98516 Homes with Assumable Terms

98516 Homes with Assumable Terms

Welcome to Lacey, Washington, a vibrant city nestled in Thurston County, where the charm of suburban living meets the breathtaking beauty of the Pacific Northwest. The zip code 98516 encompasses a diverse range of neighborhoods, each offering a unique blend of community spirit, recreational opportunities, and convenient access to urban amenities.

Living in Lacey means enjoying the lush landscapes and scenic parks that define this area. With its proximity to the stunning Nisqually National Wildlife Refuge and the serene waters of Puget Sound, outdoor enthusiasts will find plenty of opportunities for hiking, birdwatching, and exploring nature’s wonders. Plus, Lacey's well-maintained parks and playgrounds make it an ideal spot for families to thrive.

For those considering a move to this picturesque locale, the housing market in 98516 boasts a variety of homes with assumable terms. This means that buyers can take over the existing mortgage of a seller, making it easier to transition into homeownership while potentially benefiting from lower interest rates. This feature is particularly appealing for first-time homebuyers or those looking to capitalize on favorable financing options.

Lacey offers a blend of modern amenities and a close-knit community feel, with local shops, restaurants, and schools all within reach. Whether you're looking for a cozy single-family home or a spacious townhouse, the 98516 area has something for everyone. Discover the charm of Lacey and find your perfect home today!

Newest 98516 Homes with Assumable Terms

6829 Sweetgum Avenue NE, Lacey
$675,000
5 Beds ⋅ 3 Baths ⋅ 2602406 MLS ⋅ ACTIVE Status
Space, flexibility, and comfort come together in this spacious 5-bedroom, 3-full-bathroom home with a large bonus room! With two bedrooms and a full bathroom on the main floor, this versatile layout offers endless possibilities for guests, a home office, or multigenerational living. Upstairs, you'll find three additional bedrooms, including an oversized primary suite featuring a 5-piece bathroom and spacious walk-in closet, plus a generous bonus room perfect for a media room, playroom, or additional living space. The kitchen is the heart of the home, featuring an expansive island, beautiful granite countertops, and an open flow into the living and dining areas, ideal for everyday living and entertaining. A standout feature is the solar panel system, which will be paid off in full at closing, offering energy efficiency and the potential for savings on electricity costs without an ongoing solar loan payment! Step outside to a beautifully finished, low-maintenance backyard complete with a large gazebo, pet-friendly turf, and storage shed. Additional highlights include A/C and a front yard sprinkler system. Conveniently located near schools, parks, shopping, Costco, and JBLM!

6829 Sweetgum Avenue NE, Lacey

Listing Broker: PCS Home Group; Ashleigh Camberg; 360-513-9034; acamberg@pcshomegroup.com

8531 Quinault Drive NE, Olympia
$410,000
3 Beds ⋅ 2 Baths ⋅ 2601187 MLS ⋅ ACTIVE Status
Modern, updated home with convenient access to local shopping, restaurants, Costco, and I-5! Step inside to a welcoming main living area featuring a cozy wood-burning fireplace. The updated kitchen offers quartz countertops, white cabinetry, and stainless steel appliances. A separate dining area and additional living space with a wood stove provide comfortable options for everyday living and entertaining. The primary suite features a full bathroom, with two additional bedrooms and a three-quarter bathroom completing the main living area. Enjoy the spacious patio and fully fenced backyard, offering plenty of room for outdoor entertaining, gardening, or relaxing. Positioned above neighboring homes, the property offers impressive views and added privacy. So many possibilities to make this home your own!

8531 Quinault Drive NE, Olympia

Listing Broker: Redfin; Mark Hopkins; 360-999-3640; mark.hopkins@redfin.com

3323 Bali Street NE, Lacey
$469,000
3 Beds ⋅ 4 Baths ⋅ 2601677 MLS ⋅ ACTIVE Status
$8,000 in seller concessions and a low interest assumable loan for VA approved borrowers! Discover the perfect blend of space, comfort, & convenience in this beautifully maintained Lacey townhome. Designed for easy living, this spacious 3-bedroom home offers the rare advantage of a private bathroom w/ a shower for each bedroom, providing exceptional flexibility & privacy. With extra large windows & a skylight, the entire home is drenched in natural light. Generous primary suite features a walk-in closet, double vanity, and luxurious soaking tub. Two separate living areas offer plenty of room to entertain, relax, or create a home office. Additional highlights include upgraded appliances, abundant storage, and an attached 2-car garage. Elevated composite deck is perfect for outdoor dining, summer gatherings, or simply enjoying the fresh air. With HOA dues under $100 per month, low-maintenance living is refreshingly affordable! Yes you can sell that lawn mower! Although tucked in a neighborhood surrounded by nature, this home is conveniently situated near parks, walking trails, a Pickleball/restaurant combo (23 Kitchens), Cirque Climbing Gym, Costco, Home Depot, Cabelas, and a variety of shopping & dining options in the bustling Hawks Prairie area. 10 min from Puget Sound beaches & freshwater lakes and JBLM is approximately 15 min away, making this an ideal location. A wonderful opportunity to enjoy comfortable, flexible living in the heart of Hawks Prairie.

3323 Bali Street NE, Lacey

Listing Broker: Abbey Realty Inc; Misti Chastain; 360-780-0808; mistichastain@gmail.com

4401 17th Way NE, Olympia
$634,000
5 Beds ⋅ 3 Baths ⋅ 2599934 MLS ⋅ ACTIVE Status
Beautiful and Immaculate Home! One year old with $50K in upgrades. Spacious Open Concept with 5 bedrooms and room to Relax! Fully fenced back yard if you have pets to secure. The Covered patio is extended with newly installed Trex decking, Gazebo, Hot Tub and Fireplace for outdoor enjoyment and entertaining. Kitchen with Island opens into Great Room. SS appliances and quartz countertops in kitchen and baths. Main level has a Bedroom/Office with a 3/4 Bath just inside the door. Primary Bedroom with ensuite Bath and Walk in Shower upstairs, along with 3 other Bedrooms surrounding the Very Large Open Loft Area. Spacious rooms and high ceilings provide smooth flow through on both floors. Close to shopping, medical services, schools and all that Olympia offers. Heat Pump provides Heating/Cooling. Elementary School is within walking distance. All ready for Move In! Seller must relocate leaving all of this behind for you! See it today!

4401 17th Way NE, Olympia

Listing Broker: RSVP Brokers ERA; Linda L. Alexander; 206-595-9908; lindaalexander96@gmail.com

3952 Campus Willows Loop NE, Lacey
$599,900
4 Beds ⋅ 3 Baths ⋅ 2559491 MLS ⋅ ACTIVE Status
**Assumable Loan at 2.25%** Located in desirable Campus Willows in Hawks Prairie, this 2,681+/- sq. ft. home offers 4 bedrooms, 2.5 bathrooms, and a flexible layout designed for comfortable everyday living. Tucked away on a private driveway at the end of a quiet street, this level corner lot backs to a greenbelt for added privacy. Enjoy a fully fenced backyard with a patio, storage shed, attached two car garage, private driveway, and additional nearby parking, creating plenty of space for outdoor living and entertaining. Inside, the welcoming foyer features a custom built in bookcase that adds both character and functional storage. The open main level is centered around a spacious kitchen with an oversized island, perfect for meal prep, casual dining, homework, or gathering with friends. A cozy gas fireplace anchors the living area, while a built in workspace and generous pantry provide added convenience and flexibility. Upstairs, the primary suite offers a private sitting area, walk in closet, and a well appointed five piece bath with a soaking tub, separate shower, and dual vanity. Three additional bedrooms, a full bath, versatile loft, and conveniently located utility room provide space for guests, hobbies, or working from home. Neighborhood parks and playgrounds are nearby, along with shopping, dining, entertainment, transit, and easy access to I-5.

3952 Campus Willows Loop NE, Lacey

Listing Broker: Olympic Sotheby's Int'l Realty; Jake Pierpoint; 360-259-3807; jakepierpoint@olympicsir.com

7604 Traditions Avenue NE, Lacey
$449,990
3 Beds ⋅ 3 Baths ⋅ 2526778 MLS ⋅ ACTIVE Status
VA Assumable Loan at 5.75% interest! Welcome to this adorable 3-bed, 2.5-bath home with an open-concept layout perfect for everyday living. The stylish kitchen flows seamlessly into the dining and living areas, creating a warm and inviting space with engineered wood flooring. Bright and open, the kitchen features stainless steel appliances and a walk-in pantry. The main floor also offers two separate living areas, giving you flexibility for a second lounge, playroom, or spacious home office. Upstairs, the primary suite includes a private bath and walk-in closet, while two additional generously sized bedrooms share a full guest bath. A convenient upstairs utility room adds to the home’s practical layout. Outside, enjoy the fully fenced side yard with an extended patio and low-maintenance turf—ideal for relaxing. HOA-maintained front landscaping makes for easy living, while the community amenities truly set this neighborhood apart, featuring pickleball courts, parks, trails, athletic courts, beach access, and more. Conveniently located near shopping, dining, golf, I-5, and JBLM, this home offers the perfect mix of comfort, convenience, and community in one of Lacey’s most popular neighborhoods.

7604 Traditions Avenue NE, Lacey

Listing Broker: Century 21 Van Dorm Realty; Amanda Ficek; 360-819-0444; AmandaFicekHomes@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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