Washington VA home loans and military homeowners, illustrated family and Mount Rainier

Lacey WA Homes Marketed for VA Financing

Find Lacey homes and condos whose MLS financing terms include VA Loan. Compare Thurston County alternatives, review official eligibility resources and ask for a search matched to your purchase timeline.

A VA financing tag is a search aid, not VA approval. Eligibility, lender underwriting, appraisal and property requirements must be confirmed for the actual transaction. Condo project eligibility and manufactured-home requirements need individual review.

Lacey VA Financing Search Snapshot

On October 23, 2026, the active Lacey search returned 195 listings marketed with VA Loan financing terms, with asking prices from $274,999 to $2,200,000. These are asking prices across matching property types, not appraised values or a measure of what an individual borrower can finance. Live listings below can change.

The newest sample includes Lacey, Long Lake West locations. Reported property types in that sample: Single Family Residential. Compare the actual property, association documents where applicable, condition and lender requirements rather than assuming every listing meets VA standards.

Recent matching listing	Asking price	Property type
4702 24th Avenue SE, Lacey	$554,000	Single Family Residential
7848 Royal Oak Drive SE, Lacey	$480,000	Single Family Residential
7604 39th Court SE, Lacey	$494,999	Single Family Residential

Sample checked October 23, 2026. Availability and prices may change; the native MLS listings below provide the current search.

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

New VA Financing or an Assumable Mortgage?

A new VA-backed purchase loan and assuming a seller's existing mortgage are different paths. For an advertised assumption, confirm the actual loan type, balance, equity gap, approval process and seller release with the loan servicer. An MLS VA financing tag does not mean the seller has an assumable loan.

Compare Assumable Mortgage Homes Regional VA Financing Homes Military PCS Home-Buying Guide

Newest Lacey Listings Marketed for VA Financing

Active homes, condos, townhomes and manufactured homes with VA Loan financing terms. Ask your lender to verify the specific home before relying on financing availability.

Newest Lacey VA Financing Listings

$465,000

3 Beds ⋅ 3 Baths ⋅ 2596529 MLS ⋅ ACTIVE Status

Great location and neighborhood for walking and any other outdoor activity with Lakepoint Park 1/2 block away. Nice 3 bed/2.5 bath home with a 2 car garage. Primary bed is large with an adjacent generous sized 3/4 bath and walk in closet. Private back yard is fenced and has a couple fruit trees. Open and friendly kitchen/dining/living area with a gas fireplace to enjoy.

5905 Cherokee Loop SE, Lacey

Listing Broker: Skyline Properties, Inc.; Tim Gregoire; 253-381-9419; timtheagent@hotmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 2599694 MLS ⋅ ACTIVE Status

Great Location with Easy Freeway Access! Welcome to The Park in Lacey! This 3-bedroom, 2.5-bath home features a 2-car garage and ductless mini-split for year-round heating and A/C. Looking for an opportunity to build some sweat equity? Here's your chance! With a little work and some DIY projects, you can make this home your own while building value along the way. A great opportunity for the first-time buyer looking to get into the market. Enjoy the community amenities, including a clubhouse, swimming pool, and playground. Conveniently located just minutes from JBLM, shopping, restaurants, schools, and parks. Bring your vision and discover the possibilities!

6107 Monterey Lane, Lacey

Listing Broker: Century 21 Van Dorm Realty; Steven Pust; 360-701-5345; stevepust2005@msn.com

$440,000

3 Beds ⋅ 2 Baths ⋅ 2595045 MLS ⋅ ACTIVE Status

ONE-STORY LIVING AT ITS BEST! Tucked away on a peaceful CUL-DE-SAC in an established Lacey neighborhood, this beautifully refreshed 3-bedroom, 2-bath rambler offers 1,324 sq. ft. of comfort and charm—all on one level! Step inside to a bright, spacious living room where large windows welcome natural light and beautiful new LVP flooring flows through the main living areas, kitchen, baths and bedrooms. The inviting kitchen is made for gathering, featuring gleaming NEW COUNTERTOPS, a new sink, stylish light fixtures, a newer faucet and dishwasher, and SKYLIGHTS that brightens the space. The living and dining areas flow together for easy entertaining and everyday living. Retreat to the primary suite with its private bath and walk-in closet. Outside, a fully fenced backyard framed by mature trees offers refreshed landscaping with decorative rocks, a FRESHLY STAINED DECK and concrete patio—perfect for summer evenings and memorable gatherings. Exterior paint completed in 2024 adds curb appeal. The laundry room includes a washer and dryer and connects directly to the attached two-car garage with a separate STORAGE ROOM. A spacious driveway offers extra parking. Enjoy neighborhood trail access to Lacey Elementary School from nearby Diamond Loop, plus shopping, dining, parks and JBLM close by. Pre-inspection completed! Discover the charm and convenience of single-level living. Welcome home!

1632 Carpenter Court SE, Lacey

Listing Broker: Blue Summit Realty LLC; Bana Labib; 360-701-2720; bana@bluesummitrealty.com

$535,000

3 Beds ⋅ 2 Baths ⋅ 2598927 MLS ⋅ ACTIVE Status

This one level living rambler in Wedgewood Manor sits on a large 11,611 square foot corner lot & boasts 2,211 square feet of living space along with an 484 square foot oversized two car garage. The living room is warm and inviting and has a fireplace. The eat-in-kitchen and adjoining dining room are truly a room you can dance in! Down the hall you will find the roomy primary bedroom with a 3/4 bathroom, 2 more spacious bedrooms and a wonderful den/office with a closet, offering a great work from home space! Off the fantastic family room you can step out to the serene, fully fenced enormous backyard. Move in ready including a newer roof and water heater! A/C to keep you comfortable all year long! Close to JBLM and all services! There is a neighborhood park just down the street and walking distance to Woodland Elementary School!

4101 Teakwood Court SE, Lacey

Listing Broker: Engel & Volkers Chambers Bay; Carson Stewart; 253-370-8808; carson.stewart@evrealestate.com

$550,000

4 Beds ⋅ 3 Baths ⋅ 2599579 MLS ⋅ ACTIVE Status

Nearly new 2018 Lennar built home complete with a newer high efficiency Heat Pump/AC, newer carpeting and a gorgeous yard is waiting for you! 2350 square feet, 4 bed 2.5 bath with chef's kitchen, all appliances stay, including stainless refrigerator, gas range, washer and dryer, micro and disposal! The open floor plan allows for entertaining and easy flow. Downstairs you will appreciate the separate work space for working or studying! Luxury Vinyl flooring makes clean up a breeze. The kitchen has ample cabinetry and stylish quartz countertops as well as lots of lighting and a spacious pantry. Upstairs, enjoy 4 large bedrooms each with generous closet space. The primary bedroom ensuite includes a 5 piece bathroom w/garden tub and separate shower. The home is equipped with a gas furnace, gas tankless water heater, "smart" home features, and a manicured lawn everyone will be proud of. This home is close to shopping, JBLM, downtown, and a few miles from Puget Sound and Tolmie State Park where you can hike, picnic and kayak. Priced to sell, don't miss your opportunity to live in this extremely well maintained, pet free, smoke free home!

3132 Gladiator Street NE, Lacey

Listing Broker: Pam Fisher Properties; Pamela S. Fisher; 253-224-0913; pamfisherproperties@gmail.com

$539,000

2 Beds ⋅ 2 Baths ⋅ 2598426 MLS ⋅ FIRST LOOK Status

Experience understated luxury and thoughtful single-level living in this impeccably maintained Southpoint Shea home. A truly rare find, this residence features built-in ADA access to the front door via a seamless, zero-step entry and level walkway—a distinction shared by only a few properties in the entire neighborhood. Inside, rich hardwood flooring flows continuously throughout the open layout—completely free of carpet. The kitchen has been beautifully reimagined, boasting refined cabinetry, crisp countertops extending across an expanded rectangular island, a designer tile backsplash, and new stainless appliances, including a Bosch dishwasher. A comfortable second bedroom provides versatile space for guests. Both bathrooms offer enduring comfort with designer tile, grab bars, a low-barrier roll-in shower, and dedicated electrical installed by both toilets for easy bidet installation. Sustainable mechanical upgrades deliver peace of mind: central A/C, 90%-efficiency heating, on-demand hot water, rooftop Tesla solar panels, and an EV-ready garage with a 4-foot bump-out, pull-down attic access, and dual steel handrails. Outside, relax on the serene concrete patio overlooking a fully fenced, sunlit yard. Positioned on a premier lot just moments from the popular community lodge, enjoy open green space with no rear neighbors directly behind. Complete with a transferable LeafFilter gutter system and manicured grounds, this home exemplifies sophisticated Northwest living.

4200 Bainbridge Court NE, Lacey

Listing Broker: RE/MAX Northwest; Katy Smith; 253-222-3282; Katy@ConciergeGroupWA.com

$365,000

2 Beds ⋅ 1 Baths ⋅ 2599216 MLS ⋅ ACTIVE Status

Welcome to Lacey! This renewed 2-bdrm, 1-bath home features fresh paint throughout, updated kitchen w/ newer SS appliances, a remodeled bathroom, and a new roof with a transferable 10-year warranty for added peace of mind. Offering 886 sqft of living space, the vaulted ceilings create an open, airy feel that helps the home live larger than its footprint. Situated on a 4646 sqft corner lot, the property features a fully fenced yard. The outdoor space offers flexibility to make it your own, whether you envision a garden, a gathering spot for friends, or a peaceful place to unwind. Conveniently located near shopping, restaurants, and everyday essentials, you'll also enjoy nearby Woodland Creek Community Park and Long Lake Park for walking, picnics, and outdoor recreation. Commuters can appreciate convenient access to I5, connecting you to Olympia, Tacoma, Joint Base Lewis-McChord, and destinations throughout the South Sound. Located within the North Thurston Public School district, this home offers convenient access to local amenities, recreation, and regional commuter routes. With its refreshed interior, vaulted ceilings, updated kitchen, newer SS appliances, remodeled bathroom, and valuable roof warranty, this home offers a wonderful blend of comfort, practicality, and convenience. Whether you're a first-time buyer, looking to simplify your lifestyle, or searching for a place to make your own, this inviting property is ready for its next chapter. Come see all it has to offer!

4221 Roxanna Loop SE, Lacey

Listing Broker: FIRST AND MAIN; Daniel Buelt; 425-633-0878; danny.buelt@famagents.com

$435,000

3 Beds ⋅ 2 Baths ⋅ 2599501 MLS ⋅ ACTIVE Status

Move-in ready rambler in the heart of Lacey, loaded with major system updates and unmatched versatility! Inside, durable brand-new LVP flooring runs throughout, leading into a spacious living room anchored by a classic brick fireplace. The flexible floor plan includes an oversized utility room with a brand-new washer and dryer, plus a dedicated flex room featuring its own exterior front entrance - ideal for a private home office, guest suite, rental opportunity, or third bedroom. Major mechanical improvements deliver total peace of mind: a brand-new roof (2026) with a transferable warranty, Trane gas furnace (2020), and an upgraded 200-amp electrical panel (2017). Out back, the fully fenced yard offers gated entry with dedicated RV parking and a massive detached shop complete with 220V power, a subpanel, and a convenient half bath. Centrally located amenities, shopping, and easy I-5 access - this turnkey property is ready to call home!

4603 17th Avenue SE, Lacey

Listing Broker: Timber Real Estate; Jake Loden; 253-310-7487; jake@timberrealestate.com

$559,999

4 Beds ⋅ 2 Baths ⋅ 2594371 MLS ⋅ ACTIVE Status

Space, style, and room to make it your own! This 4-bedroom, 2-bath Lacey home offers 1,808 sq ft of versatile living space with modern updates and timeless character. Enjoy an updated kitchen, spacious living areas, and a flexible bonus room perfect for an office, hobby space, or additional entertaining. Step outside to a fully fenced quarter-acre lot featuring a covered deck, plenty of room to garden, and space to enjoy the outdoors. Additional highlights include a ductless mini-split, 2-car garage, RV parking, and NO HOA! Conveniently located near shopping, dining, parks, JBLM, and I-5. Don’t miss this opportunity to enjoy space and flexibility in a fantastic Lacey location!

1609 Homann Drive SE, Lacey

Listing Broker: eXp Realty; Aubrey Davenport; 503-508-4482; aubreycdavenport@gmail.com

$409,000

2 Beds ⋅ 1 Baths ⋅ 2599149 MLS ⋅ ACTIVE Status

A rare find - 2 bed, 1 bath mid-century modern water-view home with vaulted ceilings looking west over Hicks Lake. Entry hall separates the bedrooms that share a full bath; the hallway opens to a well equipped dine-in kitchen with large island and bar, sharing an open floor plan with the living room and pellet stove. Double French doors and vaulted windows bring great light and offer views of the lake. Tongue and groove paneled ceilings throughout the home adds timeless character. Continue through the French doors off the kitchen and living room onto a large concrete patio with extra space for outdoor furniture. Additional half bath was removed from the laundry room with plumbing connections available to convert that space back into shared bathroom and laundry. Dog run on the north side of the house can be utilized for small to midsize breeds. Parking spaces for 4 vehicles above the upper retaining wall. Further parking options below the lower patio retaining wall with enough space for a large RV, long neck trailers, future ADU space, or raised garden beds. Great sun window. New water heater, dishwasher, and electrical panel service in the last five years. 5 minute drive to local lakes, boat launches, parks, playgrounds, schools, Safeway grocery / pharmacy, and coffee shops. 10 minute drive to St. Martin's University, Lacey library, Bus transit center, and dozens of restaurants and shops including Trader Joe's, Fred Meyer, Target, and Kohl's+Sephora. NO HOA.

2411 Carpenter Road SE, Lacey

Listing Broker: Seattle Works Real Estate; Wesley Daughenbaugh; 360-990-8073; wesley@worksrealestate.co

$439,900

2 Beds ⋅ 2 Baths ⋅ 2597225 MLS ⋅ ACTIVE Status

Beautiful Lexington Rambler Backing to the Chehalis Western Trail! Enjoy the best of rambler living in this inviting Lexington home, ideally situated alongside the Chehalis Western Trail and offering beautiful greenbelt views. The spacious great room features vaulted ceilings, a gas fireplace with a classic brick surround, and a peaceful natural backdrop. The light-filled kitchen offers abundant counter space, a breakfast bar, and vaulted ceilings, making it perfect for everyday living and entertaining. The adjoining dining room features a slider leading to a private courtyard—an ideal spot to relax or enjoy outdoor dining. The spacious primary suite is a wonderful retreat, featuring vaulted ceilings, a slider to the backyard, a generous walk-in closet, and a roomy primary bath. A second bedroom conveniently located near a separate ¾ bath offers an ideal setup for guests or a home office. Enjoy direct access to the Chehalis Western Trail, with shopping, Starbucks, freeway access, and JBLM all conveniently nearby. A wonderful opportunity to enjoy comfortable single-level living with nature right outside your door!

4601 Remington Lane SE, Lacey

Listing Broker: Coldwell Banker Evergreen; Bob Jorgenson; 360-888-2765; bob.jorgenson@cbolympia.com

$250,000

2 Beds ⋅ 1 Baths ⋅ 2598905 MLS ⋅ ACTIVE Status

Beautifully Updated End-Unit Condo with Modern Kitchen!Welcome to this inviting 2-bedroom, 1-bathroom condo offering approximately 950 square feet of comfortable living space. Built in 1974, this home has been refreshed with new interior paint and flooring, giving it a clean, updated feel. The fully remodeled kitchen is a standout feature, showcasing elegant quartz countertops and new appliances, including a range, dishwasher, and microwave. It also has a cozy brick fireplace for those chilly NW evenings. As an end unit, this condo offers added privacy, while the convenience of a single-car garage provides valuable parking and storage space.Enjoy a convenient location close to schools, shopping, medical facilities, and easy access to I-5, making everyday errands and commuting a breeze. With its stylish kitchen updates, fresh interior finishes, and practical location, this condo is a wonderful opportunity for comfortable, low-maintenance living. Don't miss your chance to make this move-in-ready home your own!

817 Essex Place Unit #2D, Lacey

Listing Broker: Keller Williams South Sound; Kevin Gordham; 360-786-6900; kgordham@comcast.net

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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