Yelm Homes with FHA Terms

Yelm Homes with FHA Terms

Located in Thurston County, Washington, Yelm is a charming city that offers a peaceful and welcoming neighborhood. Situated in the United States, Yelm is known for its scenic beauty and friendly community.

Yelm is an ideal place for those looking for homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by providing flexible terms and lower down payment options. Whether you are a first-time homebuyer or looking to upgrade to a new property, Yelm offers a range of homes that can be financed through FHA loans.

With FHA terms, you can enjoy the benefits of a lower down payment, typically around 3.5% of the purchase price, making it easier to get into your dream home. Additionally, FHA loans often have more lenient credit requirements, allowing more people to qualify for financing.

Yelm's real estate market offers a variety of housing options to suit different preferences and budgets. From cozy single-family homes to spacious townhouses, there is something for everyone in Yelm. The neighborhood boasts well-maintained properties with modern amenities and beautiful landscapes.

Living in Yelm means enjoying a peaceful and serene environment while still having access to essential amenities and services. The city offers a range of local shops, restaurants, parks, and recreational activities, ensuring a convenient and fulfilling lifestyle for its residents.

If you're looking for a place to call home with FHA terms, Yelm is the perfect destination. Explore the real estate options in this friendly neighborhood and find your dream home today.

Newest Yelm Homes with FHA Terms

$469,900
4 Beds ⋅ 3 Baths ⋅ 2569886 MLS ⋅ ACTIVE Status
Welcome home to Yelm Terra-A well established and highly coveted community conveniently located near schools, shopping, restaurants and parks. Main level features a large family room, formal dining, spacious kitchen with all appliances to convey, abundant counter space and cabinetry with vaulted ceilings throughout. Lower space includes another living space, cozy gas fireplace, 4th bedroom, powder room and utility room. Walk upstairs and you'll find the primary bedroom with private bath and walk in closet. The additional two bedrooms along with full bath complete the upper level. Oversized and fully fenced backyard is ready for summer BBQ's. 15 minutes to JBLM east gate and 20 minutes to main gate. This home has so much to offer and is ready for your personal touches.

10469 Yelm Terra Street SE, Yelm

Listing courtesy of Kelly Right RE of Seattle LLC.

$440,000
4 Beds ⋅ 3 Baths ⋅ 2569618 MLS ⋅ ACTIVE Status
Refined comfort meets everyday functionality in this beautifully updated split-level home in Autumn Hill. Designed with both style and versatility in mind, the light-filled upper level offers an inviting living space anchored by a gas fireplace and seamless flow into the dining area and kitchen ideal for elevated entertaining or relaxed evenings at home. The lower level offers a spacious secondary living area, an additional bedroom, and walk-out patio access perfect for pets or entertaining guests. A separate bonus room provides flexibility for a home office, gaming lounge, or private studio. Brand-new LVP flooring and plush carpet throughout enhance the home’s modern aesthetic and move-in-ready appeal. Ideally situated near parks, schools, and everyday conveniences, this residence delivers a polished lifestyle within a well-established community.

16189 Birkland Street SE, Yelm

Listing courtesy of Rain Town Realty + JPAR.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2568210 MLS ⋅ ACTIVE Status
Welcome to this spacious 4-bedroom, 3-bath home offering 2,324 sq ft of flexible, multigenerational-style living on a desirable corner lot in Yelm. The light-filled upper level features vaulted ceilings, skylights and an open layout connecting the living, dining and kitchen areas, while the lower-level family/rec room provides additional space to spread out, entertain, work from home or accommodate extended living. Recent improvements include new interior and exterior paint, a brand-new fence, freshly painted deck, new HVAC system and heat pump with A/C, plus a new refrigerator and dishwasher. Solar panels add another great feature to the home. Outside, enjoy the fully fenced yard, deck and patio with plenty of room for outdoor living. An attached 2-car garage and additional parking provide excellent storage and functionality. Ideally situated near local schools and just minutes from downtown Yelm, shopping, dining, parks and recreation—offering everyday convenience while keeping the best of the Yelm community close by.

10430 Carter Street SE, Yelm

Listing courtesy of Realty One Group Turn Key.

$514,950
3 Beds ⋅ 2 Baths ⋅ 2553581 MLS ⋅ ACTIVE Status
Beautiful Yelm 3 bedroom rambler just minutes from downtown! Enjoy easy access to the Chehalis Western Trail and Yelm City Park, both within walking distance. This inviting home features an open floor plan filled with natural light, upgraded flooring throughout, and A/C for year-round comfort. The kitchen offers beautiful newer appliances and an updated pantry with plenty of storage. The spacious primary bedroom includes a walk-in closet. Outside, enjoy a fully fenced yard with room to relax, play, and entertain. Conveniently located near schools, shopping, JBLM, and all that Yelm has to offer!

15334 104th Avenue SE, Yelm

Listing courtesy of Gateway Real Estate.

$549,990
4 Beds ⋅ 3 Baths ⋅ 2567091 MLS ⋅ ACTIVE Status
The Christy plan at Willow Glenn boasts a smartly designed layout with plenty of flexible living and entertaining space. Main-floor highlights include an open-concept layout with a spacious great room, a dining area, and a large kitchen with a walk-in pantry and center island. Completing the main floor, you'll find a study with double doors off the foyer and a 1/2 bath. Heading upstairs, a versatile bonus room provides even more gathering space. Plus, you'll enjoy two secondary bedrooms and an expansive primary suite with a spa-like bath and roomy walk-in closet. Upgraded Items include, Covered Patio, Electric Fireplace and interior package. USDA approved property. Buyer's Broker must accompany &/or register Buyer at 1st visit.

9855 Ferns Loop SE, Yelm

Listing courtesy of BMC Realty Advisors Inc.

$524,990
3 Beds ⋅ 3 Baths ⋅ 2567073 MLS ⋅ ACTIVE Status
Welcome to Willow Glenn featuring the Viola floor plan, built by Century Communities, a National Top 10 Builder known for quality craftsmanship and thoughtful design. This new construction home offers 3 bedrooms, 2.25 bathrooms, and 1,797 sq ft of well-planned living space. Upgraded items include a 10 x 10 slab patio, electric fireplace and the Prelude Plus Warm interior package with White cabinets. Enjoy the benefits of new construction, including modern features, energy efficiency, and builder warranties. Buyer's Broker must accompany &/or register Buyer at 1st visit.

9902 Ferns Loop SE, Yelm

Listing courtesy of BMC Realty Advisors Inc.

$499,900
3 Beds ⋅ 3 Baths ⋅ 2566156 MLS ⋅ ACTIVE Status
Discover the Beech, a beautifully designed 2-story home that combines modern style with everyday functionality. The covered front porch sets a welcoming tone, while the open-concept layout inside offers the ideal space for entertaining and daily living. The chef-ready kitchen comes complete with quartz countertops, 42” white upper wood cabinetry, a full suite of stainless-steel appliances, and a spacious island. LGI Homes also offers: builder-paid closing costs, $0 down options, interest rate buydowns, and MORE! If you are working with a licensed broker, please complete the Prospect Registration Agreement (*Site Registration Policy #4898) & submit prior to your first visit to the Shelm Meadows Information Center.

9723 Brown Street SE, Yelm

Listing courtesy of LGI Realty.

$475,000
4 Beds ⋅ 3 Baths ⋅ 2565247 MLS ⋅ ACTIVE Status
Great home with a wonderful layout and major updates already complete, including a full roof replacement in 2020 and a new HVAC system with furnace, central AC, and PureAir S filtration installed in 2021! Located in a beautiful neighborhood with walking access to both Mill Pond Elementary and Ridgeline Middle School, and a short commute to other local schools and Yelm shopping. This home has plenty of room to grow with 4 bedrooms located on the upper level and a large yard. Stainless appliances in a bright and airy kitchen are waiting for a cook to move in! The primary room has a walk-in closet with vaulted ceilings and a large bathroom, making it a perfect sanctuary. This home is located on a fully fenced corner lot with lots of sunlight and plenty of room for whatever your backyard goals are. Quick access to Yelm and JBLM.

10510 SE Carter Street, Yelm

Listing courtesy of Equity Washington Real Estate.

$730,000
3 Beds ⋅ 2 Baths ⋅ 2559202 MLS ⋅ ACTIVE Status
Welcome to this 3 bed 1.75 bath rambler nestled on 9.69 acres lot at the end of a long private driveway. Enjoy peace and privacy w/ well-maintained grounds, fruit trees, and garden space. It features a spacious layout w/ new flooring throughout. The kitchen is bright & inviting w/ newer appliances. French doors open to expansive rear covered patio, perfect for entertaining, while large covered porch offers a warm welcome. Additional features include attached 2-car garage, a separate 4-bay shop w/ RV parking, large carport, long driveway with space for a semi-truck and trailer, & pump house w/ storage. This property offers ample room & flexibility for a home-based business, multi-generational living, enjoying a private retreat.

13604 Vail Road SE, Yelm

Listing courtesy of John L. Scott, Inc.

$499,000
4 Beds ⋅ 3 Baths ⋅ 2557204 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 4-bedroom + den, 2.5-bath home offering 2,110 sq ft in the highly desirable Cherry Meadows neighborhood! The spacious floor plan features hardwood flooring throughout the main level and a well-appointed kitchen with stainless steel appliances. Upstairs, the generous primary suite includes a luxurious 5-piece ensuite bath, creating the perfect retreat. Enjoy outdoor living in the fully fenced backyard, while the front yard sprinkler system helps keep the landscaping looking its best. Conveniently located just minutes from shopping, restaurants, schools, parks, and other everyday amenities, this home offers the perfect blend of comfort, style, and location. Don't miss this wonderful opportunity!

15316 92nd Avenue SE, Yelm

Listing courtesy of At Home WA Realty Group.

$539,000
4 Beds ⋅ 3 Baths ⋅ 2560885 MLS ⋅ ACTIVE Status
Some neighborhoods simply feel different and Cherry Meadows is one of them! With it's welcoming atmosphere, neighborhood park, and convenient location, it's easy to see why this community continues to be one of Yelm's most sought-after places to call home. Start your mornings with coffee on the charming covered front porch before stepping inside to bright, inviting spaces designed for gathering and creating memories. The beautifully appointed kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, rich cherry cabinetry, an updated glass pantry door, generous prep space, and an eat-up bar that seamlessly connects to the dining and living areas. Upstairs, the oversized loft offers endless possibilities as a media room, playroom, gym space, home office, or could easily be converted into a 5th bedroom. Tucked away from the main living spaces, the remaining bedrooms offer privacy and versatility for whatever season of life you're in, while the spacious primary suite becomes the perfect place to recharge with its spa-inspired 5-piece bath. Outside, enjoy a fully fenced backyard ready for BBQs, pets, or play. Complete with a 2-car garage and just minutes from downtown Yelm, shopping, dining, schools, and JBLM, this move-in-ready home is ready for its next chapter!

15236 Kayla Street SE, Yelm

Listing courtesy of eXp Realty.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2559110 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, 1.5-bath gem in the heart of Yelm. The remodeled kitchen features Newer white cabinets, stunning granite countertops, gray subway tile backsplash and stylish stainless-steel appliances, creating a warm and modern space to gather. Thoughtful updates can be found throughout the home, adding character and comfort at every turn. The primary bedroom offers a walk-in closet and its own private half bath with tile backsplash and updated fixtures. You’ll also appreciate the inviting laundry area with a cozy barnwood accent wall. The spacious garage provides endless flexibility—perfect for a home gym, office, or recreation space. Additional highlights include wiring for a backup generator and a large, private deck just off the kitchen—ideal for summer BBQs and outdoor entertaining. The fully fenced yard adds both privacy and functionality. Conveniently located near schools, shopping, parks, bike trails, and restaurants, this home truly has it all. Home Sold "as is" Make Offer!

412 McKenzie Avenue SW, Yelm

Listing courtesy of Coldwell Banker Danforth.

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