98532 Homes with USDA Loan Terms

98532 Homes with USDA Loan Terms

Welcome to the charming community nestled in the heart of Lewis County, Washington, where the zip code 98532 encompasses a serene blend of natural beauty and suburban comfort. This area, often referred to as a hidden gem, offers residents a peaceful lifestyle surrounded by lush forests, rolling hills, and the stunning backdrop of the Cascade Mountains. With its close-knit community vibe and access to outdoor recreational activities, 98532 is an ideal place for families, retirees, and anyone seeking a tranquil escape from the hustle and bustle of city life.

One of the standout features of this region is the availability of homes that qualify for USDA loan terms. This financing option is designed to promote homeownership in rural areas, making it easier for individuals and families to invest in their dream home without the burden of a hefty down payment. With the USDA loan program, you can explore a variety of beautiful properties that embody the spirit of the Pacific Northwest, from cozy single-family homes to spacious plots of land perfect for gardening or outdoor activities.

Living in 98532 means enjoying a slower pace of life while still being within reach of modern conveniences. The nearby town centers offer a delightful mix of local shops, dining options, and community events that foster a sense of belonging. Whether you’re hiking through nearby parks, enjoying a community festival, or simply relaxing on your porch with a view of the mountains, life in this picturesque zip code is truly special. Discover the possibilities that await you in Lewis County, where your dream home is just a USDA loan away!

Newest 98532 Homes with USDA Loan Terms

2568 Jackson Highway, Chehalis
$549,000
3 Beds ⋅ 1 Baths ⋅ 2589837 MLS ⋅ ACTIVE Status
Has been used as a primary residence for many years providing comfort and convenience for the owners. Main level offers 1944 Sq. ft. of finished living space. Durable kitchen with tons of cabinets, huge utility room and beautiful real wood floors. Wood burning fireplace on main floor as well as another one in the walk out basement. Highest and best use of this property could be interesting. It might be possible to convert to a Triplex with the 1768 sq. ft. unfinished basement. This unique location might work for a contractors office/living quarters utilizing the parking, outbuildings and high visibility as well. Buyer to verify all.

2568 Jackson Highway, Chehalis

Listing Broker: Chehalis Valley Realty; Willy Young; 360-520-9878; willardcvr@gmail.com

451 Elk Creek Road, Chehalis
$450,000
3 Beds ⋅ 3 Baths ⋅ 2589130 MLS ⋅ ACTIVE Status
There’s something special about a place that invites you to slow down, gather together, and enjoy the simple things in life. Set on just over 1 acre along the river in the charming community of Doty, this unique property offers a peaceful retreat surrounded by the natural beauty of the Pacific Northwest where comfort, versatility, and country living come together beautifully. The home features three bedrooms, two offices and a bonus room, along with two complete living spaces—one on each level. Exceptionally well-suited for an in-home business, in-home caretakers, extended household living, or flexible independent living arrangements, each level offers its own full kitchen, laundry, dining area, living room, bedrooms, and bathroom. The layout provides a rare combination of privacy, functionality, and flexibility all under one roof. Outside, there’s room to create the lifestyle you’ve been looking for: a small barn, ample space for a garden and direct river access for fishing, relaxing, and enjoying the fresh PNW air. Nearby recreation is abundant, including Rainbow Falls State Park, the Willapa Hills Trail for biking and horseback riding, hiking, camping, fishing, and swimming. The Washington coast is also within easy reach for scenic drives, beach days, and weekend escapes. Tucked away from the rush of city life yet still accessible to Chehalis and Centralia, this is a rare opportunity to enjoy riverfront living, room to breathe, and a quieter, more intentional way of life.

451 Elk Creek Road, Chehalis

Listing Broker: Northfork Realty; Maddie Deskins; 360-580-2134; maddie@nfrrealty.com

169 Jackson View Drive, Chehalis
$430,000
3 Beds ⋅ 2 Baths ⋅ 2576596 MLS ⋅ ACTIVE Status
Comfortable one-level living in the desirable Jackson View Estates neighborhood of Chehalis—with no HOA! This inviting 3-bedroom home features an open floor plan with two living spaces, a kitchen with breakfast bar that opens to the guest entertainment room, and a great room also. Spacious primary bedroom with a ¾ bath and two closets. Many important updates have already been completed, including a new roof in 2019, windows in 2021, heat pump and furnace in 2021, and updated kitchen appliances in 2021/2022. The backyard was improved in 2025 with a patio and retaining wall, creating an easy-to-enjoy outdoor space. Generous RV and off-street parking, along with a clean, finished garage, add to the convenience. Located just a few blocks from the 27-hole Newaukum Valley Golf Course, this well-maintained home is ready for its next owner!

169 Jackson View Drive, Chehalis

Listing Broker: CENTURY 21 Lund, Realtors; Kip Barker; 360-520-0345; kip.barker@century21lund.com

203 Oppelt Road, Chehalis
$850,000
3 Beds ⋅ 2 Baths ⋅ 2586687 MLS ⋅ ACTIVE Status
ESCAPE TO YOUR OWN PRIVATE RETREAT! Panoramic views of Mt. Rainier, Mt. St. Helens, Goat Rocks and the valley below set stage for this unique property.  located on a remarkably quiet road and just a few doors from Weyerhaeuser forest land that provides privacy & recreation right outside your door. The upper acreage features the original homesteader’s log home and established orchards, while the forest below offers miles of trails for hiking and motorsports. A large established garden includes deer fencing and irrigation, with new irrigation lines throughout the property. The 2,100 sq ft custom 4-bedroom manufactured home was built in 2024 on a full foundation and features upgraded insulation, propane range/dryer, on-demand water heater and a new heat pump installed 7/2026. New septic, installed with the new house. Features a modern 10 GPM well plus the original functional hand-dug well. Water, power, propane and septic are stubbed for a future garage. Owner-owned 500-gal propane tank for the home and 150-gal tank at the cabin are included. The heated shop features radiant floor heat from a wood-fired boiler and a vehicle lift. Multiple RV sites offer 20/30/50-amp hookups plus a full dump station. The log home is currently used for storage but offers ADU potential. Every improvement is fully permitted and inspected. A rare combination of new construction, historic character, mountain views, recreation which provide endless possibilities!

203 Oppelt Road, Chehalis

Listing Broker: Windermere Prof Partners; Diane M. Gilmore; 253-583-6208; dgilmore@windermere.com

120 Pine Hollow Drive, Chehalis
$474,990
4 Beds ⋅ 3 Baths ⋅ 2587268 MLS ⋅ ACTIVE Status
The Christy plan, lot 9, boasts a smartly designed layout with plenty of flexible living and entertaining space. Main-floor highlights include an open-concept layout with a spacious great room, a dining area, and a large kitchen with a walk-in pantry, center island, and quartz counter tops. Completing the main floor, you'll find a private bedroom located off the foyer. Heading upstairs, a versatile bonus room provides even more gathering space. Plus, you'll enjoy two secondary bedrooms, and an expansive primary suite with ensuite bath and roomy walk-in closet. Backyard comes with covered patio. Buyer's Broker must accompany &/or register Buyer at 1st visit, Buyers bring your Brokers.

120 Pine Hollow Drive, Chehalis

Listing Broker: BMC Realty Advisors, Inc; Kevin Chick; 206-771-3818; Kevin.Chick@centurycommunities.com

115 Brian Drive, Chehalis
$449,000
3 Beds ⋅ 3 Baths ⋅ 2585894 MLS ⋅ ACTIVE Status
Brand-new 1,518 sq ft, 3 bed, 2.5 bath home on a private 1-acre lot in the Chehalis School District. Open-concept main living area features laminate flooring, quartz countertops, central kitchen island, stainless steel appliances, dark accent wall, recessed lighting, and a main-floor half bath. Upper level includes three bedrooms with plush carpet, built-in custom closet organization systems, and laundry closet. Primary suite features a walk-in closet and ensuite bath with dual-sink quartz vanity, and a glass-enclosed shower. Infrastructure includes a gravity septic system and Boistfort water along with a well for irrigation shared with neighbors. Located close to Chehalis amenities and schools in the Brockway Road area. Move-in ready new construction.

115 Brian Drive, Chehalis

Listing Broker: homecoin.com; Jon Minerick; 888-400-2513; info@homecoin.com

363 SE Canyon Drive, Chehalis
$469,900
3 Beds ⋅ 2 Baths ⋅ 2583714 MLS ⋅ ACTIVE Status
Tucked into the desirable Chehalis hillside, this inviting split-level home offers space, privacy & versatility on a wooded half-acre lot. The upper level features 3 bedrooms, 2 bathrooms & a comfortable living area with a wood-burning fireplace. Downstairs, a spacious bonus room with a second fireplace and an oversized flex room provide endless possibilities for a home office, media room, gym, guest space or future primary suite. The expansive lot offers room to garden, entertain or create your own private outdoor retreat, with potential for additional parking, a shop or ADU—buyer to verify. Enjoy a peaceful, secluded setting just minutes from I-5, shopping, dining & downtown Chehalis.

363 SE Canyon Drive, Chehalis

Listing Broker: Keller Williams South Sound; Jason Munoz; 253-495-7443; Jason@munozhomegroup.com

113 Karen Court, Chehalis
$639,900
3 Beds ⋅ 2 Baths ⋅ 2558349 MLS ⋅ ACTIVE Status
This 3 bedroom 2 bath home with over 1715 sq.ft. of living is move in ready. The property shines with newer interior and exterior paint, newer carpet, updated flooring, remodeled bathrooms, and a beautifully refreshed kitchen featuring new quartz countertops, new fixtures, and newer appliances. Enjoy a bright and airy open floor plan with vaulted ceilings, sun-drenched skylights, and a spacious primary suite with a private bath. Stay comfortable year round with A/C, and take advantage of the large attached 2-car garage for everyday convenience. Come look Outside, the possibilities are endless! New roof (just shy of 2 years old) The fully fenced backyard offers a fire pit and fresh landscaping, while the expansive paved driveway provides more than adequate parking. A side drive with swing gate leads to a MASSIVE custom-built 3-car detached shop, fully wired and insulated; complete with a 10,000 lb automotive lift that stays! Additional features include a 28x50 canopy cover for extra storage or your RV with electric ready for its connection. and additional outbuilding's. Perfect for running a home-based business, car enthusiasts, hobbyists, or anyone who needs room for all the toys, this property truly has it all!

113 Karen Court, Chehalis

Listing Broker: John L. Scott CNT; LauraLee Zuber Titus; 360-269-1210; lauraleet@johnlscott.com

1424 Kelly Avenue SW, Chehalis
$399,900
3 Beds ⋅ 2 Baths ⋅ 2581438 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 1.75 bath rambler in the desirable Snively neighborhood. This well-maintained home offers 1,318 Sq. Ft. of comfortable living space with several updates. Newer roof, all newer vinyl windows, new gutters, and a new gas water heater. The main bathroom has been fully remodeled with a new shower, vanity and toilet. The primary bedroom has also been recently remodeled, including updates to the private bath. Cozy fireplace adds warmth and character to this sweet home. Outside, you'll appreciate the fully fenced back yard, detached garage, and RV parking. Conveniently located near Chehalis schools, shopping and amenities. A wonderful home with many of the important updates already done-come make it your own.

1424 Kelly Avenue SW, Chehalis

Listing Broker: BHGRE - Northwest Home Team; Jody L. Hill; 360-269-0284; jodyhill@nwhometeam.com

1261 SW Elzina Street, Chehalis
$378,000
3 Beds ⋅ 2 Baths ⋅ 2578785 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom, 1.5-bath home in a convenient Chehalis location! Situated on one of the largest lots on the block, the fully fenced yard offers plenty of room for pets, gardening, entertaining, or simply enjoying the outdoors. Inside, a cozy wood stove is ready to keep you warm through the PNW winters. The Willapa Hills Trail, with more than 50 miles of recreation stretching from Chehalis toward the coast, is just a block or so away—perfect for walking, biking, and exploring. All of this while being just minutes from I-5, shopping, restaurants, schools, and everyday amenities. Enjoy the extra space and outdoor recreation without giving up the convenience of being close to everything Chehalis has to offer!

1261 SW Elzina Street, Chehalis

Listing Broker: BHGRE - Northwest Home Team; Seth Sharp; 360-269-5858; sethsharp@nwhometeam.com

293 Logan Hill Road, Chehalis
$635,000
3 Beds ⋅ 2 Baths ⋅ 2572494 MLS ⋅ ACTIVE Status
Privacy, space and versatility await on 6.22 wooded acres in the Chehalis School District! This charming 3-bedroom, 2-bath home blends rustic character with thoughtful updates, featuring exposed wood beams, a cozy wood stove with stone surround and a spacious living area. The main-floor primary suite addition offers generous space, ductless heating and cooling, and a beautifully updated private 3/4 bath with an oversized walk-in shower. Upstairs, two bedrooms and flexible bonus space provide room to spread out, work from home or create the perfect playroom or hobby area. Outside, enjoy a covered patio, garden space, fruit trees, partial fencing and abundant parking. The impressive three-bay shop offers space for vehicles, equipment, recreational toys, hobbies or projects, while the large barn adds even more possibilities. Explore the property's mix of level, rolling and terraced ground surrounded by mature trees and territorial views. Whether you dream of gardening, creating a hobby farm, storing an RV or simply enjoying room to roam, this distinctive property is ready to accommodate your vision. Individual well and septic, no HOA, and plenty of space to make your own. Private and peaceful yet conveniently located near Chehalis amenities and I-5 access. This is the country property you've been waiting for!

293 Logan Hill Road, Chehalis

Listing Broker: BHGRE - Northwest Home Team; Britney Britton; 360-870-1888; britneybritton@nwhometeam.com

558 Coal Creek Road, Chehalis
$699,950
3 Beds ⋅ 2 Baths ⋅ 2570833 MLS ⋅ ACTIVE Status
7.35-acre Gentleman's Farm 5 minutes from I-5 with multiple out buildings, details available soon! About 5 acres cleared. Domestic water rights via Johnson Creek, subject to title verification. 1st Barn (not pictured yet) has two horse Stalls, tack room / office, hay storage and small shop area. 2nd barn, Four bay machine shop. (also not pictured yet) 3 bedroom, 1 3/4 bath, 1464 sq ft ranch home. home in excellent condition. Newer water system. Beautiful setting. This is what everyone is looking for! new metal roof in the last 2 years. Newer home water system from well has 1200 gal reservoir and great purifying system. New Septic at the end of 2022. 303 x 1234 lot less Coal Creek Road curve, Irregular size lot, See the plat map.

558 Coal Creek Road, Chehalis

Listing Broker: RE/MAX Northwest; Bill King; 253-297-9876; Bill@BillKing.biz

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