98102 Homes with Conventional Terms

98102 Homes with Conventional Terms

Welcome to the vibrant and eclectic neighborhood of Seattle's 98102 zip code, a gem located in the heart of King County, Washington. This area is renowned for its rich blend of culture, stunning natural beauty, and an inviting community spirit. From the lush greenery of Volunteer Park to the bustling streets of Capitol Hill, 98102 offers a unique urban experience that appeals to both young professionals and families alike.

The housing market in 98102 is diverse, featuring everything from charming historic homes to modern condos with breathtaking views of Lake Washington. With a focus on homes available under conventional terms, prospective buyers will find a range of financing options to suit their needs. Whether you’re seeking a cozy bungalow or a sleek urban loft, this neighborhood has something for everyone.

Residents enjoy easy access to an array of amenities, including trendy cafes, boutique shops, and vibrant nightlife. The area is also well-connected to public transportation, making it a breeze to explore the rest of Seattle. Outdoor enthusiasts will appreciate the proximity to parks and waterfront activities, allowing for a perfect blend of city living and nature.

In 98102, community events and local markets foster a strong sense of belonging, making it an ideal place to call home. With its appealing lifestyle, diverse housing options, and welcoming atmosphere, the 98102 zip code is not just a place to live; it’s a place to thrive. Come discover your new home in this dynamic Seattle neighborhood!

Newest 98102 Homes with Conventional Terms

1188 Harvard Avenue E Unit #3, Seattle
$2,550,000
2 Beds ⋅ 3 Baths ⋅ 2590683 MLS ⋅ ACTIVE Status
$200,000 Price Reduction // Open House Saturday 2-4 // Positioned within the coveted Harvard & Highland collection, 1188 Harvard #3 is among the largest homes in the community — the fifth largest overall and the second largest non-penthouse residence — offering a scale and layout rarely found in Capitol Hill condominium living. The residence is defined by one of the project’s most desirable floorplans: an expansive open-concept layout that lives with the comfort and functionality of a single-family home, anchored by generous entertaining spaces, a dedicated office, and an additional den/flex space. The west-facing living areas and primary suite overlook a picturesque tree-lined street framed by some of Capitol Hill’s most historic mansions, creating a rare sense of quiet residential elegance in the heart of the city. Dark hardwood floors run throughout the main living spaces, while professional-grade art lighting creates a gallery-like backdrop ideal for displaying a curated collection. The kitchen, dining, and family room flow seamlessly together, opening directly to a private patio designed for true alfresco dining and entertaining. The spacious primary suite serves as a private retreat with generously proportioned bedroom, substantial wardrobe storage, and luxurious bath. Secondary bedrooms are thoughtfully separated for privacy, while abundant windows bring in exceptional natural light. Three deeded parking spaces.

1188 Harvard Avenue E Unit #3, Seattle

Listing Broker: Realogics Sotheby's Int'l Rlty; Jay H Kipp; 206-853-9153; jay@jaykipp.com

915 11th Avenue E, Seattle
$2,380,000
3 Beds ⋅ 5 Baths ⋅ 2590329 MLS ⋅ ACTIVE Status
A true oasis in the middle of the city! One block from Volunteer Park, this sophisticated home sits on a fully enclosed lot, the house opening front and back onto entirely private courtyards that feel like conservatories with mature gardens, stone patios and fountain. Redesigned in 1977 by landscape architect W. David Poot, this unique home provides both quiet refuge and a delightful entertainment setting. The main floor is roomy, comfortable, and flows seamlessly from end to end. The open kitchen features a large island, plentiful cabinets, walk-in pantry and bar. French doors lead to a spacious sunroom overlooking the west courtyard. A large-scale living room with fireplace and glass built-ins opens onto the east courtyard. Upstairs, a generous suite with half bath, walk-in closet, laundry, & balcony with sunset and west courtyard views. A second guest suite features an en-suite bath, and garden balcony overlooking the east courtyard.The entire 3rd floor is a luxurious primary suite, with sweeping western views, balcony, fireplace, full bath with soaking tub, and walk-in closet. The flexible finished basement has a full bath, large closets, large wine room, separate entrance, and plumbing for kitchenette. Perfect for a home office, family room, guest quarters or potential MIL suite. Gated entry, temperature-controlled storage, a one-car garage and two additional parking spaces add to the ease of daily living. A spectacular and versatile in-city retreat.

915 11th Avenue E, Seattle

Listing Broker: Windermere Real Estate Midtown; Deirdre G. Doyle; 206-234-3386; deirdre@windermere.com

1800 Mill Creek Road Unit #5A, Mill Creek
$547,000
3 Beds ⋅ 2 Baths ⋅ 2590484 MLS ⋅ ACTIVE Status
One level end unit with ZERO steps. Two Car attached garage. This light bright and open floor plan features three skylight and soaring ceiling. It is artfully positioned for maximum privacy with no one above you. Attached two car garage allows for access directly from the garage to the home. Large entertaining open floorplan. Don't miss the private patio off of the Livingroom. Large dining area for gatherings and a large eat in kitchen. Full size laundry in the home. Three large bedrooms. Primary Bedroom is HUGE and features and ensuite bath with walk in shower & . Livingroom has a large gas fireplace with a wall of windows, French door out to private patio and vaulted ceilings. Well run HOA takes care of water, sewer, landscaping and earthquake insurance. Roofs and exterior painting were done in the last couple of years. Just minutes from Shopping, restaurants and one of the best grocery stores in the Seattle area. Miller's Village is a great all ages community.

1800 Mill Creek Road Unit #5A, Mill Creek

Listing Broker: RE/MAX Metro Realty, Inc.; Laura A. Townsend; 425-466-2829; lauratownsend@hotmail.com

420 Melrose Avenue E Unit #902, Seattle
$799,950
2 Beds ⋅ 3 Baths ⋅ 2590531 MLS ⋅ ACTIVE Status
A two-level Capitol Hill penthouse with private outdoor space on both floors, including a deck of over 300 square feet off the upper level. The view does the talking: downtown, the Space Needle, Elliott Bay, the Olympics and Lake Union, all of it from your own deck. Inside, 1,638 square feet behind a wall of west-facing glass, with light that lasts. The 2026 refresh is done and dialed in: quartz counters with a full slab backsplash, new stainless appliances, new flooring, new lighting, and fresh paint top to bottom. Open living and dining, a gas fireplace, and a private balcony off the main level. The entire upper floor is the primary suite: second gas fireplace, walk-in closet, and a door straight out to that 300-plus-square-foot deck. Two bedrooms plus a den, and air conditioning. Two assigned parking spaces in the covered garage plus storage, rare up here. Twenty-two-unit building, 77.3% owner-occupied.Walk out and you're three minutes from Harry's Fine Foods, four from Cornelly and Summit Public House, four from Top Pot, six from Analog Coffee, seven from Espresso Vivace. Capitol Hill Station is a two-thirds-mile walk, with Link to downtown, the U District, the airport and Bellevue, and Metro 3, 9, 49 and 60 nearby. Amazon and South Lake Union are an easy walk or bike. You can live here without a car.A true penthouse: two floors, two fireplaces, two parking spots, and over 300 square feet of private deck with that skyline on it. Bring your buyers.

420 Melrose Avenue E Unit #902, Seattle

Listing Broker: COMPASS; Matthew J Miner; 206-353-0169; Team@GetHappyAtHome.com

1116 Broadway E Unit #C, Seattle
$1,275,000
3 Beds ⋅ 2 Baths ⋅ 2590046 MLS ⋅ ACTIVE Status
In the tranquil community of North Capitol Hill, this spectacular Brownstone pairs a warm, inviting design with timeless residential luxury. The spacious and bright west-facing living areas and primary suite look out over a picturesque, tree-lined street framed by historic mansions, stately oak trees, and tranquil, quiet sidewalks, offering a rare sense of serene sophistication right in the heart of the city. Inside, rich dark hardwood floors and professional-grade art lighting create a gallery-like backdrop where the kitchen, dining, and family room flow seamlessly together. The upper levels feature a spacious primary retreat with exceptional wardrobe space and a luxurious bath, alongside thoughtfully separated secondary bedrooms bathed in natural light. The crowning jewel of this residence is the massive, private rooftop terrace—pre-wired for gas, water, and electricity—boasting huge, panoramic views of the iconic Seattle skyline built for true alfresco entertaining. Complete with a rare oversized garage, and extensive storage, this home delivers an unmatched blend of layout, lifestyle, and a premier neighborhood location a short stroll to the premier restaurants, shopping and community events of Capitol Hill.

1116 Broadway E Unit #C, Seattle

Listing Broker: COMPASS; Sam Cunningham; 425-242-6440; sam@samcunningham.com

2353 Federal Avenue E, Seattle
$947,500
3 Beds ⋅ 2 Baths ⋅ 2589619 MLS ⋅ ACTIVE Status
Perched on Federal Avenue, this is a wonderful opportunity to own a home that can grow with you on coveted North Capital Hill. This mid-century 3 bedroom/1.75 bath home offers the perfect blend of classic style & modern updates. Nice privacy from east-facing yard ideal for gardening, plus fenced backyard with gazebo perfect for gatherings. A formal tile entry leads to open floor plan including huge living room with gleaming hardwoods, recessed lighting & peek mountain views. The modern kitchen boasts stainless steel appliances, generous counter-space & room for an island. Formal dining area. 3 bedrooms include primary suite with elegant tile bath. Lovely natural light with custom blinds, double pane windows & wood burning fireplace. Recent improvements include new sewer line & water main, new gutters & exterior paint. Enjoy both Cap Hill & Eastlake amenities, scenic vistas & well regarded schools including UW & Seattle Prep. Easy access to bike paths & transit, I-5,520 & the future Roanoke Lid. Rare find!

2353 Federal Avenue E, Seattle

Listing Broker: Coldwell Banker Danforth; Christine Doughty; 206-818-7770; celizabethd777@gmail.com

732 11th Avenue E Unit #305, Seattle
$500,000
2 Beds ⋅ 1 Baths ⋅ 2589201 MLS ⋅ ACTIVE Status
$10,000 buyer credit with acceptable offer! Tucked into a quiet, tree-lined setting near Volunteer Park, this beautifully updated 2-bedroom condo pairs a relaxed residential feel with the energy and convenience of one of Seattle’s most vibrant neighborhoods. West-facing windows fill the open living space with natural light and frame territorial views, seasonal greenery, and partial water views. Step outside to your private deck—a wonderful spot for morning coffee, evening sunsets, or drinks with friends. The updated kitchen features quartz countertops, stainless steel appliances, and contemporary finishes, while the refreshed bathroom offers a clean, modern feel. Throughout the home, newly updated lighting adds a fresh, polished touch. The generous primary bedroom provides excellent closet space, while the second bedroom offers flexibility as a guest room, home office, or creative space. In-unit laundry and designated parking add everyday convenience. Set in a well-maintained, pet-friendly building with **no rental cap**, this home offers an appealing combination of lifestyle and flexibility. Enjoy effortless access to Volunteer Park, Broadway’s restaurants, cafés, and shops, Light Rail, and major transportation routes. Come home to a quieter side of Capitol Hill—without giving up everything that makes the neighborhood so compelling.

732 11th Avenue E Unit #305, Seattle

Listing Broker: Redfin; Forrest Moody; 615-397-5686; forrest.moody@redfin.com

3121 Franklin Avenue E Unit #23, Seattle
$50,000
2588814 MLS ⋅ ACTIVE Status
Ultra-rare and super coveted private 1 car garage with electricity in the Ives, a boutique vintage building steps from the best of Eastlake and Portage Bay. Epicenter location provides seamless access to multiple commuter routes & excellent proximity to UW and South Lake Union. One of only 3 garages in the building, individually titled and you are not required to own a condo in the building in order to purchase the garage. Super charming 1 bed, 1 bath condo also available for purchase separately or combined with the purchase of this garage, see MLS 2588776.

3121 Franklin Avenue E Unit #23, Seattle

Listing Broker: John L. Scott, Inc; Nick Gerisilo; 206-372-0218; info@HappyHomeTeam.com

3121 Franklin Avenue E Unit #23, Seattle
$299,900
1 Beds ⋅ 1 Baths ⋅ 2588776 MLS ⋅ ACTIVE Status
Prepare to be swooned! Welcome to the Ives - a boutique vintage building steps from the best of Eastlake and Portage Bay. Irreplaceable period details make each day in this sunny corner residence feel special, from original leaded-glass windows, multiple built-ins & nooks, and hardwood floors rich with patina. Remodeled kitchen and bathroom bring modern day creature comforts and amenities alongside the classic charm. Epicenter location provides seamless access to multiple commuter routes & excellent proximity to UW and South Lake Union. Secure lobby entry, full-size storage unit, community laundry room, bike storage and pet friendly. Also available for purchase is an ultra-rare and super coveted private 1 car garage with electricity, one of only 3 available in the building, and is individually titled so the garage can be purchased with or without the condo depending on what best suits your needs.

3121 Franklin Avenue E Unit #23, Seattle

Listing Broker: John L. Scott, Inc; Nick Gerisilo; 206-372-0218; info@HappyHomeTeam.com

2328 Franklin Avenue E Unit #G, Seattle
$879,950
4 Beds ⋅ 3 Baths ⋅ 2588637 MLS ⋅ ACTIVE Status
Welcome to the Flex Collection at The Rooftops at Eastlake, designed for modern, flexible living in Seattle’s sought-after Eastlake neighborhood. This 4-bedroom, 3-bath new construction townhome offers 1,445 SF and features an attached mother-in-law suite with its own bedroom, full bath, kitchenette, and dedicated laundry. Offering the feel of a separate living space while remaining directly connected to the main home, it’s ideal for multigenerational living, extended guests, a private office, or additional living space. The open-concept main level features European frameless cabinetry, floor-to-ceiling cabinets, quartz countertops, premium Samsung appliances, oversized windows, and a private balcony. Designer finishes include Spanish alabaster sconces, modern organic tile, heated bathroom floors, Toto water closets, and full-home A/C. The top-floor primary suite features a walk-in closet, dual vanities, and tiled walk-in shower. Enjoy and entertain on 235 SF of private rooftop deck with views of Lake Union and Seattle. Built Green and includes a 2-10 Home Buyers Warranty. No HOA. Minutes from South Lake Union, Downtown Seattle, Capitol Hill, UW, parks, restaurants, transit, Amazon, Google, and Meta. Ask about our $15,000 builder credit incentive, which may be applied toward a 2-1 interest rate buydown, reducing the buyer’s interest rate by 2% in year one and 1% in year two.

2328 Franklin Avenue E Unit #G, Seattle

Listing Broker: Kronos Real Estate; David Baginskiy; 206-939-8032; realestate@baginskiygroup.com

3121 Franklin Avenue E Unit #23, Seattle
$339,900
1 Beds ⋅ 1 Baths ⋅ 2588772 MLS ⋅ ACTIVE Status
Prepare to be swooned! Welcome to the Ives - a boutique vintage building steps from the best of Eastlake and Portage Bay. Irreplaceable period details make each day in this sunny corner residence feel special, from original leaded-glass windows, multiple built-ins & nooks, and hardwood floors rich with patina. Ultra-rare and super coveted private 1 car garage with electricity is one of only 3 available in the building, and is individually titled so the garage can be purchased with or without the condo depending on what best suits your needs. Remodeled kitchen and bathroom bring modern day creature comforts and amenities alongside the classic charm. Epicenter location provides seamless access to multiple commuter routes & excellent proximity to UW and South Lake Union. Secure lobby entry, full-size storage unit, community laundry room, bike storage and pet friendly.

3121 Franklin Avenue E Unit #23, Seattle

Listing Broker: John L. Scott, Inc; Nick Gerisilo; 206-372-0218; info@HappyHomeTeam.com

735 Federal Avenue E Unit #5, Seattle
$349,999
1 Beds ⋅ 1 Baths ⋅ 2588106 MLS ⋅ ACTIVE Status
Welcome to ArtHaus! This classic boutique building is situated in the perfect Capitol Hill location. This pristine one bed, one bath condo features great architectural detail, original arches, 16in. moldings, 18in. tile floors, custom slab granite, and spacious mahogany cabinets, tall ceilings, SS appliances, in-unit laundry, & plenty of natural light. Unit has been freshly painted throughout & is move-in ready! Building updates include new Duro-Last roof & building re-piped with copper piping in 2018. Communal rec room in the basement, with access to private & peaceful courtyard. Storage locker located same floor. The ArtHaus building is set on a peaceful & quiet street, yet a convenient walk to link-light rail, Volunteer Park, restaurants, retail, cafes, and Amazon headquarters. Walk score of 93, Transit score of 77, Bike score of 88!

735 Federal Avenue E Unit #5, Seattle

Listing Broker: COMPASS; McKenna Ferrera; 425-891-1955; mckenna@ferrerateam.com

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