Totem Lake Homes with VA Loan Terms

Totem Lake Homes with VA Loan Terms

Welcome to the vibrant neighborhood of Totem Lake in Kirkland, Washington! Nestled in King County, this charming community offers a perfect blend of urban convenience and natural beauty.

Totem Lake boasts a variety of amenities, including shopping centers, restaurants, parks, and excellent schools, making it an ideal place for families and individuals alike. With easy access to major highways and public transportation, residents can easily explore the rest of the Greater Seattle area.

For those looking to purchase a home in Totem Lake with VA loan terms, you're in luck! There are several properties available that qualify for VA loans, providing eligible veterans and active-duty service members with the opportunity to own a home in this desirable neighborhood.

Whether you're seeking a cozy townhouse, a spacious single-family home, or a modern condo, Totem Lake has something for everyone. Imagine coming home to a place where community spirit thrives, and the natural beauty of the Pacific Northwest is right at your doorstep.

Don't miss out on the chance to be a part of this thriving neighborhood with homes that meet VA loan terms. Contact us today to explore available properties and start your journey to homeownership in Totem Lake, Kirkland.

Newest Totem Lake Homes with VA Loan Terms

$1,175,000
4 Beds ⋅ 3 Baths ⋅ 2574424 MLS ⋅ ACTIVE Status
Discover refined Northwest living in this beautifully refreshed Kingsgate residence, privately positioned on a peaceful cul-de-sac. Thoughtfully designed for both everyday comfort and effortless entertaining, the home showcases fresh interior and exterior paint, hardwood floors throughout, A/C, and an abundance of natural light. At the heart of the home, the chef-inspired kitchen features handsome finishes, stainless steel appliances, generous prep space, and an inviting connection to the formal dining and living areas. Three bedrooms are conveniently situated on the main level, while the lower level offers an additional guest bedroom and expansive family room—an ideal retreat for guests, work, or recreation. Step outside onto the large private deck and enjoy a generously sized, fully fenced backyard offering exceptional space for outdoor dining, entertaining, gardening, and play. Set within the highly regarded Lake Washington School District, this exceptional home combines a tranquil residential setting with outstanding convenience—just minutes from The Village at Totem Lake, Whole Foods, premier shopping and dining, parks, and I-405. Pre-inspected and ready to impress.

12615 NE 142nd Street, Kirkland

Listing courtesy of Windermere Real Estate/East.

$949,995
4 Beds ⋅ 2 Baths ⋅ 2571083 MLS ⋅ ACTIVE Status
Discover a rare Kirkland gem perfectly positioned between Kingsgate and Totem Lake. This impeccably maintained 4-bedroom, 2-bath, 1.5-story residence offers the ideal blend of comfort, efficiency, and premier PNW charm. Cared for over 26 years of prideful ownership, this turn-key 1,300 sq. ft. home offers a functional layout that lives much larger than its footprint. Modern updates include air conditioning, new double-pane windows, a tankless water heater for instant hot water, newer appliances, and roof solar panels. The property features a garage, expanded driveway, and a double gate ideal for RV or extra vehicle parking. Set on an expansive 8,653 sq. ft. lot shaded by mature trees, the open grounds are designed for entertaining with distinct outdoor dining and gathering zones, including an expansive deck with hot and cold water access, brick pathways to private seating areas, an inviting hot tub, shed, greenhouse, and a custom wooden play structure. Adding exceptional long-term value, the location falls within the top-rated Lake Washington School District. Enjoy unmatched everyday convenience minutes from EvergreenHealth, Woodinville Wine Country, and the vibrant Village at Totem Lake with Trader Joe’s, Whole Foods, shopping, dining, and cinema. Quick access to I-405 makes commuting into Bellevue, Redmond, or Seattle effortless. This home presents an irresistible, move-in-ready opportunity.

12086 NE 137th Court, Kirkland

Listing courtesy of Coldwell Banker Bain.

$1,124,999
4 Beds ⋅ 4 Baths ⋅ 2569427 MLS ⋅ ACTIVE Status
What's Special: Self-Guided Tour | North Facing Lot. New Construction - Ready Now! Welcome to The E22A at 13216 NE 127th Way Unit A in Senderos. This gorgeous versatile multi-level home comes with open-concept living, gourmet kitchen, and covered deck. The lower level includes a private bedroom with full bath and two-car garage. Upstairs offers a tech space, luxurious primary suite with spa-like bath and walk-in closet, plus two bedrooms with shared bath. Senderos feels like a place you’ll want to call home! Additional Highlights Include: Extended RevWood flooring. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. Photos are for representative purposes only. MLS#2569427

13216 NE 127th Court Unit #A, Kirkland

Listing courtesy of Cascadian King Company, L.L.C..

$1,059,999
4 Beds ⋅ 4 Baths ⋅ 2569407 MLS ⋅ ACTIVE Status
New Construction-Ready Now! Welcome to The E22B at 13210 NE 127th Way Unit D in Senderos. The main level features an open-concept kitchen, dining area, and great room. Downstairs, a private bedroom and bathroom create a flexible space for guests. Upstairs, you’ll find a cozy tech nook, a serene primary suite with a walk-in closet and private bath, and two additional bedrooms with a shared full bathroom. Senderos is gorgeous, offering scenic parks, waterfront adventures, and unforgettable sunsets. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. Photos are for representative purposes only. MLS#2569407

13210 NE 127th Way Unit #D, Kirkland

Listing courtesy of Cascadian King Company, L.L.C..

$1,124,999
4 Beds ⋅ 4 Baths ⋅ 2566636 MLS ⋅ ACTIVE Status
What's Special: No Rear Neighbors | Covered Patio | Covered Rear Deck | North Facing Lot. New Construction - Ready Now! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the E22-B at 13202 NE 127th Court Unit D at Senderos! The main living level features an open-concept design that connects the dining area, gourmet kitchen, and expansive great room. The kitchen offers a large center island, ample counter space, and a layout ideal for entertaining and everyday living. The great room opens to a covered deck for seamless indoor-outdoor living, while a powder room adds convenience for guests. Upstairs, the private primary suite includes a spacious walk-in closet and an en-suite bath with dual vanities and a large shower. Two additional bedrooms share a full bathroom and are complemented by a versatile tech space for studying or working from home. With four bedrooms, three full bathrooms, one half bath, a covered outdoor living area, and a two-car garage, this home offers comfort, style, and functionality for modern living. Additional Highlights Include: car charger outlet, garage door digital keyless entry, and pendant lights at kitchen island. Photos are for representative purposes only. Builder broker registration policy requires, if represented, your broker register you with Community Site agent prior to OR with you, on your 1st visit. MLS#2566636

13202 NE 127th Court Unit #D, Kirkland

Listing courtesy of Cascadian King Company, L.L.C..

$495,000
2 Beds ⋅ 2 Baths ⋅ 2561340 MLS ⋅ ACTIVE Status
Welcome to this secluded end-building condo in the desirable Arrowood community! This light-filled 2-bedroom, 1.75-bath space features vaulted ceilings, a cozy wood-burning fireplace, and a private deck overlooking trees and the community tennis court. Recent updates include newer interior paint, luxury vinyl plank and SmartCore flooring, built-in closet systems, updated lighting and outlets, all-new plumbing in both bathrooms, and newer stainless steel appliances, including a new range and over-the-range microwave. An attached storage closet provides added storage convenience right outside your private balcony. Mounted TV, all appliances, an in-unit washer/dryer, covered parking, and some West Elm furniture are included (excluding bedroom furniture and select staging pieces). One covered parking space included. Enjoy the clubhouse, pool, hot tub, and tennis court, all just minutes from Totem Lake Village, Evergreen Hospital, shopping, dining, and major commuter routes. No rental cap or special assessment! Pets allowed! Great primary residence or investment property!

12918 126th Court NE Unit #K302, Kirkland

Listing courtesy of RexMont Real Estate.

$1,300,000
5 Beds ⋅ 4 Baths ⋅ 2561573 MLS ⋅ ACTIVE Status
Move-in ready and thoughtfully refreshed, this spacious Kirkland home lets you settle in without a list of projects. Tucked into a peaceful cul-de-sac on a large, private corner lot, it offers extra breathing room and a backyard removed from the neighbors. Inside, the bright open layout feels warm and welcoming, with durable hard-surface flooring that makes everyday living and cleanup easier. Gathering spaces allow everyone to spread out while still feeling connected, whether hosting friends, working from home, or enjoying a cozy evening together. French doors extend everyday living to the fenced, tree-lined backyard and expansive patio. Five upstairs bedrooms offer the flexibility to accommodate guests, home offices, hobbies, or play. The spacious primary suite offers a private place to unwind, while updated bathrooms add comfort and a fresh, current feel. Extensive improvements completed over the years provide added confidence and help reduce near-term ownership costs. Highlights include a 2026 heat pump with cooling, a newer roof and water heater, updated appliances, a renovated garage, a clean sewer scope, and completed pre-inspection repairs. A substantial 2016 renovation further enhanced the home’s comfort and functionality. Located within walking distance of John Muir Elementary and Kamiakin Middle School, with convenient access to Bellevue and Seattle, this home offers the space, privacy, flexibility, and peace of mind to feel at home from day one.

13912 127th Place NE, Kirkland

Listing courtesy of eXp Realty.

$400,000
1 Beds ⋅ 1 Baths ⋅ 2561245 MLS ⋅ ACTIVE Status
Discover Jade your stunning urban oasis in kirkland. This exceptional top-floor unit, with its east-facing view, features impressive 9-foot ceilings and high-end appliances, creating an open and airy atmosphere. The modern interior showcases sleek finishes and contemporary design making it ideaL for both relaxation and entertaining. Natural light pours in through large windows enhancing the vibrant feel of the space. Situated in a lively neighborhood, this home perfectly balances comfort with social living. Enjoy resort-style amenities, including a clubroom, fitness center, rooftop deck with views, concierge services, packages lockers, a dog wash station, bike storage, and EV charging. Conveniently located just steps from The Village at Totem Lake Evergreen Medical Center, and Park and Ride off 405, you'll be close to major tech hubs like Google, Meta, Amazon, and Microsoft. Plus, it's in the highly regarded Lake Washington School District.

11903 NE 128th Street Unit #610, Kirkland

Listing courtesy of Windermere Bellevue Commons.

$399,999
1 Beds ⋅ 1 Baths ⋅ 2561162 MLS ⋅ ACTIVE Status
Great opportunity for first time home buyers or add to your rental portfolio. This stylish Kirkland condo offers modern comfort and everyday convenience, featuring soaring 9-foot ceilings, Relaxing balcony, wide-plank hardwood floors, Bosch appliances, and sleek contemporary finishes throughout the open layout. Residents enjoy premium amenities including a rooftop deck, fitness center, concierge service, and secure garage parking. Ideally located just minutes from The Village at Totem Lake, with easy access to shopping, dining, and top-ratedLake Washington schools. Includes designated parking space #36. Great First-time homebuyer opportunity just 10minutes from Google and Microsoft—with strong rental potential. NO RENTAL CAP.

11903 NE 128th Street Unit #505, Kirkland

Listing courtesy of Every Door Real Estate.

$725,000
2 Beds ⋅ 3 Baths ⋅ 2560305 MLS ⋅ ACTIVE Status
Location is everything, and this fabulous two-story townhome is ideally positioned for a commute-friendly lifestyle while still being just minutes from the beach, transit, Totem Lake Village, shopping, dining, parks, and trails. Beautifully maintained, the home offers an exceptional blend of comfort, style, and convenience. Soaring ceilings in the great room create a dramatic sense of space and light, while brand new carpet adds a fresh, polished feel throughout. Both spacious bedrooms feature attached bathrooms, walk-in closets with privacy and flexibility for everyday living or hosting guests. The attached two-car garage provides rare convenience, ample storage, and direct interior access. A convenient back patio is perfect for summer BBQs and easy outdoor entertaining. Thoughtfully cared for and designed for comfortable living, this home offers an outstanding opportunity to enjoy connected, accessible living in one of Kirkland’s most desirable locations.

11512 NE 115th Court, Kirkland

Listing courtesy of COMPASS.

$1,049,500
3 Beds ⋅ 3 Baths ⋅ 2541383 MLS ⋅ ACTIVE Status
Welcome home!!! The lovely house boasts a highly functional layout: the main floor features a spacious living room, family room, dining room, and a half-bath, while the upper level holds a dedicated primary suite and two guest bedrooms with a shared full bathroom. It thoughtfully updated for modern living, highlights including a new roof, new windows, fresh interior paint, central A/C, EV charging outlet, a new large refrigerator and more!The property delivers a large, fully fenced backyard and plenty of room for entertaining or gardening. Did I mention all the incredible amenities nearby? This exceptional location offers quick access to I-405, EvergreenHealth Medical Center, the new 132nd Park, Totem Lake Village, Cinemark, and local tennis clubs. You'll also find top-rated schools nearby, plus convenient grocery options including Safeway, Whole Foods, Trader Joe’s, Fred Meyer, and QFC. Don't miss out on this gem! Come check it out and experience the layout for yourself! Partially virtual staged!

13372 122nd Place NE, Kirkland

Listing courtesy of Skyline Properties, Inc..

$998,000
3 Beds ⋅ 3 Baths ⋅ 2542386 MLS ⋅ ACTIVE Status
Tucked away in a quiet cul-de-sac, this beautifully refreshed 3-bed, 2.5-bath Totem Lake gem blends peace with modern comfort. Stepping inside, soaring cathedral ceilings and light-soaked windows welcome you home. The inviting living room features a cozy wood-burning fireplace, perfect for chilly evenings. Love to cook? The light and bright kitchen shines with freshly refinished white cabinetry, new hardware, and sleek stainless steel appliances. Upstairs, the spacious primary suite offers a lovely retreat, now complete with an added door for extra comfort and a chic, updated vanity area boasting a new lit mirror and modern fixtures. The seamless indoor-outdoor flow leads to your own fully landscaped backyard oasis. Host summer BBQs on the spacious deck, look out over the lush yard, or try your hand at the pre-set garden area. Beyond its charm, this home has been meticulously updated for total peace of mind. Key upgrades include a brand-new roof and gutters (2026), recent interior paint, a finished garage, central A/C, and a newer water heater, washer/dryer and windows. Location is everything. You are just minutes from premium shopping and dining at The Village at Totem Lake, Evergreen Health Medical Center, the park & ride, and quick I-405 access. Move-in ready, updated, and exceptionally well-kept—welcome home!

13380 122nd Place NE, Kirkland

Listing courtesy of Redfin.

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