98503 Homes with USDA Loan Terms

98503 Homes with USDA Loan Terms

Welcome to the charming community of zip code 98503, nestled in the heart of Thurston County, Washington. This vibrant area offers a delightful blend of suburban tranquility and easy access to urban amenities, making it an ideal place for families, professionals, and retirees alike. With its lush landscapes and friendly neighborhoods, 98503 is a hidden gem that showcases the beauty of the Pacific Northwest.

One of the standout features of this region is its eligibility for USDA loan terms, making homeownership more attainable for many residents. USDA loans are designed to support low to moderate-income buyers, offering favorable interest rates and minimal down payment requirements. This means that your dream home in 98503 could be more accessible than you think! Imagine settling into a cozy home surrounded by scenic parks, hiking trails, and a strong sense of community—all while benefiting from affordable financing options.

In addition to its financial advantages, zip code 98503 boasts a rich array of local amenities. Residents can enjoy a variety of shopping, dining, and entertainment options, all within a short drive. The area is also known for its excellent schools and family-friendly parks, making it a perfect choice for those looking to raise children in a nurturing environment.

Whether you're seeking your first home, looking to upgrade, or exploring investment opportunities, the 98503 area has something for everyone. Discover the charm and convenience of this delightful community, and take the first step toward making it your own!

Newest 98503 Homes with USDA Loan Terms

4503 Carpenter Road SE, Lacey
$490,000
3 Beds ⋅ 2 Baths ⋅ 2586617 MLS ⋅ ACTIVE Status
Welcome to this beautifully renovated single-story home in the heart of Lacey! Completely updated from top to bottom, this move-in-ready home features a bright, open-concept floor plan with large windows that fill the space with natural light. Enjoy new flooring throughout, a brand-new kitchen with all new appliances, and fresh interior and exterior paint. The roof is only a few years old, and a new HVAC system with A/C was installed in 2024—so all the big-ticket items have already been taken care of. Simply move in and enjoy! Outside, you’ll love the large, fully fenced lot with plenty of room to relax, entertain, and enjoy the outdoors. RV parking offers the potential for full hookups, adding even more versatility. Located directly across from Woodland Elementary and just a short walk to Pattison Lake, Long Lake, and Hicks Lake. Rainier Vista Community Park is only about a mile away, and JBLM is approximately a 20-minute drive. Beautifully updated, light and bright, and in a fantastic location—this one is truly a must-see!

4503 Carpenter Road SE, Lacey

Listing Broker: Keller Williams South Sound; Rachel Platt; 360-918-3405; rachelplatt6@gmail.com

4519 23rd Avenue SE, Lacey
$465,000
3 Beds ⋅ 2 Baths ⋅ 2575764 MLS ⋅ ACTIVE Status
A One-of-a-Kind Mid-Century Classic in the Heart of Lacey! Step back to a time when homes were crafted with real wood, generous rooms, and spacious lots. This charming 1950s rambler has been the longtime home of an internationally credentialed artist, and her creative influence remains throughout the home—an eclectic blend of art, personality, and imagination that makes this property truly unlike any other. Three bedrooms feature built-in storage and are conveniently located across from the main bath. The spacious living room showcases beautiful hardwood floors, a fireplace, and built-in bookcases, while the kitchen opens to a large family room and a distinctive bath arrangement. A generous pantry/storage room adds valuable functionality. Outside, the expansive backyard offers plenty of room to relax, entertain, garden, or create. Enjoy the covered patio, workshop, additional storage, and a separate artist studio tucked into the far corner of the property—perfect for a home office, den, reading retreat, hobby space, or creative studio. Be sure to notice the artistically sculpted evergreens that add even more character to this special setting. All this in a convenient Lacey location close to shopping, services, schools, and everyday amenities. If you appreciate character, craftsmanship, creativity, and a home with a story to tell, this rare 1950s rambler deserves a closer look.

4519 23rd Avenue SE, Lacey

Listing Broker: Keller Williams South Sound; J. Obendorf; 360-463-6386; jerryobendorf@kw.com

5111 21st Avenue SE, Lacey
$464,900
4 Beds ⋅ 2 Baths ⋅ 2564587 MLS ⋅ ACTIVE Status
First time on the market in over 30 years! This well-loved home offers a rare opportunity to own a property with solid bones, timeless character, and endless potential. Featuring a newer 50-gallon water heater, a roof that's only six years old, and a well-maintained heating system, many of the major components have already been cared for.Beautiful original hardwood floors extend throughout the spacious living areas and bedrooms, adding warmth and classic appeal. While some updates have already been completed, there's still plenty of opportunity to personalize the home and create the space you've always envisioned.The lower level offers exceptional flexibility with a large bonus room, an additional bedroom, and a ¾ bath—ideal for guests, a home office, or multi-generational living.Conveniently located just minutes from I-5, medical facilities, shopping, and schools, this home combines accessibility with the charm of an established neighborhood featuring generous quarter-acre (±0.25 acre) lots. Don't miss your chance to make this special property your own.

5111 21st Avenue SE, Lacey

Listing Broker: eXp Realty; Cheri Wilkins; ;

1815 Curtis Court SE, Lacey
$415,000
3 Beds ⋅ 1 Baths ⋅ 2567536 MLS ⋅ ACTIVE Status
EASY TO VIEW. This solid, corner-lot charmer is nestled in a wonderfully happy and welcoming neighborhood and the enchanting yard is colored by its variety of landscaping, creating a private oasis. Combining solid character with modern readiness, this home features updated windows, a single-car garage, dedicated RV parking, and is generator ready for total peace of mind. Quiet mornings on the covered patio, a fenced backyard and a great location, all combine for the perfect place to come home to. Take a look today and see if you can make it your own.

1815 Curtis Court SE, Lacey

Listing Broker: Realty One Group Bold; Donna Weaver; 360-791-9729; Donna@WeaverLegacy.com

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.