98349 Homes with State Bond Terms

98349 Homes with State Bond Terms

Welcome to the picturesque community of Gig Harbor, nestled in the scenic beauty of Pierce County, Washington, with the charming zip code 98349. Known for its stunning waterfront views, vibrant arts scene, and a strong sense of community, Gig Harbor offers a unique blend of small-town charm and modern amenities that make it a sought-after destination for homebuyers.

The homes in this area are not only beautiful but also come with the added benefit of State Bond Terms, making homeownership more accessible for many. These state-backed financing options are designed to assist first-time buyers and those looking to invest in their dream home without the financial strain. Imagine stepping into a delightful abode with breathtaking views of the Puget Sound or the majestic Olympic Mountains, all while enjoying favorable financing terms that make your purchase more manageable.

In addition to its stunning landscapes, Gig Harbor boasts excellent schools, diverse dining options, and a plethora of outdoor activities. Whether you enjoy kayaking in the harbor, exploring local parks, or indulging in the vibrant local arts scene, there is something for everyone in this welcoming community.

With its combination of natural beauty, community spirit, and supportive home financing options, Gig Harbor, WA 98349 is more than just a place to live—it's a place to thrive. Explore the real estate opportunities available in this enchanting area and discover your perfect home today!

Newest 98349 Homes with State Bond Terms

19518 18TH Street Ct SW, Lakebay
$386,500
3 Beds ⋅ 2 Baths ⋅ 2587463 MLS ⋅ ACTIVE Status
Assumable 4.5% VA loan available to qualified buyers, including non-veterans, subject to lender approval! Approx 362k balance on mortgage. Enjoy a fixed interest rate with no mortgage insurance and a current principal and interest payment of approximately $1,989/month, excluding taxes and insurance. Built in 2021, this home features an open-concept living area, spacious kitchen with breakfast bar, dining area, and flexible office space. The primary suite offers a private full bath and walk-in closet. Set on approximately 0.27 acre with a partially fenced yard and storage shed. Enjoy Palmer Lake community amenities, including lake access, private beach parks, boat launch, dock, picnic area, and basketball court. Discover newer-home comfort and an attractive financing opportunity on the Key Peninsula.

19518 18TH Street Ct SW, Lakebay

Listing Broker: Pellego, Inc.; Vito Dunmire; 520-551-4840; Vito@iSellHousesWA.com

2220 202nd Avenue SW, Lakebay
$650,000
3 Beds ⋅ 2 Baths ⋅ 2568857 MLS ⋅ ACTIVE Status
Welcome home to Joemma Beach Farms, where modern construction meets the tranquility of coastal acreage. This exceptional 3-bedroom, 2-bath rambler is situated on a level 2.5-acre lot, offering the rare privacy and space you’ve been looking for. The heart of the home is an open-concept great room, enhanced by vaulted ceilings and bathed in natural light. The primary suite is a standout, boasting a spacious layout and a comprehensive 5-piece bath for ultimate relaxation. Enjoy effortless year-round comfort with integrated air conditioning and the ambiance of a custom electric fireplace. The exterior living spaces are equally impressive, featuring a covered patio for sunset relaxing and substantial parking capacity—perfect for boats, RVs, and guests. A newly built retaining wall and full fencing completes the back yard. With private, direct access to the beach path and a serene neighborhood setting, this property is the coastal escape you’ve been waiting for.

2220 202nd Avenue SW, Lakebay

Listing Broker: Keller Williams West Sound; David Benefiel; 253-985-5114; davidbenefiel@kw.com

3417 188th Avenue NW, Lakebay
$685,000
4 Beds ⋅ 3 Baths ⋅ 2556923 MLS ⋅ ACTIVE Status
Private Peaceful Move-In Ready. Built in 2020. Nearly 2 acres, Like-New True Built Custom Rambler offers the perfect blend of modern comfort & PNW living. ALL NEW APPLIANCES! Expansive great room featuring soaring vaulted ceilings and oversized windows that bring the outdoors in. The chef-inspired kitchen offers granite countertops, soft-close cabinetry, stainless steel appliances, abundant storage & a spacious breakfast bar perfect for gathering with friends. Private primary suite is a true retreat; luxurious five-piece bath featuring dual sinks, soaking tub, separate shower, & generous walk-in closet. Enjoy versatile Den ideal for an Office, Media room, or 4th Bedroom. Quality details throughout, including a hammered copper powder room sink, large mudroom, & OVERSIZED 780sqft. Attached 3 car garage. Outside, enjoy everything homeowners dream about: • Nearly 2 acres level usable land • Brand-new full-length concrete patio • Fully fenced backyard • RV parking with WPS hookup • Possible 2nd driveway access • Room to build ADU, 2 hobby SHED - Shops (12 FTx16 FT) with electricity & windows. Perfect for Painting, GYM, Art Studio or workshop • Covered Front Porch • Leaf Filter gutter protection • Whole-house propane Generac generator. NO HOA! Conveniently located just minutes to Naval Base Kitsap, JBLM, Gig Harbor, Tacoma, Southworth ferry & everyday amenities, the perfect balance of privacy, comfort & conveniences. See VIDEO LINK! FREE LENDER Buy Down Rate 1st yr NO COST.

3417 188th Avenue NW, Lakebay

Listing Broker: Coldwell Banker Danforth; Heidi Gilbert; 360-490-1682; heidirgilbert@gmail.com

19112 19th SW, Lakebay
$444,000
2 Beds ⋅ 1 Baths ⋅ 2551316 MLS ⋅ ACTIVE Status
New, $7000 buyer closing cost credit! Escape to your own Pacific Northwest retreat! This one-of-a-kind custom home offers rustic charm, modern comforts, and an incredible connection to nature. From the stunning stone entry to the warm exposed woodwork and abundant natural light, you’ll feel right at home.Enjoy a spacious loft, bonus room, and an amazing rooftop deck—perfect for entertaining, stargazing, or relaxing with your morning coffee. Thoughtful updates include a tankless hot water heater, durable metal roof, upgraded 20-amp outdoor outlets, remote-controlled laundry room ceiling fan, wireless window security sensors, and a transferable security system.Outside, you’ll find apple, cherry, and plum trees, along with blueberries, huckleberries, and lingonberries, plus a beautiful wildflower meadow that attracts birds and butterflies. Spend summer days in the above-ground outdoor pool, and enjoy the convenience of a large covered carport, spacious storage outbuilding, and all appliances included.As part of the sought-after Palmer Lake Community, you’ll enjoy access to two private lakes with beaches, a large waterfront park, playground, picnic areas, fishing dock, and private boat launch. Conveniently located just 17 miles from Hwy 16, this property offers the perfect blend of peaceful living and outdoor recreation.Rarely do homes with this much character, privacy, and community lifestyle become available. Schedule your private showing today!

19112 19th SW, Lakebay

Listing Broker: Kelly Right RE of Seattle LLC; Lucie LaMaine; 206-300-3665; lamaine.realtor@gmail.com

1704 197th Avenue SW, Lakebay
$465,000
3 Beds ⋅ 2 Baths ⋅ 2515256 MLS ⋅ ACTIVE Status
Impeccably maintained single story home in the Palmer Lake community where pride of ownership is clear from the moment you arrive. Designed with an open concept great room and vaulted ceilings, the layout offers a natural flow that works beautifully for both daily living and gathering with friends. A wood stove anchors the space, adding warmth and a welcoming touch. The open kitchen features oak cabinetry, newer stainless steel appliances, pantry & breakfast bar. Flow seamlessly into the dedicated dining area that feels elevated from the typical eat in setup. A flexible den creates options for a home office, hobby room, or quiet escape, while 3 bedrooms and 2 full baths provide a layout that simply makes sense. The primary suite includes a private bath & walk in closet. Step outside to a wraparound deck overlooking a .22 acre lot, offering space to relax, entertain, or enjoy the outdoors. Located in the Palmer Lake community, this home offers a comfortable lifestyle in a setting that feels tucked away yet connected. View today!

1704 197th Avenue SW, Lakebay

Listing Broker: Crafted Real Estate; Brittney Bell; 360-731-7177; bell@craftedre.com

22415 S Herron Boulevard NW, Lakebay
$489,000
3 Beds ⋅ 3 Baths ⋅ 2466227 MLS ⋅ ACTIVE Status
Private Island living just 90 mins from Seattle and 30 min to Tacoma! Creative financing available! Herron Island, everyday life is a calm retreat. This spacious 3 story home sits on a rare triple lot with water views in two directions, abundant parking, two driveways, room to garden, gather, or simply enjoy the peaceful setting. Offering approx 2,860SF the one owner home features 3 beds, 3 baths, open concept living, dining and kitchen, plus expansive wraparound second story deck w waterproof flooring designed to take in the natural surroundings. A second ground level deck adds more outdoor living space. The oversized 20'/41' garage offers workshop space, hot/cold running water, and potential for future expansion, unfinished lower level provides room to expand or customize to your needs, while usable attic space and locking exterior storage add convenience. The home also includes a standby generator and ADT security system for added peace of mind. Herron Island's private ferry access community offers a truly unique lifestyle with beaches, parks, kayak access, boat launch, pickle ball, community garden, and seasonal gatherings. Wildlife is part of daily life, with deer wandering the island and eagles overhead. This is a rare opportunity to own in one of Washington's most distinctive island communities, known for its tranquility, welcoming atmosphere, and vacation home appeal. Island life is a dream afforded to few, this is your opportunity to turn the dream into a reality!

22415 S Herron Boulevard NW, Lakebay

Listing Broker: Real Broker LLC; Lisa Fisher; 206-510-4443; lisadpitt@gmail.com

8908 Key Peninsula Highway NW, Gig Harbor
$449,500
3 Beds ⋅ 2 Baths ⋅ 2295217 MLS ⋅ ACTIVE Status
Incredible opportunity in beautiful Key Center. Don't miss this 3 bed, 2 bath, 2236 sq/ft rambler proudly situated on gently sloping .5+ acre with amazing pastoral views. Built in 1975 and well maintained and improved over the years, the home has enjoyed a variety of uses given its Rural Activity Center zoning. Single Family use is allowed along with several other options. Large rooms with reclaimed beam accents and great nautical vibes. Huge deck and ample porch area perfect for entertaining. Expansive shop has plenty of room for your hobbies or work area plus a large shed/outbuilding for tools, storage and gardening supplies. Centrally located near schools, shopping, parks, amenities and HWY 16. Hurry today before its too late.

8908 Key Peninsula Highway NW, Gig Harbor

Listing Broker: PropertiesNW of Gig Harbor Ltd; Neil Bender; 253-549-3366; neilbender@hotmail.com

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