Yelm Homes with Assumable Terms

Yelm Homes with Assumable Terms

Welcome to the charming town of Yelm, located in Thurston County, Washington, USA. Known for its natural beauty and small-town charm, Yelm offers a peaceful and welcoming community for residents to call home.

One unique feature of the real estate market in Yelm is the availability of homes with assumable terms. This means that buyers have the opportunity to take over the seller's existing mortgage, providing a convenient and potentially cost-effective option for purchasing a home in the area.

In addition to the appealing real estate opportunities, Yelm boasts a variety of amenities and attractions for residents to enjoy. From picturesque parks and outdoor recreational activities to local shops and restaurants, there is always something to explore in this vibrant community.

With its convenient location within easy reach of major cities like Olympia and Tacoma, Yelm offers the perfect blend of small-town living and urban convenience. Whether you're looking for a peaceful retreat or a place to put down roots, Yelm has something for everyone.

Discover the beauty and charm of Yelm and find your perfect home with assumable terms in this welcoming community. Experience the best of Washington living in this idyllic town nestled in the heart of Thurston County.

Newest Yelm Homes with Assumable Terms

$985,000
3 Beds ⋅ 3 Baths ⋅ 2571735 MLS ⋅ ACTIVE Status
VA Assumable at 2.25%! Gated, private, and impeccably kept, this 2018 Craftsman estate offers 3,192 square feet of single-level luxury on 6.55 fully fenced, level, usable acres in coveted Smith Prairie. Inside, vaulted ceilings and a gas fireplace crown the great room. The chef's kitchen impresses with double ovens, a walk-in pantry, a sunny breakfast nook, and soft-close cabinetry throughout. Formal dining and a dedicated office complete the main living spaces. The primary suite is a true retreat: dual walk-in closets and a spacious bath already plumbed for a soaking tub. Every bedroom features brand-new carpet, and wide ADA doorways lend the home an open, effortless flow. Luxury continues where you can't see it — a full-home generator, whole-house water purification, heat pump with A/C and HEPA filtration, a professionally drained crawlspace, and a laundry room built for two full sets of washers and dryers. Outdoors, a sweeping 48-foot covered patio overlooks the fully fenced grounds and evergreen views. Two storage sheds, an oversized three-car garage, RV hookup with septic dump, and hot tub complete the estate. Just minutes to Yelm and JBLM, yet worlds away. Your private tour awaits.

15425 Smith Prairie Road SE, Yelm

Listing courtesy of CENTURY 21 North Homes Realty.

$515,000
5 Beds ⋅ 3 Baths ⋅ 2561576 MLS ⋅ ACTIVE Status
POSSIBLE VA LOAN ASSUMPTION WITH THE POTENTIAL OF A $2300/MONTH PAYMENT. Welcome home to this spacious 5-bedroom, 3-bathroom home in the desirable Mountain Shadow community! Situated on a large corner lot, this move-in ready property offers an open-concept floor plan that's perfect for everyday living and entertaining. The inviting living room features soaring vaulted ceilings and abundant natural light. The refreshed kitchen includes brand-new quartz countertops, newer stainless steel appliances, and plenty of workspace for cooking and gathering. Durable vinyl plank flooring throughout create a clean and modern feel. Outside, enjoy fresh exterior paint on the trim and decking, plus a newly fully fenced backyard complete with a firepit, garden space, deck, and patio—ideal for relaxing, entertaining, or enjoying the outdoors. A spacious 2-car garage provides ample parking and storage. Conveniently located near schools, shopping, dining, and JBLM, this home offers the perfect combination of space, comfort, and convenience. Don't miss the opportunity to own this exceptional home in a prime location!

9229 Carys Street SE, Yelm

Listing courtesy of John L. Scott, Inc.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2549649 MLS ⋅ ACTIVE Status
Welcome to 9121 Paradise View Court SE in Yelm! Nestled at the end of a quiet street, this well-maintained 4-bedroom, 2.5-bath home offers 1,810 square feet of comfortable living space on a large lot. The spacious two-story floor plan dawned with fresh interior paint; provides room for both everyday living and entertaining, while large windows fill the home with natural light.Enjoy the privacy and versatility of the fully fenced backyard—perfect for pets, play, gardening, or summer barbecues. The impressive 3-car garage provides ample space for vehicles, storage, hobbies, and recreational equipment.Conveniently located near schools, parks, shopping, dining, and JBLM commuting routes, this home combines the benefits of neighborhood living with everyday convenience. Whether you’re looking for room to grow, space to entertain, or a place to call home, this Paradise View property is ready to welcome its next owners.Schedule your private tour today and discover all that this Yelm home has to offer!

9121 Paradise View Street SE, Yelm

Listing courtesy of Blade Realty LLC.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2538343 MLS ⋅ ACTIVE Status
Better than brand new in Yelm. Built in 2023, this 3-bedroom + loft home offers the fresh, modern feel of new construction without the unfinished extras that often come after closing. The yard is fully landscaped, the fence is complete, the patio has been extended, and the backyard is already set up for real life with a custom kids play area and rubber mulch. Inside, the sellers have elevated the builder package with upgraded lighting and plumbing fixtures, tile kitchen backsplash, custom shelving, upgraded millwork, accent walls, bamboo roman shades, and a state-of-the-art Samsung refrigerator. Immaculately maintained and thoughtfully upgraded, this home feels like touring a model home. The open-concept layout lives comfortably with modern finishes, generous natural light, and intentional details throughout. Backing to open space, the setting feels more peaceful and established while still offering the benefits of a newer neighborhood. Close to Yelm’s everyday conveniences, shopping, dining, parks, schools, and commuter routes, with easy access to JBLM. Nearly new, fully finished, and actually move-in ready.

15069 Iverson Loop SE, Yelm

Listing courtesy of eXp Realty.

$487,950
3 Beds ⋅ 2 Baths ⋅ 2530739 MLS ⋅ ACTIVE Status
Come check out this wonderful rambler sitting on a fully fenced 1/3rd acre lot! This expansive home features a lovely open floor plan with vaulted ceilings! Spacious open kitchen with stainless steel appliances and dining area. Offering 3 bedrooms, a full bath, and a generously sized ¾ bath, this home provides both comfort and functionality. Stay comfortable year-round with two ductless heat pumps, keeping you cool during the summer and cozy in the winter. Don't miss this one. Welcome home!

9018 Andes Court SE, Yelm

Listing courtesy of Northwest HomePros LLC.

$475,000
4 Beds ⋅ 3 Baths ⋅ 2531674 MLS ⋅ ACTIVE Status
Brand New Interior Paint Downstairs as of July 25th, 2026 in this rare golf course opportunity! Enjoy a panoramic view from the 6th Tee Box of the Tahoma Valley Golf Course from this 4 Bedroom 2.5 Bathroom, 2,041 SqFt home with Central Air Conditioning and 2 car garage. As you enter the home, you’ll find a nice living room and dining room. Past that is the kitchen with eating space that features Oak Cabinets, white appliances and a great multi-function Kichae sink. Along the back of the home is a dining nook with beautiful ceramic tile floor and a large family room with a gas fireplace. There’s also a centrally located half-bath on the main floor. Upstairs, you'll find a Primary Bedroom with walk-in closet, full bath with separate tub and shower as well as a double-sink vanity. Add to that 3 more comfortable-sized bedrooms (one with walk-in closet), the Laundry Room, and full-bathroom and you have a very nicely arranged home. The fully-fenced backyard features a concrete patio, large storage shed and plenty of room to play! Conveniently located near schools, shopping, dining, and JBLM access, this home combines comfort, space, and an exceptional golf course view!

15301 105th Avenue SE, Yelm

Listing courtesy of John L. Scott/Yelm.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2517853 MLS ⋅ ACTIVE Status
Motivated SELLERS! Welcome to Mountain View Meadows. Built in 2023, this elegant 2,190 sq ft home features an open concept living space with plenty of windows for natural light. Main floor presents a spacious living room, kitchen, a cozy fireplace, and a den. The kitchen is outfitted with beautiful quartz slab counter tops, and huge island with an undermount sink. Upstairs leads to a loft with enough space and potential to be anything. Laundry and 3 bedrooms are conveniently situated on the second floor. Primary bedroom features a vast space, an immense window, en suite, and spacious walk-in closet. A fully-fenced back yard boasts a well maintained lawn, a fire pit, garden space, more storage, landscape enhancements, beside an empty lot for added privacy! Highly efficient heat pump and furnace will keep your home comfortable all-year round. Parking is not a problem with your own capacious 2-car garage, 2-car driveway, and street parking .A short distance to schools, restaurants, amenities, trails, nearby recreation & JBLM. VA Assumable 5.375%. Estimated remaining loan $482,250.

15153 Prescott Loop SE, Yelm

Listing courtesy of Berkshire Hathaway HS NW.

$499,950
4 Beds ⋅ 2 Baths ⋅ 2518417 MLS ⋅ ACTIVE Status
Fantastic Find!!!! Nestled in a quiet neighborhood in the heart of Yelm this beautiful home boasts approx 2,700 sq ft of open concept living space with 3 or 4 bedrooms! Light and Bright kitchen offers a HUGE walk-in pantry, wipe off range, large stainless-steel sink, breakfast bar, recessed lighting, & informal dining area overlooking the fully fenced backyard. Expansive primary suite w/barn door leading to private bath boasts HUGE WIC w/ space for private office or an extra bedroom! New custom solid hardwood floors, new roof (2025), new heat pump (2025), new solid wood front door. Close to community parks and within walking distance to new splash pad, delicious restaurants, movie theater, grocery stores & schools. Close to over 20+ miles of paved biking/hiking trails that lead through majestic forests, over the river and through lush meadows to the Puget Sound!!! VA qualified? This home has a 2.75% fixed VA loan that you may be able to assume! Call for details! The wait is over! Come view your new home today!

14823 Terra View Street SE, Yelm

Listing courtesy of Better Properties Real Estate.

$199,999
2513007 MLS ⋅ ACTIVE Status
Rare opportunity to own a "plug-and-play" residential lot in the heart of Yelm proper! This mostly cleared and mostly level w/slope in back, parcel offers the ultimate flexibility for your vision, classified under Use Code 18 to allow for either a modern manufactured home or a custom stick-built residence. Skip the infrastructure headaches with underground power already pulled to the property and a functional, fully powered shop already on-site. City water, sewer, and natural gas are all conveniently available at the street for easy hookup. The grounds are beautifully accented by established fruit trees, providing a head start on your private orchard and landscaping. Perhaps the property’s best feature is its unbeatable location; enjoy true small-town walkability with schools, local restaurants and shops just minutes away. Outdoor enthusiasts will love being steps from the Yelm-Tenino Trail and Yelm City Park. Whether you are a builder looking for a prime infill lot or a homeowner seeking a ready-to-go site for your dream home, this property is a rare find that combines utility, versatility, and a vibrant in-town lifestyle.

15317 SE 104TH Avenue, Yelm

Listing courtesy of eXp Realty.

$465,000
3 Beds ⋅ 3 Baths ⋅ 2487494 MLS ⋅ ACTIVE Status
VA LOAN ASSUMPTION OPTION! This light and bright open-concept home in the Mountain Sunrise community in Yelm offers over 1,800 square feet of functional living space with abundant storage throughout. Upon entry, you are greeted by soaring vaulted ceilings and durable LVP flooring, with a large bay window that floods the formal living and dining areas with natural light. The kitchen features tile accents, a pantry, and all appliances are included, featuring a newer microwave and dishwasher. This central hub opens directly into the cozy family room, which is anchored by a warm gas fireplace for those chilly evenings. Step outside to a large, fully fenced backyard and patio. This low-maintenance outdoor space is perfect for relaxing, entertaining or gardening in a private setting. Upstairs, the oversized primary suite serves as a retreat, featuring a tastefully updated 5-piece bath and a generous walk-in closet. The two additional upstairs bedrooms are spacious and include built-in window benches for even more storage. The 2 car garage provides ample space for your vehicles, yard tools and more. New roof in 2019. Ideally located just minutes from parks, walking trails, and shopping, this home also offers a quick and easy commute to JBLM. This property perfectly balances modern comfort with a prime location. FREE One Year Home Warranty included. Ask about the possibility of a VA LOAN ASSUMPTION @ 4.375%. Welcome Home!

16541 Rainier View Drive SE, Yelm

Listing courtesy of John L. Scott, Inc..

$570,000
4 Beds ⋅ 3 Baths ⋅ 2333367 MLS ⋅ ACTIVE Status
Assumable Loan! With 4 bedrooms and a bonus room that could be converted into a 5th bedroom boasting 2,500+ sqft of meticulously designed living space, this home offers the perfect blend of style and functionality. The Main Level has a Spacious Great Room that seamlessly integrates open space concept living area. Updated Kitchen: Granite countertops, full-height tile backsplash, walk-in pantry. Guest Bathroom. The upstairs offers a Primary Suite: 5-piece ensuite bathroom, expansive walk-in closet Three additional bedrooms, a bathroom, and a Laundry Room. There is a Fully fenced yard a sprinkler system, a Heat pump, and the Security System Stays. Property is Rented, buyer to honor lease terms until November 30th 2026.

14426 99th Ave SE, Yelm

Listing courtesy of Coldwell Banker Danforth.

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