98597 Homes with Assumable Terms

98597 Homes with Assumable Terms

Welcome to Yelm, Washington, nestled in the picturesque Thurston County, where the zip code 98597 opens the door to a vibrant community and stunning natural beauty. Yelm is a charming city that perfectly blends small-town warmth with modern conveniences, making it an ideal place for families, retirees, and everyone in between.

With its lush landscapes and proximity to the majestic Mount Rainier, residents enjoy a plethora of outdoor activities, from hiking and biking to fishing and camping. The area boasts an array of parks and recreational facilities, providing ample opportunities for family fun and relaxation. The local culture is rich and diverse, with community events and farmers' markets that foster a strong sense of connection among neighbors.

One of the standout features of the Yelm real estate market is the availability of homes with assumable terms. This unique opportunity allows buyers to take over existing mortgages, often at favorable interest rates, making homeownership more accessible and affordable. Whether you are a first-time buyer or looking to upgrade, these assumable terms can ease the financial burden and streamline the purchasing process.

In Yelm, you’ll find a variety of homes, from cozy single-family residences to spacious properties perfect for entertaining. The community is known for its friendly atmosphere, excellent schools, and a commitment to preserving the natural beauty of the region.

Explore the charm of Yelm, WA 98597, and discover the perfect home that suits your lifestyle while enjoying the benefits of a welcoming community and the unique opportunity of assumable financing options. Your dream home awaits!

Newest 98597 Homes with Assumable Terms

10728 Tucannon Court SE, Yelm
$469,000
3 Beds ⋅ 3 Baths ⋅ 2588296 MLS ⋅ ACTIVE Status
Practically Perfect Positioning - end of Cul-De-Sac 4 bedroom home. 2026 new roof with HVAC system is still in warranty and will transfer. Always kept up with routine services. Beautifully designed 4-bedroom, 3 full-bathroom home-1916 square feet of living space with Huge flag lot. This home features a spacious living room, dining room, kitchen with eating space, and main-level full bath. The open-concept kitchen- all appliances remain and generous workspace while flowing into the living area with a gas fireplace. Deck and patio surrounded by fully fenced backyard. Upstairs, the primary includes full bath- with spacious walk-in closet. Three additional bedrooms with bonus room. Laundry room offers folding table and hanging bar. Full bath on the lower level. Additional features include central air conditioning, forced-air heat, an attached two-car garage, driveway parking, and No HOA. Conveniently located within walking distance to Yelm’s shopping, restaurants, schools, and everyday services, with easy access to WA-507 and JBLM’s East Gate—

10728 Tucannon Court SE, Yelm

Listing Broker: Dove Realty, Inc.; RonMc McCullah; 253-606-9070; SoldBuyRonMc@gmail.com

113 View Drive NW, Yelm
$430,000
3 Beds ⋅ 1 Baths ⋅ 2586157 MLS ⋅ ACTIVE Status
VA to VA Assumable option! Move-in ready with room to grow! This home puts you in a prime location for commuting to JBLM and offers the space you’ve been looking for inside and out. LVP flooring and carpet installed within the last two years give the interior a fresh feel, while recent exterior paint and a newer water heater add to the home’s appeal. Step outside to a massive backyard with room to entertain, garden, or simply enjoy the open space. Have an RV or boat? There’s ample room for parking, too. The generous lot also gives you options to explore for a future shed, shop, or addition, subject to buyer verification. Settle in now and make the space your own over time!

113 View Drive NW, Yelm

Listing Broker: Keller Williams Realty PS; Tanya Palacios; 253-255-2815; tanyaselzhomes@gmail.com

16231 84th Ct SE, Yelm
$449,900
3 Beds ⋅ 3 Baths ⋅ 2582502 MLS ⋅ ACTIVE Status
Welcome to this charming property, situated on nearly 1/3 of an acre, tucked away at the end of a cul-de-sac. Enjoy a peaceful setting, while remaining conveniently located near Yelm’s shopping, dining, schools, parks, and everyday amenities. Outdoor enthusiasts will appreciate nearby access to the Yelm-Tenino Trail, while commuters enjoy convenient access toward JBLM and Olympia. The spacious yard is ready for enjoyment, featuring fruit trees, a fire pit, garden space, and plenty of room to relax or entertain. A 2-car garage and ample additional parking provide space for vehicles, guests, and recreational toys. Inside, the main level features a comfortable living room, dining area, and open-concept kitchen. Upstairs, you’ll find three bedrooms, including a primary bedroom with an attached bathroom. New carpet upstairs and a newer roof add to this home’s appeal. Come discover the comfort, space, and convenience this beautiful home has to offer!

16231 84th Ct SE, Yelm

Listing Broker: HomeSmart Real Estate Assoc; Angela Wassmann; ;

18127 Stoney Ct SE, Yelm
$440,000
3 Beds ⋅ 3 Baths ⋅ 2574111 MLS ⋅ ACTIVE Status
Move in with peace of mind and a NEW ROOF! Tucked at the end of a quiet cul-de-sac in the gated Clearwood community, this inviting home offers space, privacy, and easy access to everything the neighborhood has to offer. Soaring vaulted ceilings welcome you into the light-filled living room, featuring a bay window and seamless flow into the dining area and galley-style kitchen with stainless steel appliances! The spacious family room opens through a slider to an oversized deck, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings beneath the tall trees.Upstairs, the generous primary suite features a large walk-in closet and private bath. Two additional bedrooms share a full hall bath, providing plenty of space for guests, an office, or growing household needs. A two-car garage plus an additional parking pad provides ample room for vehicles, a boat, or RV. Fully fenced in backyard!! Enjoy the unique lifestyle of Clearwood with access to three lakes, miles of trails, sports courts, a seasonal swimming pool, and more all within a private gated community.Your peaceful Pacific Northwest retreat awaits! VA ASSUMABLE OPPORTUNITY!!

18127 Stoney Ct SE, Yelm

Listing Broker: Real Broker LLC; Rebekah Coriell; 269-601-0313; rebekah@purposerealtywa.com

10111 Grove Road SE, Yelm
$415,226
3 Beds ⋅ 2 Baths ⋅ 2576489 MLS ⋅ ACTIVE Status
First-time home buyers welcome! This updated rambler in the heart of Yelm has 3 bedrooms, 2 full bathrooms, and a level 9,600 sq ft lot — with NO HOA. The open-concept layout connects the living room, dining area and updated kitchen. The primary bedroom with en-suite bath sits on the main floor as well for easy single-story living.Freshly painted in July and pre-inspected, so it's low-maintenance and ready for you to move right in. The fully fenced massive backyard gives you space to enjoy year-round. Raised garden beds for our garden lovers. The fully finished, heated tandem garage is a real bonus — with plenty of room for toys. There is room for your boat and RV on the lot as well!Located minutes from downtown Yelm's shopping and restaurants, with easy access to JBLM, Lacey, and Olympia via SR-510 and SR-507. Served by Yelm Community Schools — Fort Stevens Elementary, Yelm Middle, and Yelm High. You're close to Yelm City Park, the Yelm-Tenino Trail, and Nisqually Valley amenities, with Providence St. Peter Hospital and MultiCare facilities nearby in the greater Olympia/Lacey area.

10111 Grove Road SE, Yelm

Listing Broker: eXp Realty; Tiffany Weil; 360-775-8515; Tiffanyweil.godspeed@gmail.com

18133 Stoney Ct SE, Yelm
$447,000
3 Beds ⋅ 3 Baths ⋅ 2569932 MLS ⋅ ACTIVE Status
Tucked at the end of a quiet cul-de-sac in the gated Clearwood community, this inviting home offers space, privacy, and easy access to everything the neighborhood has to offer. Soaring vaulted ceilings welcome you into the light-filled living room, featuring a bay window and seamless flow into the dining area and galley-style kitchen with stainless steel appliances and tile flooring. Hard-surface flooring throughout means no carpet! The spacious family room opens through a slider to an oversized deck, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings beneath the tall trees.Upstairs, the generous primary suite features a large walk-in closet and private bath. Two additional bedrooms share a full hall bath, providing plenty of space for guests, an office, or growing household needs. A two-car garage plus an additional parking pad provides ample room for vehicles, a boat, or RV. Enjoy the unique lifestyle of Clearwood with access to three lakes, miles of trails, sports courts, a seasonal swimming pool, and more all within a private gated community.Your peaceful Pacific Northwest retreat awaits! VA ASSUMABLE opportunity! Don't miss this one!

18133 Stoney Ct SE, Yelm

Listing Broker: Real Broker LLC; Rebekah Coriell; 269-601-0313; rebekah@purposerealtywa.com

9121 Paradise View Street SE, Yelm
$509,999
4 Beds ⋅ 3 Baths ⋅ 2549649 MLS ⋅ ACTIVE Status
Welcome to 9121 Paradise View Court SE in Yelm! Nestled at the end of a quiet street, this well-maintained 4-bedroom, 2.5-bath home offers 1,810 square feet of comfortable living space on a large lot. The spacious two-story floor plan dawned with fresh interior paint; provides room for both everyday living and entertaining, while large windows fill the home with natural light.Enjoy the privacy and versatility of the fully fenced backyard—perfect for pets, play, gardening, or summer barbecues. The impressive 3-car garage provides ample space for vehicles, storage, hobbies, and recreational equipment.Conveniently located near schools, parks, shopping, dining, and JBLM commuting routes, this home combines the benefits of neighborhood living with everyday convenience. Whether you’re looking for room to grow, space to entertain, or a place to call home, this Paradise View property is ready to welcome its next owners.Schedule your private tour today and discover all that this Yelm home has to offer!

9121 Paradise View Street SE, Yelm

Listing Broker: Blade Realty LLC; TD Ward; 360-890-8616; tdwardrealestate@gmail.com

10428 Brighton Street SE, Yelm
$450,000
3 Beds ⋅ 3 Baths ⋅ 2507942 MLS ⋅ ACTIVE Status
Space to spread out, thoughtful improvements throughout, and a backyard that's ready for summer; this home in the heart of Yelm, is the one you've been waiting for! Conveniently located, you'll enjoy the perfect blend of comfort, functionality, and everyday living. This move-in ready home features an open-concept layout with generous living and dining spaces that flow seamlessly into the kitchen. Fresh interior paint, a beautifully remodeled guest bathroom, well-maintained laminate flooring, and newer appliances, including a double oven, make this home truly move-in ready. Don't forget to check out the ample storage & built-ins in the garage! Stay comfortable year-round with a newer heat pump, while the 50-year roof installed in 2019 offers lasting peace of mind. Upstairs, the spacious primary suite provides the perfect place to unwind. Outside, enjoy a fully fenced backyard with newer fencing, no rear neighbors, multiple outbuildings for exceptional storage, and plenty of room for entertaining, gardening, or simply relaxing. A rare combination of space, privacy, and convenience in one of Yelm's most desirable locations.

10428 Brighton Street SE, Yelm

Listing Broker: eXp Realty; Amber McDonald; 253-904-7737; Amber@RallyPointP.com

22518 Bluewater Drive SE, Yelm
$437,500
3 Beds ⋅ 3 Baths ⋅ 2541402 MLS ⋅ ACTIVE Status
VA Assumable! Beautifully maintained two-story home in the sought-after gated community of Clearwood. This 3-bedroom, 2.5-bath residence offers 2,080 sq ft of comfortable living with extra-large bedrooms, vinyl and carpet flooring, and a bright, functional layout. Major updates include roof, flooring, carpet, and paint. Enjoy a private deck and a wooded, territorial setting. Clearwood amenities include three stocked lakes, private beaches, a community boat launch, swimming pool, clubhouse, sport courts, parks, playgrounds, and miles of wooded trails-all behind a gated entry. Attached two-car garage plus driveway parking. A wonderful opportunity to own in one of the South Sound's premier recreational communities. Minutes to commerce and JBLM's East Gate!

22518 Bluewater Drive SE, Yelm

Listing Broker: CENTURY 21 North Homes Realty; David Brian Wahlers; 253-732-8068; david.wahlers@icloud.com

15069 Iverson Loop SE, Yelm
$499,500
3 Beds ⋅ 3 Baths ⋅ 2538343 MLS ⋅ ACTIVE Status
VA ASSUMABLE LOAN, well below market rate with very LOW gap- ask your agent for details! Better than brand new in Yelm! Built in 2023, this 3-bedroom + loft home offers the fresh, modern feel of new construction without the unfinished extras that often come after closing. The yard is fully landscaped, the fence is complete, the patio has been extended, and the backyard is already set up for real life with a custom kids play area and rubber mulch. Inside, the sellers have elevated the builder package with upgraded lighting and plumbing fixtures, tile kitchen backsplash, custom shelving, upgraded millwork, accent walls, bamboo roman shades, and a state-of-the-art Samsung refrigerator. Immaculately maintained and thoughtfully upgraded, this home feels like touring a model home. The open-concept layout lives comfortably with modern finishes, generous natural light, and intentional details throughout. Backing to open space, the setting feels more peaceful and established while still offering the benefits of a newer neighborhood. Close to Yelm’s everyday conveniences, shopping, dining, parks, schools, and commuter routes, with easy access to JBLM. Nearly new, fully finished, and actually move-in ready.

15069 Iverson Loop SE, Yelm

Listing Broker: eXp Realty; Jantzee Ellis; 801-209-0033; jantzee.ellis@exprealty.com

16335 Richmont Court SE, Yelm
$444,777
4 Beds ⋅ 3 Baths ⋅ 2536778 MLS ⋅ PENDING SHORT SALE Status
Spacious, stylish, and perfectly located! This 4-bedroom, 2.5-bath home sits on a quiet cul-de-sac and offers 2,211 square feet of comfortable living space. Vaulted ceilings, abundant natural light, formal and informal living areas, and a cozy gas fireplace create an inviting atmosphere throughout. The kitchen features white cabinetry, abundant storage, and opens to the family room for effortless entertaining. Upstairs, the spacious primary suite includes a 5-piece bath, soaking tub, walk-in closet, and dual vanities. Three additional bedrooms provide flexibility for guests, work-from-home space, or hobbies. Enjoy a fully fenced backyard with patio and lawn area, plus an oversized 2-car garage. Conveniently located near schools, shopping, dining, parks, JBLM, Olympia, and Tacoma. A wonderful place to call home!

16335 Richmont Court SE, Yelm

Listing Broker: Gateway Real Estate; Rob Hoefs; ;

15301 105th Avenue SE, Yelm
$450,000
4 Beds ⋅ 3 Baths ⋅ 2531674 MLS ⋅ ACTIVE Status
Brand New Interior Paint Downstairs as of July 25th, 2026 in this rare golf course opportunity! Enjoy a panoramic view from the 6th Tee Box of the Tahoma Valley Golf Course from this 4 Bedroom 2.5 Bathroom, 2,041 SqFt home with Central Air Conditioning and 2 car garage. As you enter the home, you’ll find a nice living room and dining room. Past that is the kitchen with eating space that features Oak Cabinets, white appliances and a great multi-function Kichae sink. Along the back of the home is a dining nook with beautiful ceramic tile floor and a large family room with a gas fireplace. There’s also a centrally located half-bath on the main floor. Upstairs, you'll find a Primary Bedroom with walk-in closet, full bath with separate tub and shower as well as a double-sink vanity. Add to that 3 more comfortable-sized bedrooms (one with walk-in closet), the Laundry Room, and full-bathroom and you have a very nicely arranged home. The fully-fenced backyard features a concrete patio, large storage shed and plenty of room to play! Conveniently located near schools, shopping, dining, and JBLM access, this home combines comfort, space, and an exceptional golf course view!

15301 105th Avenue SE, Yelm

Listing Broker: John L. Scott/Yelm; Bill Sauneuf; 360-708-2929; Bill@Sauneuf.com

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.