98387 Homes with Assumable Terms

98387 Homes with Assumable Terms

Welcome to the charming community of Spanaway, Washington, nestled in the picturesque Pierce County. The zip code 98387 is a vibrant area that offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its stunning natural beauty, Spanaway is surrounded by lush forests, serene lakes, and breathtaking mountain views, making it an ideal location for outdoor enthusiasts and nature lovers alike.

The housing market in Spanaway is thriving, with a variety of homes available to suit different lifestyles and budgets. One of the standout features of this area is the availability of homes with assumable terms. This means that buyers can take on existing mortgage terms from sellers, which can be a game-changer in today's fluctuating interest rate environment. This unique option not only makes homeownership more accessible but also allows buyers to potentially benefit from lower rates.

In addition to its appealing housing options, Spanaway boasts a strong sense of community. Residents enjoy a wide range of recreational opportunities, including parks, trails, and the beautiful Spanaway Lake, perfect for picnics, fishing, and kayaking. The area is also conveniently located near shopping centers, schools, and local dining, ensuring that all your needs are met within a short drive.

With its welcoming atmosphere, stunning landscapes, and homes with assumable terms, Spanaway is an excellent choice for those looking to settle down in a vibrant community. Come explore the possibilities that await you in the heart of 98387!

Newest 98387 Homes with Assumable Terms

1909 195th Street Ct E, Spanaway
$499,990
3 Beds ⋅ 2 Baths ⋅ 2586709 MLS ⋅ ACTIVE Status
PAID-OFF SOLAR + A/C + ASSUMABLE FHA LOAN AT 2.25% INTEREST RATE! Welcome to easy one-story living in desirable Ridgeview Estates! This beautifully maintained 3-bedroom, 2-bath home offers an exceptional combination of comfort, efficiency, and value. The fully paid-off solar system means no solar lease, while central A/C keeps you comfortable year-round. Qualified buyers may have the opportunity to assume the existing FHA loan at the 2.25% interest rate, subject to lender/servicer approval and buyer qualification. LVP flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Enjoy being just steps from two neighborhood parks and conveniently located near shopping, dining, schools, and major commuter routes. Move-in ready and thoughtfully updated, this is an opportunity you won't want to miss!

1909 195th Street Ct E, Spanaway

Listing Broker: James & Associates R.E. Inc.; Lisa Dufresne; 509-260-0839; lisa@james-realestate.com

2110 178th Street Ct E, Spanaway
$557,450
4 Beds ⋅ 3 Baths ⋅ 2585739 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2,460-square-foot Spanaway residence, built in 2014 and designed with flexibility in mind. Offering 4 bedrooms, 2.5 bathrooms, and a dedicated office/den, there is room for work, relaxation, and entertaining. High ceilings enhance the bright, open-concept living area, while the kitchen features a stylish tile backsplash and seamless connection to the main gathering spaces. The expansive primary suite is a true retreat, complete with a sitting area, private en suite, and gorgeous custom walk-in closet. An upstairs laundry/utility room adds everyday convenience with easy access to the bedrooms. Outside, enjoy a low-maintenance turf backyard and covered patio with a beautiful pergola—an inviting, private setting for outdoor dining and year-round enjoyment. Additional covered backyard storage keeps tools and equipment organized, while extra garage space offers possibilities for a workshop, fitness area, or hobbies. Attractive curb appeal, mature landscaping, and convenient proximity to schools complete the package. Schedule a showing today!

2110 178th Street Ct E, Spanaway

Listing Broker: Keller Williams Realty; Shannon Glidden; 253-777-7888; shannonglidden@kw.com

19206 18th Ave Court E, Spanaway
$487,000
3 Beds ⋅ 3 Baths ⋅ 2579789 MLS ⋅ ACTIVE Status
This delightful 2 story 3 bedrm home checks all the boxes on your checklist. An extended entrance will lead you to the open living area. The adjacent Kitchen with the dark cabinets allures an elegant appeal. The gas range, a favorite, calls your internal gourmet chef. Plenty counterspace & an island to spread out to plan your upcoming holiday meals. Additionally, the kitchen is furnished with a refrigerator, a microwave, a dishwasher & the garbage disposal. A Pantry closet lets you store your household stables. The high kitchen window & the slider door to the fully fenced back yard provide for ample light. The patio invites outdoor relaxation & or entertainment. All the bedrooms are upstairs. The spacious primary bedrm with a walk in-closet & adjacent 3/4 bath provide for privacy. Two additional secondary bedrm have ample closet space. A full bath is of the main hallway. A loft on the second floor offers utilization options to make a home office or afford added space to relax & unwind or entertain. The utility/laundry rm on the 2nd level provide the convenience of easy access. A linen closet, a rare option for these days provides additional space to store your linens & blankets. A full size 2 car attached garage houses a newer Hybrid Water Heater. The garage is equipped with a garage door opener/remote. The Community has multiple playgrounds & neighborhood is walkable. Conveniently located near shopping, JBLM & the Spanaway Lake & Park. Come see it today!

19206 18th Ave Court E, Spanaway

Listing Broker: John L. Scott Dupont; Christina Alsharbini; 253-964-7700; christinaa@johnlscott.com

20402 11th Avenue Ct E, Spanaway
$469,000
4 Beds ⋅ 3 Baths ⋅ 2580433 MLS ⋅ ACTIVE Status
Conveniently located Spanaway home with easy access to JBLM, WA-7 and WA-512! This 4 bedroom, 2.5 bath home offers 1,738 square feet with an open main floor layout, vinyl plank flooring and a spacious kitchen with stainless steel appliances, pantry storage and a breakfast bar. The remodeled half bath completes the main floor. Upstairs, the primary suite includes a private bathroom and walk-in closet, along with three additional bedrooms and a full bathroom. The fully fenced backyard provides room for pets, gardening, play or outdoor entertaining. Walk to nearby shopping, dining, coffee and everyday conveniences, with schools and major commuter routes close by.

20402 11th Avenue Ct E, Spanaway

Listing Broker: eXp Realty; Nicole Davis; 253-678-7860; Ndavisrealtor@gmail.com

19927 25th Court E, Spanaway
$565,000
3 Beds ⋅ 3 Baths ⋅ 2575269 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained home in the desirable Cascade Vista community! Situated on a spacious corner lot, this 2,065 sq ft home offers rare privacy with protected open space behind and along the left side, ensuring no future homes can be built in these areas. Enjoy a peaceful setting with added privacy and beautiful outdoor space. The open-concept great room features a cozy gas fireplace with a modern stainless-steel surround. The chef-inspired kitchen boasts white cabinetry, quartz countertops, tile backsplash, stainless-steel appliances, pantry, laminate flooring, and a large island with bar seating. Upstairs features a spacious primary suite with a walk-in closet and a private ¾ bath, plus two additional bedrooms, a full bath, convenient laundry, and a versatile loft. The oversized, fully fenced backyard is perfect for entertaining and relaxing, with an extended patio and mature fruit trees providing beauty and seasonal enjoyment. The garage includes a Tesla charging station for added convenience. Cascade Vista amenities include a park and sports court. Conveniently located near JBLM, I-5, Highway 512, shopping, dining, golf, entertainment, and schools. A wonderful opportunity to enjoy comfort, privacy, convenience, and exceptional outdoor living! VA Assumable 2.5%

19927 25th Court E, Spanaway

Listing Broker: eXp Realty; Julie Salazar; ;

17302 21st Avenue E, Spanaway
$685,000
3 Beds ⋅ 3 Baths ⋅ 2569704 MLS ⋅ ACTIVE Status
ASSUMABLE LOAN AT 3%! Take over the seller's low-rate mortgage and put the savings toward the life you want. Set on a quiet cul-de-sac, this 2021 home opens to a bright great room where the kitchen, dining space and tiled gas fireplace share one easy floor plan. Quartz counters, stainless appliances, gas range and a walk-in pantry make the island the gathering spot. Wide plank flooring runs through the main level, and windows on nearly every wall keep it light even on gray days. A main-floor bedroom or den with double doors sits just off the entry, ready for guests or a home office, and the 3-car tandem garage adds room for a third vehicle or shop. Upstairs, a large loft gives everyone a place to land, and the primary suite adds a five-piece bath with soaking tub, tiled shower and a huge walk-in closet. The laundry room has real counter space and a utility sink. Out back, a covered deck with its own stone fireplace and ceiling fan stretches the outdoor season and a fenced yard adds privacy. A/C keeps summers easy and cool, while solar panels and a tankless water heater keep costs down. A newer home on a quiet street with a 3% loan attached is a rare combination.

17302 21st Avenue E, Spanaway

Listing Broker: COMPASS; Samantha Schlegel; 206-928-1738; samantha.schlegel@compass.com

16916 20th Avenue E, Spanaway
$489,999
4 Beds ⋅ 2 Baths ⋅ 2539048 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 4-bedroom, 2-bath split-level residence offering space, comfort, and versatility. The inviting main living area features soaring vaulted ceilings, abundant natural light, and a cozy wood-burning fireplace, creating the perfect gathering space. The thoughtfully updated kitchen is designed for both everyday living and entertaining, showcasing quartz countertops, a breakfast bar, generous cabinetry, and seamless flow into the formal dining room. Step outside to the expansive upper deck overlooking a fully fenced backyard complete with a fire pit and a 10' x 10' storage shed. The spacious primary suite enjoys convenient access to its own bathroom, while the home's functional layout includes two bedrooms and a full bath on each level-ideal for multi-generational living, guests, or a home office setup. Additional highlights include a dedicated utility room with washer, dryer, and extra storage, an attached garage, and a large driveway with ample parking. Conveniently located and move-in ready, this exceptional property offers the perfect blend of style, comfort, and functionality. Don't miss your opportunity to make it yours-schedule a showing today! FHA assumable loan!

16916 20th Avenue E, Spanaway

Listing Broker: Skyline Properties, Inc.; Danny Smith; 253-606-9333; dannysmith@skylineproperties.com

8409 201st Street E, Spanaway
$449,950
3 Beds ⋅ 2 Baths ⋅ 2479286 MLS ⋅ ACTIVE Status
!!ASSUMABLE VA AT 6.25 Rate!! Welcome Home to This Well-Maintained, Move-In Ready Single Story Home Nestled in a convenient location just minutes from the South Hill/Frederickson border, this thoughtfully updated single-level home offers comfort, style, and modern functionality in a highly desirable area. As you enter, you’re greeted by soaring vaulted ceilings that create an open, airy atmosphere throughout the living spaces. The home features luxury vinyl plank flooring, providing both durability and contemporary elegance. Additional updates include a refreshed laundry room with tile flooring, a fully updated bathroom, and a spacious kitchen that flows seamlessly into the dining area—perfect for everyday living and effortless entertaining. Outside, the property impresses with a newer roof and siding, ensuring long-term peace of mind and low maintenance. Practical features include RV parking, ample storage in the garage, 220v outlet wired for potential EV charging, and a large, fully fenced backyard ideal for gatherings, pets, or relaxing outdoor enjoyment. Central air conditioning keeps the home comfortable during warmer months.

8409 201st Street E, Spanaway

Listing Broker: Real Broker LLC; Vijay Hira; 253-988-1073; vijay@katiehirahomes.com

28601 30th Avenue E, Spanaway
$744,999
4 Beds ⋅ 3 Baths ⋅ 2506606 MLS ⋅ ACTIVE Status
***Potential for assumable VA loan, buyer to verify eligibility and terms.*** Wake up to the calming soundtrack of wind tickled trees and take in the surrounding scenery that is replete with wildlife from your back deck. Your immediate backyard area is fully fenced, and just outside the gate is a private forested area ready for exploration. Nothing will rival the fresh air all around this 4 bedroom home. The interior of your home has modern appliances, climate control via heat pump, and an updated primary bathroom shower area. With the primary bedroom and spacious office area on the main level, all of the living can be done on one level. Laminate floors span the main level and modern tile accents all bathrooms. Storage is a cinch with a massive stand up crawl space below the home. Outside the home there is plenty of parking in the driveway and RV parking area. The friendly community touts farm animals, horse back riding, and is a great jumping off location to visit iconic and popular attractions like Mt. Rainier, NW Trek, and the Washington State Fair.

28601 30th Avenue E, Spanaway

Listing Broker: RE/MAX Northwest; Josh Moen; 253-244-1225; josh@joshuamoen.com

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