98012 Homes with VA Loan Terms

98012 Homes with VA Loan Terms

Welcome to the charming community of zip code 98012, nestled in the heart of Snohomish County, Washington. This vibrant area, known for its lush landscapes and friendly neighborhoods, offers a perfect blend of suburban tranquility and urban convenience. With easy access to major highways, residents can enjoy a quick commute to nearby cities like Everett and Seattle, making it an ideal location for both work and play.

In 98012, you'll find a diverse range of homes that cater to various lifestyles and budgets. From cozy single-family residences to modern townhomes, there’s something for everyone. One of the standout features of this area is the availability of homes eligible for VA loan terms, making homeownership more accessible for veterans and active-duty service members. With favorable financing options, you can turn your dream of owning a home into a reality without the burden of a hefty down payment.

The community is not just about beautiful homes; it’s also about a vibrant lifestyle. Residents can enjoy numerous parks, walking trails, and recreational facilities, perfect for outdoor enthusiasts and families alike. Local schools are highly rated, ensuring that children receive quality education in a nurturing environment. Plus, with a variety of shopping, dining, and entertainment options nearby, you’ll never run out of things to do.

In summary, zip code 98012 is a hidden gem in Washington state, offering a welcoming community, diverse housing options, and the added benefit of VA loan eligibility. Come explore all that this wonderful area has to offer!

Newest 98012 Homes with VA Loan Terms

2630 161st Place SE, Bothell
$950,000
4 Beds ⋅ 3 Baths ⋅ 2602283 MLS ⋅ ACTIVE Status
Craftsman Charm Meets Everyday Comfort in Mill Creek Nestled in one of Mill Creek’s most sought-after neighborhoods, this beautifully maintained 4-bedroom, 2.5-bath Craftsman offers 2,656 square feet of light-filled living, blending privacy, comfort, and a true connection to the outdoors. A soaring two-story entry welcomes you to formal living and dining rooms, ideal for entertaining. The spacious great room centers around a statement wood-burning fireplace. The kitchen is designed for both daily living and gatherings, featuring slab granite countertops, tiled backsplash, stainless steel appliances, and a sunny breakfast nook. A powder room and utility room complete the main level. Upstairs, the primary suite is a peaceful retreat with a refreshed en-suite bath and walk-in closet. Three additional generous bedrooms and a bright, naturally lit bathroom provide room for everyone. Step outside to your private backyard oasis on a 6,970 sq ft lot. The fully fenced yard offers room to relax, garden, and entertain and bring the koi pond back. Enjoy a network of walking trails, nearby parks with playgrounds, pickleball and sports courts, and scenic green spaces. A tranquil neighborhood pond adds to the setting, and trails connect to Mill Creek Town Center and nearby golf course paths. Shopping, dining, transit, and freeway access are all close by. Come see it and make it home today.

2630 161st Place SE, Bothell

Listing Broker: The Joseph Group; Ryan Gardner; 425-346-0597; ryan.gardner@thejosephgroup.com

19019 25th Drive SE, Bothell
$725,000
3 Beds ⋅ 3 Baths ⋅ 2598439 MLS ⋅ ACTIVE Status
Fresh finishes, inviting spaces, and a location that keeps your favorite conveniences close—welcome home to Bothell’s North Creek area! New carpet, fresh interior paint, and new surfaces give this 3-bedroom, 2.5-bath home a refreshed feel from the moment you step inside. The open main floor brings the kitchen, dining, and living areas together, making it easy to stay connected while preparing dinner or hosting friends. Warm wood cabinetry, generous counter space, and rich wood-tone flooring add character to the kitchen. Upstairs, unwind in the spacious primary suite with vaulted ceilings and a private bath featuring dual sinks, a soaking tub, and separate shower. Two additional bedrooms offer flexibility for guests, a home office, or hobbies, while upstairs laundry keeps daily routines simple. An attached two-car garage provides convenient parking and storage. Spend weekends exploring the wetland boardwalks at North Creek Park, meeting friends for coffee, or enjoying the shops and restaurants at Mill Creek Town Center. A welcoming place to settle in, spread out, and make your own!

19019 25th Drive SE, Bothell

Listing Broker: eXp Realty; Chris Gurnee; 206-949-0864; chris@chrisgurneeteam.com

2613 164th Place SE, Bothell
$799,000
4 Beds ⋅ 2 Baths ⋅ 2599689 MLS ⋅ ACTIVE Status
Welcome home to this well-cared-for 4 bed, 2 bath home at the end of a quiet cul-de-sac. Fresh exterior paint gives it great curb appeal, and the big-ticket items are already done: a newer roof, a new electrical panel, and air conditioning for comfortable summers. Inside, you’ll find a bright, open feel with a cozy wood-burning fireplace upstairs. The kitchen features a large island, a gas range, and stainless steel appliances. Step outside to an entertainment-sized deck with custom iron railing, overlooking a private backyard with a large play structure ready for hours of fun. A newer detached outbuilding makes an ideal home office or exercise studio and the oversized 2 car garage has plenty of room for storage. RV or Boat parking. Great location-close to Mill Creek Town Center & schools and easy access to SR 527, I-405 & I-5. Move-in ready with room to work, play, and relax!

2613 164th Place SE, Bothell

Listing Broker: Windermere Northlake; Marella Alejandrino; 206-914-9989; m.alejandrino@windermere.com

2619 133rd Place SE, Mill Creek
$1,068,750
4 Beds ⋅ 2 Baths ⋅ 2602724 MLS ⋅ ACTIVE Status
MOTIVATED SELLER. Welcome to this turn-key rambler with stunning curb-appeal and interior charm. Functional updates include a newly widened driveway, $50,000 in new landscaping, expansive new patio, Vivint home security transferable to buyer, quality up/down blinds throughout, and new washer/dryer. This home has been thoughtfully laid out – the primary bedroom is situated on one wing of the house and features a walk-in closet with new built-ins, and unique 5-piece en-suite bathroom with double sinks and showers. Three spacious bedrooms sit opposite with a large full bath featuring double sinks. The expansive living room and modern kitchen is warm and inviting and is the centerpiece of this home. Outside, the refreshed landscaping and fully-fenced backyard tie this home together. Through the spacious mudroom with built-ins you enter the truly spectacular fully finished garage featuring a 220v electric car charger and space for up to 4 cars. Situated in a quiet neighborhood with easy access to 405 & I-5 - don’t miss this rare opportunity to own a beautifully updated home with no HOA!

2619 133rd Place SE, Mill Creek

Listing Broker: COMPASS; Reilly Ochs; 206-914-5254; reilly.ochs@compass.com

4129 187th Place SE, Bothell
$1,495,000
4 Beds ⋅ 4 Baths ⋅ 2602051 MLS ⋅ ACTIVE Status
Rare main-level ADU with its own private entrance! Welcome to this well-maintained 2017 home in a quiet, peaceful North Creek neighborhood, offering 3,221 sq. ft., a level lot, beautiful front garden, and a 3-car garage. The separate-entry, main-level ADU/in-law suite is fully self-contained, with its own kitchenette and eating area, living room, bedroom, ¾ bath, and its own stackable washer/dryer. It’s ideal for multigenerational living, a private home office, or rental income. Comparable ADUs in the area rent for an estimated $1,800–$2,000/month. The main home features hardwood floors and a well-designed layout. Upstairs, the spacious primary suite has a five-piece bath and oversized walk-in closet. Two secondary bedrooms are separated by a loft, and an office/den and a dedicated laundry room complete the upper level. Pre-inspected for peace of mind, with mostly brand-new appliances, well-maintained major systems including the roof, and the sewer capacity charge paid in full. Commuters will love being about 5 minutes from a bus station and a commuter shuttle serving major tech hubs. The home sits across from highly rated North Creek High School and within walking distance of Fernwood Elementary, with access to the schools’ track and tennis/pickleball courts during non-school hours.

4129 187th Place SE, Bothell

Listing Broker: COMPASS; Amina Munkh; 425-287-8385; amina.munkh@compass.com

932 Duchess Road Unit #A-6, Bothell
$919,950
4 Beds ⋅ 4 Baths ⋅ 2601507 MLS ⋅ ACTIVE Status
ONLY ONE END UNIT REMAINS AT DUCHESS! Don't miss this exceptional opportunity to own a stunning 2,255 sq. ft. end unit residence in this boutique community of just 12 beautifully crafted, fee-simple townhomes in Bothell. Built by Casly Homes, Duchess combines thoughtful design, elevated finishes, and an outstanding location within the highly regarded Northshore School District. Designed for modern living, this desirable end unit offers abundant natural light, enhanced privacy, and a spacious, versatile floor plan that seamlessly blends style and functionality. Step inside to engineered hardwood floors, expansive windows, and a flexible main level room that can serve as a 4th bedroom, private home office, or guest room, complete with a ¾ bath. The beautifully appointed kitchen serves as the heart of the home, showcasing an oversized island, designer lighting, generous cabinetry, and a full suite of appliances. Open concept living and dining spaces create an inviting atmosphere for entertaining and everyday comfort. The home's elevated setting also provides beautiful mountain and city views, adding to its appeal. Residents generous parking, a community park and playground, and convenient access to Bothell's shopping, dining, and major commuter routes. TOUR ON YOUR SCHEDULE! Experience Duchess at your convenience with our easy self-guided tour option. No appointment necessary, simply follow the self-tour instructions and explore this beautiful home at your own pace.

932 Duchess Road Unit #A-6, Bothell

Listing Broker: COMPASS; Julian Flunder; 425-299-5858; julian.flunder@compass.com

13221 23rd Avenue SE, Mill Creek
$997,500
4 Beds ⋅ 4 Baths ⋅ 2600307 MLS ⋅ ACTIVE Status
Seller offering $15,000 credit to buyer for rate buy down and or closing costs! 4 bedrooms, 3.5 baths, and a layout designed for the way you live. The main level is the heart of the home, where the spacious great room with a cozy gas fireplace flows effortlessly into the kitchen featuring granite countertops, stainless steel appliances, a large island with bar seating, and plenty of space to gather with friends. Whether you're hosting holidays or enjoying a quiet evening at home, this floor plan makes everyday living feel easy.Upstairs, the spacious primary suite offers a relaxing retreat complete with a five-piece ensuite and walk-in closet. Two additional bedrooms, a full bath, and a conveniently located laundry room round out the second floor. The top level adds even more flexibility with a bonus room, fourth bedroom, and full bath—ideal for guests, a private home office, media room, or multi-generational living.Step outside to the fully fenced backyard with an extended patio just off the main living space, creating the perfect setting for summer BBQs, morning coffee, or letting pets or littles play. Located in a welcoming community with its own neighborhood park and playground, you'll also enjoy top-rated schools and unbeatable convenience to Mill Creek Town Center, Boeing, Amazon, major commuter routes, shopping, dining, and everyday amenities. This is one of those homes that offers the space, flexibility, and location to grow into for years to come.

13221 23rd Avenue SE, Mill Creek

Listing Broker: RE/MAX Elite; Bre Roberts; 425-443-7899; bre@remaxelitebrokers.com

15712 23rd Lane SE, Mill Creek
$899,990
4 Beds ⋅ 3 Baths ⋅ 2601153 MLS ⋅ ACTIVE Status
Traditional elegance meets modern updates in the heart of Mill Creek! Ideally situated on a beautiful park-like lot between community parks, scenic trails, and Mill Creek Country Club and Golf Course, this inviting home offers the best of the Mill Creek lifestyle. Freshly updated with new interior and exterior paint, carpet, laminate hardwood flooring, lighting, and more. The welcoming formal living room features vaulted ceilings, a cozy fireplace and flows seamlessly into the updated kitchen showcasing newly painted shaker-style cabinetry, quartz countertops, premium stainless-steel appliances, and a peninsula bar, conveniently positioned between the formal dining room and casual breakfast nook. Upstairs, discover four generously sized bedrooms, including a spacious Primary Suite with a walk-in closet and private en-suite bath plus an updated main bath with new dual vanity, quartz countertop, toilet, fixtures, lighting and flooring. The lower level offers a versatile recreation room with a fireplace, perfect for entertaining or relaxing, along with a half bath and laundry room. Outside, enjoy a quiet, oversized level yard with mature landscaping and two patios, creating a wonderful setting for outdoor gatherings. Additional highlights include a newer roof, double-pane windows, newer furnace and a tankless hot water tank, new garage doors and more. A wonderful opportunity to enjoy comfort, style, and the exceptional Mill Creek location.

15712 23rd Lane SE, Mill Creek

Listing Broker: John L. Scott Mill Creek; T.C. Hyatt; 425-280-8725; tchyatt@johnlscott.com

321 -325 170th Place SE, Bothell
$2,150,000
6 Beds ⋅ 4 Baths ⋅ 2600929 MLS ⋅ FIRST LOOK Status
Multi-generational living taken to the next level! Buy both and create a one-of-a-kind compound with up to five residences: two full living spaces today, plus plans for three more homes next door, all of this in Bothell and near Mill Creek! The renovated existing home offers two full living spaces with 6 bedrooms, including 2 primary suites, 2 kitchens, 2 laundry rooms, 2 separate entrances, and independent heating and cooling. Highlights include vaulted ceilings, abundant natural light, two brick fireplaces, Shaker cabinetry, a stained maple island, quartz counters, and a deck. Designer finishes create a cohesive contemporary transitional look. The property also comes with plans for three more residences: a side-by-side townhome-style duplex and a detached ADU. Each duplex unit (2,234 and 2,166 sq. ft.) has 3 bedrooms, 2.5 baths, an open kitchen with pantry, a loft family room, a primary suite, laundry, and an attached garage. The two-story 1,150 sq. ft. DADU has 3 bedrooms, 2.5 baths, a full kitchen, upstairs laundry, and a 286 sq. ft. attached garage. Architectural and structural plans are professionally developed, with site engineering complete. Plans and documents are available for review. Construction, permits, and feasibility are subject to buyer verification.

321 -325 170th Place SE, Bothell

Listing Broker: KW North Sound; Kim Thompson; 425-586-0037; kim@resg.com

325 170th Place SE, Bothell
$1,350,000
6 Beds ⋅ 4 Baths ⋅ 2600921 MLS ⋅ FIRST LOOK Status
Multi-generational living at its finest in Bothell, near Mill Creek! This beautifully renovated home offers two full living spaces with 6 bedrooms, including 2 primary suites, plus 2 kitchens, 2 laundry rooms, 2 separate entrances, and independent heating and cooling for each level. The main level features vaulted ceilings, abundant natural light, a painted brick fireplace with a floating wood mantel, and a kitchen with Shaker cabinetry, a stained maple island, and quartz counters that opens to the deck. The lower level has its own kitchen, a brick fireplace flanked by built-ins, and flexible bonus rooms. Designer finishes and coordinated architectural details throughout create a cohesive contemporary transitional look. The home sits on a large lot with ample parking and offers easy access to Mill Creek shopping, dining, and commuter routes.

325 170th Place SE, Bothell

Listing Broker: KW North Sound; Kim Thompson; 425-586-0037; kim@resg.com

15931 26th Avenue SE, Mill Creek
$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2601030 MLS ⋅ ACTIVE Status
Nestled in the sought-after Highlands at Mill Creek, this beautifully maintained Craftsman home is surrounded by scenic walking trails, parks, and tennis courts. Offering an impressive 2,237-square-foot floor plan, this two-story home features 4 bedrooms, 2.5 bathrooms, formal living and dining rooms, and a spacious great room-style family room. A chef-inspired kitchen is designed for both everyday living and entertaining, showcasing slab granite countertops, stainless steel appliances, a gas range, under-cabinet lighting, soft-close cabinetry, and a walk-in pantry. Rich hardwood flooring welcomes you inside, while soaring vaulted ceilings, skylights, and two cozy fireplaces create a warm, light-filled atmosphere throughout. The spacious primary suite offers a peaceful retreat with a luxurious five-piece ensuite bath and a generous walk-in closet. Step outside to your private backyard oasis featuring a large, fully fenced yard, an expansive patio perfect for entertaining, raised garden beds, and a storage shed. Two-car garage. Easy access to local shopping, restaurants, transit, freeways, parks, golf and recreation. Ideally located in one of Mill Creek's most desirable neighborhoods, this exceptional home combines comfort, style, and an outstanding community lifestyle.

15931 26th Avenue SE, Mill Creek

Listing Broker: 1 Percent Lists Northwest; Jeff Dickinson; 206-852-9711; jeffdickinson55@gmail.com

17024 24th Avenue SE, Bothell
$1,150,000
6 Beds ⋅ 6 Baths ⋅ 2599989 MLS ⋅ ACTIVE Status
Updated and licensed Adult Family Home located in Bothell, featuring 6 bedrooms, 3 spacious full bathrooms, and 3 half bathrooms. The property offers a functional floor plan designed to accommodate residential care operations while providing comfortable living spaces. Recent upgrades include a new electrical panel, new flooring, and new plumbing, adding value and functionality to the home. Heating and cooling include a combination of central A/C and mini-split systems for year-round comfort. A convenient entrance ramp surrounded by mature trees and greenery provides added privacy and a welcoming approach. The home features a spacious deck with three distinct sections: an enclosed sunroom, a covered deck, and an open-air deck, offering versatile spaces for relaxation and indoor-outdoor enjoyment. Green front and backyards provide additional outdoor space. Conveniently located near shopping, dining, parks, and everyday amenities. This property presents an opportunity for those interested in operating or expanding an Adult Family Home. Business is available for purchase separately and is not included in the real estate sale. Don’t miss this opportunity!

17024 24th Avenue SE, Bothell

Listing Broker: Horizon Real Estate; Wiheb Yaikob; 202-873-7189; yaikobhomes@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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