the area, pet friendly, also this home is financeable and ready to become your home, come check it out.

4000 Flynn Street Unit #108, Bellingham

Listing Broker: Realogics Sotheby's Int'l Rlty; Daniel M Cohn; 360-739-1497; dancohn16@gmail.com

1627 Jills Court Unit #1-2, Bellingham
$525,000
2600806 MLS ⋅ ACTIVE Status
Premium industrial/storage condominium in a highly desirable Irongate RediSpace. This double-unit offers exceptional functionality, security, was highly upgraded by the original owner and is a rare end unit. Features include professionally finished epoxy floors, custom interior paint, enhanced lighting throughout, dual heaters for year-round comfort, a wall-mounted organizational system, and a full security system with cameras. Built with quality steel construction and low-maintenance metal roofing, this gated community provides secure 24/7 access with extra-wide 70-foot drive aisles for easy maneuverability. Additional features include large 14x14 overhead doors with windows and automatic openers, vaulted ceilings, 100-amp 3-phase power, ADA restroom access, wired communications, and a personal mailbox. A rare opportunity to own a turnkey industrial condo ideal for storage, recreation, business use, or hobby space.

1627 Jills Court Unit #1-2, Bellingham

Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

4218 Dumas Avenue, Bellingham
$775,000
6 Beds ⋅ 3 Baths ⋅ 2600298 MLS ⋅ ACTIVE Status
Enjoy spacious living & inviting outdoor spaces in Bellingham’s desirable Samish neighborhood! Set on an 11,247 SF lot, this 2,672 SF home offers 6 bedrooms, 2.75 baths, & a versatile layout. The kitchen opens to the dining & living areas, creating a natural gathering space with hardwood floors & a distinctive backsplash crafted with local rocks. The main-level primary suite features a large walk-in closet & a full bath with dual sinks & an oversized tub. Downstairs, find four bedrooms, a .75 bath, laundry room, & family room with a cozy gas fireplace. Stay comfortable year-round with radiant baseboard heat & ceiling fans. A metal roof installed within the last three years & a gas boiler replaced within the last two years offer valuable updates. Step outside to the Tigerwood deck just off the kitchen, ideal for outdoor meals & entertaining. A separate patio on the other side of the backyard offers another spot to relax. Enjoy plenty of parking with a circular driveway at the front of the home plus an additional parking area off the attached two-car garage, currently a portion is used as shop space which offers room for hobbies, projects, or convert back to parking. Just up the street from the Samish Crest Trail & close to WWU, other trails, & shopping, this home combines a convenient location with room to spread out. The generous bedroom count & proximity to campus also present an appealing opportunity for buyers considering rental use.

4218 Dumas Avenue, Bellingham

Listing Broker: Windermere RE Whatcom, Inc.; Josh Shiflett; 360-671-5000; josh@theshiflettgroup.com

705 N State Street Unit #102, Bellingham
$374,000
2 Beds ⋅ 2 Baths ⋅ 2600364 MLS ⋅ ACTIVE Status
Single-level living in the middle of everything Bellingham does best. This immaculate, move-in-ready 2 bed, 1.75 bath condo sits perfectly between Fairhaven and Downtown, and one of the best parts? Zero steps to get inside. From the parking lot to your front door, it's completely step-free. Step in to find a spacious dining room and remodeled kitchen featuring stainless steel appliances, quartz counters, and plenty of storage. The bright living room gives you room to entertain or unwind, and opens to a private patio with those flirty bay views. The hallway leads to bedrooms on either end, with the primary suite offering an en-suite bath and direct patio access. In-unit washer/dryer and a dedicated storage closet round it out. The building recently completed a comprehensive exterior renovation, including new siding, trim, windows, doors, decks, stairs, and railings, all fully funded and paid. Peace of mind comes included. Cross the street and you're on the South Bay Trail connecting Downtown to Fairhaven with access to Boulevard Park and Taylor Dock. Walk to the Saturday Farmers Market, Aslan, and some of the best restaurants Bellingham has to offer. This is the PNW lifestyle condo you've been waiting for.

705 N State Street Unit #102, Bellingham

Listing Broker: Windermere RE Whatcom, Inc.; Paulina Antczak; 360-223-0538; paulina@paulinaandjacson.com

838 W Axton Road Unit #54, Bellingham
$149,000
3 Beds ⋅ 1 Baths ⋅ 2597348 MLS ⋅ ACTIVE Status
1972 vintage manu home completely restored 2025 & 2026. 3 BR & .75 BA. Remodeling includes new TPO roof, electrical panel & meter (all permits complete), plumbing & insulation, vinyl plank flooring, carpeting, painting inside & out, skirting, side porch w/railing, light fixtures, bathroom shower insert & sink, toilet & counter, kitchen counters & backsplash w/sink, heating/cooling/heat pump (minisplit), all new appliances - dishwasher hook-up created, washer/dryer, refrigerator, stove/range & microwave, dishwasher. Windows were new about 5 years ago. Two levels of wonderful sunny decks-upper deck, partially covered. Storage shed/outbuilding. Pleasant garden space is in order here & used. Partially fenced. Parking on the lot space and one space in front is OK-2 cars. Short term visitor parking is nearby. Behind the home is all open field. Meridian School District. Very country feel to this park yet is central to all of the Whatcom County destinations - 5 mins. to I-5, 15 mins. to Bellingham, 10 mins. to Ferndale, 15 mins. to Lynden, 15 mins. to US/CAN Border. Pets OK-2 dogs under 20 pounds & also 2 cats that are fixed. Space lease ($665/mo) includes community septic plus additional monthly fee ($61/mo) for the community well. Manthey's Country Park is well managed & the community well has new filters & also a filter at the home. Regular water quality analysis. The septics are also regularly well maintained. Fantastic remodeled home in an ideal location and park.

838 W Axton Road Unit #54, Bellingham

Listing Broker: eXp Realty; Dave Hiller; 360-820-4636; davehiller.realtor@gmail.com

838 W Axton Road Unit #54, Bellingham
$149,000
3 Beds ⋅ 1 Baths ⋅ 2600647 MLS ⋅ ACTIVE Status
1972 vintage manu home completely restored 2025 & 2026. 3 BR & .75 BA. Remodeling includes new TPO roof, electrical panel & meter (all permits complete), plumbing & insulation, vinyl plank flooring, carpeting, painting inside & out, skirting, side porch w/railing, light fixtures, bathroom shower insert & sink, toilet & counter, kitchen counters & backsplash w/sink, heating/cooling/heat pump (minisplit), all new appliances - dishwasher hook-up created, washer/dryer, refrigerator, stove/range & microwave, dishwasher. Windows were new about 5 years ago. Two levels of wonderful sunny decks-upper deck, partially covered. Storage shed/outbuilding. Pleasant garden space is in order here & used. Partially fenced. Parking on the lot space and one space in front is OK-2 cars. Short term visitor parking is nearby. Behind the home is all open field. Meridian School District. Very country feel to this park yet is central to all of the Whatcom County destinations - 5 mins. to I-5, 15 mins. to Bellingham, 10 mins. to Ferndale, 15 mins. to Lynden, 15 mins. to US/CAN Border. Pets OK-2 dogs under 20 pounds & also 2 cats that are fixed. Space lease ($665/mo) includes community septic plus additional monthly fee ($61/mo) for the community well. Manthey's Country Park is well managed & the community well has new filters & also a filter at the home. Regular water quality analysis. The septics are also regularly well maintained. Fantastic remodeled home in an ideal location and park.

838 W Axton Road Unit #54, Bellingham

Listing Broker: eXp Realty; Dave Hiller; 360-820-4636; davehiller.realtor@gmail.com

1609 Fourth Street, Bellingham
$899,000
2600505 MLS ⋅ ACTIVE Status
Rare opportunity to own a spectacular view property in the heart of Fairhaven. This exceptional vacant lot offers unobstructed, breathtaking views of Bellingham Bay and the San Juan Islands, providing the perfect backdrop for your future dream home. Enjoy the best of Pacific Northwest living with scenic trails, charming shops, restaurants, and all the amenities of historic Fairhaven just steps away. Imagine taking in spectacular sunsets over the bay and islands from your custom-designed home while enjoying the convenience of this highly sought-after neighborhood. All city services are available in the street. Opportunities to secure a view property in such a desirable location are few and far between. Bring your vision and create something truly special! Buyer to verify all information to their satisfaction, including zoning, utilities, building requirements, and development feasibility.

1609 Fourth Street, Bellingham

Listing Broker: Bellwether Real Estate; Renae Ingraham; 360-319-0164; renae@bellwetherrealestate.com

4713 Bevan Street, Bellingham
$629,900
4 Beds ⋅ 3 Baths ⋅ 2600573 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed D.R. Horton home in the heart of the vibrant Cordata community. Built in 2007 and spanning 1,990 square feet, this residence blends modern updates with a bright, airy layout designed for effortless living.Step inside to a main floor that feels expansive thanks to nine-foot ceilings, fresh interior paint, and stylish new flooring. The heart of the home is a light-filled living area centered around an inviting gas fireplace. Nearby, a flexible open space offers versatility as a formal dining area or a secondary lounging spot. The kitchen is a chef’s delight, featuring newer appliances, a pantry, and a casual breakfast nook. The entire home is defined by oversized windows that flood every room with natural light, while a slider opens to the backyard for seamless indoor-outdoor flow. That sense of brightness continues upstairs, where four spacious bedrooms await. The primary suite serves as a private retreat, boasting a walk-in closet and an ensuite bathroom with a soaking tub, separate shower, and double vanity. For added convenience, the laundry room is also located on this upper level. The exterior is just as impressive with newer paint, a rear-entry two-car garage, and a fully fenced, sun-drenched backyard complete with a patio and raised garden beds. With parks, trails, shopping, and easy I-5 access nearby, this move-in-ready gem is ready for you.

4713 Bevan Street, Bellingham

Listing Broker: COMPASS; Michelle R Harrington; 360-510-0638; michelle.harrington@compass.com

1 Morning Beach Drive Unit #12, Bellingham
$399,900
2 Beds ⋅ 2 Baths ⋅ 2600378 MLS ⋅ ACTIVE Status
The Ranch House condominium complex lies adjacent to both the Sudden Valley Golf Course, and the shores of Lake Whatcom. This remarkable 2-bedroom single level end unit has previously been updated. Features include: An updated kitchen with raised panel maple cabinets and granite counter tops; kitchen appliances are all stainless steel; newer shower in the guest bathroom; newer vinyl plank flooring; side window with Lake Whatcom view; and newer washer and dryer. Enjoy double fairway views of the golf course and also of Lake Whatcom from this unit. Loads of natural light and a care-free lifestyle. Very easy to show. Expect high-quality exterior improvements throughout the complex as well. Short distance to Morning and Afternoon Beaches (neighborhood waterfront parks on Lake Whatcom). This is a turn-key sale - All furnishings are included in the price. Simply move in and enjoy!

1 Morning Beach Drive Unit #12, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Greg Paul; 360-739-7354; gregpaul@remax.net

700 32nd Street Unit #A202, Bellingham
$199,999
1 Baths ⋅ 2600272 MLS ⋅ ACTIVE Status
With a fresh new price this is the best deal for a condo available! Centrally located studio condo near WWU & downtown Bellingham, the Cypress Condo building is a well run condo association perfect for someone looking for a low-maintenance lifestyle. With new carpet & paint this condo is move in ready! Located in a secured building this second floor unit features a deck to relax, generous size bathroom & functional open kitchen. Enjoy the amenities of the association like the fitness center, bike storage area & common areas. Near bus lines & campus this is perfect for teachers or anyone working in Bellingham. Only in town part time? Lock the front door and leave worry free that your home will be the exact way you left it when you left. Make use of the storage unit for extra space for tools & toys. Condo comes with its own parking space and has additional guest parking on the street.

700 32nd Street Unit #A202, Bellingham

Listing Broker: Keller Williams Western Realty; Ryan Greigg; 206-227-5487; ryangreigg@kw.com

4039 Todd Lane, Bellingham
$225,000
3 Beds ⋅ 3 Baths ⋅ 2599950 MLS ⋅ ACTIVE Status
*Low Income Buyers* this is your chance to buy a brand-new 1,033 sq ft, 3 bdrm, 3 bath townhome in Bellingham. It's built to high energy-efficiency standards with mini-splits and ERV ventilation systems. The open floor plan on the main level allows for flexible living. The Telegraph Townhomes is a community being built by Kulshan Community Land Trust. Low income buyers must first qualify for the KulshanCLT program before viewing the home. Subject to income, occupancy and resale restrictions with limited equity formula.

4039 Todd Lane, Bellingham

Listing Broker: Hammer Properties NW Inc.; Nikki Quinn; 360-756-6500; nqhammer@gmail.com

1627 Jills Court Unit #1-2, Bellingham
$525,000
1 Baths ⋅ 2600215 MLS ⋅ ACTIVE Status
Premium industrial/storage condominium in a highly desirable Irongate RediSpace. This double-unit offers exceptional functionality, security, was highly upgraded by the original owner and is a rare end unit. Features include professionally finished epoxy floors, custom interior paint, enhanced lighting throughout, dual heaters for year-round comfort, a wall-mounted organizational system, and a full security system with cameras. Built with quality steel construction and low-maintenance metal roofing, this gated community provides secure 24/7 access with extra-wide 70-foot drive aisles for easy maneuverability. Additional features include large 14x14 overhead doors with windows and automatic openers, vaulted ceilings, 100-amp 3-phase power, ADA restroom access, wired communications, and a personal mailbox. A rare opportunity to own a turnkey industrial condo ideal for storage, recreation, business use, or hobby space.

1627 Jills Court Unit #1-2, Bellingham

Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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