98407 Homes with Conventional Terms

98407 Homes with Conventional Terms

Welcome to the charming 98407 zip code, nestled in the picturesque city of Tacoma, Washington. This vibrant community, located in Pierce County, offers a delightful blend of natural beauty, urban convenience, and a strong sense of community. With stunning views of the Puget Sound and the majestic Olympic Mountains, residents here enjoy a serene environment while being just a stone's throw away from the bustling city life.

The 98407 area is renowned for its diverse range of homes, catering to various lifestyles and preferences. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, you’ll find something that suits your needs. Many properties in this zip code are available with conventional financing options, making it easier for potential homeowners to secure their dream home without the complexities of alternative financing.

In addition to its beautiful homes, 98407 boasts an array of local amenities. Residents can enjoy nearby parks, scenic waterfronts, and delightful eateries that showcase the best of Pacific Northwest cuisine. The community is also served by reputable schools, making it an ideal choice for families looking to settle down in a nurturing environment.

With its perfect blend of natural beauty, community spirit, and accessibility, the 98407 zip code truly embodies the essence of Pacific Northwest living. Explore the homes available in this area today and discover the vibrant lifestyle that awaits you in Tacoma, Washington!

Newest 98407 Homes with Conventional Terms

5013 N 33 Street, Tacoma
$724,950
4 Beds ⋅ 3 Baths ⋅ 2590390 MLS ⋅ ACTIVE Status
Welcome to this fabulous North End Proctor home in Tacoma with the ultimate flex! Mid Century vibes, large level corner lot with 3 beds and 2 baths in the main home, plus a new 1 bed/bath fully self contained apartment below! Looking for classic character and exceptional versatility plus income potential?! This home is a solid YES! Start with a south facing front porch and landscaped entry into a light main floor with new carpet plus gorgeous original oak hardwoods underneath. Primary bedroom, updated bath, large living room with cozy fireplace, dining area and kitchen with stainless steel appliances. Upstairs two additional bedrooms and a sparkly new bath provide flexibility. Lower-level apartment downstairs has its own exterior entrance, full kitchen, bedroom, bathroom, laundry and living space. Consistently generating $1,800 per month in rental income, or easily reconnect with upper home for multigenerational living or room for extended guests. Outside is a fenced backyard with room to entertain, garden or relax, plus a detached garage and a flex work/hobby shop! Ideally situated in Tacoma's desirable North End, close to Proctor District shopping, dining and farmers market, Point Defiance Park, Point Ruston and the Ruston Way waterfront. Even better, with a full-price offer, the seller is offering a Fidelity Enhanced home warranty PLUS $5,000 toward buyer closing costs! An exceptional opportunity to enjoy the North Tacoma lifestyle while making your home work for you.

5013 N 33 Street, Tacoma

Listing Broker: KW Greater Seattle; Joseph Hill; 206-218-8448; josephrhill@kw.com

5003 Main Street Unit #104, Tacoma
$1,165,000
3 Beds ⋅ 3 Baths ⋅ 2586790 MLS ⋅ ACTIVE Status
Wake up to sweeping Puget Sound & Mt. Rainier views from this exceptional ground-floor 3BD/3BA condo at Copperline in Point Ruston. Open the blinds to watch the morning light across the Sound or step onto the expansive private patio and enjoy boats, fishermen, whales & ever-changing waterfront views & sea life right outside your door. The view is part of everyday life. Fresh paint, new carpet, 10-ft ceilings & appliances that stay make this home feel brand new & ready for its next owner. Slider access from both the living room & primary suite brings the outdoors in. The spacious primary offers a walk-in closet plus a 2nd closet in the bathroom. Work from home with water views as your backdrop, then step outside for coffee, lunch or a walk along the boardwalk. Walk for miles along the Sound, stroll to Dune Peninsula Park for sunsets, summer concerts & 4th of July fireworks, or watch the ferry glide toward Vashon Island. Paddleboard, kayak or bike toward Point Defiance & Five Mile Drive. Restaurants, coffee, market, smoothies, gym, Pilates, cinema & shops are all an easy walk away. Enjoy 1 garage parking space with EV charger plus a 2nd space in the courtyard just outside the unit. Large patio, private storage, community room, woodshop & beautifully landscaped grounds. A wonderful full-time home or second-home retreat—come home to the beauty of the Sound.

5003 Main Street Unit #104, Tacoma

Listing Broker: Neighborhood Experts Real Est.; Carla Mucha; 253-888-7996; carla@neighborhoodexpertswa.com

5101 N 49th Street, Ruston
$1,890,000
4 Beds ⋅ 3 Baths ⋅ 2584419 MLS ⋅ ACTIVE Status
Custom-built luxury in Ruston w/ unbelievable Puget Sound views! Indoor-outdoor living & w/ the best of Ruston right outside your door. Open-concept main floor overlooking Commencement Bay & Point Ruston, w/ gourmet kitchen centered around a large island. Updates: new dishwasher (2025) & top-of-the-line range & hood (2021). Speakers & Central vac throughout. Walkout backyard, custom landscaping creates privacy & lush garden spaces, fully irrigated for easy maintenance. Covered patio extends the living space year-round w/ gas BBQ hookup, hood vent, speakers & heat lamps. Upstairs, the primary suite, true retreat w/ custom built-in closet & private balcony. Enjoy the rooftop deck off den. W/expansive views of Commencement Bay, Vashon Island, Browns Point, Mt. Baker, Cascades, Olympics, & more. North-facing & filled w/ sunlight all day, rooftop deck equipped w/ waterproof speakers, & hot tub. Perfect spot for morning coffee, entertaining friends or relaxing w/ views. Tandem 3-car garage provides plenty of flexibility for a home gym, workshop, or additional storage. Just a short walk to the Point Ruston waterfront, w/ miles of walking paths, waterfront dining, shops & entertainment. Additional features include plantation shutters, electric blackout blinds in the primary, garage storage racks, alarm system, Ring cameras, generator hookup ready & new carpet in primary. This special Ruston home brings together incredible views, thoughtful updates & an easy waterfront lifestyle.

5101 N 49th Street, Ruston

Listing Broker: Neighborhood Experts Real Est.; Paige Schulte; 253-313-4093; paige@askpaigeschulte.com

4919 N Winnifred Street, Ruston
$849,999
4 Beds ⋅ 4 Baths ⋅ 2581623 MLS ⋅ ACTIVE Status
Experience the best of Ruston living in a home designed for space, flexibility and connection. Offering approximately 2,400 sqft across three thoughtfully arranged levels, this 4-bedroom, 3.5-bath residence features two private bedroom suites—an uncommon layout with comfortable options for guests, extended stays, multigenerational living or working from home. The main living level brings everyone together with an open-concept living room, dining area and kitchen flowing onto an expansive covered deck for outdoor dining and year-round enjoyment. A generous bedroom suite with a walk-in closet and private bath completes this level. Upstairs, the secluded primary retreat occupies its own floor with a walk-in closet, spacious ensuite bath, private balcony and access to abundant attic storage. Two additional bedrooms, a full bath and laundry room are located on the lower level, along with access to a nearly 30ft covered patio and oversized attached garage. Multiple outdoor spaces make it easy to enjoy the fresh PNW air in every season. In the heart of Ruston, just 1.5 blocks from Rust Park, the home places neighborhood cafés, local boutiques, the Point Ruston waterfront and the trails and scenery of Point Defiance Park within easy reach. A distinctive floor plan, generous storage and sought-after location come together in a home built for the way life evolves.

4919 N Winnifred Street, Ruston

Listing Broker: COMPASS; Autumn Wright; 253-230-8522; autumn.wright@compass.com

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