Tumwater Hill Homes with FHA Terms

Tumwater Hill Homes with FHA Terms

Tumwater Hill: A Charming Neighborhood in Tumwater, Washington

Nestled in the heart of Tumwater, Washington, Tumwater Hill is a charming neighborhood that offers a picturesque and peaceful setting for residents to call home. Located in Thurston County, this neighborhood is a hidden gem in the Pacific Northwest.

Tumwater Hill boasts a prime location, providing easy access to all the amenities and attractions that the city of Tumwater has to offer. From local parks and recreational areas to shopping centers and restaurants, residents have everything they need within a short distance.

One of the standout features of Tumwater Hill is its diverse range of homes available with FHA terms. This means that prospective homebuyers can take advantage of the benefits offered by the Federal Housing Administration (FHA), including low down payments and flexible credit requirements. Whether you're a first-time homebuyer or looking to upgrade your current living situation, Tumwater Hill has options to suit every need and budget.

The homes in Tumwater Hill are known for their quality craftsmanship and modern design. From cozy bungalows to spacious family homes, there is a wide variety of architectural styles to choose from. Many of these homes also offer stunning views of the surrounding natural beauty, including the majestic Mount Rainier and the tranquil Deschutes River.

If you're looking for a neighborhood that combines convenience, affordability, and natural beauty, Tumwater Hill is the perfect place to call home. With its close-knit community and proximity to all that Tumwater has to offer, it's no wonder why so many people are choosing to settle down in this idyllic neighborhood.

Newest Tumwater Hill Homes with FHA Terms

$484,999
3 Beds ⋅ 3 Baths ⋅ 2576474 MLS ⋅ ACTIVE Status
Charming Tumwater Hill home with space, comfort, and convenience! This 3-bedroom, 2.5-bath residence offers 1,834 sq ft and includes a flexible main-level office or guest room. The open, spacious kitchen with breakfast bar is perfect for gatherings, while the living room’s freestanding gas stove creates a warm, inviting atmosphere. Relax or entertain under the large covered patio, with easy access to a storage shed via a concrete walkway. Enjoy mature landscaping, a nearby park just one block away, and quick access to I-5. Thoughtfully equipped with an Omnishield system for added security.

627 Bates Street SW, Tumwater

Listing courtesy of St Clair Realty.

$539,000
4 Beds ⋅ 2 Baths ⋅ 2573230 MLS ⋅ ACTIVE Status
Two homes in one great property! Recently refreshed 3-bedroom main home is warm and inviting, with a fully detached 1-bedroom, 1-bath ADU offering a second, completely separate place to live or rent. Just off Tumwater’s historic core, near the Craft District, Brewery Park at Tumwater Falls, parks, trails and local schools, this is one of those properties where the options are the story. Live in the main home and rent the ADU. Live in the ADU and rent the larger home. Or rent both and let the numbers work for you. Current combined rents are $4,532/month, or $54,384/year. Seller-provided figures show $45,313 NOI and an approx. 8.4% cap rate based on current offering terms. Even with 20% down and conventional financing, current income and expenses show potential for positive cash flow. For an owner-occupant, rental income could offset a meaningful part of the monthly payment. For an investor, you have two rentable homes with established income. Major updates throughout! Roof of the ADU is brand new, and windows in the main house have been replaced. The location makes everyday life easy, with recreation, restaurants, schools and downtown Olympia nearby, plus direct access to I-5 for commuting north or south. Spend the morning walking Tumwater Falls, head to the Craft District for dinner. Two detached homes, established income, everyday livability and more than one smart way to own it. Investor, first time buyer or downsizing? This is the property you have been waiting for!

101 2nd Avenue SW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$425,000
3 Beds ⋅ 3 Baths ⋅ 2574140 MLS ⋅ ACTIVE Status
Tucked into the sought-after Tumwater Hill community, this 3-bedroom, 2.5-bath home offers 1,630+/- sq ft of comfortable living space with a layout designed for everyday living. The main level flows easily between the kitchen, dining and living areas, with newer flooring throughout giving the home a fresh, updated feel. Upstairs, you’ll find three generously sized bedrooms plus a spacious loft/landing offering extra flexibility for an office, reading nook or additional living space. Out back, the fully fenced yard feels private and peaceful with a beautiful greenbelt and trails just beyond. Enjoy morning coffee on the covered front deck or spend evenings relaxing on the backyard patio. Conveniently located near shopping, schools, parks, I-5 and everything Tumwater and Olympia have to offer!

896 G Street SE, Tumwater

Listing courtesy of PCS Home Group.

$774,000
6 Beds ⋅ 4 Baths ⋅ 2569326 MLS ⋅ ACTIVE Status
Welcome home to 1735 Vista Loop SW, nestled in the inviting Tumwater Hill community! This home offers the space and comfortable layout buyers are looking for, with generously sized bedrooms that provide plenty of room to unwind, work from home, or create the perfect guest space. At the heart of the home is the spacious kitchen and family room, designed with everyday living and gathering in mind. The open, connected layout makes it easy to cook, entertain, and spend time together without feeling separated. Head upstairs to find five additional spacious bedrooms plus a massive bonus room—the perfect place for a playroom, movie or game nights, a home theater, or entertaining guests. With so much flexible space, there’s room for everyone to spread out and feel at home. Step outside to a fully fenced backyard ready to enjoy in every season. Relax in the hot tub, which stays with the home, or spend sunny afternoons under the shade of the backyard gazebo. There’s room to entertain, barbecue, play, garden, or simply enjoy your own private outdoor retreat. Tumwater Hill offers an established residential setting with nearby parks, trails, schools, and convenient access to Tumwater and Olympia. With its roomy bedrooms, open gathering spaces, incredible bonus room, and backyard built for making memories, 1735 Vista Loop SW is ready to welcome its next owner home.

1735 Vista Loop SW, Tumwater

Listing courtesy of Coldwell Banker Evergreen.

$625,000
3 Beds ⋅ 3 Baths ⋅ 2557567 MLS ⋅ ACTIVE Status
Experience contemporary living in this thoughtfully designed custom home, where modern style meets efficient, eco-conscious design. Fresh interior and exterior paint provide a crisp, updated look, while owned solar panels and an EV charger add energy-efficient convenience for today's lifestyle. A functional floor plan offers spacious bedrooms and comfortable gathering spaces that make everyday living and entertaining effortless. The generous primary suite serves as a relaxing retreat, featuring a luxurious five-piece bath and an expansive walk-in closet. Every detail of this one-of-a-kind residence was carefully planned to take full advantage of its elevated setting, capturing sweeping panoramic views that create an unforgettable backdrop throughout the home. The signature rooftop deck is the perfect destination for morning coffee, sunset dinners, or hosting guests while enjoying incredible scenery and fresh air. Large windows invite abundant natural light indoors, enhancing the open, airy feel and seamlessly connecting interior spaces with the surrounding landscape. Combining distinctive architecture, practical design, exceptional outdoor living, and thoughtful sustainable features, this remarkable property offers a rare opportunity to enjoy breathtaking views, modern comfort, and an inspired place to call home.

3128 Banks Lane SW, Olympia

Listing courtesy of Redfin.

$639,000
3 Beds ⋅ 3 Baths ⋅ 2561105 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Sunrise Ridge home on Tumwater Hill. Ideally located just minutes from Hwy 101, I-5, shopping, dining and everyday conveniences. Offering 2,434 square feet, 3 bedrooms, 2.5 bathrooms, and a versatile loft, this thoughtfully designed floor plan provides both comfortable living and flexible space. The inviting main level features hardwood floors and an open-concept layout centered around the well appointed kitchen with granite countertops, a large island, gas range and pantry. The kitchen flows seamlessly into the dining and living areas, creating an ideal setting for everyday living and entertaining. Upstairs, the loft separates the secondary bedrooms from the private primary suite, offering additional flexibility for a home office, media room or playroom. The generous primary retreat features a five-piece en-suite bath with soaking tub and an oversized walk-in closet. Central air conditioning keeps this home comfortable year-round. Outside, enjoy a fully fenced, level backyard with room to relax, garden or entertain. Mature landscaping offers abundant privacy. Combining an exceptional location, functional layout, and timeless finishes, This home is the perfect blend of comfort, convenience, and everyday livability.

1425 Rockcreek Lane SW, Tumwater

Listing courtesy of Wilcox Real Estate.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2549920 MLS ⋅ ACTIVE Status
Welcome to Tumwater Hill! This charming home offers 2,082+/-sf of living space with a versatile layout and views of Mount St. Helens and the Black Hills. The 1130sf main floor features an updated kitchen with granite countertops, ceramic tile flooring, stainless steel appliances, and a pantry. You'll also find three bedrooms, an updated full bathroom, and a bright living room that takes advantage of the scenic views. The 952sf recently finished basement with a full bath provides incredible flexibility and is ideal for a media room, home gym, playroom, hobby space, or home office. Major improvements include a 30-year roof (2015) and new gutters (2025), updated plumbing and electrical, and fresh exterior paint. Original fir floors add timeless character. Outside, enjoy a fully fenced terraced yard with garden space, an apple tree, and a private patio perfect for entertaining. The refinished and reroofed 22' x 24' detached two-car garage features its own electrical panel. There's plenty of additional parking, room for your RV, plus additional storage in the cedar craftsman shed. Located in the desirable Tumwater School District, just minutes from shopping, restaurants, and I-5, this home offers the convenience of an established neighborhood with no HOA.

504 G Street SW, Tumwater

Listing courtesy of Coldwell Banker Evergreen.

$545,000
3 Beds ⋅ 2 Baths ⋅ 2547590 MLS ⋅ ACTIVE Status
WELCOME TO THE FORTRESS OF SOLITUDE! Custom home perched on Tumwater Hill allows you to take in the amazing territorial view. Home features natural geography that encapsulates the house in a bubble of isolation. From the raised front that provides isolation from the street below, to the hill side in the back that provides isolation from the neighbors behind, to the wall of trees to the east, every direction of the property provides seclusion. The perfect home to entertain your guests with large vaulted open concept great room and lovely french doors that lead to the AMAZING 12 X 32 trex deck. Set up an outdoor living space plus room for a dining area too. As you enter the home the first thing you'll notice are the REAL hardwood floors and the vaulted ceiling with skylights. Peek around the corner to the kitchen with walk in pantry, Corian countertops and plenty of working space. Stainless appliances include NEW refrigerator, dishwasher and awesome Jennaire gas stove. Hallway leads to the two secondary bedrooms each with their own sink. Primary bedroom features include french doors to private deck, lovely Jacuzzi tub (with electric blinds for added privacy), LARGE walk in glass block shower, walk in closet and dual sinks with granite counter. Garage is huge with room for 2 cars and shop space that features 50a 250v plug for fast car charging or heavy equipment running. New Nu Ray 50 year metal roof, NEW 90% H.E. furnace with heat pump. CAT 6 network system, security system.

518 H Street SW, Tumwater

Listing courtesy of Networks Real Estate LLC.

$549,000
3 Beds ⋅ 4 Baths ⋅ 2537277 MLS ⋅ ACTIVE Status
Tumwater Hill – Just One Minute from I-5! Beautifully updated and move-in ready, this 3-bedroom, 3.5-bath home is nestled on a quiet, tree-lined street in one of Tumwater's most convenient locations. The open-concept main level features durable luxury vinyl plank flooring, abundant natural light, and a spacious living and dining area that flows seamlessly to the private backyard. The well-appointed kitchen offers custom wood cabinetry, generous counter space, and new stainless-steel appliances. Downstairs, a fully finished lower level provides exceptional flexibility with a large recreation room and full bath. With minimal modification, the space could accommodate additional bedrooms, a home office, fitness area, hobby room, media room, or multi-generational living arrangement. Additional features include a finished attached 2-car garage, low-maintenance landscaping, and a fully fenced backyard bordered by mature trees. The property adjoins an unopened city street and a wooded ravine, creating a peaceful setting and providing a rare sense of privacy that is expected to remain for years to come. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this home offers the perfect combination of comfort, versatility, and accessibility.

304 N 5th Avenue SW, Tumwater

Listing courtesy of Windermere RE/Himlie.

$479,000
3 Beds ⋅ 2 Baths ⋅ 2521113 MLS ⋅ ACTIVE Status
PRICE REDUCED! Turnkey Sanctuary on Tumwater Hill: 3BR 1.75BA 1295sf Rambler on corner lot. Well maintained and updated throughout. Starting with wonderful yard that offers year 'round color, mature plants & Fruits Trees, fully covered 22' x 24' rear deck with Propane firepit allows you to enjoy and entertain year around. Inside finds a remodeled Eat-in kitchen with granite counters, stainless appliances. Flex Room with Fireplace, separate Living Room, Primary w/remodel Bath. Newer Flooring throughout. Convenient location to access Fwy, West Olympia, Tumwater for your city amenities.

903 9th Avenue SW, Tumwater

Listing courtesy of Windermere Prof Partners.

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