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Gig Harbor WA Assumable Mortgage Homes for Sale

Explore Gig Harbor properties advertised with assumable mortgage terms. Listings tagged assumable are starting points for inquiry, not guarantees of approval or a particular interest rate.

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What Buyers Should Confirm

Ask the seller or loan servicer whether the loan is eligible for assumption, the remaining balance, required approval, closing timeline and how the difference between the balance and purchase price will be funded. FHA, VA and USDA loans have different conditions; VA entitlement and liability issues deserve particular attention.

Selling a Gig Harbor Home with an Assumable Loan?

An existing mortgage may be a valuable marketing feature when the lender confirms it can be assumed. Request a pricing and marketing review.

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Gig Harbor MLS Listings - Newest First

10947 Echo Rock Place, Gig Harbor
$799,000
4 Beds ⋅ 3 Baths ⋅ 2596304 MLS ⋅ ACTIVE Status
Welcome to this inviting Harbor Hill home, where bright living spaces and a garden create a wonderful blend of indoor and outdoor enjoyment. Built in 2018, this 4 bedroom home offers 2,122 square feet with an open concept layout, large windows and a cozy gas fireplace. The kitchen features white cabinetry, stainless steel appliances, a spacious island with seating and a walk in pantry. A main floor bedroom and bath provide flexibility for guests or a home office. Upstairs, the primary suite offers a walk in closet and a private bath with dual sinks, a tiled shower and a soaking tub. Two additional bedrooms and upstairs laundry add everyday convenience. Added central air conditioning brings year round comfort, complemented by luxury vinyl plank flooring and carpet. Outside, enjoy apple and fig trees, strawberries, blueberries, vegetable plantings and culinary herbs including sage, mint and rosemary. All appliances stay, including the refrigerator, washer and dryer, and an attached two car garage adds convenience. Picture mornings on the covered porch and fresh herbs for dinner. Enjoy nearby parks, trails, shopping, dining and the YMCA, plus convenient access to highly rated Peninsula School District schools, including nearby Swift Water Elementary. From gathering around the kitchen island to growing your own harvest, this home makes everyday living feel a little more special.

10947 Echo Rock Place, Gig Harbor

Listing Broker: eXp Realty; Shaun Lowe; 530-417-4226; shaunslowe@yahoo.com

11117 149th Avenue Ct NW, Gig Harbor
$670,000
2 Beds ⋅ 3 Baths ⋅ 2594282 MLS ⋅ ACTIVE Status
Welcome to Lake Minterwood! Nestled on the Key Peninsula, this neighborhood offers a private lakefront park and wooded loop trails, with Key Center’s groceries, post office, library, health center, and coffee spots, just a mile away. Bring your fishing rod, because the lake is stocked with trout! Tucked away at the quiet end of the neighborhood, this home is an easy stroll from the neighborhood park, and the massive Key Central Forest is literally next door. That’s 480 acres of trails, creeks, and bridges, practically in your backyard. Step inside and the open-concept A-frame immediately impresses, with soaring windows and comfortable main level living. Upstairs, a light filled loft adds flexible space, while the junior suite has everything your guests need, complete with its own porch. Then, after a day spent outdoors, unwind in the hot tub or settle in by the double-sided fireplace. This woodland retreat offers a unique blend of natural beauty, recreation, and every day convenience. Come experience it for yourself and schedule your showing today!

11117 149th Avenue Ct NW, Gig Harbor

Listing Broker: Windermere Abode; Ian Broadie; 253-514-5592; ianbroadie@windermere.com

3413 Fox Court, Gig Harbor
$995,000
3 Beds ⋅ 3 Baths ⋅ 2587945 MLS ⋅ ACTIVE Status
VA ASSUMABLE LOAN AT 2.25%! Thoughtfully designed with flexibility in mind, this beautifully appointed home offers 3 beds, 3 full baths, and nearly 2600 sf of well-planned living space. Seamless floor plan can function as a one-level home, featuring spacious primary suite on main floor, while an additional private suite upstairs is ideal for guests or home office. Just inside the entry, a dedicated office provides even more versatility and can easily serve as fourth bedroom. This home effortlessly adapts to your lifestyle. Designed for both everyday living and entertaining, the dining area is open to the chef-inspired kitchen, complete with high-end appliances, generous center island, abundant cabinetry, and expansive counter space. The open concept design is filled with natural light from oversized windows, creating a warm and inviting atmosphere thru out. A cozy gas fireplace serves as the heart of the living area, offering the perfect place to enjoy your morning coffee. Situated on a desirable corner lot, fully fenced yard backs to a peaceful greenbelt, where mature trees provide both privacy and a beautiful backdrop. Covered patio off the dining area is perfect for entertaining! 2-car garage is fully insulated. Enjoy the best of the Uptown lifestyle just moments away, with restaurants, coffee shops, boutique shopping, and live music in the summer. For outdoor enthusiasts, nearby parks and the scenic Cushman Trail offer endless opportunities to explore & enjoy nature.

3413 Fox Court, Gig Harbor

Listing Broker: eXp Realty; Beth Rahman; ;

4407 62nd Street NW, Gig Harbor
$749,950
4 Beds ⋅ 3 Baths ⋅ 2534152 MLS ⋅ ACTIVE Status
Assumable FHA loan UNDER 6%! Welcome to your own private Pacific Northwest sanctuary—perfectly positioned just minutes from everything you love about Gig Harbor. Nestled on an oversized, level three-quarter-acre lot, this single-story home blends exceptional convenience with a breathtaking, park-like setting. Mature cedar, maple, and fir trees frame the property, while a peaceful stream borders the lot, creating an immediate sense of escape the moment you arrive.Inside, the beautifully updated interior feels instantly cozy and welcoming. Lovingly maintained, the single-level layout features fresh paint and newer vinyl flooring and carpet throughout. A highly versatile fourth bonus room—complete with its own private entrance—stands ready to adapt to your lifestyle, whether you need a sprawling great room, an in-law suite, a home gym, or a dedicated home office.Outside, the property is designed for both relaxation & hobbies. Entertain or unwind on the large deck, tend to the established yard, or utilize the secure garden shed. For projects and toys, the estate features a detached two-car garage with a dedicated shop/storage area, a new privacy fence, & extensive outdoor parking—including dedicated RV parking with a power hookup.Best of all, you don’t have to sacrifice convenience for privacy. You are just minutes from the boutique shopping and dining at Uptown, the historic charm of Downtown and the Waterfront, and easy Highway access for a seamless commute.

4407 62nd Street NW, Gig Harbor

Listing Broker: Better Properties N. Proctor; Joe Carbajal; 253-254-6739; joe@homesinthe253.com

9311 Peacock Hill Avenue, Gig Harbor
$439,900
2519698 MLS ⋅ ACTIVE Status
Nestled in Gig Harbor’s sought-after Peacock Hill area, this permitted lot offers a rare opportunity to design and build a modern custom home. The property provides a private, serene setting within city limits. The fully approved plans feature a 3,650 square foot, 4-bedroom, 4-bathroom residence, with the primary suite on the main level and additional bedrooms downstairs, along with a bonus living room. Enjoy the rooftop deck above the garage, perfect for taking in views of Puget Sound. Centrally located within walking distance to local restaurants and shops, this lot offers a prime and convenient location.

9311 Peacock Hill Avenue, Gig Harbor

Listing Broker: MLS4owners.com; Chris C. Nye; 253-460-1900; sales@mls4owners.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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