98042 Homes with Assumable Terms

98042 Homes with Assumable Terms

Welcome to the vibrant community of Kent, Washington, nestled in the heart of King County, where the zip code 98042 offers a unique blend of suburban charm and urban convenience. This area is known for its picturesque landscapes, friendly neighborhoods, and a strong sense of community spirit. With easy access to major highways and public transportation, residents enjoy a seamless commute to Seattle and surrounding areas, making it an ideal location for both families and professionals.

One of the standout features of homes in the 98042 zip code is the availability of properties with assumable terms. This means that buyers can take over the existing mortgage from the seller, often at a lower interest rate than current market rates. This can be a game-changer for first-time homebuyers or those looking to invest in real estate, as it provides an opportunity to secure a home without the typical financial hurdles.

The housing options in this area range from charming single-family homes to modern townhouses, each with its own unique character and appeal. Residents can enjoy a variety of local parks, recreational facilities, and excellent schools, making it a fantastic place to raise a family. Additionally, the nearby shopping centers and dining options provide plenty of entertainment and convenience.

Whether you’re searching for your first home or considering an investment opportunity, the 98042 zip code in Kent, WA, offers an inviting atmosphere paired with the practicality of assumable mortgage terms. Explore the possibilities and discover your dream home in this thriving community!

Newest 98042 Homes with Assumable Terms

18215 SE 261st Court, Covington
$649,950
4 Beds ⋅ 3 Baths ⋅ 2579129 MLS ⋅ ACTIVE Status
Step into this beautifully updated 2001-built residence, where contemporary design meets everyday comfort. Featuring 4 bedrooms, 2.5 baths, and 1,770 sq ft of thoughtfully designed living space, this home offers an open floor plan that’s perfect for both relaxed living and entertaining guests. The heart of the home is the gourmet kitchen—complete with modern finishes, ample prep space, and seamless flow into the dining and living areas. Large windows fill the space with natural light, highlighting the clean lines and updated aesthetic throughout. Outside, enjoy a stunning outdoor entertaining area designed for Pacific Northwest summers and cozy evenings alike. Whether you’re hosting barbecues or unwinding after a day exploring nearby parks and trails, this space extends your living area into the fresh air. The .09-acre lot provides just the right balance of usable yard and low-maintenance upkeep. Future-ready features include 220V wiring for Level 2 EV charging—a valuable upgrade in Washington’s EV-friendly market. Located in the desirable 98042 zip code, you’re minutes from top-rated Kent schools, local dining, shopping, and easy access to major commute routes toward Seattle, Bellevue, and Tacoma. This is Covington living at its best: modern, move-in ready, and built for the way you live today.

18215 SE 261st Court, Covington

Listing Broker: Kelly Right RE of Seattle LLC; Tam Le; 360-870-6289; tamtle360@gmail.com

27728 149th Pl SE, Kent
$574,999
3 Beds ⋅ 2 Baths ⋅ 2576982 MLS ⋅ ACTIVE Status
This layout will make you stop scrolling! Beautifully maintained, thoughtfully refreshed and truly move-in ready, this 3-bedroom, 2-bath Kent home delivers the combination buyers dream about: comfort, space, a fantastic yard, smart updates and room to make it your own. Built in 1994, with modern upgrades added throughout this 1,330 SF single level home features an inviting living room with gas fireplace, attached garage and a practical, comfortable layout. Freshly staged, new landscaping and professional cleaning are being completed, bringing out the best in a home that has been lovingly cared for. Outside, the nearly 6,000 SF lot shines with space to garden, entertain, play, relax or create a dog run. Gardeners will love the possibilities! Solar panels installed in 2025 add a valuable modern upgrade and energy-savings. A large stand-up crawl space offers exciting potential for additional living, hobby or storage space, buyer to verify. Perfect for first-time buyers, gardeners or anyone seeking a home where the big projects are already behind you. Convenient to shopping, dining, parks, schools and major commuter routes. Located in a well-established Kent neighborhood with everyday conveniences close by and continued growth and investment shaping the area, this is a place where you can put down roots and enjoy the best of both comfort and convenience. Fresh. Clean. Comfortable. Solar-equipped. Garden-ready. Move-in ready. Come see it, fall in love, and make it yours!

27728 149th Pl SE, Kent

Listing Broker: WA Move Real Estate LLC; Jaren Davison; 206-640-3215; jarentherealtor@gmail.com

28808 190th Avenue SE, Kent
$585,000
3 Beds ⋅ 2 Baths ⋅ 2555726 MLS ⋅ ACTIVE Status
Assumable Va Loan at 2.25%Welcome to this beautifully maintained split-entry home tucked away at the end of a quiet cul-de-sac on a spacious 0.27-acre lot! Offering 3 bedrooms, 2 bathrooms, and 1,540 square feet, this home features a versatile floor plan with multiple living spaces to fit your lifestyle. The spacious primary suite provides a comfortable private retreat, while the beautifully updated upstairs bathroom adds a fresh, modern touch. The expansive lower-level family room offers endless possibilities—perfect for entertaining, a media room, home office, or multi-generational living. Enjoy the warmth of two fireplaces and a bright kitchen featuring brand-new stainless steel appliances. Outside, you'll find a fully fenced backyard with a fire pit, an outbuilding for extra storage, and plenty of room to garden, play, or relax. The attached two-car garage and abundant parking, including space for an RV, add exceptional convenience. Ideally located near schools, shopping, parks, and commuter routes, this move-in-ready home offers comfort, flexibility, and a fantastic location.

28808 190th Avenue SE, Kent

Listing Broker: Epique Realty; Cameron Beyer; 253-332-7135; cameronbeyer@epique.me

19619 SE 264th Court, Covington
$599,950
3 Beds ⋅ 3 Baths ⋅ 2499091 MLS ⋅ ACTIVE Status
Seller is offering assistance toward buyer closing costs or an interest-rate buydown with an acceptable offer. Set on a quiet cul-de-sac, this spacious 3-bedroom, 2.5-bath home offers 2,040 sq. ft. of flexible living space, a large fully fenced backyard, and a brand-new permitted 20’ x 12’ powered outbuilding—perfect for a home studio, workshop, hobby space or gym. Major recent improvements include a brand-new high-efficiency furnace, upgraded electrical panel with capacity for a generator or spa, and a new gas convection range. The open main level connects the kitchen, dining and living spaces to an expansive outdoor deck, creating an ideal layout for everyday living and entertaining. The updated kitchen features custom soft-close cabinetry, granite countertops, stainless steel appliances, tile flooring, island seating and a skylight that fills the space with natural light. Two brick fireplaces add character on both levels. The spacious lower-level family room includes built-in bookcases and an 80-inch mounted TV, while a separate office/flex space and full bath provide excellent work-from-home, guest or multi-generational possibilities. High-speed internet and surround-sound wiring are available on both levels. Outside, enjoy an oversized fully fenced backyard, expansive deck, covered brick patio, garden shed and the newly constructed permitted outbuilding with electricity. Move-in ready with major system upgrades already completed and flexible spaces inside and out.

19619 SE 264th Court, Covington

Listing Broker: Coldwell Banker Bain; Denise Philby; 206-660-4446; denise.philby@cbrealty.com

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