Bainbridge Island Homes with VA Loan Terms

Bainbridge Island Homes with VA Loan Terms

Bainbridge Island: A Tranquil Retreat in Washington State

Located in Kitsap County, Washington State, Bainbridge Island is a picturesque city that offers a peaceful and idyllic lifestyle. Situated just a short ferry ride away from downtown Seattle, this island community provides a perfect escape from the hustle and bustle of the city.

Bainbridge Island is known for its natural beauty, with stunning views of the Puget Sound and the majestic Olympic Mountains. The island is home to lush forests, scenic parks, and miles of pristine coastline, making it a haven for outdoor enthusiasts and nature lovers.

For those looking to settle down on Bainbridge Island, there are plenty of housing options available, including homes with VA loan terms. VA loans, backed by the U.S. Department of Veterans Affairs, offer favorable terms and benefits for veterans and active-duty military personnel, making homeownership more accessible and affordable.

Whether you're a first-time homebuyer or looking to upgrade your current residence, Bainbridge Island offers a diverse range of housing options to suit every need and budget. From charming cottages and historic homes to modern townhouses and waterfront estates, there is something for everyone.

In addition to its natural beauty and housing options, Bainbridge Island boasts a vibrant community with excellent schools, a thriving arts scene, and a variety of local shops and restaurants. The island also hosts numerous events and festivals throughout the year, fostering a sense of community and providing ample opportunities for residents to connect and engage.

If you're seeking a tranquil retreat with a close-knit community and easy access to urban amenities, Bainbridge Island is the perfect place to call home. With its stunning natural surroundings and homes with VA loan terms, this island city offers the best of both worlds.

Newest Bainbridge Island Homes with VA Loan Terms

$665,000
2 Beds ⋅ 2 Baths ⋅ 2574093 MLS ⋅ ACTIVE Status
A rare offering at Winslow Green, this beautifully reimagined top-floor corner residence pairs the ease of single-level living with the craftsmanship of a custom home in the heart of Winslow. The private balcony allows you to capture views of the shops & public gathering spaces below while basking in abundant sunshine. Taken to the studs and rebuilt in 2014–2015 under the direction of interior designer, Karen Lawson of The Lawson Design Studio, the bright, quiet home was transformed with an open kitchen/dining/living space, exceptional custom maple cabinetry & built-ins, glass-paneled doors, designer lighting, radiant heated floors, and new electrical systems, ventilation and sound-proofed insulation. The chef’s kitchen features a large island, granite, luxe appliances by Bosch, GE and Zephyr, plus a brand new Miele refrigerator. Other highlights include floor-to-ceiling tiled baths, an enlarged heated primary shower, Emtek solid-brass hardware, and a wood-burning fireplace with a mantel milled from Bainbridge-grown maple. Amenities include pet-friendly HOA, abundant storage in the semi-private garage and second parking space. Far beyond a cosmetic remodel, the investment here extends from the finishes to the structure and systems, offering uncommon quality with remarkably effortless lock-and-leave living. Sophisticated as a full-time residence or part-time pied-à-terre, this is a opportunity to live in town just moments from the ferry for an exceptional Bainbridge lifestyle.

185 Madison Avenue N, Bainbridge Island

Listing courtesy of Windermere RE Bainbridge.

$1,090,000
3 Beds ⋅ 3 Baths ⋅ 2574192 MLS ⋅ ACTIVE Status
Set on more than two private acres overlooking Manzanita Bay, this beautifully updated Bainbridge Island home offers a rare combination of space, privacy, water views, and future potential. Fresh updates include new wide-plank flooring, refreshed bathrooms, new mini-splits, a water filtration system, and fresh paint throughout, creating a bright, relaxed feel. Bay windows and vaulted ceilings fill the home with natural light, while French doors open to an expansive Tigerwood deck overlooking the bay and sprawling backyard with room for hobbies, fenced garden space, chicken coop and a peaceful labyrinth. A flexible den or home office provides direct access to the outdoor setting, and wood-burning and propane stoves add warmth on cool Northwest days. Just across the street, beach access via Dock St. makes it easy to launch kayaks and enjoy life on the water. With more than two acres and potential subdivision possibilities, the property offers intriguing flexibility while retaining the privacy and natural beauty that make this Manzanita Bay setting so special.

12640 Manzanita Road NE, Bainbridge Island

Listing courtesy of COMPASS.

$1,149,000
3 Beds ⋅ 3 Baths ⋅ 2567340 MLS ⋅ ACTIVE Status
Awesome opportunity to acquire a wonderful Bainbridge home in the heart of Meadowmeer! Set on a sunny, level half-acre corner lot, this beautifully updated home offers privacy, generous indoor-outdoor living, and room to garden, gather and play. Newly refinished cherry floors welcome you, bringing warmth and richness to the interiors. The completely renovated kitchen with new cabinetry and appliances creates a fresh and welcoming heart of the home. Step outside to a gardener’s delight: mature garden beds, greenhouse, raised beds with installed irrigation, a fenced backyard and an expansive pergola made for long summer evenings and outdoor entertaining. Extra, gated parking for RV or boat. A newly renovated, 2nd story deck spans the back of the home, overlooking the gardens. Upstairs, the spacious primary suite features a private ensuite bath, joined by 2 additional generously sized bedrooms. The fully finished lower level adds flexibility with a family room, space for a woodstove, and additional room for guests, a home office, hobbies or workouts. An automatic whole-house generator keeps the lights on and the home comfortable if winter storms roll through. Located in desirable mid-island Meadowmeer, with golf, clubhouse and Bainbridge Island Recreation Center amenities including gym, indoor tennis, and outdoor pool nearby. A rare combination of privacy, sunshine, space and neighborhood convenience.

11517 Tyler Place NE, Bainbridge Island

Listing courtesy of Coldwell Banker Bain.

$1,524,800
4 Beds ⋅ 4 Baths ⋅ 2573570 MLS ⋅ ACTIVE Status
Nestled in the heart of Bainbridge Island, this spacious and inviting home offers exceptional living just a 5-minute walk from the beach at Hawley Cove Park and a simple 10-min walk to the ferry terminal. This is island living at its most effortless. Step inside to generous and open living spaces designed for everyday life and special occasions alike. With four bedrooms and three and a half baths, there’s room for everyone. A private retreat for guests, with a layout that flows naturally from one space to the next. Outside, a fully fenced yard wrapped in lush, mature landscaping offers privacy and a peaceful backdrop for morning coffee, weekend gardening, or watching pets roam free. Practicality meets convenience with a sizable 2-car garage featuring an electric car charger, and a generous driveway with plenty of extra space for guests, toys, or a boat. Outside your front door, Bainbridge Island living in the Wing Point neighborhood means walkable downtown Winslow charm, award-winning wineries, quiet forest trails, and an easy ferry ride to Seattle when the city calls. The Wing Point Golf & CC is just around the corner. The home is wired for a generator, has a new roof & newish HVAC. An 8x10 shed covers your extra storage needs. The patio off the large downstairs bonus room is wired and ready for a hot tub. A sprinkler system provides full coverage to your beautiful grounds. This is more than a house, it’s a perfect place to enjoy life!

506 Azalea Avenue NE, Bainbridge Island

Listing courtesy of COMPASS.

$795,000
2 Beds ⋅ 2 Baths ⋅ 2571575 MLS ⋅ ACTIVE Status
Experience the best of island living at The Walk, where mornings begin with a stroll for coffee, afternoons invite exploration of nearby shops, trails and the waterfront, and evenings are made for dinner in the heart of Winslow. With a Walk Score of 80, the Seattle ferry, farmers market and everyday essentials are just moments away - ideal for Seattle commuters and enjoying the city’s dining, arts and entertainment. At home, a beautiful courtyard with shared gardens creates a welcoming sense of community, while a private outdoor space offers a peaceful place to dine or unwind. The open kitchen is thoughtfully arranged for cooking and entertaining, with quartz countertops, stainless steel appliances and a generous pantry that keeps everything within easy reach. Generously scaled bedrooms, polished concrete floors, fresh paint and new carpet add comfort and character. Solar panels, energy-efficient ICF construction and a low-maintenance exterior provide lasting ease, complemented by exterior storage, covered bike storage and dedicated parking. Discover a lifestyle where small-town charm, outdoor beauty and an easy connection to Seattle come together.

519 Madrona Avenue NE Unit #4, Bainbridge Island

Listing courtesy of COMPASS.

$1,648,000
3 Beds ⋅ 4 Baths ⋅ 2569074 MLS ⋅ ACTIVE Status
Bold contemporary architecture, completely reimagined. Set on 2.29 level acres just minutes from Winslow, this home pairs true one-level living with an architect-led 2026 renovation. The home’s south-facing orientation and expansive windows flood the open living spaces with natural light beneath soaring ceilings and exposed fir beams. A quartzite island and sculptural fireplace anchor the interior; accordion doors disappear to join the great room with the deck, lawn and gardens. A glass-roofed sunroom brings the gardens indoors. The new kitchen adds induction cooking, GE appliances and a walk-in pantry. The serene primary suite opens to a private garden balcony and features a spa-inspired bath and walk-in closet; a second bedroom and 3/4 bath complete the wing. A light-filled office is just steps up. The newly finished, permitted 888 sq ft lower level adds a third bedroom, full bath and bonus room with wood stove. Not included in the listed square footage is a large, finished storage room with epoxy floors. Major work includes electrical and plumbing updates, two new water heaters, a new sump pump, a resealed concrete-tile roof and freshly stained cedar siding and decks. Towering evergreens, mature gardens, fruit trees and full-height fencing surround the home. The attached, showroom-worthy three-car garage has epoxy floors and glass-panel doors. Completed ADU feasibility study; fiber internet available at the street. Minutes to Strawberry Hill Park, schools and the ferry.

7575 NE New Brooklyn Road, Bainbridge Island

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$1,450,000
3 Beds ⋅ 3 Baths ⋅ 2568082 MLS ⋅ ACTIVE Status
A quintessential Bainbridge Island farmhouse, lovingly crafted and thoughtfully cherished by its original owner. Designed to complement its natural surroundings, this exceptional property offers a rare sense of place where timeless craftsmanship and the beauty of the land come together. Inside, 9' ceilings, crown molding, custom millwork, and handcrafted built-ins reflect the care given to every detail. Many of the home's distinctive wood elements were harvested and milled from the property, including the remarkable Birdseye maple staircase. A one-of-a-kind river-rock fireplace, with stones gathered from the land, further connects the home to its setting. An oversized two-car garage includes a 600 sq ft, 1-bedroom ADU, offering an elegant option for guests, extended stays, or additional living accommodations. Beyond the home, an established organic garden, mature fruit trees, and micro-farm potential invite you to cultivate, harvest, and enjoy the bounty of the land. A generous wraparound porch provides a beautiful setting for quiet mornings and peaceful evenings. Surrounded by open space and abundant wildlife, the property offers a rare connection to nature while remaining just minutes from schools and shopping. A rare opportunity to own a one-owner Bainbridge Island home—where exceptional craftsmanship, connection to the land, and authentic island living come together.

7879 Fletcher Bay Rd. NE, Bainbridge Island

Listing courtesy of John L. Scott, Inc..

$1,020,000
3 Beds ⋅ 4 Baths ⋅ 2566619 MLS ⋅ ACTIVE Status
Enjoy stylish in-town living in this stunning townhome in the heart of Winslow! Light-filled and impeccably maintained, this beautifully crafted home offers three bedrooms, three-and-a-half baths, and quality finishes throughout. Thoughtfully designed with a sophisticated designer color palette, the home features stainless steel appliances, a walk-in pantry, a cozy electric fireplace, and a covered south-facing deck. The spacious island kitchen overlooks a lovely territorial garden view and flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Upstairs, the generous primary suite features a dual-sink vanity, walk-in shower, and separate soaking tub. Two additional bedrooms share a well-appointed hall bath. On the lower level, just off the gracious entry, a versatile flex room with a nearby three-quarter bath is ideal as a home office, fitness studio, craft room, or guest retreat. Sliding glass doors open to a lush patio framed by hydrangeas and roses, where birds and butterflies abound. A rare find for condominium living, this home also offers an attached two-car garage with ample storage. Lovely community amenities, including a welcoming conversation patio, fire pit, bocce ball court, pergola, and beautifully landscaped grounds. Ideally located in downtown Winslow, you'll have easy access to the waterfront, ferry, shopping, restaurants, library, parks, and schools—everything you need just moments from your door.

168 Whispering Lane NW, Bainbridge Island

Listing courtesy of Windermere RE Bainbridge.

$1,020,000
3 Beds ⋅ 4 Baths ⋅ 2563834 MLS ⋅ ACTIVE Status
Enjoy stylish in-town living in this stunning townhome in the heart of Winslow! Light-filled and impeccably maintained, this beautifully crafted home offers three bedrooms, three-and-a-half baths, and quality finishes throughout. Thoughtfully designed with a sophisticated designer color palette, the home features stainless steel appliances, a walk-in pantry, a cozy electric fireplace, and a covered south-facing deck. The spacious island kitchen overlooks a lovely territorial garden view and flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Upstairs, the generous primary suite features a dual-sink vanity, walk-in shower, and separate soaking tub. Two additional bedrooms share a well-appointed hall bath. On the lower level, just off the gracious entry, a versatile flex room with a nearby three-quarter bath is ideal as a home office, fitness studio, craft room, or guest retreat. Sliding glass doors open to a lush patio framed by hydrangeas and roses, where birds and butterflies abound. A rare find for condominium living, this home also offers an attached two-car garage with ample storage. Lovely community amenities, including a welcoming conversation patio, fire pit, bocce ball court, pergola, and beautifully landscaped grounds. Ideally located in downtown Winslow, you'll have easy access to the waterfront, ferry, shopping, restaurants, library, parks, and schools—everything you need just moments from your door.

168 Whispering Lane NW, Bainbridge Island

Listing courtesy of Windermere RE Bainbridge.

$760,000
3 Beds ⋅ 1 Baths ⋅ 2561405 MLS ⋅ ACTIVE Status
Perfect one-level home with a mix of trees and sunshine, with plenty of gardening space. A very generous lot with room to add a play area or possible ADU, or ? This adorable home has easy access to Rolling Bay restaurants and shops, Fay Bainbridge Park and is located mid-island for both north and south access. Cozy wood-burning fireplace, large windows, sliding doors to private patio and fenced backyard. Attached garage makes unloading groceries right into the kitchen a breeze! The very large, deep 2-stall garage also includes a large workbench and is perfect for home projects. Off-street parking accommodates 3 or more vehicles and makes for entertaining friends effortless. Darling chicken coop conveys!

12249 N Madison Avenue NE, Bainbridge Island

Listing courtesy of COMPASS.

$949,950
3 Beds ⋅ 3 Baths ⋅ 2560864 MLS ⋅ ACTIVE Status
Experience the best of Bainbridge Island living in this beautifully renovated split-level, privately situated on a peaceful 0.81-acre wooded lot. Offering approximately 2,204 sq. ft., this move-in-ready home features 3 bedrooms, 2.5 baths, and a spacious lower-level flex room with a closet, ideal for a home office, guest retreat, media room, fitness studio, or hobby space. Vaulted ceilings and expansive windows fill the home with abundant natural light, creating a bright, open atmosphere throughout. The stunning updated kitchen showcases quartz countertops, contemporary cabinetry, stainless steel appliances, and a seamless flow into the dining and living areas—perfect for entertaining and everyday living. Multiple gathering spaces, stylishly updated bathrooms, and cozy fireplaces add warmth and functionality throughout. Step outside to the expansive multilevel deck overlooking the peaceful Pacific Northwest landscape, while a scenic trail just across the street provides easy access to outdoor recreation. Additional highlights include an attached two-car garage, generous storage, and a seasonal creek. Ideally located near Blakely Harbor Park, beach access, scenic trails, Winslow,schools, and the Seattle ferry, this turnkey home offers the perfect blend of modern updates, flexible living, privacy, and the sought-after Bainbridge Island lifestyle. Schedule your private showing today!

5755 Blakely Avenue NE, Bainbridge Island

Listing courtesy of John L. Scott, Inc.

$1,895,000
5 Beds ⋅ 4 Baths ⋅ 2561939 MLS ⋅ ACTIVE Status
Wind up the tree-lined driveway and watch the world fall away. Set on 5 private wooded acres, fully fenced and gated, this Bainbridge Island estate feels like your own national park - towering evergreens, dappled light, and total tranquility. Inside, gleaming solid oak hardwoods and rich custom millwork showcase craftsmanship throughout. At the heart of the home, a bright, spacious kitchen with high-end appliances brings everyone together. Downstairs, a main-floor guest suite welcomes visitors, while upstairs offers 4 bedrooms and 2 flexible bonus rooms. The primary suite is a true retreat, with a spa-worthy bath featuring heated floors, glass shower, custom tile, and a deep soaking tub. The grounds are a homesteader's dream: two separate .75-acre pastures with loafing sheds and a chicken coop, ready for goats, hens, or whatever you love to raise. Play pickleball on the sport court, gather at the stone fire pit, relax under the gazebo, or tinker in the 200 sqft insulated shop with power. Then stroll downhill to your deeded beach access on West Port Madison. Year-round comfort comes from a multi-zone heat pump, A/C, and a full-house generator. Standout features include a river-rock fireplace, a wraparound covered porch, and abundant storage. The expansive grounds and storybook setting complete this rare offering of privacy, quality, and elevated Northwest living.

14677 Sivertson Road NE, Bainbridge Island

Listing courtesy of Windermere Real Estate/PSR Inc.

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