Bellingham Homes with State Bond Terms

Bellingham Homes with State Bond Terms

Located in the picturesque county of Whatcom, in the state of Washington, Bellingham is a vibrant city that offers a unique blend of natural beauty and urban amenities. Situated in the northwestern corner of the United States, Bellingham is known for its stunning views of the surrounding mountains and the sparkling waters of Bellingham Bay.

One of the standout features of the real estate market in Bellingham is the availability of homes with state bond terms. True to its commitment to affordable housing, the city offers various programs and initiatives that make homeownership more accessible for its residents. Through these state bond terms, potential homebuyers can take advantage of favorable financing options, such as low down payments and reduced interest rates.

These programs not only benefit first-time buyers but also provide opportunities for low-income individuals and families to achieve their dreams of owning a home. With the assistance of state bond terms, individuals who may have previously struggled to secure traditional financing can now find affordable housing options in Bellingham.

Whether you're looking for a charming bungalow in a quaint neighborhood or a modern condominium with stunning waterfront views, Bellingham has a diverse range of housing options to suit every taste and budget. With the added advantage of state bond terms, purchasing a home in this beautiful city has never been more attainable.

Newest Bellingham Homes with State Bond Terms

4039 Todd Lane, Bellingham
$225,000
3 Beds ⋅ 3 Baths ⋅ 2599950 MLS ⋅ ACTIVE Status
*Low Income Buyers* this is your chance to buy a brand-new 1,033 sq ft, 3 bdrm, 3 bath townhome in Bellingham. It's built to high energy-efficiency standards with mini-splits and ERV ventilation systems. The open floor plan on the main level allows for flexible living. The Telegraph Townhomes is a community being built by Kulshan Community Land Trust. Low income buyers must first qualify for the KulshanCLT program before viewing the home. Subject to income, occupancy and resale restrictions with limited equity formula.

4039 Todd Lane, Bellingham

Listing Broker: Hammer Properties NW Inc.; Nikki Quinn; 360-756-6500; nqhammer@gmail.com

3326 Lakeway Drive, Bellingham
$765,000
4 Beds ⋅ 2 Baths ⋅ 2592824 MLS ⋅ ACTIVE Status
Rare opportunity to own over ¼ acre in the Whatcom Falls neighborhood w/ a 3-bay shop/garage! Incredibly close to Whatcom Falls Park & Galbraith Mountain trail access, while only minutes from downtown Bellingham & Lake Whatcom w/ driveway access on a low-traffic side road. This home has a truly unique floor plan w/ space for everything. The primary suite features a walk-in closet, a sunny south-facing full bath w/ lots of storage & a view of the garden. The sun-drenched kitchen features stainless steel appliances, a large window nook for your herb garden, a huge single-basin sink & an additional bar/prep sink. In the center of the home, you’ll find a bonus room w/ built-in shelves, tall ceilings & a sunny skylight. Enjoy gas fireplaces in both the living & family rooms. The south end of the home features zero-step entry to a large family room, an atrium/sunroom, an oversized laundry room w/ an additional sink & a 4th bedroom. Plenty of space to convert some or all of this section into an ADU or use for multigenerational living. The large, fully fenced south-facing backyard includes a fish pond, established/mature landscaping, a large concrete patio, a storage shed, & a separate, fully fenced garden space full of blooming dahlias. Just off the dining room, to the north, you’ll find a private fenced-in deck. Plenty of driveway parking plus 3 covered spaces in the shop/garage. Ample storage in the garage attic. Brand-new interior paint & carpets! Buyer to verify ADU potential.

3326 Lakeway Drive, Bellingham

Listing Broker: Muljat Group; Maggie Parker; 360-940-0684; Maggie@muljatgroup.com

1015 E McLeod Road, Bellingham
$800,000
3 Beds ⋅ 2 Baths ⋅ 2583481 MLS ⋅ ACTIVE Status
Tucked away on a private .74-acre lot in Bellingham, this charming 3-bedroom, 2-bath rambler offers 1,612 sq ft of comfortable single-level living surrounded by beautiful outdoor spaces. Step through the unique double-door entry into a light-filled home where a cozy fireplace connects the living and dining areas, while the expansive kitchen offers abundant cabinetry, counter space, pantry storage and eat-in dining. The spacious primary suite features generous closet space, an attached bath and direct access to the back patio. Outside, wander through the gated arbor into a lush backyard with garden space, a scenic pond with a rock surround and your own gazebo. Two greenhouse/garden areas provide additional covered space for gardening, storage or flexible use, while two back decks invite you to relax and enjoy the seasons. An extra-large detached shop offers plenty of room for projects and storage, complemented by an attached garage, generous driveway and RV parking. Private, spacious and full of charm, this property offers a wonderful combination of comfortable living, exceptional storage and a backyard that feels like your own little retreat.

1015 E McLeod Road, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Todd E. Peed; 360-647-1313; todd@nwhomes.net

372 Sudden Valley Drive, Bellingham
$549,950
4 Beds ⋅ 3 Baths ⋅ 2580946 MLS ⋅ ACTIVE Status
Fully renovated and move-in ready in beautiful Sudden Valley. Now offering up to $5,000 in seller credit toward buyer's closing costs with acceptable offer! This spacious 4-bedroom, 2.5-bath home offers incredible flexibility, including a large rec/family room with a closet that could function as a 5th bedroom, guest space, home office, or playroom. An additional bonus room off the garage is perfect for storage, an office, or movie room. Surrounded by peaceful treed views, this home feels like a modern treehouse. Nearly every surface has been refreshed with new interior and exterior paint, fixtures, carpet, and luxury vinyl plank flooring. The brand-new kitchen feat. quartz slab countertops, floor-to-ceiling cabinetry, brand new stainless steel appliances, and a modern design. Updated bathrooms, new electric fireplace, new mini-split system for efficient heating & A/C, a new hot water tank, new roof and back deck - make this a truly turnkey home with many big-ticket updates complete. Enjoy the privacy and natural beauty of Sudden Valley just a short drive from Bellingham. With Lake Whatcom access, hiking and mountain biking trails, parks, two pools, golf course, and other community amenities nearby, this extensively renovated home offers exceptional space, versatility, and value. Use our preferred lender to receive a 1-0 temporary rate buydown on your mortgage, potentially saving you thousands in your first year of ownership! Buyer qualification and lender approval required.

372 Sudden Valley Drive, Bellingham

Listing Broker: John L. Scott Bellingham; Jessica Perrino; 360-739-8728; jessdavisperrino@johnlscott.com

252 S Garden Street, Bellingham
$1,049,000
4 Beds ⋅ 2 Baths ⋅ 2580038 MLS ⋅ ACTIVE Status
Storybook curb appeal and classic Bellingham charm come together in this beautifully kept 4-bedroom, 2-bath home just blocks from the bay. Steep gables, a crisp stucco exterior and mature landscaping create a welcoming first impression, while inside, hardwood floors, oversized windows and a gas fireplace fill the home with warmth and character. The remodeled kitchen blends style and function with statement cabinetry, under-cabinet lighting, ceramic tile, abundant storage, an additional pantry and floor-to-ceiling cabinets, with all appliances included. From the kitchen, step directly onto the spacious back deck, where surrounding mature trees create a private setting for relaxing or entertaining. The main floor includes a bedroom and full bath, while upstairs you’ll find three additional bedrooms with charming gabled ceilings, skylights, generous closets, a cozy nook, a 5-piece full bath and bay views from select rooms. A 1-car garage with alley access, off-street parking, covered storage and a welcoming driveway add everyday convenience. With its easy-flowing floor plan, thoughtful updates, beautiful natural light and timeless character, this South Hill home is ready to be enjoyed inside and out. Take advantage of a seller-paid credit equal to 1% of the purchase price that may be used toward an interest rate buy-down, subject to lender approval.

252 S Garden Street, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Todd E. Peed; 360-303-9447; todd@nwhomes.net

4247 Wintergreen Lane Unit #107, Bellingham
$275,000
2 Beds ⋅ 1 Baths ⋅ 2574422 MLS ⋅ ACTIVE Status
Tucked against a peaceful greenbelt, this ground-level 2-bedroom condo enjoys one of the best locations in Fir Ridge II. Offered as-is, this is a great opportunity for a buyer who appreciates the setting, convenience, and potential to make the space their own. Step outside on the back patio to be surrounded by greenery, creating a quiet retreat while still being close to everything the Cordata area has to offer. Inside, the single-level floor plan offers comfortable living and dining spaces, two bedrooms, in-unit laundry, great storage, and all appliances included. New dishwasher and water heater too! Thoughtful accessibility features, including wide doorways, and no-step living, add flexibility for a variety of lifestyles and needs. Fir Ridge II has also undergone extensive exterior improvements, including siding, roofing, windows, decks, gutters, landscaping and parking lot updates. Enjoy easy access to nearby parks and trails, shopping, dining, medical facilities, Whatcom Community College and I-5. Come see what makes this particular location so special!

4247 Wintergreen Lane Unit #107, Bellingham

Listing Broker: House Love Realty; Melody Chambers; 360-739-6571; ugorealestate@gmail.com

1411 Electric Avenue, Bellingham
$599,900
3 Beds ⋅ 2 Baths ⋅ 2563835 MLS ⋅ ACTIVE Status
Opportunities like this in the heart of Whatcom Falls don't come around often! This charming 3-bed, 2-bath home sits on an incredible, oversized double lot, nearly half an acre, that backs to a serene, private forest and creek. A lot this size is a rare find in this neighborhood, and it's yours to shape: build a second home or ADU down the road (buyer to verify all), or simply savor this kind of space and privacy. Trees line the property, the creek offers a soothing backdrop, like a vacation all year long (but you are just min from downtown). All the big-ticket items on the house have already been checked off, featuring a brand-new roof and fresh interior and exterior paint, so you can move right in and start dreaming about how to enjoy your endless outdoor space. On the lower level, you'll find convenient parking alongside a versatile, multi-purpose utility space. Whether you need a home gym, an office, a wine cellar, or a massive pantry, this space adapts to your lifestyle. The main level welcomes you with an open living room anchored by a cozy gas fireplace, a full kitchen, dining area, and a half bath. Step out onto the deck to take in the tranquil views of your private forest setting. Upstairs, you'll find 3 generously sized bedrooms and another full bathroom. Unbeatable Location: Walk to Whatcom Falls Park, bike to Bloedel Donovan Beach, or head out for a day of mountain biking at Galbraith Mountain. Live right in the middle of everything that makes Bellingham famous!

1411 Electric Avenue, Bellingham

Listing Broker: van der Velde and Company; Kyle van der Velde; 360-303-8174; Kyle@vdvandco.com

5010 Samish Way, Bellingham
$990,000
3 Beds ⋅ 2 Baths ⋅ 2567693 MLS ⋅ ACTIVE Status
This probably isn't the place you've been looking for - but it could be exactly what you've been hoping for. 5010, the Magical Woodland Sanctuary, isn’t for everyone. You'll know if it's you...5+ private acres in unincorporated South Bellingham, zoned R5A: mature woodland, sun-filled clearing, open sky & proven gardens. Privacy without isolation, space, versatility & freedom to evolve. From quiet retreat, yoga & fire-pit evenings to entrepreneurial pursuits & celebrations—a place to live life your way. Meticulously maintained & thoughtfully improved. Bright, airy, single-level 3BR/2BA: vaulted ceilings, abundant light, woodstove, newer roof, cement-plank siding, Trex decking, fresh paint & flooring. 5010 may alter what you think you know about modular homes. This is true modular construction, built in 1990 to Washington residential standards consistent with site-built construction, including structural, plumbing, heating and electrical requirements. Built off-site, it is a permanent single-family home built for enduring residential use. Separate 1,000+ sq. ft. finished building: own power meter/220V, hot water, 1/2 bath, high ceilings & overhead door. Workshop, studio, home business or potential ADU/2nd living space. Buyer to verify.3-bay garage/shop, new roof, carport, RV + ample parking. Galbraith trails: 2 min. Lake Padden: 5. Downtown, Fairhaven & Barkley: Private woodland. Abundant sunshine. Room to gather, grow, create & breathe.

5010 Samish Way, Bellingham

Listing Broker: John L. Scott Bellingham; Paul Balzotti; 360-920-5901; paulbalzotti@johnlscott.com

2138 Woburn Street, Bellingham
$493,500
3 Beds ⋅ 1 Baths ⋅ 2553286 MLS ⋅ ACTIVE Status
Well taken care of 1920's craftsman with the classic look and charm of an older home, but has been updated with newer roof, floors, kitchen and bath. Centrally located for easy freeway access, walking distance to Barkley Village or Whatcom Falls Park, and on a main bus line. Home has 3 bedrooms, one bath and room for an ADU, garage, or more!

2138 Woburn Street, Bellingham

Listing Broker: ONE Realty; Brian Gass; 360-201-0908; brian@1realty.com

6037 Old Guide Road, Bellingham
$949,000
2 Beds ⋅ 1 Baths ⋅ 2444609 MLS ⋅ ACTIVE Status
Charming 1920 farmhouse with endless potential! This 2 bed, 1 bath home with bonus room sits on a spacious over 4 acre level lot and includes a barn and multiple outbuildings, perfect for storage, hobbies or small scale business. Currently tenant-occupied main house and 2 additional units bring $4100 income per month while two vacant units can bring additional rental income when rented at market rents. There are two septic systems and two drain fields serving the entire property. The home's vintage character blends with practical functionality, while the barn and additional outbuilding expand its versatility with no HOA. Whether you're seeking an investment, a homestead, or a project to restore, this unique property provides opportunity in every direction. Don't miss out on owning a piece of history with income potential. SOLD AS-IS.

6037 Old Guide Road, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Bali Kaur; 360-220-0088; balikaur@remax.net

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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