98584 Homes with FHA Terms

98584 Homes with FHA Terms

Welcome to Shelton, Washington, a charming city nestled in the heart of Mason County, where the zip code 98584 embodies the perfect blend of natural beauty and vibrant community life. Surrounded by lush forests and the stunning backdrop of the Olympic Mountains, this area offers a serene escape from the hustle and bustle of city living while still providing easy access to urban amenities.

The 98584 zip code is characterized by its welcoming neighborhoods, featuring a diverse array of homes that cater to various lifestyles and preferences. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, Shelton has something to suit everyone’s needs. One of the standout features of this area is the availability of homes with FHA financing options. This means that first-time homebuyers and those looking to invest can take advantage of flexible mortgage terms and lower down payment requirements, making homeownership more accessible than ever.

In addition to its attractive housing market, Shelton boasts an array of recreational activities, from hiking and fishing in the nearby parks to exploring the scenic waterfront. With a strong sense of community and a commitment to preserving its natural beauty, Shelton is not just a place to live; it’s a place to thrive.

Discover the charm of the 98584 zip code and explore the possibilities of making Shelton your home. With FHA terms available, your dream of homeownership is closer than you think!

Newest 98584 Homes with FHA Terms

111 SE Lupine Place, Shelton
$449,950
3 Beds ⋅ 2 Baths ⋅ 2598138 MLS ⋅ ACTIVE Status
Lake living, privacy, and room to breathe! This spacious 3-bedroom rambler is tucked inside a private gated community just one block from the lake. Thoughtfully upgraded throughout, the home offers comfortable single-level living and a generous homesite with plenty of outdoor space. Spend your weekends enjoying the lake, exploring nearby national parks and outdoor recreation, or simply relaxing at home. Convenient highway access makes getting around easy while still allowing you to come home to a peaceful, private setting. Keep an eye out for Deer, they are everywhere!

111 SE Lupine Place, Shelton

Listing Broker: John L. Scott, Inc.; Matt Kelly; 253-576-6643; mattkelly@johnlscott.com

917 E Kineo Avenue, Shelton
$399,000
3 Beds ⋅ 3 Baths ⋅ 2592351 MLS ⋅ ACTIVE Status
Just minutes from downtown Shelton, this home features 1600 square feet on the first two floors, plus an 800 square foot ready to finish basement with a walk-out exterior entry that could support a multi generational home, or rental unit - options abound! Large kitchen with a charming farmhouse sink, lots of counter & cabinet space. Three good size bedrooms ample closet space, 2.5 baths, covered entry & attached garage. Priced to sell!

917 E Kineo Avenue, Shelton

Listing Broker: Alder Creek Real Estate LLC; Abner Guzman; 360-229-0949; abner@aldercreekrealestate.com

171 E Fox Lane, Shelton
$529,950
3 Beds ⋅ 2 Baths ⋅ 2599926 MLS ⋅ ACTIVE Status
Welcome to this well-maintained, single-level rambler on beautiful Harstine Island! Situated on just shy of an acre, this spacious property offers the perfect blend of privacy, tranquility, and comfortable living. As you make your way up the driveway, you’ll be greeted by a fully fenced yard surrounded by the beauty of nature. Step inside to discover vaulted ceilings, an inviting open-concept kitchen ideal for entertaining, and a cozy fireplace perfect for relaxing on those chilly winter evenings. The home features a spacious primary suite complete with a walk-in closet and walk-in shower along with two more bedrooms and one full bathroom. Extra cabinetry in both the kitchen and utility room provides plenty of additional storage. Enjoy added peace of mind with a roof replacement in 2018 and a new furnace and heat pump installed in 2025. Head out back to enjoy your own private outdoor retreat, featuring a patio, gardening space, established fruit trees, and an outdoor fireplace—perfect for unwinding or entertaining under the island sky. Experience the peaceful charm of island living while remaining conveniently located about one mile from the bridge, with easy access to surrounding communities and nearby cities. Don't miss the opportunity to make this Harstine Island property your own. Come see all it has to offer today!

171 E Fox Lane, Shelton

Listing Broker: John L. Scott, Inc.; Jacob Lawrence; 253-282-9719; jacoblawrence@johnlscott.com

2064 Lake Boulevard, Shelton
$355,000
4 Beds ⋅ 2 Baths ⋅ 2599731 MLS ⋅ ACTIVE Status
Lower price and a great value. Better than move-in-ready 4-bedroom home so close to downtown Shelton. Just down the road from the hospital, park, walking trails, lakes, and the sound. Plus, it has backyard privacy with three adjoining lots (ask about option to buy these extra lots) You can make an extra-large and private property. Or, have room for a shop or more homes? No residents behind, just NW natural landscape. The yard has new landscaping rock installed recently. Upstairs has well equipped kitchen with rich cabinets and dining area. Large living room connected to the kitchen and dining area. Primary bedroom is an option upstairs or downstairs. One of the downstairs bedrooms has brick hearth for a fireplace/stove. So many improvements have already been done for you. New decks on both the back of the house and front. Nice and neutral newer paint both inside and outside the house. Rich and quality wood entry door. Beautiful laminate wood flooring in kitchen and bathroom. Neutral carpeting that's fantastic. Dark tile entry that pops against the paint and flooring. Large storage closet downstairs. This is affordable for Shelton, plus there's opportunity to extend the property. Home was recently connected to sewer. 50,000 dollars plus invested recently. Home is being sold without further repairs.

2064 Lake Boulevard, Shelton

Listing Broker: John L. Scott Shelton; Donald Landon; 360-463-7308; dlandon@johnlscott.com

31 E Shoreline Place, Shelton
$1,250,000
3 Beds ⋅ 2 Baths ⋅ 2588797 MLS ⋅ ACTIVE Status
Best of Puget Sound Waterfront living on Beautiful Hammersley Inlet! Prized Sunny Southwestern Exposure, No bank/Low bank waterfront- 9 steps to the beach! Walk the beach, dig clams, bouy your boats! Watch fish jumping on the shimmering water, seals bobbing, and the occasional Orca pods majestically swimming by! Enjoy the boat traffic-Tugboats, Sailboats, Yachts and Kayaks! Beautiful and Comfortable NW home with Open floor plan, Huge Windows facing stunning water views, Soaring loft with Cedar Ceilings, wonderful warm propane fireplace + forced air heat. Roomy updated kitchen with Hickory cabinets, all stainless steel appliances, black granite countertops, and breakfast bar island. Easy living with Primary bedroom and laundry room on the main floor. Roomy upstairs loft with vaulted cedar ceilings, Fully finished Daylight basement with 2nd fireplace. Huge deck, shaded patio, and fire pit circle make entertaining and watching Sunsets a pleasure. Community heated saltwater pool, clubhouse, and Boat Launch too! This is the perfect getaway home, nightly rental, or full time way to live!

31 E Shoreline Place, Shelton

Listing Broker: Dove Realty, Inc.; Ella Williams; 253-312-0075; ellawilliams1@comcast.net

641 E Pickering Drive, Shelton
$250,000
2 Beds ⋅ 2 Baths ⋅ 2598376 MLS ⋅ ACTIVE Status
Enjoy Timberlakes living, a quarter of an acre from Big Timberlake in this updated 2-bedroom, 2-bath home on a LARGE .22 acre lot! Kitchen features butcher block counters, a breakfast bar, and a built-in pantry. Spacious primary bedroom with a bright en-suite bath featuring a soaking tub. Outside, find a carport and two large sheds/outbuildings for storage, hobbies, or workspace. Enjoy the Timberlakes Community amenities, including lakes, boat launch, beach access, and more. A great opportunity to enjoy community recreation and a comfortable home with useful outdoor space!

641 E Pickering Drive, Shelton

Listing Broker: John L. Scott, Inc; George Graham; 206-949-3793; pending@nw-realestateteam.com

171 E Sleaford Road, Shelton
$405,000
2 Beds ⋅ 2 Baths ⋅ 2598227 MLS ⋅ ACTIVE Status
Discover the charm of Lake Limerick living! This beautifully updated 2-bedroom home with a bonus room offers a welcoming open-concept living and dining area with access to the deck and fully fenced backyard with fire pit—perfect for relaxing or entertaining. The spacious primary suite features a walk-in closet and generous bathroom. Need extra space? The bonus room is ideal for a home office, hobby room, or additional flex space. Enjoy year-round comfort with ductless heating and A/C, plus the convenience of an included washer and dryer. Lake Limerick community amenities include a clubhouse, golf course, boat launch, walking trails, and so much more! Don't miss your opportunity to make this charming home yours!

171 E Sleaford Road, Shelton

Listing Broker: John L. Scott Shelton; Jamie Mell; 360-463-6302; jamiemell@johnlscott.com

110 SE Cook Plant Farm Road, Shelton
$380,000
3 Beds ⋅ 2 Baths ⋅ 2598334 MLS ⋅ ACTIVE Status
Updated and ready to move in! Bright and cheery open concept floor plan with 3 bedrooms and 1.5 baths. All the work has been done for you, handy kitchen with stainless steel appliances, newer cabinets, walk-in pantry. All newer floors and paint inside and out. Nice sized open concept living space. Attached garage is fully insulated with sealed floor. Huge fully fenced lot with nice sized patio for entertaining complete with firepit. Lots of parking space with room for an RV! Great location in the Southside school district, out of city limits, but close to town and freeway access and only 20 minutes to Olympia.

110 SE Cook Plant Farm Road, Shelton

Listing Broker: Abbey Realty Inc; Savannah A. Parker; 360-878-7717; savannah@pnwnests.com

20 E Parkway Boulevard, Shelton
$349,000
3 Beds ⋅ 2 Baths ⋅ 2595879 MLS ⋅ FIRST LOOK Status
Beautiful Brand New Manufactured home - Open concept floorplan with a split 3-Bedroom design. Good size kitchen, all new appliances! The primary bedroom, ensuite and walk in closet are a sweet retreat to start or end your day - a large stand alone shower with glass and a soaking tub help melt the days worries away! With LVP flooring and carpeted bedrooms this home is ready to move into. Privacy fenced yard, and a brand new 3 bedroom septic system. Beyond the home, enjoy an exceptional community lifestyle with a swimming pool just down the street, private waterfront access and boat launch, beach access, picnic areas, a sports fields for the kids, and community events throughout the year. Conveniently located with an easy commute to downtown Shelton and Olympia, this home offers the perfect balance of comfort, recreation, and accessibility.

20 E Parkway Boulevard, Shelton

Listing Broker: eXp Realty; Renee Bornfreund; 425-301-0378; renee.bornfreund@exprealty.com

331 E Eastlake Drive, Shelton
$145,000
2596658 MLS ⋅ ACTIVE Status
**Turnkey Timberlake's Property with Private Dock, Installed Utilities, and New Improvements!**Discover the perfect recreational getaway or future homesite in the desirable Timberlake's community! This ready-to-enjoy property has been **fenced and gated for added privacy and security**, with a **newly constructed deck designed for RV use**. The property is already equipped with water, an installed 3-bedroom septic system, and electrical hookups featuring two 30-amp and two 20-amp outlets! Enjoy deeded lake access with a private dock, perfect for fishing, boating, kayaking, and spending relaxing days on the water. Timberlake's offers an incredible array of community amenities, including two beautiful lakes, six maintained parks, a multipurpose community center, and access to a community saltwater beach for crabbing, shellfish harvesting, beachcombing, and more! Whether you're looking for a weekend retreat, a place to park your RV, or the perfect location to build your dream home or bring in a manufactured home, this property offers exceptional versatility with valuable infrastructure already in place.**With the fencing, gated access, RV deck, utilities, and septic already installed, much of the groundwork has been done. Bring your vision and start enjoying everything Timberlake's has to offer!** RV not included at price shown.

331 E Eastlake Drive, Shelton

Listing Broker: Realty One Group Orca; Tyson Simonson; 253-230-9228; tyson.realtyone@gmail.com

301 E Wildflower Lane, Shelton
$724,900
3 Beds ⋅ 2 Baths ⋅ 2597454 MLS ⋅ ACTIVE Status
Discover your own private retreat with this custom-built 3 bed, 2.25 bath home on 5 secluded acres! Designed with ADA accessibility throughout, this home features hardwood flooring, beautiful alder wood trim harvested right from the property, and a cozy wood-burning fireplace. The open concept kitchen flows seamlessly into the living space, offering granite countertops, a bar with seating, walk-in pantry, and stainless steel appliances. The spacious primary suite features French doors to the beautiful back deck, plenty of closet space, a primary bathroom with a walk-in tile shower. Outside, enjoy a long private driveway, peaceful walking paths, charming bridges, a fenced garden area, and greenhouse. The expansive covered back deck features lighting and plenty of room for entertaining, outdoor dining, or relaxing evenings surrounded by nature. Additional amenities include an attached 2 car garage with a 1/2 bath, and a detached fully finished shop with a carport off the back, providing plenty of space for hobbies, storage, or projects. If you're looking for privacy, quality craftsmanship, and the perfect blend of comfort and country living, this one-of-a-kind property is ready to welcome you home!

301 E Wildflower Lane, Shelton

Listing Broker: Better Properties Mason County; Kristi Christensen; 360-470-2824; kristi@betterproperties.com

550 E Budd Drive, Shelton
$539,900
2 Beds ⋅ 3 Baths ⋅ 2594643 MLS ⋅ ACTIVE Status
See the VIRTUAL TOUR link on this site for additional photos and 360 Welcome to this unique home in Timber Lakes, Shelton—peaceful wooded community ~15 min from town. On 20k+ sq ft flat lawn bordered by white fence & quiet cul-de-sac. Three structures: 1-story main home, a charming "little house," & a 2 car garage w/ finished upstairs living. Flexible: main residence, gathering space & private retreat. Main home: large living rm & kitchen with ample cabinetry & side counter next to dining; covered back deck within fully fenced garden area. Primary suite w/bath & 2 side closets; 2nd bedroom plus another bath. Little house: covered to interior open space centered on large kitchen—ideal for entertaining/events. Double garage: rear foyer entry w/ 3/4 bath (dbl sinks, shower, laundry). Upstairs vaulted space w/ common area, office & separate bedroom. Bright & private—perfect for theater, music or guest suite. Timber Lakes: quiet rural w/ wildlife (deer, eagles, seals, orcas). Two private lakes—Big Timberlake (fishing, boating, swimming, skiing, boat launch); Little Timberlake (no motors: kayak, paddleboard, canoe; fountain May-Oct). Both stocked yearly. Private saltwater park on Pickering Passage: gated boat launch, dock, picnic—crabbing, oysters & clams.5 parks w/ playgrounds, docks, picnics, frisbee golf & courts. Multipurpose center, tennis/basketball, baseball, trails, disc golf. Voted #1 friendliest in Shelton. Shelton 15 min, Olympia 20 min,

550 E Budd Drive, Shelton

Listing Broker: Keller Williams Rty Tacoma; Michael Kollar; 253-640-8548; Mike@HighRezHomes.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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