Tacoma Homes with Assumable Terms

Tacoma Homes with Assumable Terms

Located in Pierce County, Washington, Tacoma is a vibrant city known for its stunning natural beauty, thriving arts scene, and strong sense of community. Situated in the Pacific Northwest region of the United States, Tacoma offers residents a high quality of life with its diverse neighborhoods, excellent schools, and abundant recreational opportunities.

Tacoma is a city that seamlessly blends urban amenities with the great outdoors. From picturesque waterfront parks to lush green spaces, there are plenty of opportunities for outdoor activities such as hiking, biking, and boating. The city is also home to Point Defiance Park, one of the largest urban parks in the country, offering stunning views of the Puget Sound and a zoo and aquarium for families to enjoy.

When it comes to housing, Tacoma offers a range of options to suit different preferences and budgets. One notable feature of the real estate market in Tacoma is the availability of homes with assumable terms. This means that buyers have the option to take over the existing mortgage terms of the seller, which can be advantageous in certain situations.

Assumable terms can provide potential buyers with more flexibility and potentially save them money on closing costs and interest rates. It can also be a convenient option for sellers who want to transfer their mortgage to a new buyer without going through the traditional refinancing process.

Whether you're looking for a historic Craftsman home in the North End, a modern condo in downtown Tacoma, or a family-friendly suburban neighborhood, Tacoma has something to offer everyone. With its strong sense of community, natural beauty, and diverse housing options, Tacoma is a fantastic place to call home.

Newest Tacoma Homes with Assumable Terms

$699,000
7 Beds ⋅ 3 Baths ⋅ 2563525 MLS ⋅ ACTIVE Status
2.7% assumable loan is available to qualified VA and non-VA buyers! This spacious 1920s Craftsman Revival-style home offers flexible living options, including multigenerational living, live/work use, or rental potential. Original details include leaded-glass built-ins, French doors, crystal fixtures, oak floors, and stunning period fireplaces. The open main-level layout flows from the living room to the dining area and sunroom, with multiple deck access points. This level also includes three bedrooms and a kitchen with a breakfast nook. Upstairs offers two bedrooms, a living room, office or bonus room, 3/4 bath, and former kitchen space. It currently connects to the main level but could be separated and the kitchen reinstated, with access from the exterior stairs. The lower level adds two bedrooms with new code-compliant windows, a living room, 3/4 bath, kitchen space, laundry, and large storage or flex areas. Each level has private access, and the property provides nine parking spaces, including the garage. RCX zoning allows up to 25% commercial use, offering flexibility for a home-based business or professional office. Additional features include a garage with ADU potential, double lot, fully fenced yard, new 80-gallon hybrid water heater, and a pre-inspection. A special opportunity to own a piece of Tacoma’s architectural history!

7656 Pacific Avenue, Tacoma

Listing courtesy of RE/MAX Realty South.

$460,000
3 Beds ⋅ 3 Baths ⋅ 2557318 MLS ⋅ ACTIVE Status
VA assumable Loan! Move-in ready and full of charm, this 3-bedroom, 2.5-bath Tacoma home offers a versatile layout and outdoor space! Relax on the inviting covered front porch with your morning coffee before stepping inside to an open-concept main level featuring a spacious living room, dining area, convenient half bath, and a gourmet kitchen with granite countertops, stainless steel appliances, and generous counter seating ideal for gathering and entertaining. Upstairs, you'll find the spacious primary suite with a full bath, along with an additional bedroom. The lower level includes a third bedroom with a sliding glass door providing direct access to the backyard, a 3/4 bath, and a dedicated laundry area, offering flexibility for guests, hobbies, or a home office. Outside, two storage sheds provide abundant room for tools, outdoor gear, or seasonal items, while ample parking includes attached garage and space for an RV or boat. Conveniently located near JBLM, shopping, dining, parks, and everyday amenities, this home combines comfort, functionality, and an excellent location. Don't miss the opportunity to make it yours!

11425 A Street S, Tacoma

Listing courtesy of Redfin.

$299,999
1 Beds ⋅ 1 Baths ⋅ 2542222 MLS ⋅ ACTIVE Status
Beautifully updated 1-bedroom, 1-bath condo in the heart of downtown Tacoma! This 3rd-floor unit features a fully renovated kitchen and bathroom, full-size stacked washer/dryer, and secure storage. Enjoy building amenities including a clubhouse, game room, theater room, fitness center, and gated parking. Conveniently located near UW Tacoma, I-5, JBLM, coffee shops, restaurants, nightlife, museums, and the waterfront. A great option for those looking for low-maintenance city living! Purchase subject to short sale approval, and is VA Assumable!

1501 Tacoma Avenue S Unit #311, Tacoma

Listing courtesy of Operation Red Dot.

$399,950
3 Beds ⋅ 3 Baths ⋅ 2515863 MLS ⋅ ACTIVE Status
This beautiful 3 bedroom, 2.5 bath home blends comfort with thoughtful, stylish design. Featuring natural gas heat, premium appliances, and quality finishes throughout, it offers both efficiency and modern living. The kitchen stands out with newer stainless steel appliances, while the spacious primary suite includes a luxurious 5-piece bath for a true retreat. Step outside to a private deck perfect for relaxing or entertaining. Complete with a one-car garage and ideally located near schools, shopping, dining, major highways, and 20 min from JBLM this home delivers the perfect balance of comfort and convenience.

2214 179th Street Ct E, Tacoma

Listing courtesy of Real Estate With Nik & Co.

$420,000
2 Beds ⋅ 1 Baths ⋅ 2505060 MLS ⋅ ACTIVE Status
$10,000 BUYER BONUS ON FULL PRICE OFFER! Welcome to your dream home featuring newer flooring throughout, newer interior and exterior paint, and a spacious 2-car garage! Ideally located just minutes from highways, Tacoma's renowned restaurants, shops, and the waterfront, this home offers convenience and comfort. The spacious kitchen boasts abundant counter space and storage, with an adjacent breakfast nook perfect for enjoying coffee in the morning sunshine. Enjoy the open-concept living and dining room, a generously sized bathroom, and large bedrooms; both with walk-in closets. The fully fenced backyard is perfect for pets, relaxation, or play. All appliances stay, making this home truly move-in ready. Don't miss out – assume the seller's 4.6% loan and make this your forever home.

4515 Pacific Avenue, Tacoma

Listing courtesy of KW Mountains to Sound Realty.

$499,999
3 Beds ⋅ 3 Baths ⋅ 2472198 MLS ⋅ ACTIVE Status
Welcome to 825 E 55th Street, a thoughtfully designed new-construction home completed in 2023, offering modern comfort, efficiency, and everyday convenience in Southeast Tacoma. This two-story residence provides 3 bedrooms, 2.25 bathrooms, and 1,356 square feet of bright, well-planned living space on a low-maintenance lot. The main level features an open-concept layout that connects the living room, dining area, and kitchen, creating an inviting setting for gatherings or relaxed daily living. The kitchen includes ample cabinetry, durable surfaces, and a layout that maximizes function and flow. Large windows throughout fill the interior with natural light. Upstairs, the private suite includes an attached contemporary bathroom, while two additional rooms and a full bath offer versatility for guests, workspace, or flexible living needs. A main-floor powder room and dedicated laundry area add to the home’s practical design. Additional features include an attached garage, energy-efficient heat pump, cement plank siding, contemporary finishes, and a composition roof. Convenient access to I-5, parks, local amenities, dining, and Tacoma’s vibrant downtown. A strong option for those seeking modern construction, efficient layout, and a location that blends neighborhood comfort with urban accessibility.

825 E 55th Street, Tacoma

Listing courtesy of Redfin.

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