Washington VA home loans and military homeowners, illustrated family and Mount Rainier

Federal Way WA Homes Marketed for VA Financing

Find Federal Way homes and condos whose MLS financing terms include VA Loan. Compare King County alternatives, review official eligibility resources and ask for a search matched to your purchase timeline.

A VA financing tag is a search aid, not VA approval. Eligibility, lender underwriting, appraisal and property requirements must be confirmed for the actual transaction. Condo project eligibility and manufactured-home requirements need individual review.

Federal Way VA Financing Search Snapshot

On October 23, 2026, the active Federal Way search returned 190 listings marketed with VA Loan financing terms, with asking prices from $179,950 to $1,650,000. These are asking prices across matching property types, not appraised values or a measure of what an individual borrower can finance. Live listings below can change.

The newest sample includes Dash Point, Federal Way, Twin Lakes locations. Reported property types in that sample: Single Family Residential. Compare the actual property, association documents where applicable, condition and lender requirements rather than assuming every listing meets VA standards.

Recent matching listing	Asking price	Property type
4400 SW 313th Street, Federal Way	$649,999	Single Family Residential
2873 S 353rd Place, Federal Way	$995,000	Single Family Residential
31711 25th Avenue SW, Federal Way	$495,000	Single Family Residential

Sample checked October 23, 2026. Availability and prices may change; the native MLS listings below provide the current search.

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

New VA Financing or an Assumable Mortgage?

A new VA-backed purchase loan and assuming a seller's existing mortgage are different paths. For an advertised assumption, confirm the actual loan type, balance, equity gap, approval process and seller release with the loan servicer. An MLS VA financing tag does not mean the seller has an assumable loan.

Compare Assumable Mortgage Homes Regional VA Financing Homes Military PCS Home-Buying Guide

Newest Federal Way Listings Marketed for VA Financing

Active homes, condos, townhomes and manufactured homes with VA Loan financing terms. Ask your lender to verify the specific home before relying on financing availability.

Newest Federal Way VA Financing Listings

$799,500

3 Beds ⋅ 3 Baths ⋅ 2601318 MLS ⋅ ACTIVE Status

1% rate buydown at no cost to buyer for the first year through Guild Mortgage, Kristina Burton. Welcome home to this beautifully maintained 2019 build, tucked into a quiet Federal Way cul-de-sac with a private, oversized yard backing to a peaceful greenbelt. Over 2500 sq ft of thoughtfully designed living space offers room to live, work and grow. The bright open concept main level features hardwood floors throughout, abundant natural light, and a kitchen, dining and living space perfect for everyday living or entertaining. Upstairs you'll find three additional bedrooms, including a spacious primary suite with en-suite bath and a custom walk-in closet. A huge loft/flex room offers even more living space and could easily be converted to a 4th bedroom. Enjoy year-round comfort with A/C and a newer refrigerator (1 year old). Outside, the fully fenced yard is a true standout, with a seller-added side yard, oversized patio and new sprinkler system. Just minutes to Dash Point State Park and Browns Point Lighthouse, with easy I-5 access, shopping and dining nearby. A rare combination of privacy, sunlight, space and thoughtful upgrades - this one is ready to welcome you home.

31327 43rd Place SW, Federal Way

Listing Broker: Every Door Real Estate; Emily Anderson; 503-477-0335; emilya@everydoorrealestate.com

$665,000

4 Beds ⋅ 3 Baths ⋅ 2601235 MLS ⋅ ACTIVE Status

Beautifully Updated & Well-Maintained Move-In Ready Home! Welcome to this spacious and beautifully maintained 4-bedroom, 3-bathroom home, featuring a downstairs recreation room that offers plenty of space and flexibility. The inviting open-concept floor plan showcases extensive hardwood flooring and a stunning two-story ceiling in the living room, creating a bright, open, and welcoming atmosphere. Enjoy numerous updates throughout, including fresh interior paint, updated carpet, brand-new bathrooms, modern lighting, and thoughtful improvements. The roof was replaced in 2021, and all appliances are included! Additional highlights include abundant storage, durable exterior wood siding, a private, fully fenced backyard with a storage shed, and ample parking with dedicated space for an RV. No HOA! Ideally situated on a quiet cul-de-sac near Steel Lake, this home offers a commuter-friendly location just minutes from the Federal Way Transit Center, I-5, and The Commons at Federal Way. A wonderful opportunity to own a move-in-ready home with generous living space, modern updates, outdoor privacy, and an unbeatable convenient location!

30316 24th Place S, Federal Way

Listing Broker: Best Choice Realty; Abdifatah Ali; 206-588-6046; agentali247@gmail.com

32820 20th Avenue S Unit #76, Federal Way

$369,950

3 Beds ⋅ 2 Baths ⋅ 2598093 MLS ⋅ ACTIVE Status

Welcome Home to Cedar Creek, a 55+ community where you own your land, and no space rent! Super low HOA dues cover water, sewer and basic cable. This spacious, impeccably cared-for home has been wonderfully maintained by the same owner since it was purchased brand new, and offers a fantastic floor plan. You will love this warm and inviting home with tons of windows and vaulted ceilings throughout the living room, dining and kitchen area. The primary bedroom is right off the living room and features a walk-in closet and 3/4 bath. Totally turnkey and move-in ready, with a newer roof, furnace with A/C and water heater. Private, entertainment-sized deck and a large 150 SF storage shed. Best lot in the community! Privately located off S 330th St. Huge covered carport with room for even more parking, and conveniently located minutes to The Commons, shopping, dining and of course the freeways and the new Light Rail. So much more....

32820 20th Avenue S Unit #76, Federal Way

Listing Broker: Windermere RE West Campus Inc; Steve Nagy; 206-713-3311; stevenagy@windermere.com

$625,000

4 Beds ⋅ 3 Baths ⋅ 2600679 MLS ⋅ FIRST LOOK Status

Offered first through Windermere's First Look program! This solidly built 1966 home in the established Twin Lakes neighborhood of Federal Way offers approx. 3,120 finished sq ft on a 0.27-acre lot. Main-floor living includes three bedrooms on the main level, including the primary bedroom with its own 3/4 bath, plus a full bath. Upstairs is a self-contained suite with a large living room, wet bar, full bathroom, bedroom and two additional storage rooms, a flexible setup for a live-in caregiver, guests, a home office or extended stays. The layout supports many possible uses: a primary residence, a variety of living arrangements, an investment property, or potential adult family home use. Close to parks, shopping and commuter routes. Twin Lakes HOA.

2819 SW 324th Place, Federal Way

Listing Broker: Windermere Prof Partners; Mark Bergman; 253-297-5520; markbergman@windermere.com

$585,000

4 Beds ⋅ 2 Baths ⋅ 2600086 MLS ⋅ ACTIVE Status

Beautifully renovated throughout, this move-in-ready home delivers modern style, big-ticket upgrades and room to enjoy life on a large lot—with no HOA! The beautiful all-new kitchen features soft-close cabinetry, quartz countertops, glass subway tile backsplash and new stainless steel appliances to include a quiet Bosch dishwasher and a double oven! An all-new bathroom with a tiled shower surround, new LVP upstairs, new carpet downstairs and a new lighting package create a fresh, cohesive feel. New interior and exterior paint complete the transformation, while a new roof, deck, fence and garage door mean major improvements are already done. Host summer barbecues, unwind on the deck or put the spacious yard to work for your outdoor interests. RV parking, an outbuilding and a playground add versatility. Enjoy a location that puts everyday favorites close by: 1 minute to PowellsWood Gardens, 3 minutes to the dog park, 14 minutes to Dash Point Park and Redondo Beach and 6 minutes to Trader Joe’s and Commons Mall where shopping and dining are abundant. Downtown Seattle is approximately 27 minutes away, depending on traffic. Fresh finishes, substantial updates and outdoor space—ready for your next chapter!

451 S 304th Street, Federal Way

Listing Broker: RE/MAX Northwest; Shane Klinkhammer; 253-227-1609; shane@HammerRealEstate.com

$529,999

4 Beds ⋅ 2 Baths ⋅ 2600122 MLS ⋅ ACTIVE Status

SHORT SALE – ALL OFFERS SUBJECT TO LENDER APPROVAL!Welcome to this beautifully updated rambler in the desirable Village Park neighborhood! Offering a blend of modern upgrades, comfort, and functionality, this home presents a fantastic opportunity.Fresh interior and exterior paint complement the newer luxury vinyl plank flooring throughout. The remodeled kitchen features updated cabinetry, sleek laminate countertops, stainless steel appliances, and recessed lighting. Additional improvements include a newer roof (2022), gutters with a lifetime warranty, an updated furnace and water heater, refreshed bathrooms, and energy-efficient vinyl windows.The inviting living room flows effortlessly into the dining area and kitchen, creating a comfortable space for both everyday living and entertaining. Step outside to enjoy the fully fenced backyard, complete with a covered patio, firepit, and storage shed.With numerous updates already completed, this property offers an excellent opportunity in an established neighborhood.PLEASE NOTE: This property sustained tree-related damage and is currently undergoing repairs. Completion of the remaining repairs is pending insurance approval. Property is being sold as a short sale, and all offers, terms, and conditions are subject to lender approval. Buyers are encouraged to verify the property's condition and repair status to their satisfaction.

2229 SW 330th, Federal Way

Listing Broker: Realty One Group Orca; Tyson Simonson; 253-230-9228; tyson.realtyone@gmail.com

$287,000

2 Beds ⋅ 1 Baths ⋅ 2600169 MLS ⋅ ACTIVE Status

Fresh, bright, and move-in ready in sought-after Campus Green! This one-level 2-bedroom, 1-bath home has brand new flooring and fresh interior paint throughout, so you can unpack and start living from day one. The open living area is anchored by a cozy wood-burning fireplace, ideal for chilly evenings with a book or your morning coffee. Single-level living means no stairs, and the setting is quiet and park-like, with mature landscaping and lush greenery all around. Residents enjoy a clubhouse, outdoor pool, athletic courts, and a fully fenced dog run, and HOA dues cover water, sewer, garbage, and landscaping for simple, predictable monthly costs. You'll be minutes from I-5 and Hwy 18, the new Federal Way Downtown Light Rail Station, The Commons, Trader Joe's, Safeway, restaurants, parks, and St. Francis Hospital, with easy trips to Sea-Tac, Seattle, and Tacoma. It's a great fit for first-time buyers, downsizers, and investors alike. Schedule your showing today! Virtually staged.

533 S 323rd Place Unit #H9, Federal Way

Listing Broker: RealTrust Properties; Tihomir Todorov; 206-201-2000; realtrustbroker@gmail.com

$520,000

3 Beds ⋅ 3 Baths ⋅ 2599385 MLS ⋅ ACTIVE Status

Welcome to this remodeled, move-in ready rambler that perfectly combines modern interior updates with unmatched outdoor versatility. Seamless single-story living with nearly everything replaced and/or updated!! New Furnace, New Water heater, 3 updated bathrooms (1-full & 2 x 3/4), fresh interior & exterior paint, new lighting, new ceiling fans, & brand-new luxury vinyl flooring throughout. The functional floor plan includes three spacious bedrooms. The Primary suite boasts a "Condo Wall" (providing extra sound proofing in shared wall of adjoining bedroom), a ceiling fan & ensuite with a double-sink vanity. Stay comfortable year-round whether using the whole-home heating wood stove designed to save significantly on winter energy costs or the natural gas forced-air furnace. The kitchen comes equipped with a new refrigerator & stove. Outside, the fully fenced 8,400-square-foot level lot offers plum & cherry trees, rhubarb, blackberries, & blueberries. Storage is abundant with a massive 12-cord woodshed, two garden sheds, and a dedicated harvest/storage shed. The standout 28'x14' - detached SHOP features its own wood-burning stove, workbenches, an oil change pit, a sink, and a dedicated hot water tank. Complete with RV parking, a basketball hoop, no HOA, low 2025 taxes, & pre-completed home & septic inspections available upon request, this rare property delivers incredible value and utility.

30637 1st Place SW, Federal Way

Listing Broker: Marketplace Sotheby's Intl Rty; Tanya Franzen-Garrett; 206-226-3723; tanya@sound-properties.com

$606,000

4 Beds ⋅ 3 Baths ⋅ 2599596 MLS ⋅ ACTIVE Status

I could call this a once-in-a-lifetime opportunity. But a good house doesn’t need that kind of pressure. This 1994 two-story in Hill Creek sits on a cul-de-sac where the street runs out of reasons to keep going. Sometimes, that’s the selling point. Inside, approximately 1,730 square feet gives each part of the day a place to land. Vaulted ceilings open up the living room. The kitchen has an island, large pantry, and eating nook for dinners that never make it to the dining room. Separate living and family rooms let one person follow the game while another finishes a conversation. In the gray months, the gas fireplace earns its keep. Upstairs, the primary suite has a private bath and walk-in closet. Out back, a fully fenced yard and oversized patio leave room to plant something, grill something, or sit down long enough to forget what you were supposed to be doing. Then there’s the garage. Three attached bays, because parking inside shouldn’t require giving up every hobby you have. RV parking space adds options on the 8,076-square-foot lot. Nearby parks and walking trails invite a change of scenery, with shopping and freeway access within reach. Come walk through it. Step onto the patio and consider what you’d do with that third garage bay. The best part may be how easily you can picture an ordinary day here.

37913 20th Court S, Federal Way

Listing Broker: eXp Realty; Jaryd Ruffner; 253-686-6356; jaryd.ruffner@exprealty.com

$369,950

3 Beds ⋅ 2 Baths ⋅ 2598266 MLS ⋅ ACTIVE Status

Welcome Home to Cedar Creek, a 55+ community where you own your lot and NO space rent! Very rare and affordable with super low HOA dues that covers water, sewer and basic cable. This spacious, impeccably cared-for home has been wonderfully maintained by the same owner since it was purchased brand new in 1990, and offers a fantastic floor plan. You will love this warm and inviting home with tons of windows and vaulted ceilings throughout the living room, dining and kitchen area. The primary bedroom is right off the living room and features a walk-in closet and 3/4 bath. Totally turnkey and move-in ready, with a newer roof (approx. 10 yrs) and new furnace and water heater in 2018. Privately and uniquely located off S 330th st, from outside the community. Large private deck right off the family room and covered carport with room for parking and entertaining. Plus, a large 150 SF storage shed! Conveniently located minutes to town, the Commons shopping mall, restaurants, freeways and the new Light Rail. So much more....

32820 20th Avenue S Unit #76, Federal Way

Listing Broker: Windermere RE West Campus Inc; Steve Nagy; 206-713-3311; stevenagy@windermere.com

$562,000

3 Beds ⋅ 1 Baths ⋅ 2598819 MLS ⋅ ACTIVE Status

Beautifully updated and move-in ready! This Federal Way home features a remodeled kitchen and updated bathroom, plus extensive system upgrades including a complete electrical rewire, new electrical panel with generator lockout connection, new heat pump, all new interior and exterior water piping, and a whole home water purification system. Additional improvements include a new roof (2024) and new insulation in both the ceiling and crawl space, providing comfort, efficiency, and peace of mind. Step outside to a spacious deck perfect for summer BBQs, entertaining friends, or simply enjoying a quiet evening of relaxation. Conveniently located near Sound Transit Link Light Rail, Sea-Tac International Airport, and public bus routes. Ideal for first-time buyers seeking a quality starter home or those looking to downsize into a comfortable forever home where the major updates have already been completed.

29634 21st Avenue S, Federal Way

Listing Broker: Skyline Properties, Inc.; Michael Horton; 425-336-9102; mhorton@skylineproperties.com

$425,000

3 Beds ⋅ 3 Baths ⋅ 2598772 MLS ⋅ ACTIVE Status

GREAT OPPORTUNITY IN THE HEART OF FEDERAL WAY! Welcome to Heritage Court, a charming, well-maintained community offering convenience, comfort and low-maintenance living! This beautifully remodeled, move-in ready home features a spacious, open concept living and dining area with a cozy fireplace, an updated kitchen with granite countertops and a versatile main level bedroom ideal for guests or a home office. Upstairs, enjoy a generous primary suite with a walk-in closet and private bath. Additional highlights include a bright sunroom, private outdoor space and an oversized garage with pull-down attic access for extra storage. Heritage Court is a Planned Unit Development (PUD), not a condominium, with affordable HOA dues covering common-area landscaping and access to community cabana and sport court. Conveniently located just minutes from shopping, restaurants, Costco, The Commons at Federal Way, light rail and I-5 with easy access to Sea-Tac Airport and downtown Seattle. Beautifully updated, ideally located and ready for its next owner. Don't miss this incredible opportunity!

414 S 329th Lane, Federal Way

Listing Broker: Better Properties RE King; Mike Yun; 206-201-9606; yunni1987@hotmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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