Summit Lake Homes with FHA Terms

Summit Lake Homes with FHA Terms

Welcome to Summit Lake, a picturesque neighborhood located in Olympia, Washington. Nestled in Thurston County, Summit Lake offers a tranquil escape from the hustle and bustle of city life while still being conveniently close to all the amenities you need.

This charming community is perfect for those looking to settle down in a serene setting surrounded by nature. With its stunning lake views and lush greenery, Summit Lake provides a peaceful retreat for residents to enjoy. Outdoor enthusiasts will appreciate the abundance of recreational activities available, from boating and fishing on the lake to hiking and biking in the nearby parks.

Homes in Summit Lake with FHA terms offer a fantastic opportunity for buyers looking to make their dream of homeownership a reality. With flexible financing options and favorable terms, purchasing a home in Summit Lake has never been easier. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Summit Lake has a variety of housing options to suit your needs.

Don't miss out on the chance to call Summit Lake home. Discover the beauty and tranquility of this charming neighborhood and find your perfect place in this idyllic community.

Newest Summit Lake Homes with FHA Terms

$625,000
2 Beds ⋅ 3 Baths ⋅ 2561435 MLS ⋅ ACTIVE Status
Soar with the eagles over breath-taking lake and mountain views, or swing by Oly Westside services like Trader Joe's, just quick minutes away from this private hillside Summit Lake retreat, where everyday feels like a weekend get-away. The 2100+ s/f plan plus one -car garage/shop offers mostly main-floor living with 3 levels of options for many lifestyles all set on 2.39 acres that directly access Kennedy Crk/Green Diamond trail system. Gaze on ever-changing panoramas while getting cozy by the great room's gas fireplace or when serving chef's delights from the upgraded kitchen with granite eating bar and huge pantry. This custom-built, 2015 plan features open spaces with soaring view windows and wide view deck plus a large primary suite with five-piece tile bath, and a huge walk-in closet. Discover a home office, yoga, or sleeping space in the generous upper loft. Enjoy stairs down to, or a separate entrance to the lower bedroom, 3/4 bath, big laundry room, garage/shop/and flex rm./home gym area. Quality water filtration and interior fire suppression system too. Clever lot design allows plenty of parking and turn-around with easy access for unloading to both levels. Chose multiple view/outdoor entertaining spots from the large main-level deck, lower covered patio, fire-pit view/platform or several forest hide-a-ways. Minutes to the public boat launch/swimming and trail systems. Close to Oly services, hospitals, ATV park, Olympic Mts., beaches, sound, Hood canal. Bliss!

2040 Summit Lake Shore Road NW, Olympia

Listing courtesy of RE/MAX Advantage.

$1,305,000
2 Beds ⋅ 3 Baths ⋅ 2547812 MLS ⋅ ACTIVE Status
This is what lake life looks like. Set along 53' of no-bank waterfront with western exposure, this lovingly cared-for Summit Lake home puts the best of waterfront living right outside your door. Spend summer days on the water with a private dock, boat lift, jet ski dock and boathouse w/ winch. Relax on one of two outdoor living spaces overlooking the lake. Steps lead directly from the lawn into the water, making swimming, paddling and kayaking effortless. Impeccably cared for with routine professional maintenance and thoughtful upgrades, the home offers 4 bedrooms, 3 bathrooms and two distinct levels of living. The daylight lower level features its own private entrance, living space and wet bar, providing wonderful flexibility for guests, multi-generational living, entertaining or simply room to spread out. The kitchen is equipped with premium stainless appliances including a Wolf range and Sub-Zero refrigerator, while newer HVAC, interior paint and plush carpet add comfort and move-in-ready appeal throughout. Mature, low-maintenance landscaping means less time on upkeep and more time enjoying the lake. A detached two-car garage with loft and additional parking easement provide generous room for guests. Tucked away with a peaceful, private feel, yet conveniently connected to Hwy 101 and just minutes from Olympia-area medical, shopping, restaurants and everyday amenities. Full-time home, weekend escape or a place for generations to gather—welcome home to Summit Lake!

1033 Summit Lake Circle NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$1,395,000
5 Beds ⋅ 5 Baths ⋅ 2525631 MLS ⋅ ACTIVE Status
OVER $100K under current assessed value! Privately set on 6.75 acres overlooking NW pastureland and tranquil Summit Lake views, this exceptional custom 6,676 sq. ft. home offers a rare blend of luxury and lifestyle versatility. A grand formal entry welcomes you into beautifully appointed interiors featuring formal living, dining spaces and a den with custom built-in cabinets. An inviting kitchen with custom cabinets and stunning views flows seamlessly into the warm family room, while an expansive outdoor deck creates the perfect setting for entertaining. The main level is complete with an oversized 3-car garage offering ample storage space. Upstairs, the vaulted primary retreat offers a private deck, cozy fireplace and a spa-inspired en suite complete with dual vanities, a jetted soaking tub, and an oversized walk-in closet. 3 additional spacious vaulted bedrooms, a massive bonus room and generous usable attic storage provide exceptional flexibility. Designed for recreation and multi-generational living, the lower level offers expansive bonus space, an indoor sports court, private living quarters and an additional oversized 1 car garage. Outdoors, a well-appointed barn with 4 stalls includes power/water, along with an impressive 2,000+ square-foot arena. Located just minutes from lake access, the boat launch, hiking and horseback trails, outdoor recreation is always within reach. Surrounded by nature and peaceful privacy, this extraordinary estate embodies Northwest living.

1410 Summit Lake Shore Road NW, Olympia

Listing courtesy of Morrison House Sotheby's Intl.

$579,500
3 Beds ⋅ 2 Baths ⋅ 2515045 MLS ⋅ ACTIVE Status
Tucked away near Summit Lake, this private 4.8-acre retreat offers a rare blend of private recreational acreage near Olympia with turnkey updates and future-use flexibility. Surrounded by mature trees and natural beauty, the property invites you to slow down and enjoy your space—whether it’s sipping morning coffee on the deck, exploring your own wooded acreage, or planning future additions like a shop, garden, or trails. In addition to its serene setting, the land features marketable timber, offering potential monetary value and long-term resource appeal.Inside, the home has been thoughtfully updated with new laminate flooring, refreshed kitchen cabinetry with soft-close hardware, and stainless steel appliances, creating a clean, functional space ready for everyday living. Natural light fills the main floor, enhancing the home’s warm and welcoming atmosphere. Major improvements—including a 30-year roof, fresh exterior paint, and upgraded systems—provide peace of mind, while modern touches like EV charging readiness and custom closet organizers add convenience.With nearly 5 acres of land, a double-car garage, and ample room to expand, this property offers flexibility for hobbies, storage, or simply enjoying the privacy that’s increasingly hard to find. Located just minutes from Summit Lake and a short drive to town, this is a unique opportunity to own acreage with both lifestyle appeal and underlying land value. Experience the space, privacy, and potential this property has to

508 Summit Lake Shore Drive NW, Olympia

Listing courtesy of FIRST AND MAIN.

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