98405 Homes with VA Loan Terms

98405 Homes with VA Loan Terms

Welcome to the vibrant neighborhood of Tacoma, Washington, located in the heart of Pierce County and encompassed by the charming 98405 zip code. This area is a hidden gem, offering a unique blend of urban convenience and natural beauty. Tacoma is known for its rich history, cultural diversity, and stunning waterfront views of Puget Sound, making it a desirable destination for both families and individuals alike.

The 98405 zip code features a variety of housing options, from historic homes that showcase the city's architectural heritage to modern condominiums that provide contemporary living spaces. Whether you’re looking for a cozy bungalow or a spacious family home, Tacoma's real estate market has something for everyone.

One of the standout features of this area is its accessibility to VA loan terms, making homeownership more attainable for veterans and active-duty military personnel. With favorable financing options available, many are finding their dream homes right here in Tacoma. The community is supportive and welcoming, with numerous amenities, parks, and recreational opportunities that cater to all lifestyles.

Explore the local art scene, indulge in diverse culinary experiences, or take a stroll along the scenic waterfront. The 98405 neighborhood is not just a place to live; it’s a community that fosters connection and growth. With its affordable housing options and VA loan benefits, now is the perfect time to consider making Tacoma your new home. Experience the charm of 98405 and discover why so many are proud to call this area home!

Newest 98405 Homes with VA Loan Terms

907 S Huson Street, Tacoma
$575,000
3 Beds ⋅ 2 Baths ⋅ 2601371 MLS ⋅ ACTIVE Status
1940s charm, thoughtful updates, and a great Tacoma location! Tucked away on a quiet, no-through street, this 2,270 sq ft home has so much original character, from the arched doorways and built-ins to the large picture windows overlooking mature landscaping. Inside, you'll find hardwood floors, fresh paint, new carpet, a spacious living room, dining area with a built-in hutch, and two bedrooms on the main floor. The kitchen features a high-end KitchenAid convection range with downdraft ventilation. Downstairs offers a large bonus room, flexible space for guests, and a spacious half bath with room to add a shower. Many of the big-ticket updates are already done, including an updated downstairs electrical panel, new hot and cold water lines in 2022, and attic insulation in 2025. Outside, there's a covered front porch and a large, flat, fully fenced backyard with fruit trees, a garden shed, and plenty of room to enjoy. The location is hard to beat, with easy access to Hwy 16, I-5, and bus routes 1 and 28. Both major hospitals are just 7 minutes away, while Proctor, Ruston, Point Defiance, TCC, and UPS are all nearby. Tacoma Boys, Metropolitan Market, local coffee shops, and everyday shopping are just minutes from home, with SeaTac approximately 30 minutes away.

907 S Huson Street, Tacoma

Listing Broker: Neighborhood Experts Real Est.; Michelle Charlton; 206-595-5575; michelle@neighborhoodexpertswa.com

2309 S 17th Street, Tacoma
$365,000
2 Beds ⋅ 1 Baths ⋅ 2599196 MLS ⋅ ACTIVE Status
Welcome home to this irresistible, turn-key rambler where every detail invites you to stay! Highlights include fresh exterior paint, plush new carpet, and a newer roof (under 5 years old), offering complete move-in readiness. Enjoy main-level living with two bright bedrooms and one full bath, plus nearly 600 sq. ft. in the unfinished basement ready for your personal vision; unleash your imagination with a home gym, workshop, or future renovation. The private, fully fenced backyard boasts a covered patio, fresh landscaping, and a spacious detached 2-car garage with alley access. Conveniently located near I-5 and HWY 16, this charming gem offers comfort, quality, and opportunity in one complete package! With 1 year Shield Plus warranty from American Home Shield, move in with peace of mind! Interest Rate buydown available with Seller's preferred lender.

2309 S 17th Street, Tacoma

Listing Broker: Redfin; Jessica Birch; 253-293-0472; jessica.birch@redfin.com

2109 Tacoma Court, Tacoma
$400,000
2 Beds ⋅ 3 Baths ⋅ 2581355 MLS ⋅ ACTIVE Status
Need some extra income? Here's an investment opportunity. Tenant occupied. Welcome to this inviting 2-bedroom, 2.25-bath townhouse offering stunning views of downtown Tacoma, Commencement Bay, and the surrounding mountains featuring a bright, open-concept layout with a spacious kitchen flowing seamlessly into the dining and living areas. Enjoy cozy evenings by the gas fireplace while taking in the spectacular city views. The lower-level offers 2 spacious bedrooms with city views. The primary bedroom has a private ¾ bath. Additional highlights include an attached single-car garage and generous storage. Conveniently located near I-5, UW Tacoma, parks, shopping, dining, nightlife, the Tacoma Dome, and Sounder train service. Enjoy the best of Tacoma living with stunning views and unforgettable sunsets!

2109 Tacoma Court, Tacoma

Listing Broker: Keller Williams Realty; Michelle Guykema; 206-999-0510; mguykema@kw.com

1948 S Hosmer Street, Tacoma
$499,000
4 Beds ⋅ 3 Baths ⋅ 2600592 MLS ⋅ ACTIVE Status
Built in 2021, this 1,856 sq ft Tacoma home features 4 bedrooms, 2.5 bathrooms, and no HOA fees. The main level offers a functional open-concept layout connecting the kitchen, dining, and living areas. The kitchen is equipped with stainless steel appliances, abundant cabinetry, and ample counter space. Directly off the main living area, both covered and open-air patios provide usable outdoor space year-round. The primary bedroom is located on the main floor and includes private patio access, a walk-in closet, and an en-suite bathroom. Upstairs contains three additional bedrooms, a full bathroom, and extra storage space, suitable for guest rooms or a home office. The property sits on a spacious, flat lot with rear alley access. Exterior amenities include a detached shop (potential for a workshop, gym, or future garage conversion—buyer to verify), dedicated RV parking, and ample off-street parking. Conveniently located minutes from I-5, major commuter routes, hospitals, parks, shopping, and local dining options.

1948 S Hosmer Street, Tacoma

Listing Broker: WRE Brokerage; Jake Stephen Nielsen-Gillihan; 206-788-5356; jakegillihan01@gmail.com

1620 S 9th Street, Tacoma
$695,000
2599949 MLS ⋅ ACTIVE Status
Wonderful duplex, with additional DADU potential in fantastic Central Tacoma location convenient to Downtown, Stadium District & 6th Ave. Each 2 bed, 1 bath unit features hardwood floors, SS appliances & washer/dryer hookups, plus generous loft areas great for office/flex space. The oversized front patio offers space to decorate or lounge during the beautiful sunny days & both units have a fully fenced back yard area with privacy fence separating the units. The partially finished basement/tandem garage under the left unit is perfect for covered parking, storage or finish it off for additional flex space. The best part might just be the 768sf garage/shop in the back with alley access & drive through garage doors. The city has partially approved a 2 bed, 2 bath DADU conversion with plans available. There is also a huge probability to split the lot & develop the back parcel with the garage. You don't want to miss the opportunity to add this great multifamily as a house hack or rental with the possibility to grow!

1620 S 9th Street, Tacoma

Listing Broker: Real Broker LLC; David Pichler; 626-222-0972; dap.mosaic@gmail.com

1939 S L Street, Tacoma
$419,900
3 Beds ⋅ 2 Baths ⋅ 2599790 MLS ⋅ ACTIVE Status
1904 Hilltop Home with 3 Bedrooms and 1.25 Baths on a 0.11-Acre Lot. Move-in ready with fresh interior and exterior paint and new LVP and carpet throughout. On the main level, you will find the large living room with a ceiling fan and a box-beam ceiling, kitchen that offers new counters, stainless steel appliances, including a refrigerator, extra storage, a dining area, plus a 3/4 bath and bedroom. Upstairs, you’ll find 2 additional bedrooms, a 1/2 bath, a laundry area with washer & dryer included, and a bonus room that could serve as a 4th bedroom. Outside, you will find a deck and a large, fully fenced yard with alley access, offering plenty of parking and potential for a future DADU or garage. Close to St. Joe’s Hospital, transit, shopping, restaurants, parks, and more. Easy access to I-5 and JBLM. Don’t miss this one; see it today!

1939 S L Street, Tacoma

Listing Broker: Keller Williams Realty; Kristen Steinman; 253-691-1540; Kristen@KKSandAssociates.com

3313 S 7th Street, Tacoma
$520,000
3 Beds ⋅ 2 Baths ⋅ 2598918 MLS ⋅ ACTIVE Status
Welcome to 1905 Victorian charm reimagined for modern, sustainable living! Located just minutes from Tacoma’s vibrant 6th Avenue District, this light-filled 3-bed, 2-bath home blends historic character with a newer roof, new water heater, all appliances, insulated windows, new carpet and paint, ensuite primary bedroom, integrated solar panels, and an EV charger(!) Outside, the freshly landscaped lot offers off-street parking, two fenced pet areas, and versatile storage buildings. Classic style, great neighborhood, eco-conscious updates, and unbeatable pedestrian friendliness await! Make your appointment today!

3313 S 7th Street, Tacoma

Listing Broker: Evolution Real Estate Company; Rod Blackburn; 360-328-7467; rod@evolutionrealestate.co

1911 S Hosmer Street, Tacoma
$525,000
3 Beds ⋅ 2 Baths ⋅ 2597264 MLS ⋅ ACTIVE Status
This beautiful mid-century rambler features three good-sized bedrooms, two full bathrooms, and a fully finished basement. The main floor boasts an open-concept floor plan that connects the kitchen, dining & living room with real hardwood floors running throughout. Storage abounds in your kitchen with new, butcher block countertops.2 bedrooms and 1 full bathroom complete the main floor. French doors take you out onto your large, covered deck and massive backyard; ready for your unique touch. The fully finished basement includes a dedicated exterior entrance, new LVP flooring and a functional kitchenette. The lower level layout is finished out with 1 bedroom and 1 full bath; making it perfect for income production or multi generational living. The attached garage and generous driveway are a bonus while the mature garden is the cherry on top!

1911 S Hosmer Street, Tacoma

Listing Broker: COMPASS; Robin D Nichols; 253-632-5904; robin.nichols@compass.com

1214 Yakima Avenue Unit #A & B, Tacoma
$585,000
2595444 MLS ⋅ ACTIVE Status
Excellent investment opportunity in prime North Tacoma! Just steps away from UW Tacoma and Bates Technical College. This updated, turnkey duplex features versatile RCX zoning (buyer to verify) and exceptional potential. The vacant main unit is move-in ready and ideal for an owner-occupant or a savvy investor with prospective market rent projected at $2,400/mo. The upper unit is tenant-occupied on a 1-year lease at $1,200/mo, offering immediate cash flow with future rent potential of $1,800/mo. Major 2023 updates include fresh interior/exterior paint, new carpet, updated fixtures, plus a new fence and refreshed landscaping. Complete with 3 off-street alley parking spaces and a storage shed for each unit, this amazing property is ready to add immediate value to your portfolio! Unit B available to show after mutual contract. Partnering with Rate to offer an exclusive 15% down payment option with NO PMI. Keep your upfront costs low while eliminating monthly mortgage insurance, boosting monthly cash flow from day one. Reach out for full financing terms!

1214 Yakima Avenue Unit #A & B, Tacoma

Listing Broker: KW Mountains to Sound Realty; Carlie Hendrickson; 360-813-8873; carlie.pnwhomes@gmail.com

1017 S I Street, Tacoma
$499,900
2594657 MLS ⋅ ACTIVE Status
Updated Tacoma duplex in a prime location within walking distance of light rail and close to downtown amenities. The up-down configuration features 2-bedroom, 1-bath units, each with a living area, kitchen, and its own laundry. There are no shared interior spaces, and electricity and water are separately metered. A comprehensive remodel from the studs out in 2016 included a new roof, windows, plumbing, electrical systems, and much more. The lower unit rents for $1,600 per month to a reliable, long-term tenant, while the recently vacated upper unit offers flexibility to move in, lease long term, or explore short-term rental use. The upper unit previously operated as a successful Airbnb benefiting from its proximity to downtown Tacoma. The projected 6.38% cap rate assumes an upper-unit rent of $1,600 per month — matching the rate of the lower unit and below current market rent — leaving additional income potential beyond the stated projection. Overall, this is an excellent investment opportunity with a proven rental track record and the added flexibility of owner occupancy.

1017 S I Street, Tacoma

Listing Broker: Windermere Prof Partners; Drew Staudt; 253-285-6105; drewstaudt@windermere.com

1433 S Stevens St, Tacoma
$529,999
3 Beds ⋅ 2 Baths ⋅ 2590820 MLS ⋅ ACTIVE Status
Come and “Fall” in Love with a BIG HOME, BIG LOT & PRIME CENTRAL TACOMA LOCATION! 2,190 Sq Ft | 9,750 Sq Ft Lot | Move-In Ready JUST COMPLETED — OCTOBER 2026!Welcome to this beautifully refreshed Central Tacoma home, with major improvements completed in October 2026, including a brand-new roof, water heater, flooring, vinyl windows, kitchen and bathroom updates, and freshly repaved backyard asphalt. Ideally located just minutes from HWY 16, Proctor District, Ruston Way Waterfront, Downtown Tacoma, St. Joseph Medical Center, and the newly built Mary Bridge Children’s Hospital, this home offers exceptional convenience and easy access to all that Tacoma has to offer. EASY REAR ACCESS & PARKING: From S Stevens St, turn right onto S 16th St, make a left, house is on the left side. The main level offers comfortable living spaces filled with natural light and a welcoming layout. The lower level adds valuable flexibility with a large finished room, gas fireplace/heater, 1/2 bath, and separate exterior entrance. Use it as a family room, home office, recreation space, guest area, hobby room, or potential rental space. Outside, the generous 9,750 sq ft lot provides plenty of room to enjoy, entertain, park an RV, and bring your future ideas to life. There is also additional yard space with potential for a future studio or ADU—buyer to verify requirements and feasibility. Come see it, fall in love, and make it yours! (Some photos have been virtually staged for illustrative purposes.)

1433 S Stevens St, Tacoma

Listing Broker: Keller Williams Realty PS; Tracy Nguyen; 626-428-6451; t.n.z@kw.com

723 S Sheridan Avenue, Tacoma
$1,100,000
2593878 MLS ⋅ ACTIVE Status
Looking for a like-new, turn-key, income producing property? Look no further! This gorgeous triplex was fully remodeled just 2 years ago, and has rented consistently since! All new electrical, plumbing, insulation, roof, windows, quartz counters, solid soft close cabinets, etc. Shorter term traveling nurse housing has been great because of the proximity to St Joseph and Mary Bridge hospitals, and longer term tenants flock as well! Fully furnished from sofas to silverware, the tenants need bring nothing but their clothes! Each unit is a 3 bed 1 bath with it's own washer/dryer. Bunk beds make for comfortable extra sleeping space, and the super-cute design touches throughout make this a magnet for renters. Loads of street parking on the corner lot. Ask your agent about rental details. Live in one unit and rent the others, the possibilities are endless for this sweet triplex. Furnish Finder listings paid through August 2027!

723 S Sheridan Avenue, Tacoma

Listing Broker: Windermere RE West Sound Inc.; Rebecca Johnson; 253-227-8579; rebeccajohnson@windermere.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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