Surfside Homes with USDA Loan Terms

Surfside Homes with USDA Loan Terms

Welcome to Surfside, a charming neighborhood located in Ocean Park, Pacific County, Washington. This coastal community offers a unique blend of tranquility and outdoor adventure, making it a desirable place to call home.

Surfside is known for its stunning beaches, perfect for long walks, beachcombing, and watching the sunset over the Pacific Ocean. Residents can enjoy a variety of water activities, including surfing, paddleboarding, and fishing. Nature enthusiasts will appreciate the nearby parks and wildlife reserves, where they can explore the diverse flora and fauna of the region.

For those looking to purchase a home in Surfside, the option of USDA loan terms is available. This is great news for prospective buyers who may qualify for this type of loan, which offers benefits such as low-interest rates and no down payment requirement. With homes available under USDA loan terms, owning a piece of paradise in Surfside has never been more attainable.

Whether you are seeking a permanent residence or a vacation home, Surfside offers a laid-back coastal lifestyle with access to all the amenities you need. From cozy beach cottages to modern waterfront properties, there is a home in Surfside to suit every taste and budget. Come and discover the beauty and charm of Surfside – your coastal oasis in the Pacific Northwest.

Newest Surfside Homes with USDA Loan Terms

$319,000
1 Beds ⋅ 1 Baths ⋅ 2558769 MLS ⋅ ACTIVE Status
Nestled in the trees on 3 lots, this adorable cottage is perfect for a beach get-away or for full-time living. This one bedroom with a large full bath and loft-bunk room has beautiful wood beamed cathedral ceilings, fully equipped kitchen and wood stove. The oversized one car garage is large enough for a full-sized truck and storage. Laundry is at the back of the garage. The amazing wood beamed ceiling continues into the garage so potentially adding to the footprint of the house. The house is centered on the property, so the north lot has possibility of structure such as an additional garage. A large shed is on the north lot. The south lot includes the house two-bedroom septic. All appliances in kitchen and washer/dryer, refrigerator in garage come with the house. All three lots have lush foliage, beautiful, mature Rhododendrons. Truly a park like setting with privacy. Short drive to the beach, Willapa Bay, shopping, eateries and Surfside Golf Course. This property is a part of Surfside Estates which includes water, trash compactor, RV dump stations, road maintenance common areas. Coastal living at its best.

32216 R Place, Ocean Park

Listing courtesy of RE/MAX Excellence.

$417,500
3 Beds ⋅ 2 Baths ⋅ 2548448 MLS ⋅ ACTIVE Status
Enjoy easy coastal living in this beautifully updated home featuring an open-concept floor plan with luxury vinyl plank flooring throughout, fresh interior paint, warm pine trim, and a cozy propane freestanding stove. The spacious kitchen offers granite countertops, abundant cabinetry, new appliances, and beautiful water views. Situated on 76 feet of freshwater canal frontage, that is stocked annually with fish, making it a perfect spot for fishing right from your backyard. The low-maintenance landscaping includes newly planted grass, a fully fenced backyard, a deck for outdoor entertaining, and a fire pit for relaxing evenings. For added peace of mind, a Generac whole-house generator automatically provides backup power during outages. Recent exterior updates include new Hardie® Plank siding on the North and South dormers and fresh exterior paint, enhancing both durability and curb appeal. Located in the desirable Surfside Estates community, this home offers a peaceful coastal setting with deeded beach access, a freshwater canal, and a nearby golf course. Enjoy the perfect blend of recreation, relaxation, and the laid-back charm of coastal living.

30406 H Street, Ocean Park

Listing courtesy of Realty One Group Pacifica.

$544,000
3 Beds ⋅ 2 Baths ⋅ 2542393 MLS ⋅ ACTIVE Status
MOTIVATED SELLER! Coastal Living in Surfside Estates. Enjoy the best of beach and waterfront living in this beautifully updated 3-bedroom, 2-bath home in Surfside Estates. With a partial ocean-view deck in the front and a private canal-side deck in the back, you'll have plenty of space to relax, entertain, and enjoy the outdoors. Spend your mornings with a cup of coffee overlooking the water, take your kayak out from your backyard, or enjoy an evening watching the sunset and listening to the waves. The canal provides easy access for kayaking, paddle boarding, fishing, and enjoying the natural beauty that surrounds this unique setting. Inside, the home features quartz countertops, a 6-burner gas range, updated appliances, and modern finishes throughout. Large windows bring in natural light and showcase the surrounding views, creating a bright and welcoming atmosphere. Offered fully furnished, it's ready for you to move in and start enjoying coastal life right away. The low-maintenance yard and ample off-street parking make ownership easy, whether you're looking for a full-time residence, vacation getaway, or investment property. There's plenty of room for guests, beach gear, kayaks, and all the essentials for enjoying life on the coast.Located just minutes from the beach and surrounded by opportunities for fishing, clamming, beach combing, birdwatching, and exploring the shoreline, this home offers comfort, convenience, and the relaxed lifestyle people come to Surfside for.

32404 G Street, Ocean Park

Listing courtesy of Realty One Group Pacifica.

$375,000
3 Beds ⋅ 3 Baths ⋅ 2531339 MLS ⋅ ACTIVE Status
Coastal charm meets everyday comfort in this beautifully maintained 3-bedroom home just steps from the Pacific Ocean. Featuring 1 full bath, 1¾ bath, and an additional ½ bath, this inviting property offers an open-concept layout perfect for relaxing or entertaining. Enjoy peaceful canal frontage where you can take in tranquil water views and watch local wildlife right from your back windows. The fenced yard provides a perfect space for your four-legged friends to roam safely, while the home's warm character and thoughtful upkeep make it move-in ready. Whether you're looking for a full-time residence, beach getaway, or investment opportunity, this coastal retreat captures affordable beach living. Love Where You Live!

30308 H Street, Ocean Park

Listing courtesy of RealtyONEGroup Discovery Coast.

$329,900
2 Beds ⋅ 2 Baths ⋅ 2521910 MLS ⋅ ACTIVE Status
Enjoy the perfect blend of coastal living and outdoor adventure in this beautifully maintained 2005 stick built rambler in desirable Surfside Estates. Just a short stroll from the Pacific Ocean, this 2-bedroom plus den home offers 102 feet of peaceful canal frontage right from your back patio—perfect for fishing, kayaking, and canoeing through miles of scenic waterways which are stocked each spring. Inside, you’ll find numerous recent upgrades, including new siding, fresh interior paint, updated flooring and carpet, and a cozy new fireplace insert that adds warmth and charm. The attached single-car garage provides convenient covered parking, while the fully enclosed heated shop is a true bonus for hobbyists and outdoor enthusiasts alike. Whether you need space for kayaks, clamming gear, outdoor entertaining, or even a reloading setup, this property is designed for enjoying the coastal lifestyle to the fullest. Now offered at an attractive new lower price—don’t miss this opportunity to own your own beachside retreat!

30801 I Street, Ocean Park

Listing courtesy of RE/MAX Excellence.

$343,000
3 Beds ⋅ 2 Baths ⋅ 2522282 MLS ⋅ ACTIVE Status
This cozy new beach home could be waiting for your finishing touches. Quartz countertops. All-wood soft-close cabinets. Touchless kitchen faucet. Walk-in pantry and primary closet. Tiled soaking tub. Hardi siding and trim. Hiking, dog walking, or jog walking, the beach is always ready to show you something new.

31904 I Street, Ocean Park

Listing courtesy of ListWithFreedom.com.

$425,000
2 Beds ⋅ 2 Baths ⋅ 2520595 MLS ⋅ ACTIVE Status
Maximize your relaxation and recreation goals from this single-level canal front home in Surfside Estates. Located near pedestrian path access to the beautiful Pacific Ocean and expansive sandy beaches. This 2-bedroom, 2-bath home features an open concept living room with vaulted ceilings, free-standing propane heat, canal views and patio access. The kitchen boasts plenty of cabinets and counters, tile floors and new appliances installed in 2025, including a propane gas range. The primary bedroom features a 5-piece bath, including jetted tub, a convenient step-in shower and two walk-in closets. Completing the layout are the guest bedroom, full guest bath and an additional room, with a closet, offering flexible space for an office/den. Pass through the laundry room to the attached 2-car garage which features extra storage/shop space. The back patio is situated along the canal and includes a firepit and storage shed, creating a private place to entertain, garden or just relax. Enjoy kayaking, birdwatching or fishing in the canal from your own backyard. HOA dues include household water.

30214 H Street, Ocean Park

Listing courtesy of Lighthouse Realty.

$569,000
3 Beds ⋅ 3 Baths ⋅ 2508158 MLS ⋅ ACTIVE Status
WATERFRONT HOME! Enjoy 120 feet of lake frontage on a spacious double lot with stunning views and a sweeping lawn that gently leads to the water. There’s plenty of room for outdoor entertaining - host BBQs, set up lawn games, park an RV, or launch your kayaks right from your own property. This beautifully updated two-story home features 3 bedrooms and 3 bathrooms, offering both comfort and flexibility. With two separate living areas and an open-concept main floor, the layout is perfect for gathering and everyday living. The kitchen flows seamlessly into the living and dining space, complete with an eating bar for casual meals. Large double-pane windows fill the home with natural light, while a sliding glass door opens to a spacious deck off the main-floor great room - ideal for sunning, picnics and just relaxing outdoors to the roar of the ocean. Well maintained beach paths within a short walk. This home is a real beauty and comes furnished, a rare find with 2 lots and so much waterfront.

35406 G Street, Ocean Park

Listing courtesy of Century 21 Pacific Realty.

$774,000
3 Beds ⋅ 3 Baths ⋅ 2506228 MLS ⋅ ACTIVE Status
Experience coastal living at its finest in this stunning New Construction Ocean View home, where unforgettable sunsets paint the sky each evening. This spacious 3-bed, 3-bath home blends comfort, versatility, and the natural beauty of the Long Beach coastline with its beautiful sunsets. Upstairs, a large great room welcomes you with Luxury Vinyl Plank flooring, expansive windows framing panoramic ocean views—perfect for entertaining or relaxing as the sun dips below the horizon. A cozy den on the same level offers additional space for work, reading, or quiet conversation. The primary suite on the main floor provides convenience and privacy, double vanity, large glass/tile shower, luxurious soaking tub and HEATED FLOORS! Downstairs, a generous bonus room offers endless possibilities for a hangout, a home theater, a game room, or a dedicated space for hobbies. Also downstairs offers Two bedrooms, a full bath, storage under stairs, mechanical room and access to the back deck area. Step outside and embrace the coastal lifestyle: beachcombing, beach driving, kite flying and clam digging are all just moments from your door. Whether you're seeking a full-time residence, a vacation getaway, or an investment opportunity, this home delivers the perfect blend of comfort, scenery, and adventure. Features: OCEAN VIEWS, EV charging in garage, 8 ft doorways, HRV recirculation system, propane Tankless Water Heater, Den and Bonus Room.

33509 J Place, Ocean Park

Listing courtesy of RE/MAX Excellence.

$359,000
3 Beds ⋅ 2 Baths ⋅ 2463173 MLS ⋅ ACTIVE Status
Spacious, accessible, well-built 3br-2bath home in desirable Surfside @ 7 blocks to the Beach. Open concept living room great for entertaining. Kitchen boasts tons of storage, counter space and peninsula with seating for four. Primary BR large enough for king size bed or 2, full bath and huge walk-in closet. Very accessible: 678 sq' deck with ramps to all exterior doors on 3 sides of house, covered porch and stone pavers add charm. Attached 20 x 20 garage connects to utility-mud room. Generator goes on automatically if power out. Surfside HOA provides so much: deeded community access to beach, lakes, ponds, canal and parks. They host a fishing derby, provide unmetered water, garbage disposal, security and more. There is a golf course, canal is fun for kayaking & miles of ocean beach to explore! BEST BUY!

30211 O Place, Ocean Park

Listing courtesy of Century 21 Pacific Realty.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2442457 MLS ⋅ ACTIVE Status
Nice home with unique design, located across the street from the beach on a very quiet street in the best neighborhood in Surfside. New items: kitchen remodel with new granite, flooring, quiet Bosch dishwasher, hi-end cabinets with hydraulic auto closing. Also, new heating system and heat pump (ac and heat), state of the art security cameras, exterior paint, etc. Has peak-a-boo ocean view, vaulted ceilings, a huge wrap around deck, fully fenced back yard. Also newer are the garage door and garage door opener. Seller is also real estate broker. Set A/C or heat from anywhere - thermostat is remotely controlled.

35210 F Place, Ocean Park

Listing courtesy of Covenant Consultants, Inc..

$235,000
2 Beds ⋅ 2 Baths ⋅ 2420742 MLS ⋅ ACTIVE Status
Adorable 2-bedroom, 2 bath home with a well-organized floor plan. Large primary suite opposite side of house from guest bedroom. This nicely kept 2007 home also includes a bonus/family room. Enjoy the large eat-in kitchen with all appliances. Separate laundry/utility room right off the kitchen includes washer/dryer and another full-sized refrigerator. Open concept floor plan provides versatile space from kitchen area, living room plus the bonus room, ideally located for many uses. Outside, double pane windows, front deck, 10' x 12' shed and room for gardening. The home was painted in 2024. New roof will be installed in new owner’s name. Also, seller will furnish $5,000.00 credit for flooring. Located in Surfside Estates, water and garbage compactor included in HOA fees $65 monthly. Ocean is just a short distance, golf course nearby. Ocean Park with shopping and eateries just minutes away. Life is good at the beach.

1410 304th Place, Ocean Park

Listing courtesy of RE/MAX Excellence.

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