Tumwater Homes with FHA Terms

Tumwater Homes with FHA Terms

Located in Thurston County, Washington, Tumwater is a charming neighborhood that offers a great quality of life for its residents. Situated in the United States, Tumwater is a part of the state of Washington. With its proximity to the state capital, Olympia, Tumwater is a popular choice for those seeking a suburban lifestyle with easy access to urban amenities.

Tumwater boasts a range of housing options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible for buyers by providing flexible financing options and lower down payment requirements. This makes it easier for individuals and families to purchase a home in Tumwater, even if they have limited funds for a down payment.

Homes with FHA terms in Tumwater offer a variety of benefits to buyers. These loans often have lower interest rates and more lenient credit requirements, making them an attractive option for first-time homebuyers or those with less-than-perfect credit. Additionally, FHA loans allow for a higher debt-to-income ratio, providing more flexibility for buyers to qualify for a mortgage.

If you're considering purchasing a home in Tumwater, exploring the options available with FHA terms can be a smart choice. With its desirable location, beautiful surroundings, and the convenience of FHA financing, Tumwater is an excellent place to call home.

Newest Tumwater Homes with FHA Terms

$469,000
3 Beds ⋅ 3 Baths ⋅ 2574862 MLS ⋅ ACTIVE Status
Welcome home to 796 Fenway Dr SW, a bright and inviting Tumwater Hill home that combines comfortable living, great outdoor space, and one of Tumwater’s most convenient locations. With nearly 1,700 sq ft, the open-concept layout is filled with natural light and highlighted by dramatic vaulted ceilings, hardwood floors throughout the main level, and a cozy gas fireplace that anchors the living room. The kitchen offers plenty of workspace, an eat-in area, and an easy connection to the dining and living spaces, making everyday living and entertaining feel effortless. Upstairs, the spacious primary suite features a walk-in closet and private bath, while an additional loft area adds flexible space for an office, or bonus living area. Newer carpet keeps the home feeling fresh and comfortable, while the attached 2-car garage provides plenty of room for vehicles and storage. Step outside to an exceptionally large, fully fenced backyard that backs to a greenbelt, creating added privacy and a peaceful Northwest backdrop with plenty of room for gardening, gatherings, pets, or simply enjoying the outdoors. Set in the desirable Tumwater Hill neighborhood, you’re just minutes from shopping, restaurants, grocery stores, parks, Tumwater Falls, downtown Olympia, and convenient access to both Hwy 101 and I-5. If you’ve been looking for a home with space to breathe, a great backyard, and easy access to everything the South Sound has to offer, this one makes everyday living feel simple.

796 Fenway Lane SW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$695,950
3 Beds ⋅ 3 Baths ⋅ 2575421 MLS ⋅ ACTIVE Status
Welcome to the Linden at Skyview Estates. Where thoughtful design, quality craftsmanship, & modern efficiency come together in one exceptional home. Inviting main level features spacious entry & great room concept w/gourmet kitchen designed to impress. Enjoy solid slab quartz countertops, elegant pendant lighting, walk in pantry, Charcoal & white stained maple shaker cabinetry w/soft-close drawers, full tile backsplash, gas range w/double oven & beautiful hardwood floors. A main floor primary ensuite & den/room that can be used as a bedrm. Upstairs, you'll find a spacious loft, additional bedrm & bonus/flex room to accommodate any of your lifestyle needs. An abundance of features including tile accents, modern lighting, maple cabinetry & solid slab quartz surfaces throughout. Forward thinking in energy efficient features, enjoy your smart switches, high efficiency furnace, heat pump, hybrid hot water tank, cozy gas fireplace, solar panels & extra features designed for year-round comfort & lower utility costs. Outside, a fully fenced, professionally landscaped yard creates a perfect place for entertaining, pets, or simply relaxing outdoors. Ideally situated near Tumwater schools, Costco, eateries, & convenient freeway access, this home offers both community & quality construction. End your days taking in the sunsets behind the Black Hills, a signature backdrop to Skyview Estates. Estimated completion date 11.04.2026. Some photos are of a previous model & digitally staged.

7321 Mirasett Street SW Unit #33, Tumwater

Listing courtesy of Olympic Sotheby's Int'l Realty.

$175,000
2 Beds ⋅ 2 Baths ⋅ 2574343 MLS ⋅ ACTIVE Status
Welcome to Thunderbird Village. Located just outside of downtown Tumwater, this 55 and over community is complete with security gates, club house, walking trails, and friendly neighbors. A jewel of a home on a fully fenced low maintenance private yard with a 12X20 covered patio over looking a flowing water feature, mature landscaping, and dog run. Fully accessible and open floor plan. Light and bright with tall windows, skylight, high end custom blinds, and vaulted ceilings. Heat pump for energy savings and AC to keep cool in the summers. Allergy and movement free hard surface flooring through out entire home. Large and open gourmet kitchen with custom cabinets featuring pull out shelving. Master suite is spacious and the roll in shower is large and equipped with grab bars and seat. Over sized two car detached garage is wired for shop use. HOA dues include water, sewer, cable TV, club house access, and more. Clean and turn key ready.

716 Dennis Street SE Unit #43, Tumwater

Listing courtesy of Abbey Realty Inc.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2573651 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 3 bedroom, 2.5 bathroom home built in 2023. Offering 1,879 square feet of thoughtfully designed living space, this home features an open concept main floor with a spacious kitchen, large island, and inviting great room that creates a comfortable space for everyday living and entertaining. Upstairs, the primary suite features a private en- suite bathroom and generous closet space, along with two additional bedrooms, a versatile loft, and conveniently located laundry room. Enjoy the added privacy of backing to green space and the convenience of an attached 2 car garage. Conveniently located near everyday amenities, schools, parks, shopping, and major commuting routes, including easy access to I-5. This newer home offers a functional layout and a great Tumwater location, ready for its next owner!

7058 Quinn Ct SE, Tumwater

Listing courtesy of Timber Real Estate.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2572816 MLS ⋅ ACTIVE Status
Discover urban sanctuary and affordable filtered lake-views in this modern one-story home filled with upgrades and extras. Feel the serenity of backing to a lush woodland reserve with sparkling lake highlights while enjoying the proximity of neighbors, friends and easy access to state offices, eateries, downtown fun, golf, court sports, Briggs YMCA, I-5 and more. This 1872 s/f, easy-care, well maintained, 2017 home enjoys a level lot w/extra parking, plus a community lake trail nearby. Take daily strolls on sidewalks to the boat launch offering full views of the fishing lake. Nest in this flexible, one-story, split-bedroom plan built to showcase the view, with huge picture windows, high ceilings gracious open spaces and a thoughtfully designed cook's kitchen that blends beautifully with the great room. Feed game day crowds from the huge granite-topped island or serve up fare for a cozy evening by the gas fireplace. The separate sleeping wings place the large primary bedroom suite, with 5-piece bath and huge closet, on the view side while the 2 guest bedrooms/or office flex space, and 2nd bath are placed in the front, offering privacy for shared living or long-term guests. The L-shaped great-room creates a large, multi-use dining area, a fantastic covered patio for easy entertaining and options for many lifestyles. Easy access covered entry porch, spacious garage, mud room, pantry and utility room with washer/dryer and new landscaping too! A rare combo for easy living!

7027 Munn Lake Drive SE, Tumwater

Listing courtesy of RE/MAX Advantage.

$534,900
4 Beds ⋅ 2 Baths ⋅ 2572883 MLS ⋅ ACTIVE Status
ANOTHER STUNNING REMODEL FROM L3R LLC! ALL NEW Custom Kitchen w/ Quartz Counters & Full Appliance Package, Permited Electrical Panel, Roof, Gutters, Waterproof Commercial Vinyl Plank Floors & Carpet Throughout, Doors, Trim, Bathrooms w/ Vanities & Tub/Showers, Interior & Exterior Lighting, Interior & Exterior Paint, Insulated Garage Door & Garage Walls, Hot Water Heater & NEW 9,000 sq ft of Hydroseeded Yard! Main Floor features Large Primary Bedroom, Utility Rm for Washer/Dryer & Water Heater, 3/4 Bath, Large Family Rm with Wood Fireplace. Upstairs features 3 more bedrooms, Full Hall Bath with 42" Vanity & Tub Shower Combo, Large Living Room with Vaulted Ceilings, Skylights & Wood Fireplace. Kitchen Cabinets Custom Designed for this home with Quartz Counters, Deep Stainless Sink, Appliance Package & 6" Backsplash. Dining Room has Sliding Door leading to a massive 42' Long x 8' Wide Deck (336 sq ft). Deck Stairs lead to Fully Fenced Huge Yard with 8,000 square feet on Hydroseeded Lawn. Newly Poured Concrete Parking Pad in front of Remodeled Garage with Insulated Door & Insulated Walls, Painted Floor, Gas Furnace, NEW Permitted Electrical Panel with Door that leads to Main Floor. The Gravel Side Yard has room for RV, Boat, Trailer, Parking. Property backs to Well-Maintained State Property. Walking Distance to TOP TUMWATER JR HIGH & SR HIGH SCHOOLS, 3 minutes to shopping, restaurants & i5. Attention to Detail throughout!

235 Dennis Street SW, Tumwater

Listing courtesy of Real Estate Gladiators.

$645,000
5 Beds ⋅ 3 Baths ⋅ 2572770 MLS ⋅ ACTIVE Status
BETTER THAN NEW in the desirable Bradbury Community! Built by renowned local builder Rob Rice Homes, this beautifully maintained 5-bed + den, 2.5-bath residence combines quality craftsmanship, energy efficiency, and thoughtful upgrades throughout. The spacious, functional floor plan is designed for today's lifestyle and features hardwood flooring, quartz countertops, charcoal-stained maple cabinetry with soft-close drawers and full-extension guides, and a well-appointed kitchen with a double-oven range and abundant prep space. The versatile den is perfect for a home office, hobby room, or additional living area. Upstairs, the spacious primary suite serves as a private retreat with a luxurious 5-piece bath and tile flooring. Recent improvements make this home truly move-in ready, including fresh interior paint, custom cellular blinds, a garage heater, and generator wiring for added convenience and peace of mind. Energy-efficient features include a high-efficiency 5-stage heat pump with heating and cooling, a Carrier electric forced-air furnace, solar panels, and an electric hybrid water heater, helping provide year-round comfort and lower utility costs. Outside, enjoy fully landscaped front and back yards with privacy fencing, creating ideal spaces for entertaining, relaxing, and everyday living. Located within the highly sought-after Tumwater School District. A rare opportunity to own a truly turnkey home in one of the area's most desirable neighborhoods.

1422 89th Avenue SE, Olympia

Listing courtesy of Capitol Real Estate LLC.

$475,000
3 Beds ⋅ 3 Baths ⋅ 2571798 MLS ⋅ ACTIVE Status
Move-in ready charmer in the desirable Sterling Crossing Community! This well-maintained home has a NEWLY PAINTED EXTERIOR and sits on a great-sized lot. The main floor features an amazing open layout with a living room w/ gas fireplace, dining space, and a large kitchen with ample counter space, eat-at peninsula, and a walk-in PANTRY. The 1/2 bath can also be found on the main floor, as well as the LAUNDRY ROOM WITH SINK AND COUNTERTOP SPACE conveniently located right off of the 2-car garage. The upstairs has a functional layout. That is where you can find all 3 bedrooms, including a primary suite with 3/4 bathroom w/ dual sinks and WALK-IN CLOSET. Full bathroom also located upstairs. You can't miss the BEAUTIFUL LVP FLOORING THROUGHOUT the home, with the exception of only the bedrooms. One of the absolute best features of this home is the great amount of NATURAL LIGHT allowed in by the ABUNDANT WINDOWS throughout. The LARGE BACK YARD with patio space is a dream, fully-fenced with plenty of room for play, entertaining, or just relaxing on a nice day. SPRINKLER SYSTEM installed in both the front and back yards! Convenient location, with easy access to downtown Tumwater, I-5, shopping & dining, and JBLM. The home sits kitty-corner from the current Sterling Crossing community park and the City of Tumwater has plans to build Trails End Park, it's LARGEST NEIGHBORHOOD PARK, just a stone's throw from the home!

7810 Trails End Drive SE, Tumwater

Listing courtesy of Realty One Group Bold.

$555,000
4 Beds ⋅ 3 Baths ⋅ 2566937 MLS ⋅ ACTIVE Status
VA ASSUMABLE LOAN AT 2.99%! Step into a beautifully maintained, move-in-ready home offering the perfect combination of comfort, style, and functionality. This popular floor plan features an inviting open-concept main level with a spacious great room that flows seamlessly into the well-appointed kitchen, complete with a center island, generous pantry, and adjacent dining area, perfect for everyday living and entertaining.The thoughtfully designed upper level offers a convenient laundry room, spacious secondary bedrooms, including one with a walk-in closet, and a private primary suite featuring its own walk-in closet and attached bath. The flexible fourth bedroom provides additional space for guests, a home office, or whatever fits your lifestyle.Enjoy numerous updates and added conveniences, including refreshed interior paint, custom blinds throughout, remote garage door openers, and a security system with cameras. Lovingly maintained by its original owner, this home is truly move-in ready and offers the peace of mind and pride of ownership.Conveniently located near shopping, dining, everyday amenities, and JBLM, this home offers an easy commute while providing a comfortable place to call home. Don't miss the opportunity to explore the assumable VA loan at an attractive 2.99% rate!

1243 92nd Way SE, Olympia

Listing courtesy of simpliHOM Residential.

$519,900
3 Beds ⋅ 2 Baths ⋅ 2569087 MLS ⋅ ACTIVE Status
Welcome home to this charming mid century rambler tucked away in a great Tumwater location! This 3 bedroom, 1.75 bath home offers a functional open layout filled with natural light, beautiful hardwood floors, and plenty of character throughout. The bonus space with double doors opens directly to the fully fenced backyard, creating an easy flow for entertaining, relaxing, or enjoying the raised garden beds and outdoor space. An attached garage plus additional off street parking gives you plenty of room for everyday living. Nestled in an established neighborhood with easy access to shopping, dining, schools, parks, and I 5. A home with personality, space, and a location that makes getting around easy. Come see it for yourself!

410 T Street SE, Tumwater

Listing courtesy of eXp Realty.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2568739 MLS ⋅ ACTIVE Status
Classic Lovingly Maintained Tumwater Home in Convenient Location! A Mid-century gem in a mature neighborhood & on a quiet dead-end street close to all amenities and easy commute. One level rambler with large updated primary suite that features a new 3 piece bath, ductless mini-split, and separate access to the beautiful back yard & covered patio area. The easy flow kitchen with dining area leads to large bonus room with full laundry area and garage access. There are two additional bedrooms with good size closets, a full guest bath and additional built in hallway storage. The living area/great room retains the original gleaming hardwoods and possess amazing light thru the large sliding glass doors that open into the peaceful rear sanctuary like garden with beautiful mature foliage and raised flower beds. In addition to the attached garage there is a large concrete parking area with room for RV. Well worth a visit -move-in ready - a true ‘Oldie but Goodie!"

307 X Street, Tumwater

Listing courtesy of Kelly Right RE of Seattle LLC.

$549,900
3 Beds ⋅ 2 Baths ⋅ 2564268 MLS ⋅ ACTIVE Status
Timeless mid-century charm meets modern updates in this custom-built 1958 home near Tumwater Hill! This spacious one-story home with a large basement offers 3 bedrooms, 1.5 bathrooms, and sits on a generous 10,742 sq. ft. lot in the highly desirable Tumwater School District. Original character shines through with elegant coved ceilings, generously sized rooms, abundant closet space, and original hardwood floors. Recently completed electrical rewire, replacing the original knob-and-tube wiring with modern electrical service. The expansive attic and basement provide exceptional storage and flexibility, with two additional basement rooms ideal for a workshop, hobby space, home office, or future expansion. Radiant heat provides efficient year-round comfort. The oversized lot offers room for RV parking and plenty of outdoor space for gardening, entertaining, or future possibilities. Conveniently located near schools, shopping, restaurants, I-5, and downtown Olympia, this well-built home is full of character, quality craftsmanship, and endless potential.

921 S 7th Avenue SW, Olympia

Listing courtesy of eXp Realty.

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