Three Lakes Homes with FHA Terms

Three Lakes Homes with FHA Terms

Located in Snohomish, Washington, the neighborhood of Three Lakes offers a serene and picturesque environment for residents to call home. Nestled in Snohomish County, this charming community is known for its natural beauty, friendly atmosphere, and convenient location.

Three Lakes is an ideal place for those who appreciate the great outdoors. The neighborhood is surrounded by three stunning lakes - Lake Roesiger, Lake Bosworth, and Storm Lake. These bodies of water provide endless opportunities for boating, fishing, and other water activities. Additionally, the area is dotted with lush green spaces and scenic trails, perfect for hiking, biking, and picnicking.

In terms of amenities, Three Lakes offers a range of options to cater to residents' needs. The nearby city of Snohomish provides a variety of shops, restaurants, and entertainment venues. For those seeking a slower pace, the neighborhood itself boasts a close-knit community feel, with local businesses and community events that bring neighbors together.

If you're looking to purchase a home in Three Lakes, you'll be pleased to know that FHA terms are available. The Federal Housing Administration (FHA) provides loans with favorable terms, making homeownership more accessible for many individuals and families. With FHA terms, buyers can benefit from lower down payments and more flexible credit requirements.

Whether you're drawn to the natural beauty, friendly community, or FHA terms, Three Lakes is a wonderful place to call home. With its convenient location in Snohomish County, you can enjoy the best of both worlds - a peaceful neighborhood and easy access to nearby amenities.

Newest Three Lakes Homes with FHA Terms

$805,000
3 Beds ⋅ 2 Baths ⋅ 2550556 MLS ⋅ ACTIVE Status
Set on a private drive, this meticulously maintained rambler blends country tranquility and modern comfort. Enjoy central AC, a tankless hot water heater, generator-ready wiring, and a suite of smart features including a security system, smart lighting, and Starlink internet. Vaulted ceilings, gleaming wood flooring, and abundant natural light create a bright, welcoming feel throughout. The kitchen offers plenty of cabinet and counter space with white appliances and granite counters, along with a large dining area, and flows effortlessly into a family room anchored by a custom stone gas fireplace — all appliances are included! Double doors reveal the oversized primary bedroom with en-suite, dual sinks, large walk-in closet, and second closet! An attached 2-car garage offers convenient overhead storage. Outside, a covered back patio overlooks lush, mature landscaping including beautiful hydrangeas, while open sky alongside mature trees provides evening shade, privacy, and serene quiet. You'll also find a versatile shop wired for electrical and internet, a separate shed for extra storage or projects, and a private fire pit that sets the scene for relaxed evenings under the stars. Just minutes away, enjoy easy access to beautiful Flowing Lake, perfect for boating, fishing, and lakeside recreation. Located in the desirable Snohomish School District with no HOA, this home offers the best of both worlds — peaceful country living just minutes from all the amenities you need.

7615 Mero Road, Snohomish

Listing courtesy of HPG Realty LLC.

$2,100,000
4 Beds ⋅ 4 Baths ⋅ 2550836 MLS ⋅ ACTIVE Status
Beyond a winding approach at the end of a quiet dead-end road lies a truly extraordinary estate. Set on nearly 12 acres & surrounded by towering evergreens, this one-of-a-kind residence offers complete privacy & timeless architecture just minutes from dwntwn Snohomish. The nearly 4,500-SQ FT home showcases handcrafted brick masonry, exceptional millwork, soaring ceilings, & expansive windows framing the surrounding landscape. Every space was thoughtfully designed for entertaining & everyday living. At the heart of the home, the chef's kitchen is unforgettable, featuring an authentic walnut island, custom cabinetry, brand new SS appliances, & a built-in brkfst nook overlooking the grounds. Wide-plank engineered hrdwd flooring extends throughout the main living areas, while radiant heated floors provide year-round comfort. The lower level functions as a home within a home, w/a 2nd kitchen, spacious recreation rm, 4th bedroom, & full bath—ideal for multigenerational living, long-term guests, an au pair, or income potential. The primary suite is a private sanctuary featuring a 5-piece bath with a steam shower, freestanding soaking tub, & expansive WIC w/custom built-ins. A custom in-ground pool & spa serve as the centerpiece of the outdoor living experience, creating an atmosphere of complete tranquility. Rarely does a property of this caliber become available.

5402 144th Drive SE, Snohomish

Listing courtesy of Heaton Dainard, LLC.

$1,185,000
3 Beds ⋅ 3 Baths ⋅ 2560840 MLS ⋅ ACTIVE Status
Enjoy end-of-the-road serenity in the exclusive gated East Wonderland community. Built in 2018, this beautifully designed 2,578-square-foot rambler is one of just 10 homes with private access to Flowing Lake, including a community beach and dock.Positioned on the highest lot in the neighborhood, this home offers exceptional privacy and a peaceful setting. Rich and warm Acacia hardwood flooring flows throughout the great room, kitchen, and dining area, while vaulted ceilings and expansive windows fill the home with natural light.The covered patio with a stone-faced fireplace creates an inviting outdoor living space for year-round enjoyment. The spacious primary suite features a spa-like five-piece bath with a tiled walk-in shower and deep freestanding soaking tub. Two additional bedrooms and a dedicated office are thoughtfully located on the opposite side of the home.The chef's kitchen offers double ovens, a gas cooktop, a large quartz island, and an open layout ideal for everyday living and entertaining. Additional features include a three-car garage, Tuff Shed, whole-home Generac generator, and whole-home carbon water filtration system.Come experience the quality craftsmanship, thoughtful design, and peaceful lifestyle this exceptional home has to offer.

18727 55th Street SE, Snohomish

Listing courtesy of NextHome Preview Properties.

$2,165,000
4 Beds ⋅ 5 Baths ⋅ 2559291 MLS ⋅ ACTIVE Status
Luxury waterfront living on beautiful Flowing Lake! This exceptional 4,166 SF custom Craftsman sits on approximately 1.5 acres of beautifully landscaped, fully usable grounds—a rare waterfront setting. A grand entry welcomes you to rich custom woodwork, dual staircases, main-floor office, gas fireplace in the family room, and wood-burning fireplace in the living room. The chef’s kitchen features granite counters, hickory cabinetry and floors, Sub-Zero refrigerator, gas cooktop, double ovens, warming drawer, expansive island, walk-in pantry, and lake-view sink. French doors open to incredible outdoor living with a wood-burning fireplace, BBQ area, 7-person hot tub, expansive lawn, volleyball area, and a newer composite private dock. Enjoy boating, fishing, swimming, paddleboarding, kayaking, and seasonal motorized water sports. The luxurious primary suite offers a private lake-view balcony and spa bath. Spacious bonus room, main-floor utility room, plus upstairs stackable washer/dryer. Detached powered studio—ideal for an office, gym, or art studio. Five-door, four-car pass-through garage provides easy access for lawn equipment, ATVs, and recreational gear. Recent updates include a 2026 Presidential roof plus an approximately 2-year-old dock, heat pump, furnace, and tankless water heater. Your waterfront lifestyle begins here.

17818 48th Street SE, Snohomish

Listing courtesy of Keller Williams Realty Bothell.

$714,000
3 Beds ⋅ 3 Baths ⋅ 2552050 MLS ⋅ ACTIVE Status
Tucked away at the end of a long driveway, this immaculately maintained 3 bedroom, 2.5 bath home built in 2014 offers the perfect blend of privacy and convenience. Situated on a shy 1/2 acre lot and surrounded by trees and nature, yet only minutes from downtown Snohomish. Inside, you’ll find 1,611 sq ft of comfortable living space. On the main floor, you'll find a spacious kitchen with stainless steel appliances and generous storage, a living and dining area designed for gathering and everyday living, a convenient 1/2 bath, and a dedicated laundry room. Upstairs you'll find the primary bedroom with a spacious walk-in closet and full bath, plus two additional bedrooms and a second full bathroom. Step out onto the covered back deck for year round enjoyment, and the oversized 3 car garage provides room for vehicles, hobbies, and additional storage. No HOA! With nearby lakes, parks, and endless outdoor recreation, this home is ideally situated for those who love privacy and the Pacific Northwest lifestyle. Make this home your peaceful escape without sacrificing access to amenities!

6608 184th Drive SE, Snohomish

Listing courtesy of RSVP Brokers ERA.

$535,000
3 Beds ⋅ 3 Baths ⋅ 2540805 MLS ⋅ ACTIVE Status
GREAT VIEWS! Wonderfully sited home overlooking Lake Cortez. The spacious wrap-around deck allows for enjoyable outdoor living with views of the surrounding hills and gorgeous sunrises. This 3 bedroom, 3 bath home features beautiful knotty pine vaulted ceilings in the main living area creating a light & open yet warm feel. Propane fireplace in the great room and newer stove & dishwasher in the kitchen. 2 bedrooms, 2 baths are on the main floor, 1 bedroom and bath plus laundry on the lower level. Amenities include lake access from 2 beaches, pool, clubhouse, tennis court, children’s play area and RV hook-ups for guests. Drive your golf cart to Three Lakes Golf Course

2961 Riviera Boulevard, Malaga

Listing courtesy of Laura Mounter Real Estate.

$1,980,000
4 Beds ⋅ 4 Baths ⋅ 2539712 MLS ⋅ ACTIVE Status
Experience luxury lakefront living on Flowing Lake in this nearly 4,000-sq-ft estate set on 2.5 private acres. Gated entry, a long paved drive, and mature trees create a secluded retreat with elevated views and effortless access to the water. Designed for both entertaining and everyday comfort, the home features spacious living areas, refined finishes, and walls of windows framing the sparkling lake. The 4 bedrooms and 3.25 baths include a serene primary suite perfectly positioned to capture the peaceful waterfront setting. Located on a desirable motorboat lake yet tucked into a protected no-wake zone, the property offers calm, swimmable shoreline, a private dock, and a sandy beach—ideal for boating, paddleboarding, and relaxing by the water. This home has been completly updated throughout, to include all flooring, paint inside and out, a brand new kitchen remodle, all bathrooms updated, an automatic Generac generator system, and much more. A rare combination of privacy, acreage, and true waterfront living, this estate embodies the best of Flowing Lake.

5805 176th Drive SE, Snohomish

Listing courtesy of CENTURY 21 Real Estate Center.

$799,000
4 Beds ⋅ 3 Baths ⋅ 2528881 MLS ⋅ ACTIVE Status
Lake life in the Three Lakes area of Snohomish, WA. Set on 1.06 acres in Flowing Lake Estates, this home backs to a wooded greenbelt where cedars, ferns, fruit trees & garden beds make the yard feel like your own stretch of Pacific Northwest forest. Deer and eagles are regular visitors, and Flowing Lake is minutes away, one of the few Snohomish County lakes that allows water skiing, motorized boating & fishing. Two public boat launches, a swimming beach, fishing dock & Flowing Lake County Park trails are all close by. Inside, the 2,892 sq.ft. open layout lives spaciously. The MAIN LEVEL holds the primary bedroom with ensuite plus 2 guest bedrooms & a guest bath, under vaulted ceilings in an open concept kitchen & living room with a cozy fireplace, big picture windows & a generous deck over the peaceful PNW setting. The DAYLIGHT LOWER LEVEL adds 11' ceilings, great natural light, a spacious rec room, full bath, the 4th bedroom with walk-in closet, the office, generous storage, a private second entrance & a second deck. Flexible space for guests, hobbies, a home gym or multi-generational living. New roof in 2026, 60-amp EV charger, RV parking & NO HOA. Acreage, privacy & lake life without leaving Snohomish County, with easy Hwy 2 access to Monroe, Everett & I-5.

5827 176th Drive SE, Snohomish

Listing courtesy of Realty One Group Orca.

$2,475,000
4 Beds ⋅ 4 Baths ⋅ 2520419 MLS ⋅ ACTIVE Status
Private waterfront estate on Flowing Lake with sweeping panoramic views and over 100 feet of shoreline. Set on more than an acre with no HOA, this exceptional property offers the ultimate Pacific Northwest waterfront lifestyle. Designed for comfort and entertaining, the home features a highly desirable main-level layout with the primary suite, laundry, kitchen, great room, and family room all positioned to capture stunning lake views. Expansive windows fill the home with natural light while creating a seamless connection to the water and surrounding wildlife. The kitchen and bathrooms have been fully remodeled with elevated finishes and modern design: gas cooking, double ovens, 2 person walk-in shower, soaking tub with garden views. Complete with a private dock, boat lift, dedicated jet ski parking, gravel beach, and direct access to boating, kayaking, paddle boarding, and endless summer days on the lake. Flowing Lake allows motorboats and is stocked with trout and bass. Terraced outdoor spaces create a resort-style setting with landscape lighting, a hot tub, outdoor fireplaces, integrated speakers, and multiple entertaining areas. The above-garage ADU studio with kitchen and full bath offers flexibility for guests, multigenerational living, a home office, or rental income. Extensive parking includes 5 covered spaces plus room for 8 additional vehicles, RV parking, boats, jet skis, and recreational vehicles.

5627 W Flowing Lake Road, Snohomish

Listing courtesy of Windermere Real Estate/HLC.

$1,890,000
4 Beds ⋅ 4 Baths ⋅ 2516135 MLS ⋅ ACTIVE Status
Discover unmatched seclusion & versatility on nearly 19 tranquil acres surrounded by lush forestland. This expansive 8,025 sq ft estate offers an extraordinary blend of comfort, recreation, & functionality w/4 bedrooms, 4 bathrooms, & 5 additional bonus rooms—including an enormous flex space. A convenient main-floor bedroom w/its own en-suite bath offers excellent flexibility for guests or multi-generational living. Inside, soaring vaulted ceilings & an abundance of windows flood the home w/natural light, creating an open & inviting atmosphere throughout. The chef-inspired kitchen is equipped w/all SS appliances, granite countertops, abundant cabinetry, & generous prep space ideal for gatherings of any size. The luxurious primary retreat includes a spa-like en-suite adorned w/marble tile, jacuzzi tub, walk-in shower, oversized closet, & private covered deck complete w/a hot tub overlooking the serene grounds. Take in breathtaking estate & mountain views from the stunning 3rd-floor cupola, or enjoy the outdoors w/extensive walking, biking, & ATV trails winding throughout the property. Summers are made for the above-ground pool w/sand filter, while efficient geothermal heating on the main floor and H/P mini-splits upstairs provide year-round comfort. Additional highlights include 3 washer/dryer hookups and a large, attached shop ideal for projects, storage, or recreational toys. A truly one-of-a-kind private retreat offering space, scenery, and endless possibilities!

8208 219th Avenue SE, Snohomish

Listing courtesy of Designed Realty.

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