Spanaway Homes with FHA Terms

Spanaway Homes with FHA Terms

Spanaway is a charming neighborhood located in Pierce County, Washington, United States. Situated in the beautiful state of Washington, Spanaway offers a fantastic quality of life for its residents. With its convenient location, residents have easy access to the bustling city of Tacoma, as well as the stunning natural beauty of the Pacific Northwest.

Spanaway is known for its diverse range of homes available with FHA terms. FHA, or Federal Housing Administration, loans are popular among homebuyers as they offer more flexible requirements and lower down payment options. Whether you are a first-time homebuyer or looking to upgrade to a larger property, Spanaway has a variety of homes that can be purchased using FHA terms.

These FHA-approved homes in Spanaway come in various styles and sizes to suit different preferences and budgets. From cozy single-family homes to spacious townhouses, there is something for everyone. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, making them ideal for families and individuals alike.

Living in Spanaway means enjoying a close-knit community, excellent schools, and a wide range of recreational activities. The neighborhood is home to several parks, lakes, and trails, providing ample opportunities for outdoor adventures. Additionally, Spanaway is conveniently located near shopping centers, restaurants, and entertainment options, ensuring residents have everything they need within reach.

If you are considering purchasing a home in Spanaway, exploring the FHA-approved options can be a great way to make your dream of homeownership a reality. With its welcoming community and convenient location, Spanaway is an excellent place to call home.

Newest Spanaway Homes with FHA Terms

$489,990
4 Beds ⋅ 2 Baths ⋅ 2574324 MLS ⋅ ACTIVE Status
Welcome home to this beautiful Spanaway home, tucked away on a quiet street with no through traffic. The bright, open layout features vaulted ceilings, abundant LED lighting, and a stylish kitchen with quartz countertops and stainless steel appliances. Updated bathrooms with marble vanities add a modern touch, while a mini-split system and electric fireplace provide year-round comfort. The partially converted garage offers flexible bonus space perfect for entertaining, a home gym, office, or hobby room, while still providing additional garage storage. Step outside to a spacious backyard with a Trex deck and porch, plus a storage shed and plenty of room to relax, garden, or gather. Conveniently located near schools, shopping, dining, Spanaway Lake, Spanaway Park, and local recreation, with easy access to JBLM. A well-maintained home offering space, comfort, and convenience in a peaceful neighborhood setting.

902 194th Street E, Spanaway

Listing courtesy of Best Choice Realty LLC.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2572409 MLS ⋅ ACTIVE Status
Enjoy exceptional space, privacy, and versatility in this custom 4-bedroom, 2.5-bath rambler situated on a generous .87-acre lot. The thoughtfully designed single-level layout features generous living areas, a home office or guest bedroom, and an oversized primary suite with a private bath and walk-in closet. Fresh new carpet throughout. A formal living room with a gas fireplace adds warmth and character, while the impressive attached 4-car garage provides exceptional parking and storage. Outside, you'll find a large shop, covered RV parking, an additional RV pad with utilities, expansive covered front and back decks, and plenty of garden space. Tucked away at the end of a quiet dead-end street, this unique property offers a rare combination of privacy, usable space, storage, and room for all your hobbies, vehicles, and toys.

19009 10th Avenue Ct E, Spanaway

Listing courtesy of John L. Scott, Inc.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2573462 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom split-level nestled on a spacious 1/3-acre wooded lot at the end of a quiet cul-de-sac. Inside, enjoy the fresh, updated feel of new LVP flooring throughout (carpet on stairs) and a freshly painted interior. The exterior has also been freshly painted, giving the home a crisp, refreshed look. Newer vinyl windows provide energy efficiency and natural light, while two wood-burning fireplaces - including a wood stove - add warmth and cozy character. The roof is 5 years old, and insulated garage doors offer added comport and efficiency. Outside, the fully fenced, wooded yard provides privacy and room to enjoy the outdoors, complete with a storage shed for added storage. A great combination of updates, space, privacy, and a peaceful cul-de-sac setting!

18922 9th Avenue Ct E, Spanaway

Listing courtesy of Berkshire Hathaway HS SSP.

$540,000
4 Beds ⋅ 3 Baths ⋅ 2573738 MLS ⋅ ACTIVE Status
Beautifully updated 4-bedroom, 2.75-bath home offering over 2,000 sq. ft. in a convenient central Spanaway location! Step inside to find new flooring throughout and a completely remodeled kitchen designed with both style and function in mind. The open-concept kitchen flows into the informal dining area and inviting family room with cozy fireplace, creating a wonderful space for everyday living and entertaining. The spacious living and dining rooms feature impressive vaulted ceilings and abundant natural light. Retreat to the large primary suite with walk-in closet and private 5-piece bath. Stay comfortable year-round with air conditioning. Outside, enjoy a fully fenced backyard and patio with plenty of space to relax, play or entertain. Conveniently located near shopping, dining, schools, and everyday amenities. Move-in ready.

20116 14th Avenue Ct E, Spanaway

Listing courtesy of Every Door Real Estate.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2572450 MLS ⋅ ACTIVE Status
Welcome to Summer Place! Wonderful home in a great location. Enjoy a peaceful country feel on a dead-end street, tucked away from the hustle and bustle. This spacious home features an open-concept floor plan with 4 large bedrooms and 2.5 baths. The front room, framed by French doors, offers flexibility as a living room, dining room, or home office. The family room features a cozy gas fireplace and flows into the well-appointed kitchen with a large island and all appliances included. The primary bedroom has a huge adjoining bath with a soaking tub and walk-in closet. A 3-car garage provides plenty of room for vehicles, toys, and extra storage, with shelving already in place. Outside, the home has been freshly painted and features a Trex deck with a gas firepit—perfect for relaxing or entertaining guests. So much to offer in a wonderful setting. Don't miss the opportunity to make this lovely home your own!

1314 182nd Street Ct E, Spanaway

Listing courtesy of Better Properties N. Proctor.

$549,950
3 Beds ⋅ 3 Baths ⋅ 2571186 MLS ⋅ ACTIVE Status
Tucked inside the gated Hidden Meadows community on a quiet cul-de-sac, this well-maintained home offers comfort, flexibility, and lifestyle appeal. Multiple living areas support everyday living while providing space to gather, relax, or work from home. Natural light and a warm feel create an inviting atmosphere from the moment you enter.The spacious primary suite serves as a peaceful retreat, while the layout offers practical separation between bedrooms and living spaces. A quality deck expands outdoor living and overlooks a private, usable backyard blending open space with landscaped charm.Situated on nearly one-third acre, the property delivers rare flexibility with RV and boat parking, an oversized driveway for guests, and a standout 3-car garage offering exceptional storage and hobby potential. Conveniently located near JBLM, shopping, and everyday amenities, the home combines accessibility with the quiet benefits of a gated neighborhood known for pride of ownership and low-traffic streets.Homes offering this blend of space, parking, and setting are hard to find. Schedule your showing and experience it in person.

20414 2nd Avenue E, Spanaway

Listing courtesy of eXp Realty.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2572421 MLS ⋅ ACTIVE Status
Better than New! This awesome home shows what pride of home ownership and renovation look like after 30 years!!! Starting outside with the curb appealing landscaping, Hot Tub off the large Deck, stick built Shed, backyard gated access and brand new roof. Step inside and discover the attention to detail custom Kitchen Cabinets, Stainless Steel appliances, Quartz Counter tops, Breakfast Bar, propane fireplace, washer & dryer, custom tiled bathrooms and hardwood flooring throughout the house. Enjoy the spacious yard ideal for relaxing, gardening, or hosting gatherings, all while being conveniently located near schools, shopping, dining, and JBLM. Fridge in the garage & security system stay.

614 191st Street E, Spanaway

Listing courtesy of RE2K.com.

$663,950
5 Beds ⋅ 3 Baths ⋅ 2572445 MLS ⋅ ACTIVE Status
LOT 49: Now debuting the brand new Sequoia Floor Plan at Perimeter Point! This 2,612 sq ft brand new home offers:Open flowing main floor living, Guest Suite on main with .75 bath, Dining area, oversized kitchen island, extensive greatroom windows & large sliding glass door to covered back patio. Open Railing on main. 3 bedrooms up & large PrimarySuite with French Door entry spa-inspired bath including walk-in shower, stand alone tub, dual vanity with hand pickeddesigner finishes. Luxury Vinyl Plank flooring on main, 36" uppers with Crown Molding in Kitchen. Quartz counter tops& so much more with these brand new 2026 spec features! Cat6 Data package for all of your Tech needs. Garage includesplenty of storage space, EV charging & electric garage doors. Fully Fenced. With 8 thoughtfully designed floor plans,Soundbuilt Homes welcomes you to Perimeter Point! Tucked into a wooded enclave of just 60 homes near Spanaway Lake,Perimeter Point offers something rare: Spacious floor plans (2,262-3,019 sq ft) surrounded by towering trees, nearby trails,and natural beauty all while being just minutes from JBLM gates. This rare, intimate community boasts privacy &convenience, with outdoor adventures at your doorstep. Make sure to ask about our 2026 BUYER BONUS PACKAGE tohelp you increase your purchasing power! SOUNDBUILT HOMES IS AN AWARD WINNING HOME BUILDERRANKED IN THE TOP 10 FOR WA STATE AS THE ONLY LOCAL BUILDER ON THE LIST COMING OUT OF 2025IN HOMES SOLD!

14716 18th Avenue S, Spanaway

Listing courtesy of John L. Scott, Inc..

$454,950
3 Beds ⋅ 2 Baths ⋅ 2571950 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bath rambler offers a functional one-level layout on a generous lot with no HOA! The living and dining areas flow into the kitchen, with direct access to the deck and spacious fenced backyard. Major improvements include a roof replaced in 2018, water heater in 2019 and heat-pump mini split installed in 2016, along with fresh exterior paint, neutral interior paint in select areas, new refrigerator and range. Enjoy the home as it is while personalizing and updating at your own pace. The recently stained deck overlooks an established backyard with mature apple and cherry trees, Star Magnolia and lilac bushes. RV parking provides additional space and flexibility. Conveniently located near shopping, dining, everyday amenities, and JBLM.

21817 48th Avenue Ct E, Spanaway

Listing courtesy of Wilcox Real Estate.

$673,500
5 Beds ⋅ 4 Baths ⋅ 2571654 MLS ⋅ ACTIVE Status
LOT 5: Welcome to the Chinook Floor Plan with full Guest Suite & 3/4 bath on the main floor, inside of SoundbuiltHomes newest community, Perimeter Point! This brand new 2,767 sq ft 2 story home offers: Great Room open-concept,Guest Suite, Powder Room, Dining area & Open Railing on main. 5 total bedrooms, one being a flex-option Bonus Roomup, including large Primary Suite with spa-inspired bath including walk-in shower, stand alone tub, dual vanity withaesthetically pleasing finishes. Luxury Vinyl Plank flooring, 36" uppers with Crown Molding in Kitchen. Quartz countertops & so much more with these brand new 2026 spec features! Cat6 Data package for all of your Tech needs. 2 CarGarage includes room for storage, EV charging & electric garage doors. Fully Fenced. With 8 thoughtfully designed floorplans, Soundbuilt Homes welcomes you to Perimeter Point! Tucked into a wooded enclave of just 60 homes near SpanawayLake, Perimeter Point offers something rare: Spacious floor plans (2,262-3,019 sq ft) surrounded by towering trees, nearbytrails, and natural beauty all while being just minutes from JBLM gates. This rare, intimate community boasts privacy &convenience, with outdoor adventures at your doorstep. Make sure to ask about our 2026 BUYER BONUS PACKAGE tohelp you increase your purchasing power! SOUNDBUILT HOMES IS AN AWARD WINNING HOME BUILDERRANKED IN THE TOP 10 FOR WA STATE AS THE ONLY LOCAL BUILDER ON THE LIST COMING OUT OF 2025 IN HOMES SOLD! (Photos of a model home)

14715 18th Avenue S, Spanaway

Listing courtesy of John L. Scott, Inc..

$529,950
3 Beds ⋅ 3 Baths ⋅ 2571709 MLS ⋅ ACTIVE Status
Fully renovated 3-bedroom, 2.5-bath, one-story home on a large lot with excellent indoor and outdoor living space. The inviting living room features a large picture window, laminate flooring, LED lighting, and an electric fireplace with a stylish slatted accent wall. The spacious modern kitchen is ideal for gathering, featuring an extra-large island with ample seating, all appliances included, and a formal dining room. The primary suite offers beautiful hardwood flooring and a private ¾ bath, while two additional bedrooms provide comfortable living space. A separate family room adds even more versatility with a bar, wood-burning fireplace, and beautiful hardwood flooring. Numerous recent improvements include new windows throughout, a new roof, updated plumbing, new water heater, and new insulation in the attic and crawl space. The inviting front yard features fruit trees, Japanese maples, and mature greenery, while the fully fenced and landscaped backyard offers a large patio and parking for multiple vehicles. Conveniently located near shopping, dining, schools, major roadways, and everyday amenities. No HOA.

1121 Military Road E, Tacoma

Listing courtesy of Skyline Properties, Inc..

$354,500
2 Beds ⋅ 1 Baths ⋅ 2571747 MLS ⋅ ACTIVE Status
Welcome to this charming 2-bedroom, 1-bath home offering 759 sq ft of comfortable living space on a large corner lot. Located in a quiet neighborhood, this property offers a convenient combination of privacy, accessibility, and location. Enjoy being within walking distance of the lake and golf course, with public transportation and shopping nearby. Its proximity to the U.S. Air Force Base adds to its appeal for military personnel, civilian employees, and commuters. Whether you're looking for an excellent rental investment or an affordable opportunity to enter the housing market, this property offers plenty of potential. A great location, generous lot, and versatile possibilities make this home one to see!

16001 Park Avenue S, Spanaway

Listing courtesy of The Doner Group.

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