98388 Homes under $700,000

98388 Homes under $700,000

Welcome to the charming community of Steilacoom, Washington, nestled in Pierce County and proudly bearing the zip code 98388. This picturesque locale, known for its historic waterfront and stunning views of the Puget Sound, offers a unique blend of small-town charm and modern conveniences. With a rich history dating back to the mid-1800s, Steilacoom is one of Washington's oldest towns, providing residents with a deep sense of community and connection to the past.

For those seeking a place to call home without breaking the bank, Steilacoom offers a variety of beautiful homes priced under $700,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find an array of options that cater to diverse tastes and lifestyles. From cozy bungalows to spacious family homes, each property is designed to provide comfort and warmth, reflecting the area's inviting atmosphere.

Residents of Steilacoom enjoy easy access to local parks, waterfront activities, and a vibrant downtown area filled with quaint shops and eateries. The community is also well-connected to larger cities, making it an ideal location for those who commute to Tacoma or Seattle while still cherishing the tranquility of suburban life.

In Steilacoom, you’re not just finding a house; you’re discovering a place where neighbors become friends, and every day feels like a breath of fresh air. Explore the possibilities of making this enchanting town your new home, where affordability meets charm in the heart of Washington State.

Newest 98388 Homes under $700,000

2324 Pamela Place, Steilacoom
$510,000
3 Beds ⋅ 2 Baths ⋅ 2596481 MLS ⋅ ACTIVE Status
Welcome home to this thoughtfully updated daylight basement home on a spacious, fully fenced (including front yard) corner lot in Steilacoom! Enjoy the convenience of main-floor living with 3 bedrooms, a full bathroom, dining area, and large balcony with stairs down to the backyard. Recent updates include a remodeled kitchen, updated main-floor bathroom, Bathtub installed in downstairs bathroom, fresh interior paint, & carpet in 2024. Additional improvements include a newer furnace, updated electrical panel/ wiring, updated plumbing, plus a 50-year roof installed in 2019! The daylight basement offers a generous open bonus room, laundry area, 3/4 bath, and endless possibilities for a home office, recreation room, or additional living space. Separate entry through downstairs sliding door complete with private patio under the main deck. This is ideal for optional multi-generational living, or income producing possibilities! The 8,000 sq. ft. lot feels even larger, offering plenty of room to enjoy the ginormous yard. Complete with an attached one-car garage and additional boat/RV parking plus no HOA! This home offers space, flexibility, and an unbeatable Steilacoom location! This home has a 5.75% assumable VA loan. Contact agent for more info.

2324 Pamela Place, Steilacoom

Listing Broker: RE/MAX Exclusive; Christy Cochran; 253-223-6509; Christy@homesbychristy.com

146 Cormorant Drive, Steilacoom
$675,000
3 Beds ⋅ 3 Baths ⋅ 2595254 MLS ⋅ FIRST LOOK Status
Rarely available and worth the wait, this Cormorant Ridge home offers multiple gorgeous views of the Sound, the Olympics, and the islands! Truly enjoy single-family living with the ease of condo ownership in this gated community. This 3 bed, 2.5 bath home offers 2,170 sq ft of room to spread out. Soaring vaulted ceilings, cozy gas fireplace and glass built-ins make the formal living room a standout, while the kitchen features granite counters, stainless steel appliances, ample pantry space, and of course...more views! Right outside the kitchen and family room, you'll enjoy a large private deck to dine on, entertain, or simply enjoy the Puget Sound sunsets. Beautiful hardwood floors add warmth, and the primary suite on the main level makes everyday living easy and simple. Plenty more space on the 2nd level with more rooms, bathroom, and another private deck! A heat pump with A/C keeps you comfortable year-round, and the 3-car garage with epoxy-finished floors offers plenty of space for vehicles, storage, and projects. All the space and privacy of a home of your own, low maintenance, in a setting you’ll love coming home to!

146 Cormorant Drive, Steilacoom

Listing Broker: RE/MAX Exclusive; Melanie Tinsley; 253-970-9111; Melanietinsley@remax.net

2826 Garden Court Unit #B, Steilacoom
$288,500
2 Beds ⋅ 1 Baths ⋅ 2590474 MLS ⋅ ACTIVE Status
Beautifully remodeled and tucked away from the main road, this charming 2-bedroom, 1-bath condo offers a peaceful retreat in historic Steilacoom. Nearly 1,000 square feet of thoughtfully designed living space features abundant natural light, a fresh, airy color palette, and a flowing layout that makes the home feel welcoming from the moment you enter. Enjoy a convenient ground-floor entry and inviting living spaces that open to a cozy garden patio, extending your living area outdoors. Whether you’re sipping morning coffee, dining outside, or hosting friends, this delightful space offers a place to relax and recharge. Upstairs, both bedrooms enjoy peaceful neighborhood views and separation from the main living area—ideal for winding down at the end of the day. The remodeled interior offers a fresh start, while the location brings Steilacoom’s coastal charm right to your doorstep. Just moments away, discover waterfront parks, beaches, local shops, and the historic downtown. From leisurely afternoons by the water to exploring the neighborhood, there’s plenty to enjoy close to home. Move-in ready and full of character, this condo combines modern comfort with an inviting small-town setting.

2826 Garden Court Unit #B, Steilacoom

Listing Broker: AgencyOne; Jessica Scotti; 253-343-3889; jessicascottikw@gmail.com

2802 Garden Court Unit #A, Steilacoom
$394,950
2 Beds ⋅ 2 Baths ⋅ 2588592 MLS ⋅ ACTIVE Status
Exclusive lender paid rate buy down available! Tucked into the highly desirable Steilacoom Gardens Community, this one level end unit sets itself apart from anything else in the community. Natural light fills the open layout in this completely remodeled (from the the studs) unit. Notice the high end & stylish finishes and thoughtful touches throughout. The kitchen features ss appliances, quartz slab counters, gorgeous tile backsplash and generous extended cabinetry, offering exceptional storage. Color-changing LED accent lighting above the cabinets sets the vibe, and an electric fireplace adds cozy charm to the living space. With 2 bedrooms and 2 bathrooms, this home offers a layout you won't find anywhere else in the community - it's the only unit with a dedicated primary bathroom - a must see luxury retreat! A bonus, finished attic space adds even more room to store or spread out. In-unit laundry & water heater w/its own private entry are other standout features rarely found here, in addition to shared laundry available for every 4 units in the building. And with zero stairs to reach the front door, access couldn't be easier. Step outside to a grassy yard just beyond your door, or head over to the community clubhouse, pond, and park — a calm, scenic gathering space for residents. Two dedicated parking spots (one garage, one outside), all backed by a strong, well-managed HOA. A genuinely distinctive home in a tight-knit, 48-home community. Don't miss this opportunity!

2802 Garden Court Unit #A, Steilacoom

Listing Broker: eXp Realty; Elizabeth Foster; 253-282-5306; info@elizabethsdreamhomes.com

1107 Stevens Street, Steilacoom
$549,000
3 Beds ⋅ 3 Baths ⋅ 2588498 MLS ⋅ ACTIVE Status
Discover this charming 3-bed, 2.25-bath home in the desirable Town of Steilacoom. At 1,711 sq ft, it features sunlit vaulted ceilings illuminated by skylights, offering an open, airy feel. The outdoor deck beckons for relaxation, while the fully fenced backyard ensures privacy and play space. The 2-car attached garage provides ample storage. Recent upgrades include a new backyard fence in 2025 and brand new roof recently completed in 2026, and furnace was replaced in 2022 along with brand new LVP flooring and carpet in October 2026. Enjoy proximity to parks, local schools, JBLM, shopping, and dining—perfect for convenience and comfort.

1107 Stevens Street, Steilacoom

Listing Broker: Dupont Realty & Property Mgmt; Penelope A. Lacy; 253-973-7341; penelope@thedupontoffice.com

517 Galloway Street, Steilacoom
$650,000
3 Beds ⋅ 2 Baths ⋅ 2587974 MLS ⋅ ACTIVE Status
This inviting Steilacoom rambler offers a floor plan that lives larger than expected, with generous room sizes and an easy, functional flow. Cathedral ceilings bring a wonderful sense of volume to the family room, while a gas fireplace adds warmth and a sliding door creates a natural connection to the backyard.Outside, an expansive patio overlooks established gardens, providing plenty of space for outdoor dining, entertaining, or simply enjoying the surroundings.Comfortable and appealing as it stands, this home also presents an exciting opportunity for thoughtful updates that could elevate it to the next level. Great space, solid fundamentals, and plenty of potential—all in desirable Steilacoom.

517 Galloway Street, Steilacoom

Listing Broker: Realogics Sotheby's Int'l Rlty; Shannon Bell-Peterson; 253-273-8433; shannon@sbpre.com

10325 Morris Boulevard Unit #Blvd, Steilacoom
$475,000
3 Beds ⋅ 2 Baths ⋅ 2582185 MLS ⋅ ACTIVE Status
Spectacular sound view on private Ketron Island. Open kitchen area w/granite countertops & large island. Master bdrm on main level. Living room w views of Puget Sound. Lower level features den, 2 bdrms, laundry, storage room& large office space w/ separate exterior entry. Covered porches front & back. Expansive attached carport area w/ gardenroom & shop space. Large .87 acre. Included are 2 adjacent parcels #4950000130 & #4950000150 on either side of the house. Beach access w neighbors permission. A truly unique property!

10325 Morris Boulevard Unit #Blvd, Steilacoom

Listing Broker: Better Properties - Metro; Tim Ford; 360-888-0015; timothydford@gmail.com

2806 Garden Court Unit #D, Steilacoom
$355,000
2 Beds ⋅ 1 Baths ⋅ 2560462 MLS ⋅ ACTIVE Status
Recently updated Steilacoom Gardens condo offering comfort, function & value-complete with upgraded air conditioning and flooring throughout. The spacious living area featuring updated lighting and seamlessly connected to the dining space. Large patio with space for plants and other item with only access from this unit. The kitchen sits just off the dining area & features refreshed cabinets, counters, fixtures & new appliances. There are 2 generously sized bedrooms & full bath w/ updated vanity & tub surround. Additional updates include newer paint, doors, trim, electrical & hot water tank. Unit includes private garage parking spot & storage + additional uncovered parking space. Washer and dryer in laundry in the unit no need to go out to do laundry. Low HOA dues cover water, sewer, garbage & cable. Perfect location near parks, shopping & Western State Hospital! No age restrictions. New roof just completed. 2 mini splits for heat and air conditioning. Upgrades valued at $70000.

2806 Garden Court Unit #D, Steilacoom

Listing Broker: eXp Realty; Dottie Hoagland; 253-640-8387; mauibeachlife@gmail.com

307 4th Street, Steilacoom
$499,999
3 Beds ⋅ 2 Baths ⋅ 2557499 MLS ⋅ ACTIVE Status
Do you want instant equity? This beauty appraised for $585k in Oct! Have you ever dreamed of being able to walk to the beach from your front door? This beautifully updated home makes that dream a reality, with Puget Sound just a 2-minute stroll away in Steilacoom's coveted Saltars Point neighborhood—one of the most desirable areas in town. Situated on a private 0.26-acre lot with a peaceful forested backdrop, this home offers the perfect balance of privacy, beachside living, and convenience, just minutes from downtown Steilacoom's charming shops, restaurants, coffee houses, waterfront parks, and marina. Inside, the thoughtfully reimagined main level features a bright, open floor plan centered around a stunning fireplace, creating a warm and inviting space for both everyday living and entertaining. The seamless flow between the living, dining, and kitchen areas is complemented by extensive 2020 updates, including luxury vinyl plank flooring, refreshed cabinetry, modern countertops, and updated appliances. Lovingly maintained, the home has benefited from more than $60,000 in professional improvements, including updated electrical, a tankless water heater, and numerous additional upgrades that provide comfort and peace of mind. Partially unfinished basement offers an incredible opportunity to build sweat equity while creating the space you've always envisioned. Design a luxurious primary suite with a spa-inspired walk-in shower, a home gym, media room, guest quarters!

307 4th Street, Steilacoom

Listing Broker: eXp Realty; Tanya Headrick; 253-389-7204; tanya@pnwsold.org

10318 Morris Boulevard, Steilacoom
$250,000
2 Beds ⋅ 1 Baths ⋅ 2533008 MLS ⋅ ACTIVE Status
Escape the noise of the city & discover the peaceful beauty of Ketron Island. A scenic ferry ride across the sound sets the tone for a slower pace of life, where privacy, nature, & tranquility are part of everyday living.Situated on over half an acre, this property enjoys peekaboo mountain & sound views in a serene island setting. The home offers 2 bedrooms, 1.75 baths, a spacious living room with expansive windows, a bonus room, shop space, a detached 2-car garage, & room for RV parking.The home is in need of renovation & is ready for its next chapter. But at this price point, the opportunity to own Island property is rarely available, making this an especially compelling option for buyers seeking a private retreat. Whether you're looking to restore, reimagine, or create something uniquely your own, this is an opportunity to build equity while enjoying one of the region's most peaceful island communities. Ketron Island is comprised entirely of private residences, with no commercial development, offering a rare sense of seclusion & an escape from the distractions of everyday life. Although the limited ferry schedule can seem challenging, it helps preserve the island's quiet character & uncrowded atmosphere, making it a place where you can truly disconnect. Bring your ideas, your vision, & your creativity to unlock the potential of this property & create an island retreat that's all your own. Can see anytime, but 2nd Tuesday of the month offers an extra AM ferry.

10318 Morris Boulevard, Steilacoom

Listing Broker: John L Scott RE West Seattle; Gayle Sammons; 206-658-7374; gaylesammons@johnlscott.com

2412 Lexington Street, Steilacoom
$620,000
3 Beds ⋅ 3 Baths ⋅ 2496373 MLS ⋅ ACTIVE Status
Must-see, truly unique property for the area, highlighted by a custom-built garage large enough to accommodate most RVs & offering incredible potential for an ADU, workshop or flex space with electrical hookup. This spacious rambler offers 3 bedrooms & 3 bathrooms, designed for comfortable everyday living & entertaining. The well-maintained home features a formal living room & formal dining area, along with a generous family room perfect for relaxing or hosting guests. The kitchen comes fully equipped with all appliances & flows conveniently into the main living spaces, while a dedicated mudroom & utility room add everyday functionality & extra storage. This unique property truly stands out with abundant parking, easily accommodating RVs, boats & all your outdoor toys. With its flexible layout, standout garage space & income or multi-use potential, this home offers both convenience & opportunity, making it a rare find ready to fit a variety of lifestyles.

2412 Lexington Street, Steilacoom

Listing Broker: Windermere Prof Partners; Ashley Rogers; 425-213-3591; ashleyrogers@windermere.com

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