West Seattle Homes with FHA Terms

West Seattle Homes with FHA Terms

West Seattle is a vibrant neighborhood located in Seattle, Washington. Situated in King County, this area offers a perfect blend of urban amenities and natural beauty. Residents of West Seattle enjoy stunning views of the Puget Sound, access to beautiful parks like Lincoln Park and Alki Beach, and a thriving community atmosphere.

For those looking to purchase a home in West Seattle with FHA terms, you're in luck! FHA loans are a popular choice for many first-time homebuyers due to their low down payment requirements and flexible credit score criteria. With FHA terms available, aspiring homeowners have the opportunity to make their dream of owning a home in West Seattle a reality.

Whether you're drawn to the trendy shops and restaurants in The Junction, the family-friendly neighborhoods of Admiral and Alki, or the outdoor recreational opportunities, West Seattle has something to offer everyone. Don't miss out on the chance to experience the unique charm of West Seattle and find your perfect home with FHA terms.

Newest West Seattle Homes with FHA Terms

$615,000
3 Beds ⋅ 3 Baths ⋅ 2573447 MLS ⋅ ACTIVE Status
Low-maintenance living without the condo label. Tucked into a quiet, wooded pocket of West Seattle and backing to a protected greenbelt, this 2014-built townhome offers privacy, easy living, and a location that keeps you close to everything. 3 bedrooms, 3 bathrooms, & 1,691 square feet. The primary suite is a true retreat with a private bath, walk-in closet, and a peaceful view of the woods. The attached garage runs deep and versatile, with room for a full-size SUV plus storage or a workshop, and a new washer & dryer, new water heater, & new toilet on the first level keeps day-to-day maintenance simple. New exterior paint all completed in July 2026 along with new deck surface painting make this home truly turnkey. Step outside to mature blueberry bushes, birds chirping through the day, and the neighborhood owl at night. You are minutes from Westwood Village for groceries and errands, an easy walk to G + H Pasta and Pizza, and close to EC Hughes Playground, with a quick commute to downtown Seattle and convenient access to Sea-Tac. A well-managed HOA covers landscaping, common area maintenance, exterior paint, and the roof, so ownership stays low maintenance. Sewer fees all paid off make this just an easy way to live in one of West Seattle's most convenient corners.

7174 27th Avenue SW, Seattle

Listing courtesy of Real Broker LLC.

$549,000
2 Beds ⋅ 2 Baths ⋅ 2573722 MLS ⋅ ACTIVE Status
Welcome to Luna Court, ideally located near West Seattle’s restaurants, shops, and recreation, with easy access to downtown by bus, water taxi, bike, or car. This light-filled 2-bedroom, 1.75-bath home overlooks West Seattle Golf Course with views of Mt. Rainier. It features an open-concept kitchen with granite counters, stainless steel appliances, abundant cabinetry, and an eating bar. Floor-to-ceiling windows, a cozy gas fireplace, private deck, walk-in closet, and in-unit laundry add comfort and convenience. Two, side by side, dedicated parking spaces and a large storage unit are included. Community amenities include a well-equipped fitness center and city view penthouse gathering space for entertaining. Secure entry and garage, elevator access, and pet-friendly. Rental cap not met and FHA approved. No current assessments. Home owners dues include cable, internet, utilities, gas for the fireplace earthquake insurance and common area maintenance. 2 elevators serve the building, guest parking both in the garage and behind the building. This is a solid, well designed, well managed building.

3221 Avalon Way SW Unit #311, Seattle

Listing courtesy of Windermere West Metro.

$869,250
4 Beds ⋅ 4 Baths ⋅ 2573355 MLS ⋅ ACTIVE Status
Discover modern Northwest living in this beautifully designed 2022-built home offering flexibility, luxury, and exceptional income potential. Thoughtfully designed for today's lifestyle, this Smart Home allows you to control lighting and HVAC directly from your phone for convenience, comfort, and energy efficiency. The bright, open-concept main level features premium finishes, soaring ceilings, and seamless indoor-outdoor living. The chef's kitchen is equipped with quartz countertops, stainless steel appliances, custom cabinetry, and an oversized island perfect for entertaining. Downstairs, you'll find a private studio-style living space complete with its own kitchenette, full bathroom, and separate entrance, making it ideal for Airbnb, long-term rental income, guests, or multigenerational living. The attached garage includes EV charging, while the spacious lot offers DADU potential (buyer to verify), creating additional opportunities for future expansion or investment. Whether you're looking for a primary residence, a multi-generational home, or an investment property with excellent income possibilities, this home delivers versatility in one of West Seattle's most desirable neighborhoods with convenient access to parks, restaurants, shopping, and downtown Seattle.

7511 Dumar Way SW, Seattle

Listing courtesy of eXp Realty.

$549,950
3 Beds ⋅ 1 Baths ⋅ 2571371 MLS ⋅ ACTIVE Status
This charming 3-bedroom, 1-bath home offers approximately 1,230 square feet of comfortable living space. Freshly updated with brand-new carpet and interior paint, the home is move-in ready and filled with natural light. The main level features two bedrooms and access to a spacious deck overlooking Delridge—perfect for relaxing and enjoying beautiful evening sunsets. Upstairs, a private third bedroom opens to its own deck with territorial views. Outside, enjoy a generous backyard with plenty of space for entertaining, gardening, or creating your own outdoor retreat. Ample off-street parking adds everyday convenience. Ideally situated just blocks from West Seattle’s favorite local shops, restaurants, and parks, this is a must-see!

4721 21st Avenue SW, Seattle

Listing courtesy of John L. Scott, Inc..

$599,000
2 Beds ⋅ 1 Baths ⋅ 2569285 MLS ⋅ ACTIVE Status
A beautifully remodeled home with 2 bedrooms, plus 2 office spaces - on a huge, fully fenced 10,488ft lot with the advantageous zoning of NR3! This quiet street is on a ridge that creates a local oasis and protects the neighborhood from excess traffic. With multiple greenbelts & walking trails nearby, plus parks, a well-known community garden, the college, and schools, this is a surprisingly peaceful location - but not far from all of the amenities you'll need. It's only ~2 blocks to bus lines on 16th, or the H Line is also close. Numerous updates including a stunning new kitchen, bath, flooring, paint, gutters, roofing and much more, this home is a jewel. Plenty of off-street parking, and unlike so many other urban homes- there's space for your cars, boat, RV or whatever you need. This giant lot in Puget Ridge can provide huge opportunities and equity when it comes time to expand with ADUs, or to develop, or sell in the future. In the meantime - you have a perfect home and yard to enjoy for years to come. Welcome home to the much smarter choice!

6322 18th Avenue SW, Seattle

Listing courtesy of John L. Scott, Inc..

$489,950
3 Beds ⋅ 2 Baths ⋅ 2569829 MLS ⋅ ACTIVE Status
Fresh, move-in-ready 3-bedroom corner-unit townhome with NO HOA and an assigned parking spot in West Seattle! Recently refreshed with fresh interior paint throughout, new carpet, freshly painted doors, and refreshed hardwood floors. The first floor offers a bedroom and bathroom. The main level features an open layout with a bright living room, gas fireplace and deck with westerly territorial views, along with the kitchen and dining area. Upstairs are two bedrooms, including a spacious primary bedroom with access to a second deck. Enjoy convenient access to Westwood Village, Lincoln Park and Fauntleroy. Set away from 35th Ave SW with alley access, the home features a private fenced patio off the kitchen, ideal for outdoor dining and relaxing, all in a quiet location.

9243 35th Ave SW Unit #A, Seattle

Listing courtesy of eXp Realty.

$520,000
3 Beds ⋅ 3 Baths ⋅ 2568283 MLS ⋅ ACTIVE Status
Welcome to the best of West Seattle living. Perfectly positioned between Alki Beach and The Alaska Junction, this stylish townhome offers the ideal blend of modern comfort and urban convenience. Sunlight pours through oversized windows, illuminating the thoughtfully designed interior with contemporary finishes throughout. The spacious primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or creative space. Enjoy cooking with stainless steel appliances, stay comfortable year-round with energy-efficient mini-split heating and A/C, and unwind in your private fenced yard—perfect for morning coffee, entertaining, or your furry friends. Built Green Certified for enhanced efficiency, this home is just moments from beaches, restaurants, shopping, bike paths, and easy transit to downtown Seattle. Experience the vibrant West Seattle lifestyle right outside your door.

3104 SW Avalon Way Unit #F, Seattle

Listing courtesy of COMPASS.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2565387 MLS ⋅ ACTIVE Status
Tucked far back off Fauntleroy, this 2 story charming home offers a peaceful retreat and feels more like a private cottage than a traditional townhouse. Its unique layout features all three bedrooms on the upper level, along with multiple outdoor spaces to enjoy. The open-concept main floor is warm and inviting, with a spacious living area that flows seamlessly into the kitchen and dining nook. Step outside through the kitchen to a large, private deck—perfect for entertaining, grilling, or relaxing—while the front entrance opens to a quaint, fenced yard that extends your living space outdoors. Upstairs, you'll find three generously sized bedrooms, including a serene primary suite with a walk-in closet and private bath, plus a full hall bathroom serving the additional bedrooms. Its secluded setting makes this home a rare find, blending peaceful surroundings with a functional, well-designed layout, all in the heart of West Seattle, just moments from Lincoln Park, Lowman Beach, neighborhood cafés, local restaurants, and everyday conveniences.

5615 Fauntleroy Way SW, Seattle

Listing courtesy of Windermere Real Estate Midtown.

$675,000
3 Beds ⋅ 2 Baths ⋅ 2565565 MLS ⋅ ACTIVE Status
Modern Northwest townhouse showcasing panoramic views of Elliott Bay, the Seattle skyline, Puget Sound, and the Olympic Mountains. Soaring vaulted ceilings and dramatic floor-to-ceiling windows fill the open-concept living and dining areas with natural light, while rich hardwood floors and a gas fireplace create a warm, inviting atmosphere. The spacious, updated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a generous waterfall island with seating. The thoughtfully designed floor plan offers 3 bedrooms and 1.75 baths across 1,390 square feet, including a private primary bedroom with an ensuite bath and a second bedroom on the main level, plus a versatile lower-level bedroom ideal for guests, a home office, or additional flex space. Enjoy outdoor living from the private balcony and patio, both positioned to take in the stunning views. Additional highlights include radiant heat, in-unit laundry, one designated off-street parking space, and no HOA. Conveniently located near West Seattle's shops, restaurants, parks, beaches, and with easy access to downtown Seattle, this home combines contemporary style, everyday comfort, and an exceptional location.

3026 SW Avalon Way Unit #A, Seattle

Listing courtesy of Steel Realty Group, LLC.

$550,000
2 Beds ⋅ 2 Baths ⋅ 2563008 MLS ⋅ ACTIVE Status
Your chance to own an almost-new home in West Seattle. This modern, light-filled home features oversized windows, vaulted ceilings, new honeycomb blinds throughout, and mini-split system for year-round comfort. The open main level flows effortlessly between kitchen, dining, and living areas, with abundant storage at every turn. Upstairs, two bedrooms share a full bath with dual vanity, alongside a spacious utility room offering additional storage. Outside, a private, fully fenced backyard with low-maintenance turf sets the stage for relaxing, entertaining, or letting pets roam free. Just steps from Pond Park, minutes to South Seattle College and the Delridge trails, with quick access to the West Seattle Bridge and SR 99/I-5 — everything West Seattle has to offer is within easy reach. Pre-inspected for added peace of mind.

5984 B 26th Avenue SW, Seattle

Listing courtesy of Kelly Right RE of Seattle LLC.

$725,000
3 Beds ⋅ 2 Baths ⋅ 2533692 MLS ⋅ ACTIVE Status
It could be love at first sight! This charming 1915 gem has been lovingly cared for - with many thoughtful updates that honor its original character. The small-but-mighty lot offers plenty of outdoor space for your enjoyment - whether relaxing with a delicious beverage on your generous front porch or honing your gardening skills in the lush backyard. The warmth of natural woodwork welcomes you upon entry, leading into the spacious living room. Located at the heart of the main floor is the enormous dining room – perfect for entertaining loved ones. Upstairs you can enjoy a blissful bath in the clawfoot tub or curl up with a book in the cozy den. The expansive upper bedrooms offer plenty of space for rest and relaxation while the lower level bedroom provides a quaint private space. Located just moments from parks, bike trails, shops, restaurants & public transit, this home balances vintage soul with modern convenience.

2811 SW Dakota Street, Seattle

Listing courtesy of COMPASS.

$550,000
2 Beds ⋅ 2 Baths ⋅ 2561527 MLS ⋅ ACTIVE Status
Your chance to own an almost-new home in West Seattle. This modern, light-filled home features oversized windows, vaulted ceilings, new honeycomb blinds throughout, and mini-split system for year-round comfort. The open main level flows effortlessly between kitchen, dining, and living areas, with abundant storage at every turn. Upstairs, two bedrooms share a full bath with dual vanity, alongside a spacious utility room offering additional storage. Outside, a private, fully fenced backyard with low-maintenance turf sets the stage for relaxing, entertaining, or letting pets roam free. Just steps from Pond Park, minutes to South Seattle College and the Delridge trails, with quick access to the West Seattle Bridge and SR 99/I-5 — everything West Seattle has to offer is within easy reach. Pre-inspected for added peace of mind.

5984 B 26th Avenue SW, Seattle

Listing courtesy of Kelly Right RE of Seattle LLC.

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