Bainbridge Island Homes with USDA Loan Terms

Bainbridge Island Homes with USDA Loan Terms

Bainbridge Island, located in Kitsap County, Washington, is a picturesque city that offers a unique blend of natural beauty and small-town charm. Situated in the Puget Sound region, this island city is known for its stunning waterfront views, lush forests, and vibrant community.

Bainbridge Island is an ideal place to call home, especially for those looking for homes with USDA loan terms. USDA loans are a type of mortgage loan that is backed by the United States Department of Agriculture. These loans are designed to help low to moderate-income individuals and families purchase homes in eligible rural areas.

With its peaceful and scenic surroundings, Bainbridge Island qualifies as an eligible area for USDA loans. This means that homebuyers can take advantage of the benefits offered by USDA loans, such as low-interest rates, no down payment requirement, and flexible credit guidelines.

Whether you're a first-time homebuyer or looking to relocate to a more serene environment, Bainbridge Island offers a range of housing options that are eligible for USDA loan terms. From cozy cottages to spacious family homes, there is a diverse selection of properties available to suit different budgets and preferences.

Living on Bainbridge Island means enjoying a close-knit community, excellent schools, and easy access to outdoor recreational activities. With its proximity to Seattle via a short ferry ride, residents can also take advantage of the city's amenities while still experiencing the tranquility of island living.

If you're considering purchasing a home with USDA loan terms, Bainbridge Island is a wonderful place to explore. Contact a local real estate agent who specializes in USDA loans to learn more about the available properties and the homebuying process in this charming city.

Newest Bainbridge Island Homes with USDA Loan Terms

$1,135,000
3 Beds ⋅ 2 Baths ⋅ 2552337 MLS ⋅ ACTIVE Status
Secret Garden in the heart of coveted Wingpoint. One-Level living walkable to Winslow & Ferry. 4.5% Interest rate loan is assumable by qualified buyer. Vaulted ceilings, solarium off kitchen & mature plantings surrounding the home creating a light & uplifting sanctuary that feels comforting, secluded & private. Deck off eat-in kitchen is perfect for outdoor entertaining & yard has many private zones to suit your mood. Natural green stonework Wood Stove surround in living room gives the space a cozy "Mid-century" feel. Current owners have updated kitchen, added wood flooring, A/C w/ 2 Mini-split heat pumps, New exterior paint & landscaping improvements. 3 bedrooms, 2 Full baths. Large attached 2 car carport with 2 storage rooms in back. Larger than average (for neighborhood) .46 acre lot. Truly turn-key and ready to move in. Book a showing with your agent today!

676 Park Avenue NE, Bainbridge Island

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2547090 MLS ⋅ ACTIVE Status
New England-inspired architecture meets Pacific Northwest living. This light-filled two-story home features a classic steep-pitched gable roof, timeless architectural lines, and a peaceful setting among the evergreens of Bainbridge Island. Enjoy peek-a-boo views of Hidden Cove from the view decks and embrace island living year-round.Adventure is just minutes away, with nearby wineries, art studios, the world-renowned Bloedel Reserve, Fay Bainbridge Park's sandy beaches and Seattle skyline views, plus Hidden Cove Park, only 1.1 miles away, for kayaking and waterfront recreation.Inside, the fully renovated home offers an open-concept kitchen with quartz countertops, stainless steel appliances, and inviting gathering spaces. The flexible floor plan includes a main-level primary bedroom, loft-style upstairs family room, separate downstairs living area, and four rooms suitable for bedroom use (three-bedroom septic approval), creating endless possibilities for guests, a home office, fitness room, library, or creative studio. Individual zone heating provides personalized comfort throughout. The scenic 30-minute ferry ride to downtown Seattle makes commuting surprisingly convenient while allowing you to come home to the tranquility, beauty, and relaxed pace that make Bainbridge Island one of the Pacific Northwest's most sought-after communities.

7605 NE Hidden Cove Rd, Bainbridge Island

Listing courtesy of Keller Williams West Sound.

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