Toledo Homes with FHA Terms

Toledo Homes with FHA Terms

Toledo, located in Lewis County, Washington, is a quaint and charming city that offers a peaceful and family-friendly neighborhood. Situated in the heart of the United States, Toledo is known for its picturesque surroundings and welcoming community.

With its close proximity to major cities like Seattle and Portland, Toledo offers the perfect balance between small-town living and access to urban amenities. Residents can enjoy the tranquility of the countryside while still having convenient access to shopping, dining, and entertainment options.

One of the advantages of living in Toledo is the availability of homes with FHA terms. The Federal Housing Administration (FHA) provides loans with more flexible lending requirements, making it easier for homebuyers to qualify for a mortgage. This is especially beneficial for first-time homebuyers or those with lower credit scores.

Whether you're looking for a cozy single-family home or a spacious property with a large backyard, Toledo has a range of housing options to suit different preferences and budgets. From charming historic homes to modern new constructions, there's something for everyone in this vibrant community.

If you're considering buying a home in Toledo, now is a great time to explore the real estate market. With FHA terms available, you can take advantage of favorable financing options and make your dream of homeownership a reality. Contact a local real estate agent to learn more about the available properties and start your journey to finding the perfect home in Toledo.

Newest Toledo Homes with FHA Terms

$310,000
2 Beds ⋅ 1 Baths ⋅ 2574178 MLS ⋅ ACTIVE Status
Brand-new modern living on a spacious 0.75-acre lot! This beautifully designed 2-bedroom, 1-bathroom tiny home offers a fresh, contemporary feel with an efficient layout and stylish finishes throughout. Enjoy the simplicity of low-maintenance living without sacrificing comfort or privacy. The property offers plenty of room to enjoy the outdoors, garden, park recreational toys, or simply relax and take in the surrounding space. Ideally located less than a mile from I-5 at Exit 57, making commuting and travel incredibly convenient while still providing a peaceful country setting. Whether you're looking for a full-time residence, downsizing opportunity, or a unique investment, this brand-new home is a must-see!

173 Barnes Drive, Toledo

Listing courtesy of eXp Realty.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2571599 MLS ⋅ ACTIVE Status
Rare combination of peaceful country living and exceptional long term INVESTMENT & DEVELOPMENT potential! Set on 5.72 acres just minutes from downtown Toledo and I 5, this beautiful property offers a quiet country setting with impressive views of both Mt. Rainier and Mt. St. Helens, while remaining convenient to the Cowlitz River, state parks, recreation, and everyday amenities. Enjoy the acreage, privacy, and country lifestyle exactly as it is today, or take advantage of the property’s R2 ZONING and explore future development possibilities including duplexes, townhomes, fourplexes, ADUs, and small multifamily uses, subject to City requirements and feasibility. The well built 2,588 sq ft home features 3 bedrooms plus an office, spacious living areas, and a beautiful kitchen with a massive center island, custom woodwork, tile finishes, and abundant cabinetry. Updated flooring and windows, a heat pump, propane stove, and newer roof add comfort and functionality. Outside you’ll find a fenced yard, garden area, attached garage, and large detached 2 car garage with concrete floors and electricity, offering excellent space for vehicles, equipment, tools, or toys. Currently served by well and septic. A unique opportunity to own a peaceful country property, pursue future development, or potentially combine both.

117 Plomondon Road, Toledo

Listing courtesy of RE/MAX Premier Group.

$399,000
3 Beds ⋅ 1 Baths ⋅ 2570918 MLS ⋅ ACTIVE Status
A great opportunity in a convenient location! This 3-bedroom, 1-bath home sits on a corner lot along a quiet street and offers 1,134 sq ft of living space. Recent improvements include new vinyl plank laminate flooring and new interior paint. The spacious living room offers plenty of room to relax, while the kitchen features new stainless appliances and butcher block countertops. A 24x24 shop provides plenty of space for storage and projects. The partially fenced yard adds outdoor space, while the ductless heat pump, A/C, and wall heaters offer year-round comfort. Walk to nearby schools, shopping, and parks, with I-5 access just minutes away and a Cowlitz River park with boat launch access only 2 minutes from home.

451 N 4th Street, Toledo

Listing courtesy of eXp Realty.

$449,500
3 Beds ⋅ 2 Baths ⋅ 2568947 MLS ⋅ ACTIVE Status
Here is your opportunity for a beautiful mini-farm/horse property. This includes 5+ acres of flat, excellent land, a great barn, and a very comfortable, affordable home. The house has a new roof, all new solid-surface flooring throughout, new baseboard trim, new light fixtures, newly built front porch and a beautiful new kitchen. Trust me - you will love the new floors. You absolutely can't find a better location. Three bedrooms, two full bathrooms. Outbuildings and tons of possibilities.

559 Toledo Salmon Creek Road, Toledo

Listing courtesy of CENTURY 21 Lund, Realtors.

$1,200,000
2 Beds ⋅ 3 Baths ⋅ 2569044 MLS ⋅ ACTIVE Status
Experience the best of Southwest Washington country living on nearly 20 acres in the Toledo area. This custom-built log home blends rustic Northwest character with modern comfort, featuring authentic log craftsmanship, vaulted ceilings, exposed beams, expansive windows, and beautiful rural views. The open-concept design offers a warm and inviting setting for entertaining or relaxing by the fireplace. The spacious property includes a barn and large shop, providing excellent room for equipment, vehicles, hobbies, projects, or storage. A whole-house generator provides dependable backup power, while a NEW $60,000 ROOF adds valuable peace of mind. With nearly 20 acres of Seclusion, there is plenty of room for animals, gardening, recreation, or simply enjoying the privacy and tranquility of your own country retreat. Conveniently located near downtown Toledo and I-5, with easy access to Centralia, Chehalis, Olympia, Longview, and Vancouver. Enjoy nearby Cowlitz River recreation, fishing, hiking, and Mount St. Helens adventures. Whether you're looking for a full-time residence, hobby farm, retreat, or legacy property, this exceptional custom log home offers the space, privacy, outbuildings, and Pacific Northwest charm you've been looking for. This Truly is a "Must See" Property!

163 Eadon Road, Toledo

Listing courtesy of Southwest Washington Realty.

$334,900
4 Beds ⋅ 2 Baths ⋅ 2568221 MLS ⋅ ACTIVE Status
Don’t miss this beautifully remodeled home in the quiet Toledo community! This 4 bed, 2 bath, 1,782 sq ft home features a spacious living room, open floor plan, new appliances, utility room, large walk-in closets, and a full tub. The park-like property has fresh gravel and a new fence. 1GB fiber optic line available. Don't miss out on this opportunity for a low maintenance property and home!

421 N 5th Street, Toledo

Listing courtesy of RE/MAX Premier Group.

$579,900
3 Beds ⋅ 3 Baths ⋅ 2557575 MLS ⋅ ACTIVE Status
Welcome to your own private Northwest retreat! Within walking distance of the Cowlitz river, Nestled on over 5 peaceful acres in Toledo, this custom-built home offers the perfect blend of privacy, comfort, and natural beauty. Enjoy stunning territorial, lake, and mountain views from the expansive decks while surrounded by mature trees and abundant wildlife. Inside, you'll find soaring vaulted ceilings, hardwood floors, a spacious gourmet kitchen with granite countertops, and a desirable main-level primary suite with a luxurious ensuite bath. The impressive detached shop with its own heated bonus room and ¾ bath offers endless possibilities for hobbies, guests, a home office, or additional workspace. With RV parking, central A/C, a heat pump, wired generator hookup, and room to roam, this is Pacific Northwest living at its finest.

222 Oxbow Lake Lane, Toledo

Listing courtesy of Terrafin.

$385,000
3 Beds ⋅ 2 Baths ⋅ 2551838 MLS ⋅ ACTIVE Status
Tucked away in the quiet streets of Toledo awaits your new home! 3 Bedrooms, 1.75 Bathrooms, Large Kitchen w/ Eating Space, Sprawling Family Room with Wood Burning Fireplace spread across the main level. Partially finished basement offers Pantry/Cellar space, Bonus Room, Rec Area and Utility (Could be a basement apartment?). Covered patio for watching the sun go down or enjoying that first cup of coffee in the morning. Enormous gated Back Yard with mature Walnut trees, Shed/Studio, and 600sqft Shop with loft space. Front yard offers private fenced Court Yard, Flowers and paved driveway that leads to the Single Garage in front. Mature grapes are just about ready in the garden boxes and mature flowering plants surround the home. Back Deck lays under the tree canopy in the yard making it an ideal grilling and entertainment space to host your favorite guests or take in a sunny afternoon. This house is loaded with potential and waiting for you to make it HOME. Don’t miss this gem!

621 S Second Street, Toledo

Listing courtesy of eXp Realty.

$385,000
3 Beds ⋅ 1 Baths ⋅ 2480013 MLS ⋅ CONTINGENT Status
If you are looking for peace, calm and the luxury of slower paced living, look no further. Peaceful country living meets move-in ready comfort at 209 Drews Prairie Rd! This charming 3-bedroom, 1-bath home offers 1,224 sq ft on just shy of 1 acre in a quiet Toledo setting. Fresh interior paint and easy-care laminate flooring create a clean, inviting feel, while the open-concept layout offers comfortable one-level living. Step outside to the covered deck and take in the gorgeous territorial views, the perfect place to relax and enjoy the peaceful surroundings. An extended breezeway adds convenience and connects to the garage. A brand-new 30-year roof with transferable warranty will be installed prior to closing — buyer may choose the color! Storage and hobby space abound with multiple outbuildings plus a newer 40x22 metal shop. As the seasons change, cozy up beside the warmth of the wood-burning stove. Enjoy the tranquility of country living with the convenience of being just minutes to town, easy I-5 access, and high-speed internet through ToledoTel. A wonderful opportunity to add your own touches and make this peaceful retreat home!

209 Drews Prairie Road, Toledo

Listing courtesy of BHGRE - Northwest Home Team.

$499,999
3 Beds ⋅ 2 Baths ⋅ 2479858 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy and potential on this nearly 2-acre property in Toledo. Offering a rare combination of high-bank Cowlitz River views, unobstructed views of Mt. St. Helens and Mt. Rainier. The property features a spacious 1,950 sq. ft. triple-wide manufactured home with an open-concept 3-bedroom, 2-bathroom layout, alongside a substantial 30x40 insulated shop equipped with its own power service and concrete floors. Home includes a bonus living space with a large TV that stays with the home and an office space. Home was recently remodeled. Remodel includes updated kitchen, new flooring, new windows, paint inside and out, new sinks and faucets, new water heater, and newer roof. Come experience the stunning mountain and river views this home has to offer! Due to recent boundary line adjustment, map is incorrect. Please refer to plat map provided in supplements or refer to Lewis County Parcels for the correct Map Information!

240 Rakoz Road, Toledo

Listing courtesy of Realty One Group Pacifica.

$199,999
2470938 MLS ⋅ ACTIVE Status
Your dream property is nearly ready to build on Jenny Kay Lane in Toledo. This expansive 20.8± acre parcel offers a blend of privacy, usability, and conservation. Approximately 16.75+/- acres are preserved in conservation easement reservation and open space with Lewis County, providing tax exemption benefits, while 4.05+/- acres are ready for building your dream home with plenty of space for animals or gardens. The property has a survey, wetland study/critical area report is completed, and a Lewis County approved building plan already in place saving you time and expense. Infrastructure is ready with power, phone lines, and high-speed fiber internet available in the street. A well is already installed on the property. This property invites an outdoor lifestyle with room to hike, explore, and enjoy the outdoors. Just minutes from local parks and the renowned Cowlitz River, with excellent fishing access. Light CC&Rs are in place to protect your investment while maintaining a rural feel.

113 Jenny Kay Lane, Toledo

Listing courtesy of Olympic Sotheby's Int'l Realty.

$399,900
3 Beds ⋅ 1 Baths ⋅ 2461625 MLS ⋅ ACTIVE Status
Move-In Ready Rambler with Home Office, Fiber Internet & Detached Garage! Experience the perfect blend of comfort, convenience, and modern connectivity in this freshly updated 3-bedroom, 1,714 sq. ft. rambler situated on a desirable corner lot. Clean, vacant, and ready for immediate occupancy, this home is ideal for today's work-from-home lifestyle. Step inside to discover fresh interior paint, spacious living and dining areas, New Stainless Appliances and a versatile bonus room perfectly suited as a dedicated home office, creative studio, homeschool space, or hobby room. With fiber internet available, you'll enjoy the speed and reliability needed for remote work, streaming, gaming, and staying connected. The functional one-level floor plan features a cozy wood-burning fireplace, generous room sizes, and an easy flow designed for comfortable everyday living. New appliances are included, making your move even easier. Outside, relax on the deck while enjoying the added privacy and curb appeal of the corner lot. The finished detached two-car garage provides abundant space for vehicles, storage, a workshop, or recreational equipment—offering flexibility that today's buyers appreciate. Combining small-town charm, modern updates, high-speed internet access, and valuable workspace options, this move-in-ready home is a rare opportunity you won't want to miss.

300 Maple Street, Toledo

Listing courtesy of Southwest Washington Realty.

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